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保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃二 (美元)
PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 (USD)
保誠保險有限公司 · F00013-04-002 · 9 个版本 · 灵活计划 · 年均加幅 +3.22%
美元 (USD)
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| 年龄 | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | US$884 | US$884 | US$884 | US$884 | US$884 | US$884 | US$951 (+7.6%) | US$1,036 (+8.9%) | US$1,120 (+8.1%) | +3.22% |
| 5岁 | US$617 | US$617 | US$617 | US$617 | US$617 | US$617 | US$664 (+7.6%) | US$724 (+9.0%) | US$782 (+8.0%) | +3.23% |
| 10岁 | US$488 | US$488 | US$488 | US$488 | US$488 | US$488 | US$525 (+7.6%) | US$572 (+9.0%) | US$619 (+8.2%) | +3.24% |
| 15岁 | US$499 | US$499 | US$499 | US$499 | US$499 | US$499 | US$536 (+7.4%) | US$584 (+9.0%) | US$632 (+8.2%) | +3.22% |
| 20岁 | US$543 | US$543 | US$543 | US$543 | US$543 | US$543 | US$584 (+7.6%) | US$637 (+9.1%) | US$689 (+8.2%) | +3.25% |
| 25岁 | US$588 | US$588 | US$588 | US$588 | US$588 | US$588 | US$632 (+7.5%) | US$689 (+9.0%) | US$745 (+8.1%) | +3.23% |
| 30岁 | US$646 | US$646 | US$646 | US$646 | US$646 | US$646 | US$694 (+7.4%) | US$757 (+9.1%) | US$818 (+8.1%) | +3.22% |
| 35岁 | US$754 | US$754 | US$754 | US$754 | US$754 | US$754 | US$811 (+7.6%) | US$884 (+9.0%) | US$955 (+8.0%) | +3.22% |
| 40岁 | US$897 | US$897 | US$897 | US$897 | US$897 | US$897 | US$965 (+7.6%) | US$1,052 (+9.0%) | US$1,137 (+8.1%) | +3.23% |
| 45岁 | US$1,145 | US$1,145 | US$1,145 | US$1,145 | US$1,145 | US$1,145 | US$1,231 (+7.5%) | US$1,342 (+9.0%) | US$1,450 (+8.0%) | +3.22% |
| 50岁 | US$1,467 | US$1,467 | US$1,467 | US$1,467 | US$1,467 | US$1,467 | US$1,577 (+7.5%) | US$1,718 (+8.9%) | US$1,857 (+8.1%) | +3.21% |
| 55岁 | US$1,838 | US$1,838 | US$1,838 | US$1,838 | US$1,838 | US$1,838 | US$1,976 (+7.5%) | US$2,154 (+9.0%) | US$2,327 (+8.0%) | +3.21% |
| 60岁 | US$2,365 | US$2,365 | US$2,365 | US$2,365 | US$2,365 | US$2,365 | US$2,542 (+7.5%) | US$2,771 (+9.0%) | US$2,993 (+8.0%) | +3.21% |
| 65岁 | US$3,270 | US$3,270 | US$3,270 | US$3,270 | US$3,270 | US$3,270 | US$3,515 (+7.5%) | US$3,832 (+9.0%) | US$4,139 (+8.0%) | +3.21% |
| 70岁 | US$4,139 | US$4,139 | US$4,139 | US$4,139 | US$4,139 | US$4,139 | US$4,449 (+7.5%) | US$4,850 (+9.0%) | US$5,239 (+8.0%) | +3.21% |
| 75岁 | US$5,196 | US$5,196 | US$5,196 | US$5,196 | US$5,196 | US$5,196 | US$5,585 (+7.5%) | US$6,088 (+9.0%) | US$6,576 (+8.0%) | +3.21% |
| 80岁 | US$6,162 | US$6,162 | US$6,162 | US$6,162 | US$6,162 | US$6,162 | US$6,624 (+7.5%) | US$7,220 (+9.0%) | US$7,799 (+8.0%) | +3.21% |
| 85岁 | US$6,819 | US$6,819 | US$6,819 | US$6,819 | US$6,819 | US$6,819 | US$7,331 (+7.5%) | US$7,990 (+9.0%) | US$8,631 (+8.0%) | +3.21% |
| 90岁 | US$7,348 | US$7,348 | US$7,348 | US$7,348 | US$7,348 | US$7,348 | US$7,899 (+7.5%) | US$8,610 (+9.0%) | US$9,300 (+8.0%) | +3.21% |
| 95岁 | US$7,570 | US$7,570 | US$7,570 | US$7,570 | US$7,570 | US$7,570 | US$8,138 (+7.5%) | US$8,870 (+9.0%) | US$9,581 (+8.0%) | +3.21% |
