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保誠保險有限公司 · F00050-06-000 · 6 个版本 · 灵活计划 · 年均加幅 +1.75%
男女同价美元 (USD)
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| 年龄 | 2020-09-03 | 2021-01-05 | 2021-06-01 | 2023-04-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | US$465 | US$465 | US$465 | US$477 (+2.6%) | US$501 (+5.0%) | US$516 (+3.0%) | +1.74% |
| 5岁 | US$452 | US$452 | US$452 | US$463 (+2.4%) | US$486 (+5.0%) | US$501 (+3.1%) | +1.72% |
| 10岁 | US$412 | US$412 | US$412 | US$422 (+2.4%) | US$443 (+5.0%) | US$457 (+3.2%) | +1.73% |
| 15岁 | US$389 | US$389 | US$389 | US$398 (+2.3%) | US$418 (+5.0%) | US$432 (+3.3%) | +1.75% |
| 20岁 | US$366 | US$366 | US$366 | US$376 (+2.7%) | US$394 (+4.8%) | US$407 (+3.3%) | +1.78% |
| 25岁 | US$446 | US$446 | US$446 | US$458 (+2.7%) | US$480 (+4.8%) | US$495 (+3.1%) | +1.74% |
| 30岁 | US$556 | US$556 | US$556 | US$570 (+2.5%) | US$598 (+4.9%) | US$616 (+3.0%) | +1.71% |
| 35岁 | US$612 | US$612 | US$612 | US$627 (+2.5%) | US$659 (+5.1%) | US$679 (+3.0%) | +1.74% |
| 40岁 | US$666 | US$666 | US$666 | US$683 (+2.6%) | US$717 (+5.0%) | US$739 (+3.1%) | +1.74% |
| 45岁 | US$809 | US$809 | US$809 | US$830 (+2.6%) | US$871 (+4.9%) | US$897 (+3.0%) | +1.73% |
| 50岁 | US$1,071 | US$1,071 | US$1,071 | US$1,098 (+2.5%) | US$1,153 (+5.0%) | US$1,192 (+3.4%) | +1.79% |
| 55岁 | US$1,335 | US$1,335 | US$1,335 | US$1,368 (+2.5%) | US$1,437 (+5.0%) | US$1,486 (+3.4%) | +1.79% |
| 60岁 | US$1,821 | US$1,821 | US$1,821 | US$1,867 (+2.5%) | US$1,960 (+5.0%) | US$2,026 (+3.4%) | +1.79% |
| 65岁 | US$2,454 | US$2,454 | US$2,454 | US$2,516 (+2.5%) | US$2,642 (+5.0%) | US$2,730 (+3.3%) | +1.78% |
| 70岁 | — | — | — | — | — | US$3,785 | — |
| 75岁 | US$4,364 | US$4,364 | US$4,364 | US$4,474 (+2.5%) | US$4,697 (+5.0%) | US$4,854 (+3.3%) | +1.78% |
| 80岁 | — | — | — | — | — | US$5,909 | — |
| 85岁 | US$6,372 | US$6,372 | US$6,372 | US$6,531 (+2.5%) | US$6,858 (+5.0%) | US$7,085 (+3.3%) | +1.77% |
| 90岁 | — | — | — | — | — | US$8,326 | — |
| 95岁 | US$8,582 | US$8,582 | US$8,582 | US$8,797 (+2.5%) | US$9,237 (+5.0%) | US$9,543 (+3.3%) | +1.78% |
| 99岁 | US$9,709 | US$9,709 | US$9,709 | US$9,951 (+2.5%) | US$10,449 (+5.0%) | US$10,795 (+3.3%) | +1.77% |
| 所有年龄平均 | — | 0.0% | 0.0% | +2.5% | +5.0% | +3.2% | — |
0岁US$465
5岁US$452
10岁US$412
15岁US$389
20岁US$366
25岁US$446
30岁US$556
35岁US$612
40岁US$666
45岁US$809
50岁US$1,071
55岁US$1,335
60岁US$1,821
65岁US$2,454
70岁—
75岁US$4,364
80岁—
85岁US$6,372
90岁—
95岁US$8,582
99岁US$9,709
0岁US$465
5岁US$452
10岁US$412
15岁US$389
20岁US$366
25岁US$446
30岁US$556
35岁US$612
40岁US$666
45岁US$809
50岁US$1,071
55岁US$1,335
60岁US$1,821
65岁US$2,454
70岁—
75岁US$4,364
80岁—
85岁US$6,372
90岁—
95岁US$8,582
99岁US$9,709
0岁US$465
5岁US$452
10岁US$412
15岁US$389
20岁US$366
25岁US$446
30岁US$556
35岁US$612
40岁US$666
45岁US$809
50岁US$1,071
55岁US$1,335
60岁US$1,821
65岁US$2,454
70岁—
75岁US$4,364
80岁—
85岁US$6,372
90岁—
95岁US$8,582
99岁US$9,709
0岁US$477 (+2.6%)
5岁US$463 (+2.4%)
10岁US$422 (+2.4%)
15岁US$398 (+2.3%)
20岁US$376 (+2.7%)
25岁US$458 (+2.7%)
30岁US$570 (+2.5%)
35岁US$627 (+2.5%)
40岁US$683 (+2.6%)
45岁US$830 (+2.6%)
50岁US$1,098 (+2.5%)
55岁US$1,368 (+2.5%)
60岁US$1,867 (+2.5%)
65岁US$2,516 (+2.5%)
70岁—
75岁US$4,474 (+2.5%)
80岁—
85岁US$6,531 (+2.5%)
90岁—
95岁US$8,797 (+2.5%)
99岁US$9,951 (+2.5%)
0岁US$501 (+5.0%)
5岁US$486 (+5.0%)
10岁US$443 (+5.0%)
15岁US$418 (+5.0%)
20岁US$394 (+4.8%)
25岁US$480 (+4.8%)
30岁US$598 (+4.9%)
35岁US$659 (+5.1%)
40岁US$717 (+5.0%)
45岁US$871 (+4.9%)
50岁US$1,153 (+5.0%)
55岁US$1,437 (+5.0%)
60岁US$1,960 (+5.0%)
65岁US$2,642 (+5.0%)
70岁—
75岁US$4,697 (+5.0%)
80岁—
85岁US$6,858 (+5.0%)
90岁—
95岁US$9,237 (+5.0%)
99岁US$10,449 (+5.0%)
0岁US$516 (+3.0%)
5岁US$501 (+3.1%)
10岁US$457 (+3.2%)
15岁US$432 (+3.3%)
20岁US$407 (+3.3%)
25岁US$495 (+3.1%)
30岁US$616 (+3.0%)
35岁US$679 (+3.0%)
40岁US$739 (+3.1%)
45岁US$897 (+3.0%)
50岁US$1,192 (+3.4%)
55岁US$1,486 (+3.4%)
60岁US$2,026 (+3.4%)
65岁US$2,730 (+3.3%)
70岁US$3,785
75岁US$4,854 (+3.3%)
80岁US$5,909
85岁US$7,085 (+3.3%)
90岁US$8,326
95岁US$9,543 (+3.3%)
99岁US$10,795 (+3.3%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+1.74%
5岁+1.72%
10岁+1.73%
15岁+1.75%
20岁+1.78%
25岁+1.74%
30岁+1.71%
35岁+1.74%
40岁+1.74%
45岁+1.73%
50岁+1.79%
55岁+1.79%
60岁+1.79%
65岁+1.78%
70岁—
75岁+1.78%
80岁—
85岁+1.77%
90岁—
95岁+1.78%
99岁+1.77%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。