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保誠保險有限公司 · F00050-02-000 · 6 个版本 · 灵活计划 · 年均加幅 +2.23%
男女同价港元 (HKD)
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| 年龄 | 2020-09-03 | 2021-01-05 | 2021-06-01 | 2023-04-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$4,510 | HK$4,510 | HK$4,510 | HK$4,623 (+2.5%) | HK$4,854 (+5.0%) | HK$5,146 (+6.0%) | +2.21% |
| 5岁 | HK$4,378 | HK$4,378 | HK$4,378 | HK$4,488 (+2.5%) | HK$4,713 (+5.0%) | HK$4,997 (+6.0%) | +2.22% |
| 10岁 | HK$3,990 | HK$3,990 | HK$3,990 | HK$4,090 (+2.5%) | HK$4,294 (+5.0%) | HK$4,554 (+6.1%) | +2.22% |
| 15岁 | HK$3,769 | HK$3,769 | HK$3,769 | HK$3,863 (+2.5%) | HK$4,056 (+5.0%) | HK$4,302 (+6.1%) | +2.22% |
| 20岁 | HK$3,551 | HK$3,551 | HK$3,551 | HK$3,640 (+2.5%) | HK$3,822 (+5.0%) | HK$4,055 (+6.1%) | +2.23% |
| 25岁 | HK$4,326 | HK$4,326 | HK$4,326 | HK$4,434 (+2.5%) | HK$4,656 (+5.0%) | HK$4,937 (+6.0%) | +2.22% |
| 30岁 | HK$5,371 | HK$5,371 | HK$5,371 | HK$5,506 (+2.5%) | HK$5,781 (+5.0%) | HK$6,127 (+6.0%) | +2.21% |
| 35岁 | HK$5,873 | HK$5,873 | HK$5,873 | HK$6,020 (+2.5%) | HK$6,321 (+5.0%) | HK$6,698 (+6.0%) | +2.20% |
| 40岁 | HK$6,393 | HK$6,393 | HK$6,393 | HK$6,553 (+2.5%) | HK$6,881 (+5.0%) | HK$7,290 (+5.9%) | +2.20% |
| 45岁 | HK$7,930 | HK$7,930 | HK$7,930 | HK$8,129 (+2.5%) | HK$8,535 (+5.0%) | HK$9,041 (+5.9%) | +2.20% |
| 50岁 | HK$10,733 | HK$10,733 | HK$10,733 | HK$11,001 (+2.5%) | HK$11,551 (+5.0%) | HK$12,290 (+6.4%) | +2.27% |
| 55岁 | HK$13,381 | HK$13,381 | HK$13,381 | HK$13,715 (+2.5%) | HK$14,401 (+5.0%) | HK$15,319 (+6.4%) | +2.27% |
| 60岁 | HK$18,258 | HK$18,258 | HK$18,258 | HK$18,714 (+2.5%) | HK$19,650 (+5.0%) | HK$20,899 (+6.4%) | +2.27% |
| 65岁 | HK$24,202 | HK$24,202 | HK$24,202 | HK$24,806 (+2.5%) | HK$26,046 (+5.0%) | HK$27,698 (+6.3%) | +2.26% |
| 70岁 | — | — | — | — | — | HK$38,405 | — |
| 75岁 | HK$43,035 | HK$43,035 | HK$43,035 | HK$44,111 (+2.5%) | HK$46,317 (+5.0%) | HK$49,246 (+6.3%) | +2.26% |
| 80岁 | — | — | — | — | — | HK$59,958 | — |
| 85岁 | HK$62,827 | HK$62,827 | HK$62,827 | HK$64,398 (+2.5%) | HK$67,618 (+5.0%) | HK$71,888 (+6.3%) | +2.26% |
| 90岁 | — | — | — | — | — | HK$84,480 | — |
| 95岁 | HK$84,625 | HK$84,625 | HK$84,625 | HK$86,741 (+2.5%) | HK$91,078 (+5.0%) | HK$96,826 (+6.3%) | +2.26% |
