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保誠保險有限公司 · F00068-05-000 · 3 个版本 · 灵活计划 · 年均加幅 +3.19%
数据注意事项 (1)
性别轴转家族 · 保费结构改变
此系列的保费结构由不分性别改为男女分开（涉及 98 个年龄层）。加幅数字反映结构改变的平均影响，单一性别的实际影响可能大幅偏离均数 — 需参考原 PDF 确认。
男 Male
| 年龄 | F00068-05-000-01 2022-10-03 | F00068-05-000-01 2024-10-01 | F00068-05-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$1,176 | US$1,234 (+4.9%) | US$1,338 (+8.4%) | +3.46% |
| 5 | US$843 | US$885 (+5.0%) | US$960 (+8.5%) | +3.49% |
| 10 | US$639 | US$671 (+5.0%) | US$728 (+8.5%) | +3.50% |
| 15 | US$595 | US$625 (+5.0%) | US$677 (+8.3%) | +3.47% |
| 20 | US$681 | US$715 (+5.0%) | US$775 (+8.4%) | +3.47% |
| 25 | US$777 | US$816 (+5.0%) | US$885 (+8.5%) | +3.49% |
| 30 | US$859 | US$901 (+4.9%) | US$977 (+8.4%) | +3.46% |
| 35 | US$971 | US$1,019 (+4.9%) | US$1,105 (+8.4%) | +3.47% |
| 40 | US$1,165 | US$1,224 (+5.1%) | US$1,320 (+7.8%) | +3.35% |
| 45 | US$1,488 | US$1,563 (+5.0%) | US$1,685 (+7.8%) | +3.34% |
| 50 | US$1,883 | US$1,977 (+5.0%) | US$2,132 (+7.8%) | +3.33% |
| 55 | US$2,369 | US$2,487 (+5.0%) | US$2,682 (+7.8%) | +3.33% |
| 60 | — | — | US$3,552 | — |
| 65 | US$4,476 | US$4,700 (+5.0%) | US$5,068 (+7.8%) | +3.33% |
| 70 | US$5,670 | US$5,954 (+5.0%) | US$6,419 (+7.8%) | +3.33% |
| 75 | US$7,026 | US$7,377 (+5.0%) | US$7,954 (+7.8%) | +3.33% |
| 80 | US$8,352 | US$8,769 (+5.0%) | US$9,454 (+7.8%) | +3.32% |
| 85 | US$9,518 | US$9,994 (+5.0%) | US$10,774 (+7.8%) | +3.33% |
| 90 | US$10,209 | US$10,720 (+5.0%) | US$11,557 (+7.8%) | +3.33% |
| 95 | US$11,047 | US$11,600 (+5.0%) | US$12,505 (+7.8%) | +3.33% |
| 99 | US$11,570 | US$12,149 (+5.0%) | US$13,097 (+7.8%) | +3.33% |
| 所有年龄平均 | — | +5.0% | +8.1% | — |
0岁US$1,176
5岁US$843
10岁US$639
15岁US$595
20岁US$681
25岁US$777
30岁US$859
35岁US$971
40岁US$1,165
45岁US$1,488
50岁US$1,883
55岁US$2,369
60岁—
65岁US$4,476
70岁US$5,670
75岁US$7,026
80岁US$8,352
85岁US$9,518
90岁US$10,209
95岁US$11,047
99岁US$11,570
0岁US$1,234 (+4.9%)
5岁US$885 (+5.0%)
10岁US$671 (+5.0%)
15岁US$625 (+5.0%)
20岁US$715 (+5.0%)
25岁US$816 (+5.0%)
30岁US$901 (+4.9%)
35岁US$1,019 (+4.9%)
40岁US$1,224 (+5.1%)
45岁US$1,563 (+5.0%)
50岁US$1,977 (+5.0%)
55岁US$2,487 (+5.0%)
60岁—
65岁US$4,700 (+5.0%)
70岁US$5,954 (+5.0%)
75岁US$7,377 (+5.0%)
80岁US$8,769 (+5.0%)
85岁US$9,994 (+5.0%)
90岁US$10,720 (+5.0%)
95岁US$11,600 (+5.0%)
99岁US$12,149 (+5.0%)
0岁US$1,338 (+8.4%)
5岁US$960 (+8.5%)
10岁US$728 (+8.5%)
15岁US$677 (+8.3%)
20岁US$775 (+8.4%)
25岁US$885 (+8.5%)
30岁US$977 (+8.4%)
35岁US$1,105 (+8.4%)
40岁US$1,320 (+7.8%)
45岁US$1,685 (+7.8%)
50岁US$2,132 (+7.8%)
55岁US$2,682 (+7.8%)
60岁US$3,552
65岁US$5,068 (+7.8%)
70岁US$6,419 (+7.8%)
75岁US$7,954 (+7.8%)
80岁US$9,454 (+7.8%)
85岁US$10,774 (+7.8%)
90岁US$11,557 (+7.8%)
95岁US$12,505 (+7.8%)
99岁US$13,097 (+7.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.46%
5岁+3.49%
10岁+3.50%
15岁+3.47%
20岁+3.47%
25岁+3.49%
30岁+3.46%
35岁+3.47%
40岁+3.35%
45岁+3.34%
50岁+3.33%
55岁+3.33%
60岁—
65岁+3.33%
70岁+3.33%
75岁+3.33%
80岁+3.32%
