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香港永明金融有限公司 · F00026-01-000 · 5 个版本 · 灵活计划 · 年均加幅 +2.46%
港元 (HKD)
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| 年龄 | 2019-05-02 | 2021-04-01 | 2022-04-01 | 2024-09-01 | 最新版本 2025-09-01 | 年均加幅 |
|---|---|---|---|---|---|---|
| 0岁 | HK$3,280 | HK$3,280 | HK$3,477 (+6.0%) | HK$3,738 (+7.5%) | HK$3,925 (+5.0%) | +2.47% |
| 5岁 | HK$2,698 | HK$2,698 | HK$2,860 (+6.0%) | HK$3,075 (+7.5%) | HK$3,229 (+5.0%) | +2.47% |
| 10岁 | HK$1,824 | HK$1,824 | HK$1,933 (+6.0%) | HK$2,078 (+7.5%) | HK$2,182 (+5.0%) | +2.46% |
| 15岁 | HK$1,824 | HK$1,824 | HK$1,933 (+6.0%) | HK$2,078 (+7.5%) | HK$2,182 (+5.0%) | +2.46% |
| 20岁 | HK$1,808 | HK$1,808 | HK$1,916 (+6.0%) | HK$2,060 (+7.5%) | HK$2,163 (+5.0%) | +2.46% |
| 25岁 | HK$1,854 | HK$1,854 | HK$1,965 (+6.0%) | HK$2,112 (+7.5%) | HK$2,218 (+5.0%) | +2.46% |
| 30岁 | HK$2,181 | HK$2,181 | HK$2,312 (+6.0%) | HK$2,485 (+7.5%) | HK$2,609 (+5.0%) | +2.46% |
| 35岁 | HK$2,539 | HK$2,539 | HK$2,691 (+6.0%) | HK$2,893 (+7.5%) | HK$3,038 (+5.0%) | +2.46% |
| 40岁 | HK$2,901 | HK$2,901 | HK$3,075 (+6.0%) | HK$3,306 (+7.5%) | HK$3,471 (+5.0%) | +2.46% |
| 45岁 | HK$3,694 | HK$3,694 | HK$3,916 (+6.0%) | HK$4,210 (+7.5%) | HK$4,421 (+5.0%) | +2.47% |
| 50岁 | HK$4,708 | HK$4,708 | HK$4,990 (+6.0%) | HK$5,364 (+7.5%) | HK$5,632 (+5.0%) | +2.46% |
| 55岁 | HK$6,020 | HK$6,020 | HK$6,381 (+6.0%) | HK$6,860 (+7.5%) | HK$7,203 (+5.0%) | +2.46% |
| 60岁 | HK$7,686 | HK$7,686 | HK$8,147 (+6.0%) | HK$8,758 (+7.5%) | HK$9,196 (+5.0%) | +2.46% |
| 65岁 | HK$9,654 | HK$9,654 | HK$10,233 (+6.0%) | HK$11,000 (+7.5%) | HK$11,550 (+5.0%) | +2.46% |
| 70岁 | HK$12,131 | HK$12,131 | HK$12,859 (+6.0%) | HK$13,823 (+7.5%) | HK$14,514 (+5.0%) | +2.46% |
| 75岁 | HK$16,129 | HK$16,129 | HK$17,097 (+6.0%) | HK$18,379 (+7.5%) | HK$19,298 (+5.0%) | +2.46% |
| 80岁 | HK$20,600 | HK$20,600 | HK$21,836 (+6.0%) | HK$23,474 (+7.5%) | HK$24,648 (+5.0%) | +2.46% |
| 85岁 | HK$23,306 | HK$23,306 | HK$24,704 (+6.0%) | HK$26,557 (+7.5%) | HK$27,885 (+5.0%) | +2.46% |
| 90岁 | HK$26,382 | HK$26,382 | HK$27,965 (+6.0%) | HK$30,062 (+7.5%) | HK$31,565 (+5.0%) | +2.46% |
| 95岁 | HK$29,456 | HK$29,456 | HK$31,223 (+6.0%) | HK$33,565 (+7.5%) | HK$35,243 (+5.0%) | +2.46% |