| 99岁 | US$7,722 | US$7,722 | US$7,722 | US$7,722 | US$7,722 | US$7,722 | US$8,301 (+7.5%) | US$9,048 (+9.0%) | US$9,773 (+8.0%) | +3.21% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0岁US$884
5岁US$617
10岁US$488
15岁US$499
20岁US$543
25岁US$588
30岁US$646
35岁US$754
40岁US$897
45岁US$1,145
50岁US$1,467
55岁US$1,838
60岁US$2,365
65岁US$3,270
70岁US$4,139
75岁US$5,196
80岁US$6,162
85岁US$6,819
90岁US$7,348
95岁US$7,570
99岁US$7,722
0岁US$884
5岁US$617
10岁US$488
15岁US$499
20岁US$543
25岁US$588
30岁US$646
35岁US$754
40岁US$897
45岁US$1,145
50岁US$1,467
55岁US$1,838
60岁US$2,365
65岁US$3,270
70岁US$4,139
75岁US$5,196
80岁US$6,162
85岁US$6,819
90岁US$7,348
95岁US$7,570
99岁US$7,722
0岁US$884
5岁US$617
10岁US$488
15岁US$499
20岁US$543
25岁US$588
30岁US$646
35岁US$754
40岁US$897
45岁US$1,145
50岁US$1,467
55岁US$1,838
60岁US$2,365
65岁US$3,270
70岁US$4,139
75岁US$5,196
80岁US$6,162
85岁US$6,819
90岁US$7,348
95岁US$7,570
99岁US$7,722
0岁US$884
5岁US$617
10岁US$488
15岁US$499
20岁US$543
25岁US$588
30岁US$646
35岁US$754
40岁US$897
45岁US$1,145
50岁US$1,467
55岁US$1,838
60岁US$2,365
65岁US$3,270
70岁US$4,139
75岁US$5,196
80岁US$6,162
85岁US$6,819
90岁US$7,348
95岁US$7,570
99岁US$7,722
0岁US$884
5岁US$617
10岁US$488
15岁US$499
20岁US$543
25岁US$588
30岁US$646
35岁US$754
40岁US$897
45岁US$1,145
50岁US$1,467
55岁US$1,838
60岁US$2,365
65岁US$3,270
70岁US$4,139
75岁US$5,196
80岁US$6,162
85岁US$6,819
90岁US$7,348
95岁US$7,570
99岁US$7,722
0岁US$884
5岁US$617
10岁US$488
15岁US$499
20岁US$543
25岁US$588
30岁US$646
35岁US$754
40岁US$897
45岁US$1,145
50岁US$1,467
55岁US$1,838
60岁US$2,365
65岁US$3,270
70岁US$4,139
75岁US$5,196
80岁US$6,162
85岁US$6,819
90岁US$7,348
95岁US$7,570
99岁US$7,722
0岁US$951 (+7.6%)
5岁US$664 (+7.6%)
10岁US$525 (+7.6%)
15岁US$536 (+7.4%)
20岁US$584 (+7.6%)
25岁US$632 (+7.5%)
30岁US$694 (+7.4%)
35岁US$811 (+7.6%)
40岁US$965 (+7.6%)
45岁US$1,231 (+7.5%)
50岁US$1,577 (+7.5%)
55岁US$1,976 (+7.5%)
60岁US$2,542 (+7.5%)
65岁US$3,515 (+7.5%)
70岁US$4,449 (+7.5%)
75岁US$5,585 (+7.5%)
80岁US$6,624 (+7.5%)
85岁US$7,331 (+7.5%)
90岁US$7,899 (+7.5%)
95岁US$8,138 (+7.5%)
99岁US$8,301 (+7.5%)
0岁US$1,036 (+8.9%)
5岁US$724 (+9.0%)
10岁US$572 (+9.0%)
15岁US$584 (+9.0%)
20岁US$637 (+9.1%)
25岁US$689 (+9.0%)
30岁US$757 (+9.1%)
35岁US$884 (+9.0%)
40岁US$1,052 (+9.0%)
45岁US$1,342 (+9.0%)
50岁US$1,718 (+8.9%)
55岁US$2,154 (+9.0%)
60岁US$2,771 (+9.0%)
65岁US$3,832 (+9.0%)
70岁US$4,850 (+9.0%)
75岁US$6,088 (+9.0%)
80岁US$7,220 (+9.0%)
85岁US$7,990 (+9.0%)
90岁US$8,610 (+9.0%)
95岁US$8,870 (+9.0%)
99岁US$9,048 (+9.0%)
0岁US$1,120 (+8.1%)
5岁US$782 (+8.0%)
10岁US$619 (+8.2%)
15岁US$632 (+8.2%)
20岁US$689 (+8.2%)
25岁US$745 (+8.1%)
30岁US$818 (+8.1%)
35岁US$955 (+8.0%)
40岁US$1,137 (+8.1%)
45岁US$1,450 (+8.0%)
50岁US$1,857 (+8.1%)
55岁US$2,327 (+8.0%)
60岁US$2,993 (+8.0%)
65岁US$4,139 (+8.0%)
70岁US$5,239 (+8.0%)
75岁US$6,576 (+8.0%)
80岁US$7,799 (+8.0%)
85岁US$8,631 (+8.0%)
90岁US$9,300 (+8.0%)
95岁US$9,581 (+8.0%)
99岁US$9,773 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.22%
5岁+3.23%
10岁+3.24%
15岁+3.22%
20岁+3.25%
25岁+3.23%
30岁+3.22%
35岁+3.22%
40岁+3.23%
45岁+3.22%
50岁+3.21%
55岁+3.21%
60岁+3.21%
65岁+3.21%
70岁+3.21%
75岁+3.21%
80岁+3.21%
85岁+3.21%
90岁+3.21%
95岁+3.21%
99岁+3.21%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。