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保誠保險有限公司 · F00050-05-000 · 6 个版本 · 灵活计划 · 年均加幅 +2.23%
男女同价美元 (USD)
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| 年龄 | 2020-09-03 | 2021-01-05 | 2021-06-01 | 2023-04-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | US$564 | US$564 | US$564 | US$578 (+2.5%) | US$607 (+5.0%) | US$643 (+5.9%) | +2.20% |
| 5岁 | US$547 | US$547 | US$547 | US$561 (+2.6%) | US$589 (+5.0%) | US$625 (+6.1%) | +2.24% |
| 10岁 | US$499 | US$499 | US$499 | US$511 (+2.4%) | US$537 (+5.1%) | US$569 (+6.0%) | +2.20% |
| 15岁 | US$471 | US$471 | US$471 | US$483 (+2.5%) | US$507 (+5.0%) | US$538 (+6.1%) | +2.23% |
| 20岁 | US$444 | US$444 | US$444 | US$455 (+2.5%) | US$478 (+5.1%) | US$507 (+6.1%) | +2.23% |
| 25岁 | US$541 | US$541 | US$541 | US$554 (+2.4%) | US$582 (+5.1%) | US$617 (+6.0%) | +2.20% |
| 30岁 | US$671 | US$671 | US$671 | US$688 (+2.5%) | US$723 (+5.1%) | US$766 (+5.9%) | +2.22% |
| 35岁 | US$734 | US$734 | US$734 | US$752 (+2.5%) | US$790 (+5.1%) | US$837 (+5.9%) | +2.20% |
| 40岁 | US$799 | US$799 | US$799 | US$819 (+2.5%) | US$860 (+5.0%) | US$911 (+5.9%) | +2.20% |
| 45岁 | US$991 | US$991 | US$991 | US$1,016 (+2.5%) | US$1,067 (+5.0%) | US$1,130 (+5.9%) | +2.20% |
| 50岁 | US$1,342 | US$1,342 | US$1,342 | US$1,375 (+2.5%) | US$1,444 (+5.0%) | US$1,536 (+6.4%) | +2.26% |
| 55岁 | US$1,673 | US$1,673 | US$1,673 | US$1,714 (+2.5%) | US$1,800 (+5.0%) | US$1,915 (+6.4%) | +2.27% |
| 60岁 | US$2,282 | US$2,282 | US$2,282 | US$2,339 (+2.5%) | US$2,456 (+5.0%) | US$2,612 (+6.4%) | +2.27% |
| 65岁 | US$3,025 | US$3,025 | US$3,025 | US$3,101 (+2.5%) | US$3,256 (+5.0%) | US$3,462 (+6.3%) | +2.26% |
| 70岁 | — | — | — | — | — | US$4,801 | — |
| 75岁 | US$5,379 | US$5,379 | US$5,379 | US$5,514 (+2.5%) | US$5,790 (+5.0%) | US$6,156 (+6.3%) | +2.26% |
| 80岁 | — | — | — | — | — | US$7,495 | — |
| 85岁 | US$7,853 | US$7,853 | US$7,853 | US$8,050 (+2.5%) | US$8,452 (+5.0%) | US$8,986 (+6.3%) | +2.26% |
| 90岁 | — | — | — | — | — | US$10,560 | — |
| 95岁 | US$10,578 | US$10,578 | US$10,578 | US$10,843 (+2.5%) | US$11,385 (+5.0%) | US$12,103 (+6.3%) | +2.26% |
| 99岁 | US$11,966 | US$11,966 | US$11,966 | US$12,265 (+2.5%) | US$12,878 (+5.0%) | US$13,691 (+6.3%) | +2.26% |
| 所有年龄平均 | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.1% | — |
0岁US$564
5岁US$547
10岁US$499
15岁US$471
20岁US$444
25岁US$541
30岁US$671
35岁US$734
40岁US$799
45岁US$991
50岁US$1,342
55岁US$1,673
60岁US$2,282
65岁US$3,025
70岁—
75岁US$5,379
80岁—
85岁US$7,853
90岁—
95岁US$10,578
99岁US$11,966
0岁US$564
5岁US$547
10岁US$499
15岁US$471
20岁US$444
25岁US$541
30岁US$671
35岁US$734
40岁US$799
45岁US$991
50岁US$1,342
55岁US$1,673
60岁US$2,282
65岁US$3,025
70岁—
75岁US$5,379
80岁—
85岁US$7,853
90岁—
95岁US$10,578
99岁US$11,966
0岁US$564
5岁US$547
10岁US$499
15岁US$471
20岁US$444
25岁US$541
30岁US$671
35岁US$734
40岁US$799
45岁US$991
50岁US$1,342
55岁US$1,673
60岁US$2,282
65岁US$3,025
70岁—
75岁US$5,379
80岁—
85岁US$7,853
90岁—
95岁US$10,578
99岁US$11,966
0岁US$578 (+2.5%)
5岁US$561 (+2.6%)
10岁US$511 (+2.4%)
15岁US$483 (+2.5%)
20岁US$455 (+2.5%)
25岁US$554 (+2.4%)
30岁US$688 (+2.5%)
35岁US$752 (+2.5%)
40岁US$819 (+2.5%)
45岁US$1,016 (+2.5%)
50岁US$1,375 (+2.5%)
55岁US$1,714 (+2.5%)
60岁US$2,339 (+2.5%)
65岁US$3,101 (+2.5%)
70岁—
75岁US$5,514 (+2.5%)
80岁—
85岁US$8,050 (+2.5%)
90岁—
95岁US$10,843 (+2.5%)
99岁US$12,265 (+2.5%)
0岁US$607 (+5.0%)
5岁US$589 (+5.0%)
10岁US$537 (+5.1%)
15岁US$507 (+5.0%)
20岁US$478 (+5.1%)
25岁US$582 (+5.1%)
30岁US$723 (+5.1%)
35岁US$790 (+5.1%)
40岁US$860 (+5.0%)
45岁US$1,067 (+5.0%)
50岁US$1,444 (+5.0%)
55岁US$1,800 (+5.0%)
60岁US$2,456 (+5.0%)
65岁US$3,256 (+5.0%)
70岁—
75岁US$5,790 (+5.0%)
80岁—
85岁US$8,452 (+5.0%)
90岁—
95岁US$11,385 (+5.0%)
99岁US$12,878 (+5.0%)
0岁US$643 (+5.9%)
5岁US$625 (+6.1%)
10岁US$569 (+6.0%)
15岁US$538 (+6.1%)
20岁US$507 (+6.1%)
25岁US$617 (+6.0%)
30岁US$766 (+5.9%)
35岁US$837 (+5.9%)
40岁US$911 (+5.9%)
45岁US$1,130 (+5.9%)
50岁US$1,536 (+6.4%)
55岁US$1,915 (+6.4%)
60岁US$2,612 (+6.4%)
65岁US$3,462 (+6.3%)
70岁US$4,801
75岁US$6,156 (+6.3%)
80岁US$7,495
85岁US$8,986 (+6.3%)
90岁US$10,560
95岁US$12,103 (+6.3%)
99岁US$13,691 (+6.3%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.20%
5岁+2.24%
10岁+2.20%
15岁+2.23%
20岁+2.23%
25岁+2.20%
30岁+2.22%
35岁+2.20%
40岁+2.20%
45岁+2.20%
50岁+2.26%
55岁+2.27%
60岁+2.27%
65岁+2.26%
70岁—
75岁+2.26%
80岁—
85岁+2.26%
90岁—
95岁+2.26%
99岁+2.26%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。