| 99岁 | HK$32,172 | HK$32,172 | HK$34,102 (+6.0%) | HK$36,660 (+7.5%) | HK$38,493 (+5.0%) | +2.46% |
| 所有年龄平均 | — | 0.0% | +6.0% | +7.5% | +5.0% | — |
0岁HK$3,280
5岁HK$2,698
10岁HK$1,824
15岁HK$1,824
20岁HK$1,808
25岁HK$1,854
30岁HK$2,181
35岁HK$2,539
40岁HK$2,901
45岁HK$3,694
50岁HK$4,708
55岁HK$6,020
60岁HK$7,686
65岁HK$9,654
70岁HK$12,131
75岁HK$16,129
80岁HK$20,600
85岁HK$23,306
90岁HK$26,382
95岁HK$29,456
99岁HK$32,172
0岁HK$3,280
5岁HK$2,698
10岁HK$1,824
15岁HK$1,824
20岁HK$1,808
25岁HK$1,854
30岁HK$2,181
35岁HK$2,539
40岁HK$2,901
45岁HK$3,694
50岁HK$4,708
55岁HK$6,020
60岁HK$7,686
65岁HK$9,654
70岁HK$12,131
75岁HK$16,129
80岁HK$20,600
85岁HK$23,306
90岁HK$26,382
95岁HK$29,456
99岁HK$32,172
0岁HK$3,477 (+6.0%)
5岁HK$2,860 (+6.0%)
10岁HK$1,933 (+6.0%)
15岁HK$1,933 (+6.0%)
20岁HK$1,916 (+6.0%)
25岁HK$1,965 (+6.0%)
30岁HK$2,312 (+6.0%)
35岁HK$2,691 (+6.0%)
40岁HK$3,075 (+6.0%)
45岁HK$3,916 (+6.0%)
50岁HK$4,990 (+6.0%)
55岁HK$6,381 (+6.0%)
60岁HK$8,147 (+6.0%)
65岁HK$10,233 (+6.0%)
70岁HK$12,859 (+6.0%)
75岁HK$17,097 (+6.0%)
80岁HK$21,836 (+6.0%)
85岁HK$24,704 (+6.0%)
90岁HK$27,965 (+6.0%)
95岁HK$31,223 (+6.0%)
99岁HK$34,102 (+6.0%)
0岁HK$3,738 (+7.5%)
5岁HK$3,075 (+7.5%)
10岁HK$2,078 (+7.5%)
15岁HK$2,078 (+7.5%)
20岁HK$2,060 (+7.5%)
25岁HK$2,112 (+7.5%)
30岁HK$2,485 (+7.5%)
35岁HK$2,893 (+7.5%)
40岁HK$3,306 (+7.5%)
45岁HK$4,210 (+7.5%)
50岁HK$5,364 (+7.5%)
55岁HK$6,860 (+7.5%)
60岁HK$8,758 (+7.5%)
65岁HK$11,000 (+7.5%)
70岁HK$13,823 (+7.5%)
75岁HK$18,379 (+7.5%)
80岁HK$23,474 (+7.5%)
85岁HK$26,557 (+7.5%)
90岁HK$30,062 (+7.5%)
95岁HK$33,565 (+7.5%)
99岁HK$36,660 (+7.5%)
0岁HK$3,925 (+5.0%)
5岁HK$3,229 (+5.0%)
10岁HK$2,182 (+5.0%)
15岁HK$2,182 (+5.0%)
20岁HK$2,163 (+5.0%)
25岁HK$2,218 (+5.0%)
30岁HK$2,609 (+5.0%)
35岁HK$3,038 (+5.0%)
40岁HK$3,471 (+5.0%)
45岁HK$4,421 (+5.0%)
50岁HK$5,632 (+5.0%)
55岁HK$7,203 (+5.0%)
60岁HK$9,196 (+5.0%)
65岁HK$11,550 (+5.0%)
70岁HK$14,514 (+5.0%)
75岁HK$19,298 (+5.0%)
80岁HK$24,648 (+5.0%)
85岁HK$27,885 (+5.0%)
90岁HK$31,565 (+5.0%)
95岁HK$35,243 (+5.0%)
99岁HK$38,493 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.47%
5岁+2.47%
10岁+2.46%
15岁+2.46%
20岁+2.46%
25岁+2.46%
30岁+2.46%
35岁+2.46%
40岁+2.46%
45岁+2.47%
50岁+2.46%
55岁+2.46%
60岁+2.46%
65岁+2.46%
70岁+2.46%
75岁+2.46%
80岁+2.46%
85岁+2.46%
90岁+2.46%
95岁+2.46%
99岁+2.46%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。