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永明港稱心醫療保 - 計劃二
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香港永明金融有限公司 · F00026-01-001 · 5 个版本 · 灵活计划 · 年均加幅 +2.46%
港元 (HKD)
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| 年龄 | 2019-05-02 | 2021-04-01 | 2022-04-01 | 2024-09-01 | 最新版本 2025-09-01 | 年均加幅 |
|---|---|---|---|---|---|---|
| 0岁 | HK$4,280 | HK$4,280 | HK$4,537 (+6.0%) | HK$4,877 (+7.5%) | HK$5,121 (+5.0%) | +2.46% |
| 5岁 | HK$3,634 | HK$3,634 | HK$3,852 (+6.0%) | HK$4,141 (+7.5%) | HK$4,348 (+5.0%) | +2.46% |
| 10岁 | HK$2,665 | HK$2,665 | HK$2,825 (+6.0%) | HK$3,037 (+7.5%) | HK$3,189 (+5.0%) | +2.47% |
| 15岁 | HK$2,665 | HK$2,665 | HK$2,825 (+6.0%) | HK$3,037 (+7.5%) | HK$3,189 (+5.0%) | +2.47% |
| 20岁 | HK$2,645 | HK$2,645 | HK$2,804 (+6.0%) | HK$3,014 (+7.5%) | HK$3,165 (+5.0%) | +2.47% |
| 25岁 | HK$2,668 | HK$2,668 | HK$2,828 (+6.0%) | HK$3,040 (+7.5%) | HK$3,192 (+5.0%) | +2.46% |
| 30岁 | HK$3,021 | HK$3,021 | HK$3,202 (+6.0%) | HK$3,442 (+7.5%) | HK$3,614 (+5.0%) | +2.46% |
| 35岁 | HK$3,488 | HK$3,488 | HK$3,697 (+6.0%) | HK$3,974 (+7.5%) | HK$4,173 (+5.0%) | +2.46% |
| 40岁 | HK$3,954 | HK$3,954 | HK$4,191 (+6.0%) | HK$4,505 (+7.5%) | HK$4,730 (+5.0%) | +2.46% |
| 45岁 | HK$5,070 | HK$5,070 | HK$5,374 (+6.0%) | HK$5,777 (+7.5%) | HK$6,066 (+5.0%) | +2.46% |
| 50岁 | HK$6,510 | HK$6,510 | HK$6,901 (+6.0%) | HK$7,419 (+7.5%) | HK$7,790 (+5.0%) | +2.47% |
| 55岁 | HK$8,579 | HK$8,579 | HK$9,094 (+6.0%) | HK$9,776 (+7.5%) | HK$10,265 (+5.0%) | +2.46% |
| 60岁 | HK$11,321 | HK$11,321 | HK$12,000 (+6.0%) | HK$12,900 (+7.5%) | HK$13,545 (+5.0%) | +2.46% |
| 65岁 | HK$14,284 | HK$14,284 | HK$15,141 (+6.0%) | HK$16,277 (+7.5%) | HK$17,091 (+5.0%) | +2.46% |
| 70岁 | HK$18,027 | HK$18,027 | HK$19,109 (+6.0%) | HK$20,542 (+7.5%) | HK$21,569 (+5.0%) | +2.46% |
| 75岁 | HK$23,128 | HK$23,128 | HK$24,516 (+6.0%) | HK$26,355 (+7.5%) | HK$27,673 (+5.0%) | +2.46% |
| 80岁 | HK$29,373 | HK$29,373 | HK$31,135 (+6.0%) | HK$33,470 (+7.5%) | HK$35,144 (+5.0%) | +2.46% |
| 85岁 | HK$33,185 | HK$33,185 | HK$35,176 (+6.0%) | HK$37,814 (+7.5%) | HK$39,705 (+5.0%) | +2.46% |
| 90岁 | HK$37,504 | HK$37,504 | HK$39,754 (+6.0%) | HK$42,736 (+7.5%) | HK$44,873 (+5.0%) | +2.46% |
| 95岁 | HK$41,365 | HK$41,365 | HK$43,847 (+6.0%) | HK$47,136 (+7.5%) | HK$49,493 (+5.0%) | +2.46% |
