← 返回 保誠保險有限公司 计划系列
保誠自願醫保摯稱心計劃 - 普通病房+額外醫療計劃 (港元)
轴转PRUHealth VHIS EasyChoice Plan - Ward with SMM (HKD)
保誠保險有限公司 · F00068-01-000 · 3 个版本 · 灵活计划 · 年均加幅 +2.90%
数据注意事项 (1)
性别轴转家族 · 保费结构改变
此系列的保费结构由不分性别改为男女分开（涉及 98 个年龄层）。加幅数字反映结构改变的平均影响，单一性别的实际影响可能大幅偏离均数 — 需参考原 PDF 确认。
男 Male
| 年龄 | F00068-01-000-01 2022-10-03 | F00068-01-000-01 2024-10-01 | F00068-01-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$5,066 | HK$5,319 (+5.0%) | HK$5,768 (+8.4%) | +3.48% |
| 5 | HK$3,458 | HK$3,630 (+5.0%) | HK$3,939 (+8.5%) | +3.50% |
| 10 | HK$2,530 | HK$2,657 (+5.0%) | HK$2,884 (+8.5%) | +3.52% |
| 15 | HK$2,415 | HK$2,535 (+5.0%) | HK$2,753 (+8.6%) | +3.52% |
| 20 | HK$2,843 | HK$2,985 (+5.0%) | HK$3,240 (+8.5%) | +3.51% |
| 25 | HK$3,322 | HK$3,488 (+5.0%) | HK$3,785 (+8.5%) | +3.50% |
| 30 | HK$3,545 | HK$3,722 (+5.0%) | HK$4,039 (+8.5%) | +3.50% |
| 35 | HK$4,066 | HK$4,270 (+5.0%) | HK$4,632 (+8.5%) | +3.50% |
| 40 | HK$4,753 | HK$4,990 (+5.0%) | HK$5,387 (+8.0%) | +3.36% |
| 45 | HK$5,860 | HK$6,153 (+5.0%) | HK$6,641 (+7.9%) | +3.36% |
| 50 | HK$7,433 | HK$7,804 (+5.0%) | HK$8,421 (+7.9%) | +3.35% |
| 55 | HK$9,315 | HK$9,781 (+5.0%) | HK$10,551 (+7.9%) | +3.34% |
| 60 | — | — | HK$13,572 | — |
| 65 | HK$16,877 | HK$17,721 (+5.0%) | HK$19,110 (+7.8%) | +3.33% |
| 70 | HK$21,744 | HK$22,831 (+5.0%) | HK$24,620 (+7.8%) | +3.33% |
| 75 | HK$27,295 | HK$28,660 (+5.0%) | HK$30,903 (+7.8%) | +3.33% |
| 80 | HK$33,030 | HK$34,682 (+5.0%) | HK$37,394 (+7.8%) | +3.33% |
| 85 | HK$37,338 | HK$39,205 (+5.0%) | HK$42,270 (+7.8%) | +3.33% |
| 90 | HK$41,760 | HK$43,848 (+5.0%) | HK$47,276 (+7.8%) | +3.33% |
| 95 | HK$45,467 | HK$47,740 (+5.0%) | HK$51,472 (+7.8%) | +3.33% |
| 99 | HK$47,875 | HK$50,268 (+5.0%) | HK$54,197 (+7.8%) | +3.33% |
| 所有年龄平均 | — | +5.0% | +8.1% | — |
0岁HK$5,066
5岁HK$3,458
10岁HK$2,530
15岁HK$2,415
20岁HK$2,843
25岁HK$3,322
30岁HK$3,545
35岁HK$4,066
40岁HK$4,753
45岁HK$5,860
50岁HK$7,433
55岁HK$9,315
60岁—
65岁HK$16,877
70岁HK$21,744
75岁HK$27,295
80岁HK$33,030
85岁HK$37,338
90岁HK$41,760
95岁HK$45,467
