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保誠保險有限公司 · F00068-06-000 · 3 个版本 · 灵活计划 · 年均加幅 +2.68%
数据注意事项 (1)
性别轴转家族 · 保费结构改变
此系列的保费结构由不分性别改为男女分开（涉及 98 个年龄层）。加幅数字反映结构改变的平均影响，单一性别的实际影响可能大幅偏离均数 — 需参考原 PDF 确认。
男 Male
| 年龄 | F00068-06-000-01 2022-10-03 | F00068-06-000-01 2024-10-01 | F00068-06-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$2,314 | US$2,430 (+5.0%) | US$2,633 (+8.4%) | +3.47% |
| 5 | US$1,449 | US$1,522 (+5.0%) | US$1,649 (+8.3%) | +3.47% |
| 10 | US$1,145 | US$1,202 (+5.0%) | US$1,303 (+8.4%) | +3.47% |
| 15 | US$1,066 | US$1,120 (+5.1%) | US$1,213 (+8.3%) | +3.47% |
| 20 | US$1,159 | US$1,217 (+5.0%) | US$1,319 (+8.4%) | +3.47% |
| 25 | US$1,384 | US$1,453 (+5.0%) | US$1,575 (+8.4%) | +3.47% |
| 30 | US$1,689 | US$1,774 (+5.0%) | US$1,922 (+8.3%) | +3.47% |
| 35 | US$1,991 | US$2,091 (+5.0%) | US$2,265 (+8.3%) | +3.46% |
| 40 | US$2,333 | US$2,450 (+5.0%) | US$2,642 (+7.8%) | +3.34% |
| 45 | US$2,713 | US$2,849 (+5.0%) | US$3,072 (+7.8%) | +3.33% |
| 50 | US$3,449 | US$3,621 (+5.0%) | US$3,905 (+7.8%) | +3.33% |
| 55 | US$4,253 | US$4,466 (+5.0%) | US$4,815 (+7.8%) | +3.33% |
| 60 | — | — | US$6,554 | — |
| 65 | US$8,939 | US$9,386 (+5.0%) | US$10,119 (+7.8%) | +3.33% |
| 70 | US$11,188 | US$11,747 (+5.0%) | US$12,665 (+7.8%) | +3.33% |
| 75 | US$13,651 | US$14,333 (+5.0%) | US$15,452 (+7.8%) | +3.32% |
| 80 | US$16,127 | US$16,933 (+5.0%) | US$18,255 (+7.8%) | +3.33% |
| 85 | US$17,615 | US$18,496 (+5.0%) | US$19,940 (+7.8%) | +3.33% |
| 90 | US$19,165 | US$20,123 (+5.0%) | US$21,694 (+7.8%) | +3.33% |
| 95 | US$20,416 | US$21,437 (+5.0%) | US$23,110 (+7.8%) | +3.33% |
| 99 | US$21,230 | US$22,292 (+5.0%) | US$24,031 (+7.8%) | +3.32% |
| 所有年龄平均 | — | +5.0% | +8.0% | — |
0岁US$2,314
5岁US$1,449
10岁US$1,145
15岁US$1,066
20岁US$1,159
25岁US$1,384
30岁US$1,689
35岁US$1,991
40岁US$2,333
45岁US$2,713
50岁US$3,449
55岁US$4,253
60岁—
65岁US$8,939
70岁US$11,188
75岁US$13,651
80岁US$16,127
85岁US$17,615
90岁US$19,165
95岁US$20,416
99岁US$21,230
0岁US$2,430 (+5.0%)
5岁US$1,522 (+5.0%)
10岁US$1,202 (+5.0%)
15岁US$1,120 (+5.1%)
20岁US$1,217 (+5.0%)
25岁US$1,453 (+5.0%)
30岁US$1,774 (+5.0%)
35岁US$2,091 (+5.0%)
40岁US$2,450 (+5.0%)
45岁US$2,849 (+5.0%)
50岁US$3,621 (+5.0%)
55岁US$4,466 (+5.0%)
60岁—
65岁US$9,386 (+5.0%)
70岁US$11,747 (+5.0%)
75岁US$14,333 (+5.0%)
80岁US$16,933 (+5.0%)
85岁US$18,496 (+5.0%)
90岁US$20,123 (+5.0%)
95岁US$21,437 (+5.0%)
99岁US$22,292 (+5.0%)
0岁US$2,633 (+8.4%)
5岁US$1,649 (+8.3%)
10岁US$1,303 (+8.4%)
15岁US$1,213 (+8.3%)
20岁US$1,319 (+8.4%)
25岁US$1,575 (+8.4%)
30岁US$1,922 (+8.3%)
35岁US$2,265 (+8.3%)
40岁US$2,642 (+7.8%)
45岁US$3,072 (+7.8%)
50岁US$3,905 (+7.8%)
55岁US$4,815 (+7.8%)
60岁US$6,554
65岁US$10,119 (+7.8%)
70岁US$12,665 (+7.8%)
75岁US$15,452 (+7.8%)
80岁US$18,255 (+7.8%)
85岁US$19,940 (+7.8%)
90岁US$21,694 (+7.8%)
95岁US$23,110 (+7.8%)
99岁US$24,031 (+7.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.47%
5岁+3.47%
10岁+3.47%
15岁+3.47%
20岁+3.47%
25岁+3.47%
30岁+3.47%
35岁+3.46%
40岁+3.34%
45岁+3.33%
50岁+3.33%
55岁+3.33%
60岁—
65岁+3.33%
70岁+3.33%
75岁+3.32%