| 99岁 | HK$44,748 | HK$44,748 | HK$47,433 (+6.0%) | HK$50,990 (+7.5%) | HK$53,540 (+5.0%) | +2.46% |
| 所有年龄平均 | — | 0.0% | +6.0% | +7.5% | +5.0% | — |
0岁HK$4,280
5岁HK$3,634
10岁HK$2,665
15岁HK$2,665
20岁HK$2,645
25岁HK$2,668
30岁HK$3,021
35岁HK$3,488
40岁HK$3,954
45岁HK$5,070
50岁HK$6,510
55岁HK$8,579
60岁HK$11,321
65岁HK$14,284
70岁HK$18,027
75岁HK$23,128
80岁HK$29,373
85岁HK$33,185
90岁HK$37,504
95岁HK$41,365
99岁HK$44,748
0岁HK$4,280
5岁HK$3,634
10岁HK$2,665
15岁HK$2,665
20岁HK$2,645
25岁HK$2,668
30岁HK$3,021
35岁HK$3,488
40岁HK$3,954
45岁HK$5,070
50岁HK$6,510
55岁HK$8,579
60岁HK$11,321
65岁HK$14,284
70岁HK$18,027
75岁HK$23,128
80岁HK$29,373
85岁HK$33,185
90岁HK$37,504
95岁HK$41,365
99岁HK$44,748
0岁HK$4,537 (+6.0%)
5岁HK$3,852 (+6.0%)
10岁HK$2,825 (+6.0%)
15岁HK$2,825 (+6.0%)
20岁HK$2,804 (+6.0%)
25岁HK$2,828 (+6.0%)
30岁HK$3,202 (+6.0%)
35岁HK$3,697 (+6.0%)
40岁HK$4,191 (+6.0%)
45岁HK$5,374 (+6.0%)
50岁HK$6,901 (+6.0%)
55岁HK$9,094 (+6.0%)
60岁HK$12,000 (+6.0%)
65岁HK$15,141 (+6.0%)
70岁HK$19,109 (+6.0%)
75岁HK$24,516 (+6.0%)
80岁HK$31,135 (+6.0%)
85岁HK$35,176 (+6.0%)
90岁HK$39,754 (+6.0%)
95岁HK$43,847 (+6.0%)
99岁HK$47,433 (+6.0%)
0岁HK$4,877 (+7.5%)
5岁HK$4,141 (+7.5%)
10岁HK$3,037 (+7.5%)
15岁HK$3,037 (+7.5%)
20岁HK$3,014 (+7.5%)
25岁HK$3,040 (+7.5%)
30岁HK$3,442 (+7.5%)
35岁HK$3,974 (+7.5%)
40岁HK$4,505 (+7.5%)
45岁HK$5,777 (+7.5%)
50岁HK$7,419 (+7.5%)
55岁HK$9,776 (+7.5%)
60岁HK$12,900 (+7.5%)
65岁HK$16,277 (+7.5%)
70岁HK$20,542 (+7.5%)
75岁HK$26,355 (+7.5%)
80岁HK$33,470 (+7.5%)
85岁HK$37,814 (+7.5%)
90岁HK$42,736 (+7.5%)
95岁HK$47,136 (+7.5%)
99岁HK$50,990 (+7.5%)
0岁HK$5,121 (+5.0%)
5岁HK$4,348 (+5.0%)
10岁HK$3,189 (+5.0%)
15岁HK$3,189 (+5.0%)
20岁HK$3,165 (+5.0%)
25岁HK$3,192 (+5.0%)
30岁HK$3,614 (+5.0%)
35岁HK$4,173 (+5.0%)
40岁HK$4,730 (+5.0%)
45岁HK$6,066 (+5.0%)
50岁HK$7,790 (+5.0%)
55岁HK$10,265 (+5.0%)
60岁HK$13,545 (+5.0%)
65岁HK$17,091 (+5.0%)
70岁HK$21,569 (+5.0%)
75岁HK$27,673 (+5.0%)
80岁HK$35,144 (+5.0%)
85岁HK$39,705 (+5.0%)
90岁HK$44,873 (+5.0%)
95岁HK$49,493 (+5.0%)
99岁HK$53,540 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.46%
5岁+2.46%
10岁+2.47%
15岁+2.47%
20岁+2.47%
25岁+2.46%
30岁+2.46%
35岁+2.46%
40岁+2.46%
45岁+2.46%
50岁+2.47%
55岁+2.46%
60岁+2.46%
65岁+2.46%
70岁+2.46%
75岁+2.46%
80岁+2.46%
85岁+2.46%
90岁+2.46%
95岁+2.46%
99岁+2.46%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。