99岁HK$47,875
0岁HK$5,319 (+5.0%)
5岁HK$3,630 (+5.0%)
10岁HK$2,657 (+5.0%)
15岁HK$2,535 (+5.0%)
20岁HK$2,985 (+5.0%)
25岁HK$3,488 (+5.0%)
30岁HK$3,722 (+5.0%)
35岁HK$4,270 (+5.0%)
40岁HK$4,990 (+5.0%)
45岁HK$6,153 (+5.0%)
50岁HK$7,804 (+5.0%)
55岁HK$9,781 (+5.0%)
60岁—
65岁HK$17,721 (+5.0%)
70岁HK$22,831 (+5.0%)
75岁HK$28,660 (+5.0%)
80岁HK$34,682 (+5.0%)
85岁HK$39,205 (+5.0%)
90岁HK$43,848 (+5.0%)
95岁HK$47,740 (+5.0%)
99岁HK$50,268 (+5.0%)
0岁HK$5,768 (+8.4%)
5岁HK$3,939 (+8.5%)
10岁HK$2,884 (+8.5%)
15岁HK$2,753 (+8.6%)
20岁HK$3,240 (+8.5%)
25岁HK$3,785 (+8.5%)
30岁HK$4,039 (+8.5%)
35岁HK$4,632 (+8.5%)
40岁HK$5,387 (+8.0%)
45岁HK$6,641 (+7.9%)
50岁HK$8,421 (+7.9%)
55岁HK$10,551 (+7.9%)
60岁HK$13,572
65岁HK$19,110 (+7.8%)
70岁HK$24,620 (+7.8%)
75岁HK$30,903 (+7.8%)
80岁HK$37,394 (+7.8%)
85岁HK$42,270 (+7.8%)
90岁HK$47,276 (+7.8%)
95岁HK$51,472 (+7.8%)
99岁HK$54,197 (+7.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.48%
5岁+3.50%
10岁+3.52%
15岁+3.52%
20岁+3.51%
25岁+3.50%
30岁+3.50%
35岁+3.50%
40岁+3.36%
45岁+3.36%
50岁+3.35%
55岁+3.34%
60岁—
65岁+3.33%
70岁+3.33%
75岁+3.33%
80岁+3.33%
85岁+3.33%
90岁+3.33%
95岁+3.33%
99岁+3.33%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00068-01-000-01 2022-10-03 | F00068-01-000-01 2024-10-01 | F00068-01-000-01 2025-10-01 | 年均加幅 |
|---|---|---|---|---|
| 0 | HK$5,066 | HK$5,319 (+5.0%) | HK$4,468 (-16.0%) | -3.26% |
| 5 | HK$3,458 | HK$3,630 (+5.0%) | HK$3,142 (-13.4%) | -2.50% |
| 10 | HK$2,530 | HK$2,657 (+5.0%) | HK$2,358 (-11.3%) | -1.84% |
| 15 | HK$2,415 | HK$2,535 (+5.0%) | HK$2,482 (-2.1%) | +0.72% |
| 20 | HK$2,843 | HK$2,985 (+5.0%) | HK$2,983 (-0.1%) | +1.28% |
| 25 | HK$3,322 | HK$3,488 (+5.0%) | HK$3,890 (+11.5%) | +4.25% |
| 30 | HK$3,545 | HK$3,722 (+5.0%) | HK$4,958 (+33.2%) | +9.26% |
| 35 | HK$4,066 | HK$4,270 (+5.0%) | HK$6,012 (+40.8%) | +10.87% |
| 40 | HK$4,753 | HK$4,990 (+5.0%) | HK$7,245 (+45.2%) | +11.77% |
| 45 | HK$5,860 | HK$6,153 (+5.0%) | HK$8,671 (+40.9%) | +10.89% |
| 50 | HK$7,433 | HK$7,804 (+5.0%) | HK$9,901 (+26.9%) | +7.86% |
| 55 | HK$9,315 | HK$9,781 (+5.0%) | HK$10,583 (+8.2%) | +3.43% |
