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保誠保險有限公司 · F00050-03-000 · 6 个版本 · 灵活计划 · 年均加幅 +1.75%
男女同价港元 (HKD)
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| 年龄 | 2020-09-03 | 2021-01-05 | 2021-06-01 | 2023-04-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$3,722 | HK$3,722 | HK$3,722 | HK$3,815 (+2.5%) | HK$4,006 (+5.0%) | HK$4,129 (+3.1%) | +1.74% |
| 5岁 | HK$3,614 | HK$3,614 | HK$3,614 | HK$3,705 (+2.5%) | HK$3,890 (+5.0%) | HK$4,010 (+3.1%) | +1.74% |
| 10岁 | HK$3,294 | HK$3,294 | HK$3,294 | HK$3,376 (+2.5%) | HK$3,545 (+5.0%) | HK$3,655 (+3.1%) | +1.74% |
| 15岁 | HK$3,110 | HK$3,110 | HK$3,110 | HK$3,188 (+2.5%) | HK$3,347 (+5.0%) | HK$3,452 (+3.1%) | +1.75% |
| 20岁 | HK$2,932 | HK$2,932 | HK$2,932 | HK$3,006 (+2.5%) | HK$3,156 (+5.0%) | HK$3,255 (+3.1%) | +1.75% |
| 25岁 | HK$3,571 | HK$3,571 | HK$3,571 | HK$3,661 (+2.5%) | HK$3,844 (+5.0%) | HK$3,962 (+3.1%) | +1.74% |
| 30岁 | HK$4,447 | HK$4,447 | HK$4,447 | HK$4,558 (+2.5%) | HK$4,786 (+5.0%) | HK$4,931 (+3.0%) | +1.73% |
| 35岁 | HK$4,897 | HK$4,897 | HK$4,897 | HK$5,019 (+2.5%) | HK$5,270 (+5.0%) | HK$5,429 (+3.0%) | +1.73% |
| 40岁 | HK$5,331 | HK$5,331 | HK$5,331 | HK$5,465 (+2.5%) | HK$5,738 (+5.0%) | HK$5,910 (+3.0%) | +1.72% |
| 45岁 | HK$6,474 | HK$6,474 | HK$6,474 | HK$6,636 (+2.5%) | HK$6,968 (+5.0%) | HK$7,174 (+3.0%) | +1.72% |
| 50岁 | HK$8,567 | HK$8,567 | HK$8,567 | HK$8,782 (+2.5%) | HK$9,221 (+5.0%) | HK$9,536 (+3.4%) | +1.79% |
| 55岁 | HK$10,681 | HK$10,681 | HK$10,681 | HK$10,948 (+2.5%) | HK$11,495 (+5.0%) | HK$11,886 (+3.4%) | +1.79% |
| 60岁 | HK$14,571 | HK$14,571 | HK$14,571 | HK$14,935 (+2.5%) | HK$15,682 (+5.0%) | HK$16,210 (+3.4%) | +1.78% |
| 65岁 | HK$19,636 | HK$19,636 | HK$19,636 | HK$20,127 (+2.5%) | HK$21,134 (+5.0%) | HK$21,842 (+3.4%) | +1.78% |
| 70岁 | — | — | — | — | — | HK$30,282 | — |
| 75岁 | HK$34,916 | HK$34,916 | HK$34,916 | HK$35,789 (+2.5%) | HK$37,578 (+5.0%) | HK$38,830 (+3.3%) | +1.78% |
| 80岁 | — | — | — | — | — | HK$47,274 | — |
| 85岁 | HK$50,974 | HK$50,974 | HK$50,974 | HK$52,249 (+2.5%) | HK$54,862 (+5.0%) | HK$56,683 (+3.3%) | +1.78% |
| 90岁 | — | — | — | — | — | HK$66,610 | — |
| 95岁 | HK$68,660 | HK$68,660 | HK$68,660 | HK$70,377 (+2.5%) | HK$73,896 (+5.0%) | HK$76,346 (+3.3%) | +1.78% |
