← 返回 保誠保險有限公司 计划系列
保誠自願醫保摯稱心計劃 - 私家病房+額外醫療計劃 (港元)
轴转PRUHealth VHIS EasyChoice Plan - Private Room with SMM (HKD)
保誠保險有限公司 · F00068-03-000 · 3 个版本 · 灵活计划 · 年均加幅 +2.68%
数据注意事项 (1)
性别轴转家族 · 保费结构改变
此系列的保费结构由不分性别改为男女分开（涉及 98 个年龄层）。加幅数字反映结构改变的平均影响，单一性别的实际影响可能大幅偏离均数 — 需参考原 PDF 确认。
男 Male
| 年龄 | F00068-03-000-01 2022-10-03 | F00068-03-000-01 2024-10-01 | F00068-03-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$17,937 | HK$18,834 (+5.0%) | HK$20,405 (+8.3%) | +3.46% |
| 5 | HK$11,233 | HK$11,795 (+5.0%) | HK$12,781 (+8.4%) | +3.47% |
| 10 | HK$8,875 | HK$9,319 (+5.0%) | HK$10,100 (+8.4%) | +3.47% |
| 15 | HK$8,263 | HK$8,676 (+5.0%) | HK$9,404 (+8.4%) | +3.47% |
| 20 | HK$8,982 | HK$9,431 (+5.0%) | HK$10,221 (+8.4%) | +3.47% |
| 25 | HK$10,728 | HK$11,264 (+5.0%) | HK$12,207 (+8.4%) | +3.47% |
| 30 | HK$13,091 | HK$13,745 (+5.0%) | HK$14,894 (+8.4%) | +3.46% |
| 35 | HK$15,431 | HK$16,202 (+5.0%) | HK$17,554 (+8.3%) | +3.46% |
| 40 | HK$18,084 | HK$18,988 (+5.0%) | HK$20,477 (+7.8%) | +3.33% |
| 45 | HK$21,029 | HK$22,080 (+5.0%) | HK$23,810 (+7.8%) | +3.33% |
| 50 | HK$26,730 | HK$28,066 (+5.0%) | HK$30,262 (+7.8%) | +3.33% |
| 55 | HK$32,961 | HK$34,609 (+5.0%) | HK$37,316 (+7.8%) | +3.33% |
| 60 | — | — | HK$50,791 | — |
| 65 | HK$69,274 | HK$72,738 (+5.0%) | HK$78,419 (+7.8%) | +3.33% |
| 70 | HK$86,708 | HK$91,043 (+5.0%) | HK$98,152 (+7.8%) | +3.33% |
| 75 | HK$105,794 | HK$111,084 (+5.0%) | HK$119,756 (+7.8%) | +3.33% |
| 80 | HK$124,985 | HK$131,234 (+5.0%) | HK$141,477 (+7.8%) | +3.33% |
| 85 | HK$136,518 | HK$143,344 (+5.0%) | HK$154,532 (+7.8%) | +3.33% |
| 90 | HK$148,530 | HK$155,957 (+5.0%) | HK$168,129 (+7.8%) | +3.33% |
| 95 | HK$158,222 | HK$166,133 (+5.0%) | HK$179,099 (+7.8%) | +3.32% |
| 99 | HK$164,533 | HK$172,760 (+5.0%) | HK$186,243 (+7.8%) | +3.32% |
| 所有年龄平均 | — | +5.0% | +8.0% | — |
0岁HK$17,937
5岁HK$11,233
10岁HK$8,875
15岁HK$8,263
20岁HK$8,982
25岁HK$10,728
30岁HK$13,091
35岁HK$15,431
40岁HK$18,084
45岁HK$21,029
50岁HK$26,730
55岁HK$32,961
60岁—
65岁HK$69,274
70岁HK$86,708
75岁HK$105,794
80岁HK$124,985
85岁HK$136,518
90岁HK$148,530
95岁HK$158,222
