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香港永明金融有限公司 · S00018-01-000 · 3 个版本 · 标准计划 · 年均加幅 +1.20%
男 Male
| 年龄 | S00018-01-000-01 2019-04-01 | S00018-01-000-02 2021-04-01 | S00018-01-000-02 2026-04-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$2,280 | HK$2,280 | HK$2,485 (+9.0%) | +1.19% |
| 5 | HK$1,902 | HK$1,902 | HK$2,073 (+9.0%) | +1.19% |
| 10 | HK$1,336 | HK$1,336 | HK$1,456 (+9.0%) | +1.19% |
| 15 | HK$1,336 | HK$1,336 | HK$1,456 (+9.0%) | +1.19% |
| 20 | HK$1,318 | HK$1,318 | HK$1,437 (+9.0%) | +1.20% |
| 25 | HK$1,378 | HK$1,378 | HK$1,502 (+9.0%) | +1.20% |
| 30 | HK$1,620 | HK$1,620 | HK$1,766 (+9.0%) | +1.20% |
| 35 | HK$1,888 | HK$1,888 | HK$2,058 (+9.0%) | +1.20% |
| 40 | HK$2,157 | HK$2,157 | HK$2,351 (+9.0%) | +1.19% |
| 45 | HK$2,743 | HK$2,743 | HK$2,990 (+9.0%) | +1.20% |
| 50 | HK$3,488 | HK$3,488 | HK$3,802 (+9.0%) | +1.20% |
| 55 | HK$4,500 | HK$4,500 | HK$4,905 (+9.0%) | +1.20% |
| 60 | HK$5,692 | HK$5,692 | HK$6,204 (+9.0%) | +1.19% |
| 65 | HK$7,155 | HK$7,155 | HK$7,799 (+9.0%) | +1.20% |
| 70 | HK$8,996 | HK$8,996 | HK$9,806 (+9.0%) | +1.20% |
| 75 | HK$11,610 | HK$11,610 | HK$12,655 (+9.0%) | +1.20% |
| 80 | HK$14,835 | HK$14,835 | HK$16,170 (+9.0%) | +1.20% |
| 85 | HK$16,792 | HK$16,792 | HK$18,303 (+9.0%) | +1.20% |
| 90 | HK$19,007 | HK$19,007 | HK$20,718 (+9.0%) | +1.20% |
| 95 | HK$21,222 | HK$21,222 | HK$23,132 (+9.0%) | +1.20% |
| 99 | HK$23,180 | HK$23,180 | HK$25,266 (+9.0%) | +1.20% |
| 所有年龄平均 | — | 0.0% | +9.0% | — |
0岁HK$2,280
5岁HK$1,902
10岁HK$1,336
15岁HK$1,336
20岁HK$1,318
25岁HK$1,378
30岁HK$1,620
35岁HK$1,888
40岁HK$2,157
45岁HK$2,743
50岁HK$3,488
55岁HK$4,500
60岁HK$5,692
65岁HK$7,155
70岁HK$8,996
75岁HK$11,610
80岁HK$14,835
85岁HK$16,792
90岁HK$19,007
95岁HK$21,222
99岁HK$23,180
0岁HK$2,280
5岁HK$1,902
10岁HK$1,336
15岁HK$1,336
20岁HK$1,318
25岁HK$1,378
30岁HK$1,620
35岁HK$1,888
40岁HK$2,157
45岁HK$2,743
50岁HK$3,488
55岁HK$4,500
60岁HK$5,692
65岁HK$7,155
70岁HK$8,996
75岁HK$11,610
80岁HK$14,835
85岁HK$16,792
90岁HK$19,007
95岁HK$21,222
99岁HK$23,180
0岁HK$2,485 (+9.0%)
5岁HK$2,073 (+9.0%)
10岁HK$1,456 (+9.0%)
15岁HK$1,456 (+9.0%)
20岁HK$1,437 (+9.0%)
25岁HK$1,502 (+9.0%)
30岁HK$1,766 (+9.0%)
35岁HK$2,058 (+9.0%)
40岁HK$2,351 (+9.0%)
45岁HK$2,990 (+9.0%)
50岁HK$3,802 (+9.0%)
55岁HK$4,905 (+9.0%)
60岁HK$6,204 (+9.0%)
65岁HK$7,799 (+9.0%)
70岁HK$9,806 (+9.0%)
75岁HK$12,655 (+9.0%)
80岁HK$16,170 (+9.0%)
85岁HK$18,303 (+9.0%)
90岁HK$20,718 (+9.0%)
95岁HK$23,132 (+9.0%)
99岁HK$25,266 (+9.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+1.19%
5岁+1.19%
10岁+1.19%
15岁+1.19%
20岁+1.20%
25岁+1.20%
30岁+1.20%
35岁+1.20%
40岁+1.19%
45岁+1.20%
50岁+1.20%
55岁+1.20%
60岁+1.19%
65岁+1.20%
70岁+1.20%
75岁+1.20%
80岁+1.20%
85岁+1.20%
90岁+1.20%
95岁+1.20%