| 60 | — | — | HK$11,942 | — |
| 65 | HK$16,877 | HK$17,721 (+5.0%) | HK$16,322 (-7.9%) | -0.88% |
| 70 | HK$21,744 | HK$22,831 (+5.0%) | HK$21,490 (-5.9%) | -0.31% |
| 75 | HK$27,295 | HK$28,660 (+5.0%) | HK$26,471 (-7.6%) | -0.81% |
| 80 | HK$33,030 | HK$34,682 (+5.0%) | HK$32,538 (-6.2%) | -0.40% |
| 85 | HK$37,338 | HK$39,205 (+5.0%) | HK$36,679 (-6.4%) | -0.47% |
| 90 | HK$41,760 | HK$43,848 (+5.0%) | HK$40,495 (-7.6%) | -0.81% |
| 95 | HK$45,467 | HK$47,740 (+5.0%) | HK$44,388 (-7.0%) | -0.63% |
| 99 | HK$47,875 | HK$50,268 (+5.0%) | HK$47,273 (-6.0%) | -0.33% |
| 所有年龄平均 | — | +5.0% | +5.5% | — |
0岁HK$5,066
5岁HK$3,458
10岁HK$2,530
15岁HK$2,415
20岁HK$2,843
25岁HK$3,322
30岁HK$3,545
35岁HK$4,066
40岁HK$4,753
45岁HK$5,860
50岁HK$7,433
55岁HK$9,315
60岁—
65岁HK$16,877
70岁HK$21,744
75岁HK$27,295
80岁HK$33,030
85岁HK$37,338
90岁HK$41,760
95岁HK$45,467
99岁HK$47,875
0岁HK$5,319 (+5.0%)
5岁HK$3,630 (+5.0%)
10岁HK$2,657 (+5.0%)
15岁HK$2,535 (+5.0%)
20岁HK$2,985 (+5.0%)
25岁HK$3,488 (+5.0%)
30岁HK$3,722 (+5.0%)
35岁HK$4,270 (+5.0%)
40岁HK$4,990 (+5.0%)
45岁HK$6,153 (+5.0%)
50岁HK$7,804 (+5.0%)
55岁HK$9,781 (+5.0%)
60岁—
65岁HK$17,721 (+5.0%)
70岁HK$22,831 (+5.0%)
75岁HK$28,660 (+5.0%)
80岁HK$34,682 (+5.0%)
85岁HK$39,205 (+5.0%)
90岁HK$43,848 (+5.0%)
95岁HK$47,740 (+5.0%)
99岁HK$50,268 (+5.0%)
0岁HK$4,468 (-16.0%)
5岁HK$3,142 (-13.4%)
10岁HK$2,358 (-11.3%)
15岁HK$2,482 (-2.1%)
20岁HK$2,983 (-0.1%)
25岁HK$3,890 (+11.5%)
30岁HK$4,958 (+33.2%)
35岁HK$6,012 (+40.8%)
40岁HK$7,245 (+45.2%)
45岁HK$8,671 (+40.9%)
50岁HK$9,901 (+26.9%)
55岁HK$10,583 (+8.2%)
60岁HK$11,942
65岁HK$16,322 (-7.9%)
70岁HK$21,490 (-5.9%)
75岁HK$26,471 (-7.6%)
80岁HK$32,538 (-6.2%)
85岁HK$36,679 (-6.4%)
90岁HK$40,495 (-7.6%)
95岁HK$44,388 (-7.0%)
99岁HK$47,273 (-6.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁-3.26%
5岁-2.50%
10岁-1.84%
15岁+0.72%
20岁+1.28%
25岁+4.25%
30岁+9.26%
35岁+10.87%
40岁+11.77%
45岁+10.89%
50岁+7.86%
55岁+3.43%
60岁—
65岁-0.88%
70岁-0.31%
75岁-0.81%
80岁-0.40%
85岁-0.47%
90岁-0.81%
95岁-0.63%
99岁-0.33%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。