99岁HK$164,533
0岁HK$18,834 (+5.0%)
5岁HK$11,795 (+5.0%)
10岁HK$9,319 (+5.0%)
15岁HK$8,676 (+5.0%)
20岁HK$9,431 (+5.0%)
25岁HK$11,264 (+5.0%)
30岁HK$13,745 (+5.0%)
35岁HK$16,202 (+5.0%)
40岁HK$18,988 (+5.0%)
45岁HK$22,080 (+5.0%)
50岁HK$28,066 (+5.0%)
55岁HK$34,609 (+5.0%)
60岁—
65岁HK$72,738 (+5.0%)
70岁HK$91,043 (+5.0%)
75岁HK$111,084 (+5.0%)
80岁HK$131,234 (+5.0%)
85岁HK$143,344 (+5.0%)
90岁HK$155,957 (+5.0%)
95岁HK$166,133 (+5.0%)
99岁HK$172,760 (+5.0%)
0岁HK$20,405 (+8.3%)
5岁HK$12,781 (+8.4%)
10岁HK$10,100 (+8.4%)
15岁HK$9,404 (+8.4%)
20岁HK$10,221 (+8.4%)
25岁HK$12,207 (+8.4%)
30岁HK$14,894 (+8.4%)
35岁HK$17,554 (+8.3%)
40岁HK$20,477 (+7.8%)
45岁HK$23,810 (+7.8%)
50岁HK$30,262 (+7.8%)
55岁HK$37,316 (+7.8%)
60岁HK$50,791
65岁HK$78,419 (+7.8%)
70岁HK$98,152 (+7.8%)
75岁HK$119,756 (+7.8%)
80岁HK$141,477 (+7.8%)
85岁HK$154,532 (+7.8%)
90岁HK$168,129 (+7.8%)
95岁HK$179,099 (+7.8%)
99岁HK$186,243 (+7.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.46%
5岁+3.47%
10岁+3.47%
15岁+3.47%
20岁+3.47%
25岁+3.47%
30岁+3.46%
35岁+3.46%
40岁+3.33%
45岁+3.33%
50岁+3.33%
55岁+3.33%
60岁—
65岁+3.33%
70岁+3.33%
75岁+3.33%
80岁+3.33%
85岁+3.33%
90岁+3.33%
95岁+3.32%
99岁+3.32%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00068-03-000-01 2022-10-03 | F00068-03-000-01 2024-10-01 | F00068-03-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$17,937 | HK$18,834 (+5.0%) | HK$15,900 (-15.6%) | -3.13% |
| 5 | HK$11,233 | HK$11,795 (+5.0%) | HK$9,852 (-16.5%) | -3.40% |
| 10 | HK$8,875 | HK$9,319 (+5.0%) | HK$8,076 (-13.3%) | -2.46% |
| 15 | HK$8,263 | HK$8,676 (+5.0%) | HK$8,144 (-6.1%) | -0.38% |
| 20 | HK$8,982 | HK$9,431 (+5.0%) | HK$9,791 (+3.8%) | +2.30% |
| 25 | HK$10,728 | HK$11,264 (+5.0%) | HK$13,414 (+19.1%) | +6.07% |
| 30 | HK$13,091 | HK$13,745 (+5.0%) | HK$16,832 (+22.5%) | +6.86% |
| 35 | HK$15,431 | HK$16,202 (+5.0%) | HK$20,312 (+25.4%) | +7.52% |
| 40 | HK$18,084 | HK$18,988 (+5.0%) | HK$24,417 (+28.6%) | +8.25% |
| 45 | HK$21,029 | HK$22,080 (+5.0%) | HK$29,420 (+33.2%) | +9.27% |
| 50 | HK$26,730 | HK$28,066 (+5.0%) | HK$35,109 (+25.1%) | +7.46% |
| 55 | HK$32,961 | HK$34,609 (+5.0%) | HK$38,970 (+12.6%) | +4.52% |
