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保誠自願醫保摯稱心計劃 - 半私家病房+額外醫療計劃 (港元)
轴转PRUHealth VHIS EasyChoice Plan - Semi-private Room with SMM (HKD)
保誠保險有限公司 · F00068-02-000 · 3 个版本 · 灵活计划 · 年均加幅 +3.06%
数据注意事项 (1)
性别轴转家族 · 保费结构改变
此系列的保费结构由不分性别改为男女分开（涉及 98 个年龄层）。加幅数字反映结构改变的平均影响，单一性别的实际影响可能大幅偏离均数 — 需参考原 PDF 确认。
港元 (HKD)
| 年龄 | 2022-10-03 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0岁 | HK$9,111 | HK$9,566 (+5.0%) | HK$10,368 (+8.4%) | +3.33% |
| 5岁 | HK$6,536 | HK$6,863 (+5.0%) | HK$7,439 (+8.4%) | +3.33% |
| 10岁 | HK$4,954 | HK$5,201 (+5.0%) | HK$5,640 (+8.4%) | +3.34% |
| 15岁 | HK$4,611 | HK$4,841 (+5.0%) | HK$5,251 (+8.5%) | +3.35% |
| 20岁 | HK$5,274 | HK$5,538 (+5.0%) | HK$6,005 (+8.4%) | +3.34% |
| 25岁 | HK$6,022 | HK$6,323 (+5.0%) | HK$6,855 (+8.4%) | +3.34% |
| 30岁 | HK$6,653 | HK$6,986 (+5.0%) | HK$7,573 (+8.4%) | +3.34% |
| 35岁 | HK$7,524 | HK$7,900 (+5.0%) | HK$8,563 (+8.4%) | +3.33% |
| 40岁 | HK$9,032 | HK$9,483 (+5.0%) | HK$10,230 (+7.9%) | +3.21% |
| 45岁 | HK$11,533 | HK$12,110 (+5.0%) | HK$13,062 (+7.9%) | +3.20% |
| 50岁 | HK$14,592 | HK$15,322 (+5.0%) | HK$16,524 (+7.8%) | +3.20% |
| 55岁 | HK$18,356 | HK$19,274 (+5.0%) | HK$20,785 (+7.8%) | +3.20% |
| 60岁 | — | — | HK$27,527 | — |
| 65岁 | HK$34,691 | HK$36,426 (+5.0%) | HK$39,274 (+7.8%) | +3.19% |
| 70岁 | HK$43,943 | HK$46,141 (+5.0%) | HK$49,747 (+7.8%) | +3.19% |
| 75岁 | HK$54,453 | HK$57,175 (+5.0%) | HK$61,642 (+7.8%) | +3.19% |
| 80岁 | HK$64,724 | HK$67,960 (+5.0%) | HK$73,269 (+7.8%) | +3.19% |
| 85岁 | HK$73,764 | HK$77,453 (+5.0%) | HK$83,501 (+7.8%) | +3.19% |
| 90岁 | HK$79,121 | HK$83,077 (+5.0%) | HK$89,564 (+7.8%) | +3.19% |
| 95岁 | HK$85,617 | HK$89,897 (+5.0%) | HK$96,917 (+7.8%) | +3.19% |
| 99岁 | HK$89,669 | HK$94,152 (+5.0%) | HK$101,504 (+7.8%) | +3.19% |
| 所有年龄平均 | — | +5.0% | +8.1% | — |
0岁HK$9,111
5岁HK$6,536
10岁HK$4,954
15岁HK$4,611
20岁HK$5,274
25岁HK$6,022
30岁HK$6,653
35岁HK$7,524
40岁HK$9,032
45岁HK$11,533
50岁HK$14,592
55岁HK$18,356
60岁—
65岁HK$34,691
70岁HK$43,943
75岁HK$54,453
80岁HK$64,724
85岁HK$73,764
90岁HK$79,121
95岁HK$85,617
99岁HK$89,669
0岁HK$9,566 (+5.0%)
5岁HK$6,863 (+5.0%)
10岁HK$5,201 (+5.0%)
15岁HK$4,841 (+5.0%)
20岁HK$5,538 (+5.0%)
25岁HK$6,323 (+5.0%)
30岁HK$6,986 (+5.0%)
35岁HK$7,900 (+5.0%)
40岁HK$9,483 (+5.0%)
45岁HK$12,110 (+5.0%)
50岁HK$15,322 (+5.0%)
55岁HK$19,274 (+5.0%)
60岁—
65岁HK$36,426 (+5.0%)
70岁HK$46,141 (+5.0%)
75岁HK$57,175 (+5.0%)
80岁HK$67,960 (+5.0%)
85岁HK$77,453 (+5.0%)
90岁HK$83,077 (+5.0%)
95岁HK$89,897 (+5.0%)
99岁HK$94,152 (+5.0%)
0岁HK$10,368 (+8.4%)
5岁HK$7,439 (+8.4%)
10岁HK$5,640 (+8.4%)
15岁HK$5,251 (+8.5%)
20岁HK$6,005 (+8.4%)
25岁HK$6,855 (+8.4%)
30岁HK$7,573 (+8.4%)
35岁HK$8,563 (+8.4%)
40岁HK$10,230 (+7.9%)
45岁HK$13,062 (+7.9%)
50岁HK$16,524 (+7.8%)
55岁HK$20,785 (+7.8%)
60岁HK$27,527
65岁HK$39,274 (+7.8%)
70岁HK$49,747 (+7.8%)
75岁HK$61,642 (+7.8%)
80岁HK$73,269 (+7.8%)
85岁HK$83,501 (+7.8%)
90岁HK$89,564 (+7.8%)
95岁HK$96,917 (+7.8%)
99岁HK$101,504 (+7.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.33%
5岁+3.33%
10岁+3.34%
15岁+3.35%
20岁+3.34%
25岁+3.34%
30岁+3.34%
35岁+3.33%
40岁+3.21%
45岁+3.20%
50岁+3.20%
55岁+3.20%
60岁—
65岁+3.19%
70岁+3.19%
75岁+3.19%
80岁+3.19%
85岁+3.19%
90岁+3.19%
95岁+3.19%
99岁+3.19%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。