99岁+1.20%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | S00018-01-000-01 2019-04-01 | S00018-01-000-02 2021-04-01 | S00018-01-000-02 2026-04-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$1,746 | HK$1,746 | HK$1,903 (+9.0%) | +1.19% |
| 5 | HK$1,502 | HK$1,502 | HK$1,637 (+9.0%) | +1.19% |
| 10 | HK$1,138 | HK$1,138 | HK$1,240 (+9.0%) | +1.19% |
| 15 | HK$1,138 | HK$1,138 | HK$1,240 (+9.0%) | +1.19% |
| 20 | HK$1,328 | HK$1,328 | HK$1,448 (+9.0%) | +1.20% |
| 25 | HK$1,592 | HK$1,592 | HK$1,735 (+9.0%) | +1.19% |
| 30 | HK$1,943 | HK$1,943 | HK$2,118 (+9.0%) | +1.20% |
| 35 | HK$2,256 | HK$2,256 | HK$2,459 (+9.0%) | +1.20% |
| 40 | HK$2,552 | HK$2,552 | HK$2,782 (+9.0%) | +1.20% |
| 45 | HK$3,185 | HK$3,185 | HK$3,472 (+9.0%) | +1.20% |
| 50 | HK$3,951 | HK$3,951 | HK$4,307 (+9.0%) | +1.20% |
| 55 | HK$4,886 | HK$4,886 | HK$5,326 (+9.0%) | +1.20% |
| 60 | HK$5,873 | HK$5,873 | HK$6,402 (+9.0%) | +1.20% |
| 65 | HK$6,895 | HK$6,895 | HK$7,516 (+9.0%) | +1.20% |
| 70 | HK$8,419 | HK$8,419 | HK$9,177 (+9.0%) | +1.20% |
| 75 | HK$10,867 | HK$10,867 | HK$11,845 (+9.0%) | +1.20% |
| 80 | HK$13,448 | HK$13,448 | HK$14,658 (+9.0%) | +1.20% |
| 85 | HK$14,580 | HK$14,580 | HK$15,892 (+9.0%) | +1.20% |
| 90 | HK$16,464 | HK$16,464 | HK$17,946 (+9.0%) | +1.20% |
| 95 | HK$18,380 | HK$18,380 | HK$20,034 (+9.0%) | +1.20% |
| 99 | HK$20,070 | HK$20,070 | HK$21,876 (+9.0%) | +1.20% |
| 所有年龄平均 | — | 0.0% | +9.0% | — |
0岁HK$1,746
5岁HK$1,502
10岁HK$1,138
15岁HK$1,138
20岁HK$1,328
25岁HK$1,592
30岁HK$1,943
35岁HK$2,256
40岁HK$2,552
45岁HK$3,185
50岁HK$3,951
55岁HK$4,886
60岁HK$5,873
65岁HK$6,895
70岁HK$8,419
75岁HK$10,867
80岁HK$13,448
85岁HK$14,580
90岁HK$16,464
95岁HK$18,380
99岁HK$20,070
0岁HK$1,746
5岁HK$1,502
10岁HK$1,138
15岁HK$1,138
20岁HK$1,328
25岁HK$1,592
30岁HK$1,943
35岁HK$2,256
40岁HK$2,552
45岁HK$3,185
50岁HK$3,951
55岁HK$4,886
60岁HK$5,873
65岁HK$6,895
70岁HK$8,419
75岁HK$10,867
80岁HK$13,448
85岁HK$14,580
90岁HK$16,464
95岁HK$18,380
99岁HK$20,070
0岁HK$1,903 (+9.0%)
5岁HK$1,637 (+9.0%)
10岁HK$1,240 (+9.0%)
15岁HK$1,240 (+9.0%)
20岁HK$1,448 (+9.0%)
25岁HK$1,735 (+9.0%)
30岁HK$2,118 (+9.0%)
35岁HK$2,459 (+9.0%)
40岁HK$2,782 (+9.0%)
45岁HK$3,472 (+9.0%)
50岁HK$4,307 (+9.0%)
55岁HK$5,326 (+9.0%)
60岁HK$6,402 (+9.0%)
65岁HK$7,516 (+9.0%)
70岁HK$9,177 (+9.0%)
75岁HK$11,845 (+9.0%)
80岁HK$14,658 (+9.0%)
85岁HK$15,892 (+9.0%)
90岁HK$17,946 (+9.0%)
95岁HK$20,034 (+9.0%)
99岁HK$21,876 (+9.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+1.19%
5岁+1.19%
10岁+1.19%
15岁+1.19%
20岁+1.20%
25岁+1.19%
30岁+1.20%
35岁+1.20%
40岁+1.20%
45岁+1.20%
50岁+1.20%
55岁+1.20%
60岁+1.20%
65岁+1.20%
70岁+1.20%
75岁+1.20%
80岁+1.20%
85岁+1.20%
90岁+1.20%
95岁+1.20%
99岁+1.20%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。