| 99岁 | HK$95,726 | HK$95,726 | HK$95,726 | HK$98,119 (+2.5%) | HK$103,025 (+5.0%) | HK$109,526 (+6.3%) | +2.26% |
| 所有年龄平均 | — | 0.0% | 0.0% | +2.5% | +5.0% | +6.2% | — |
0岁HK$4,510
5岁HK$4,378
10岁HK$3,990
15岁HK$3,769
20岁HK$3,551
25岁HK$4,326
30岁HK$5,371
35岁HK$5,873
40岁HK$6,393
45岁HK$7,930
50岁HK$10,733
55岁HK$13,381
60岁HK$18,258
65岁HK$24,202
70岁—
75岁HK$43,035
80岁—
85岁HK$62,827
90岁—
95岁HK$84,625
99岁HK$95,726
0岁HK$4,510
5岁HK$4,378
10岁HK$3,990
15岁HK$3,769
20岁HK$3,551
25岁HK$4,326
30岁HK$5,371
35岁HK$5,873
40岁HK$6,393
45岁HK$7,930
50岁HK$10,733
55岁HK$13,381
60岁HK$18,258
65岁HK$24,202
70岁—
75岁HK$43,035
80岁—
85岁HK$62,827
90岁—
95岁HK$84,625
99岁HK$95,726
0岁HK$4,510
5岁HK$4,378
10岁HK$3,990
15岁HK$3,769
20岁HK$3,551
25岁HK$4,326
30岁HK$5,371
35岁HK$5,873
40岁HK$6,393
45岁HK$7,930
50岁HK$10,733
55岁HK$13,381
60岁HK$18,258
65岁HK$24,202
70岁—
75岁HK$43,035
80岁—
85岁HK$62,827
90岁—
95岁HK$84,625
99岁HK$95,726
0岁HK$4,623 (+2.5%)
5岁HK$4,488 (+2.5%)
10岁HK$4,090 (+2.5%)
15岁HK$3,863 (+2.5%)
20岁HK$3,640 (+2.5%)
25岁HK$4,434 (+2.5%)
30岁HK$5,506 (+2.5%)
35岁HK$6,020 (+2.5%)
40岁HK$6,553 (+2.5%)
45岁HK$8,129 (+2.5%)
50岁HK$11,001 (+2.5%)
55岁HK$13,715 (+2.5%)
60岁HK$18,714 (+2.5%)
65岁HK$24,806 (+2.5%)
70岁—
75岁HK$44,111 (+2.5%)
80岁—
85岁HK$64,398 (+2.5%)
90岁—
95岁HK$86,741 (+2.5%)
99岁HK$98,119 (+2.5%)
0岁HK$4,854 (+5.0%)
5岁HK$4,713 (+5.0%)
10岁HK$4,294 (+5.0%)
15岁HK$4,056 (+5.0%)
20岁HK$3,822 (+5.0%)
25岁HK$4,656 (+5.0%)
30岁HK$5,781 (+5.0%)
35岁HK$6,321 (+5.0%)
40岁HK$6,881 (+5.0%)
45岁HK$8,535 (+5.0%)
50岁HK$11,551 (+5.0%)
55岁HK$14,401 (+5.0%)
60岁HK$19,650 (+5.0%)
65岁HK$26,046 (+5.0%)
70岁—
75岁HK$46,317 (+5.0%)
80岁—
85岁HK$67,618 (+5.0%)
90岁—
95岁HK$91,078 (+5.0%)
99岁HK$103,025 (+5.0%)
0岁HK$5,146 (+6.0%)
5岁HK$4,997 (+6.0%)
10岁HK$4,554 (+6.1%)
15岁HK$4,302 (+6.1%)
20岁HK$4,055 (+6.1%)
25岁HK$4,937 (+6.0%)
30岁HK$6,127 (+6.0%)
35岁HK$6,698 (+6.0%)
40岁HK$7,290 (+5.9%)
45岁HK$9,041 (+5.9%)
50岁HK$12,290 (+6.4%)
55岁HK$15,319 (+6.4%)
60岁HK$20,899 (+6.4%)
65岁HK$27,698 (+6.3%)
70岁HK$38,405
75岁HK$49,246 (+6.3%)
80岁HK$59,958
85岁HK$71,888 (+6.3%)
90岁HK$84,480
95岁HK$96,826 (+6.3%)
99岁HK$109,526 (+6.3%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.21%
5岁+2.22%
10岁+2.22%
15岁+2.22%
20岁+2.23%
25岁+2.22%
30岁+2.21%
35岁+2.20%
40岁+2.20%
45岁+2.20%
50岁+2.27%
55岁+2.27%
60岁+2.27%
65岁+2.26%
70岁—
75岁+2.26%
80岁—
85岁+2.26%
90岁—
95岁+2.26%
99岁+2.26%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。