| 60 | — | — | HK$44,419 | — |
| 65 | HK$69,274 | HK$72,738 (+5.0%) | HK$62,297 (-14.4%) | -2.76% |
| 70 | HK$86,708 | HK$91,043 (+5.0%) | HK$81,731 (-10.2%) | -1.55% |
| 75 | HK$105,794 | HK$111,084 (+5.0%) | HK$102,494 (-7.7%) | -0.83% |
| 80 | HK$124,985 | HK$131,234 (+5.0%) | HK$121,290 (-7.6%) | -0.79% |
| 85 | HK$136,518 | HK$143,344 (+5.0%) | HK$137,283 (-4.2%) | +0.15% |
| 90 | HK$148,530 | HK$155,957 (+5.0%) | HK$148,651 (-4.7%) | +0.02% |
| 95 | HK$158,222 | HK$166,133 (+5.0%) | HK$162,518 (-2.2%) | +0.71% |
| 99 | HK$164,533 | HK$172,760 (+5.0%) | HK$167,450 (-3.1%) | +0.46% |
| 所有年龄平均 | — | +5.0% | +3.2% | — |
0岁HK$17,937
5岁HK$11,233
10岁HK$8,875
15岁HK$8,263
20岁HK$8,982
25岁HK$10,728
30岁HK$13,091
35岁HK$15,431
40岁HK$18,084
45岁HK$21,029
50岁HK$26,730
55岁HK$32,961
60岁—
65岁HK$69,274
70岁HK$86,708
75岁HK$105,794
80岁HK$124,985
85岁HK$136,518
90岁HK$148,530
95岁HK$158,222
99岁HK$164,533
0岁HK$18,834 (+5.0%)
5岁HK$11,795 (+5.0%)
10岁HK$9,319 (+5.0%)
15岁HK$8,676 (+5.0%)
20岁HK$9,431 (+5.0%)
25岁HK$11,264 (+5.0%)
30岁HK$13,745 (+5.0%)
35岁HK$16,202 (+5.0%)
40岁HK$18,988 (+5.0%)
45岁HK$22,080 (+5.0%)
50岁HK$28,066 (+5.0%)
55岁HK$34,609 (+5.0%)
60岁—
65岁HK$72,738 (+5.0%)
70岁HK$91,043 (+5.0%)
75岁HK$111,084 (+5.0%)
80岁HK$131,234 (+5.0%)
85岁HK$143,344 (+5.0%)
90岁HK$155,957 (+5.0%)
95岁HK$166,133 (+5.0%)
99岁HK$172,760 (+5.0%)
0岁HK$15,900 (-15.6%)
5岁HK$9,852 (-16.5%)
10岁HK$8,076 (-13.3%)
15岁HK$8,144 (-6.1%)
20岁HK$9,791 (+3.8%)
25岁HK$13,414 (+19.1%)
30岁HK$16,832 (+22.5%)
35岁HK$20,312 (+25.4%)
40岁HK$24,417 (+28.6%)
45岁HK$29,420 (+33.2%)
50岁HK$35,109 (+25.1%)
55岁HK$38,970 (+12.6%)
60岁HK$44,419
65岁HK$62,297 (-14.4%)
70岁HK$81,731 (-10.2%)
75岁HK$102,494 (-7.7%)
80岁HK$121,290 (-7.6%)
85岁HK$137,283 (-4.2%)
90岁HK$148,651 (-4.7%)
95岁HK$162,518 (-2.2%)
99岁HK$167,450 (-3.1%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁-3.13%
5岁-3.40%
10岁-2.46%
15岁-0.38%
20岁+2.30%
25岁+6.07%
30岁+6.86%
35岁+7.52%
40岁+8.25%
45岁+9.27%
50岁+7.46%
55岁+4.52%
60岁—
65岁-2.76%
70岁-1.55%
75岁-0.83%
80岁-0.79%
85岁+0.15%
90岁+0.02%
95岁+0.71%
99岁+0.46%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。