85岁+3.33%
90岁+3.33%
95岁+3.33%
99岁+3.33%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00068-05-000-01 2022-10-03 | F00068-05-000-01 2024-10-01 | F00068-05-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | US$1,176 | US$1,234 (+4.9%) | US$1,021 (-17.3%) | -3.66% |
| 5 | US$843 | US$885 (+5.0%) | US$704 (-20.5%) | -4.64% |
| 10 | US$639 | US$671 (+5.0%) | US$567 (-15.5%) | -3.11% |
| 15 | US$595 | US$625 (+5.0%) | US$632 (+1.1%) | +1.60% |
| 20 | US$681 | US$715 (+5.0%) | US$764 (+6.9%) | +3.08% |
| 25 | US$777 | US$816 (+5.0%) | US$1,027 (+25.9%) | +7.64% |
| 30 | US$859 | US$901 (+4.9%) | US$1,212 (+34.5%) | +9.51% |
| 35 | US$971 | US$1,019 (+4.9%) | US$1,510 (+48.2%) | +12.36% |
| 40 | US$1,165 | US$1,224 (+5.1%) | US$1,786 (+45.9%) | +11.94% |
| 45 | US$1,488 | US$1,563 (+5.0%) | US$2,188 (+40.0%) | +10.71% |
| 50 | US$1,883 | US$1,977 (+5.0%) | US$2,446 (+23.7%) | +7.15% |
| 55 | US$2,369 | US$2,487 (+5.0%) | US$2,643 (+6.3%) | +2.93% |
| 60 | — | — | US$3,190 | — |
| 65 | US$4,476 | US$4,700 (+5.0%) | US$4,503 (-4.2%) | +0.16% |
| 70 | US$5,670 | US$5,954 (+5.0%) | US$5,755 (-3.3%) | +0.39% |
| 75 | US$7,026 | US$7,377 (+5.0%) | US$7,153 (-3.0%) | +0.47% |
| 80 | US$8,352 | US$8,769 (+5.0%) | US$8,455 (-3.6%) | +0.32% |
| 85 | US$9,518 | US$9,994 (+5.0%) | US$9,522 (-4.7%) | +0.01% |
| 90 | US$10,209 | US$10,720 (+5.0%) | US$10,439 (-2.6%) | +0.59% |
| 95 | US$11,047 | US$11,600 (+5.0%) | US$11,056 (-4.7%) | +0.02% |
| 99 | US$11,570 | US$12,149 (+5.0%) | US$11,540 (-5.0%) | -0.07% |
| 所有年龄平均 | — | +5.0% | +7.4% | — |
0岁US$1,176
5岁US$843
10岁US$639
15岁US$595
20岁US$681
25岁US$777
30岁US$859
35岁US$971
40岁US$1,165
45岁US$1,488
50岁US$1,883
55岁US$2,369
60岁—
65岁US$4,476
70岁US$5,670
75岁US$7,026
80岁US$8,352
85岁US$9,518
90岁US$10,209
95岁US$11,047
99岁US$11,570
0岁US$1,234 (+4.9%)
5岁US$885 (+5.0%)
10岁US$671 (+5.0%)
15岁US$625 (+5.0%)
20岁US$715 (+5.0%)
25岁US$816 (+5.0%)
30岁US$901 (+4.9%)
35岁US$1,019 (+4.9%)
40岁US$1,224 (+5.1%)
45岁US$1,563 (+5.0%)
50岁US$1,977 (+5.0%)
55岁US$2,487 (+5.0%)
60岁—
65岁US$4,700 (+5.0%)
70岁US$5,954 (+5.0%)
75岁US$7,377 (+5.0%)
80岁US$8,769 (+5.0%)
85岁US$9,994 (+5.0%)
90岁US$10,720 (+5.0%)
95岁US$11,600 (+5.0%)
99岁US$12,149 (+5.0%)
0岁US$1,021 (-17.3%)
5岁US$704 (-20.5%)
10岁US$567 (-15.5%)
15岁US$632 (+1.1%)
20岁US$764 (+6.9%)
25岁US$1,027 (+25.9%)
30岁US$1,212 (+34.5%)
35岁US$1,510 (+48.2%)
40岁US$1,786 (+45.9%)
45岁US$2,188 (+40.0%)
50岁US$2,446 (+23.7%)
55岁US$2,643 (+6.3%)
60岁US$3,190
65岁US$4,503 (-4.2%)
70岁US$5,755 (-3.3%)
75岁US$7,153 (-3.0%)
80岁US$8,455 (-3.6%)
85岁US$9,522 (-4.7%)
90岁US$10,439 (-2.6%)
95岁US$11,056 (-4.7%)
99岁US$11,540 (-5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁-3.66%
5岁-4.64%
10岁-3.11%
15岁+1.60%
20岁+3.08%
25岁+7.64%
30岁+9.51%
35岁+12.36%
40岁+11.94%
45岁+10.71%
50岁+7.15%
55岁+2.93%
60岁—
65岁+0.16%
70岁+0.39%
75岁+0.47%
80岁+0.32%
85岁+0.01%
90岁+0.59%
95岁+0.02%
99岁-0.07%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。