80岁+3.33%
85岁+3.33%
90岁+3.33%
95岁+3.33%
99岁+3.32%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00068-06-000-01 2022-10-03 | F00068-06-000-01 2024-10-01 | F00068-06-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$2,314 | US$2,430 (+5.0%) | US$2,052 (-15.6%) | -3.12% |
| 5 | US$1,449 | US$1,522 (+5.0%) | US$1,271 (-16.5%) | -3.40% |
| 10 | US$1,145 | US$1,202 (+5.0%) | US$1,042 (-13.3%) | -2.46% |
| 15 | US$1,066 | US$1,120 (+5.1%) | US$1,051 (-6.2%) | -0.37% |
| 20 | US$1,159 | US$1,217 (+5.0%) | US$1,263 (+3.8%) | +2.29% |
| 25 | US$1,384 | US$1,453 (+5.0%) | US$1,731 (+19.1%) | +6.08% |
| 30 | US$1,689 | US$1,774 (+5.0%) | US$2,172 (+22.4%) | +6.86% |
| 35 | US$1,991 | US$2,091 (+5.0%) | US$2,621 (+25.3%) | +7.53% |
| 40 | US$2,333 | US$2,450 (+5.0%) | US$3,151 (+28.6%) | +8.26% |
| 45 | US$2,713 | US$2,849 (+5.0%) | US$3,796 (+33.2%) | +9.27% |
| 50 | US$3,449 | US$3,621 (+5.0%) | US$4,530 (+25.1%) | +7.46% |
| 55 | US$4,253 | US$4,466 (+5.0%) | US$5,028 (+12.6%) | +4.52% |
| 60 | — | — | US$5,732 | — |
| 65 | US$8,939 | US$9,386 (+5.0%) | US$8,038 (-14.4%) | -2.76% |
| 70 | US$11,188 | US$11,747 (+5.0%) | US$10,546 (-10.2%) | -1.55% |
| 75 | US$13,651 | US$14,333 (+5.0%) | US$13,225 (-7.7%) | -0.83% |
| 80 | US$16,127 | US$16,933 (+5.0%) | US$15,650 (-7.6%) | -0.79% |
| 85 | US$17,615 | US$18,496 (+5.0%) | US$17,714 (-4.2%) | +0.15% |
| 90 | US$19,165 | US$20,123 (+5.0%) | US$19,181 (-4.7%) | +0.02% |
| 95 | US$20,416 | US$21,437 (+5.0%) | US$20,970 (-2.2%) | +0.71% |
| 99 | US$21,230 | US$22,292 (+5.0%) | US$21,606 (-3.1%) | +0.46% |
| 所有年龄平均 | — | +5.0% | +3.2% | — |
0岁US$2,314
5岁US$1,449
10岁US$1,145
15岁US$1,066
20岁US$1,159
25岁US$1,384
30岁US$1,689
35岁US$1,991
40岁US$2,333
45岁US$2,713
50岁US$3,449
55岁US$4,253
60岁—
65岁US$8,939
70岁US$11,188
75岁US$13,651
80岁US$16,127
85岁US$17,615
90岁US$19,165
95岁US$20,416
99岁US$21,230
0岁US$2,430 (+5.0%)
5岁US$1,522 (+5.0%)
10岁US$1,202 (+5.0%)
15岁US$1,120 (+5.1%)
20岁US$1,217 (+5.0%)
25岁US$1,453 (+5.0%)
30岁US$1,774 (+5.0%)
35岁US$2,091 (+5.0%)
40岁US$2,450 (+5.0%)
45岁US$2,849 (+5.0%)
50岁US$3,621 (+5.0%)
55岁US$4,466 (+5.0%)
60岁—
65岁US$9,386 (+5.0%)
70岁US$11,747 (+5.0%)
75岁US$14,333 (+5.0%)
80岁US$16,933 (+5.0%)
85岁US$18,496 (+5.0%)
90岁US$20,123 (+5.0%)
95岁US$21,437 (+5.0%)
99岁US$22,292 (+5.0%)
0岁US$2,052 (-15.6%)
5岁US$1,271 (-16.5%)
10岁US$1,042 (-13.3%)
15岁US$1,051 (-6.2%)
20岁US$1,263 (+3.8%)
25岁US$1,731 (+19.1%)
30岁US$2,172 (+22.4%)
35岁US$2,621 (+25.3%)
40岁US$3,151 (+28.6%)
45岁US$3,796 (+33.2%)
50岁US$4,530 (+25.1%)
55岁US$5,028 (+12.6%)
60岁US$5,732
65岁US$8,038 (-14.4%)
70岁US$10,546 (-10.2%)
75岁US$13,225 (-7.7%)
80岁US$15,650 (-7.6%)
85岁US$17,714 (-4.2%)
90岁US$19,181 (-4.7%)
95岁US$20,970 (-2.2%)
99岁US$21,606 (-3.1%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁-3.12%
5岁-3.40%
10岁-2.46%
15岁-0.37%
20岁+2.29%
25岁+6.08%
30岁+6.86%
35岁+7.53%
40岁+8.26%
45岁+9.27%
50岁+7.46%
55岁+4.52%
60岁—
65岁-2.76%
70岁-1.55%
75岁-0.83%
80岁-0.79%
85岁+0.15%
90岁+0.02%
95岁+0.71%
99岁+0.46%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。