| 99岁 | HK$77,669 | HK$77,669 | HK$77,669 | HK$79,610 (+2.5%) | HK$83,591 (+5.0%) | HK$86,361 (+3.3%) | +1.78% |
| 所有年龄平均 | — | 0.0% | 0.0% | +2.5% | +5.0% | +3.2% | — |
0岁HK$3,722
5岁HK$3,614
10岁HK$3,294
15岁HK$3,110
20岁HK$2,932
25岁HK$3,571
30岁HK$4,447
35岁HK$4,897
40岁HK$5,331
45岁HK$6,474
50岁HK$8,567
55岁HK$10,681
60岁HK$14,571
65岁HK$19,636
70岁—
75岁HK$34,916
80岁—
85岁HK$50,974
90岁—
95岁HK$68,660
99岁HK$77,669
0岁HK$3,722
5岁HK$3,614
10岁HK$3,294
15岁HK$3,110
20岁HK$2,932
25岁HK$3,571
30岁HK$4,447
35岁HK$4,897
40岁HK$5,331
45岁HK$6,474
50岁HK$8,567
55岁HK$10,681
60岁HK$14,571
65岁HK$19,636
70岁—
75岁HK$34,916
80岁—
85岁HK$50,974
90岁—
95岁HK$68,660
99岁HK$77,669
0岁HK$3,722
5岁HK$3,614
10岁HK$3,294
15岁HK$3,110
20岁HK$2,932
25岁HK$3,571
30岁HK$4,447
35岁HK$4,897
40岁HK$5,331
45岁HK$6,474
50岁HK$8,567
55岁HK$10,681
60岁HK$14,571
65岁HK$19,636
70岁—
75岁HK$34,916
80岁—
85岁HK$50,974
90岁—
95岁HK$68,660
99岁HK$77,669
0岁HK$3,815 (+2.5%)
5岁HK$3,705 (+2.5%)
10岁HK$3,376 (+2.5%)
15岁HK$3,188 (+2.5%)
20岁HK$3,006 (+2.5%)
25岁HK$3,661 (+2.5%)
30岁HK$4,558 (+2.5%)
35岁HK$5,019 (+2.5%)
40岁HK$5,465 (+2.5%)
45岁HK$6,636 (+2.5%)
50岁HK$8,782 (+2.5%)
55岁HK$10,948 (+2.5%)
60岁HK$14,935 (+2.5%)
65岁HK$20,127 (+2.5%)
70岁—
75岁HK$35,789 (+2.5%)
80岁—
85岁HK$52,249 (+2.5%)
90岁—
95岁HK$70,377 (+2.5%)
99岁HK$79,610 (+2.5%)
0岁HK$4,006 (+5.0%)
5岁HK$3,890 (+5.0%)
10岁HK$3,545 (+5.0%)
15岁HK$3,347 (+5.0%)
20岁HK$3,156 (+5.0%)
25岁HK$3,844 (+5.0%)
30岁HK$4,786 (+5.0%)
35岁HK$5,270 (+5.0%)
40岁HK$5,738 (+5.0%)
45岁HK$6,968 (+5.0%)
50岁HK$9,221 (+5.0%)
55岁HK$11,495 (+5.0%)
60岁HK$15,682 (+5.0%)
65岁HK$21,134 (+5.0%)
70岁—
75岁HK$37,578 (+5.0%)
80岁—
85岁HK$54,862 (+5.0%)
90岁—
95岁HK$73,896 (+5.0%)
99岁HK$83,591 (+5.0%)
0岁HK$4,129 (+3.1%)
5岁HK$4,010 (+3.1%)
10岁HK$3,655 (+3.1%)
15岁HK$3,452 (+3.1%)
20岁HK$3,255 (+3.1%)
25岁HK$3,962 (+3.1%)
30岁HK$4,931 (+3.0%)
35岁HK$5,429 (+3.0%)
40岁HK$5,910 (+3.0%)
45岁HK$7,174 (+3.0%)
50岁HK$9,536 (+3.4%)
55岁HK$11,886 (+3.4%)
60岁HK$16,210 (+3.4%)
65岁HK$21,842 (+3.4%)
70岁HK$30,282
75岁HK$38,830 (+3.3%)
80岁HK$47,274
85岁HK$56,683 (+3.3%)
90岁HK$66,610
95岁HK$76,346 (+3.3%)
99岁HK$86,361 (+3.3%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+1.74%
5岁+1.74%
10岁+1.74%
15岁+1.75%
20岁+1.75%
25岁+1.74%
30岁+1.73%
35岁+1.73%
40岁+1.72%
45岁+1.72%
50岁+1.79%
55岁+1.79%
60岁+1.78%
65岁+1.78%
70岁—
75岁+1.78%
80岁—
85岁+1.78%
90岁—
95岁+1.78%
99岁+1.78%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。