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保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃一 (美元)
PRUHealth FlexiChoice Medical Plan - Ward with SMM 1 (USD)
保誠保險有限公司 · F00013-04-001 · 9 个版本 · 灵活计划 · 年均加幅 +3.29%
男 Male
| 年龄 | F00013-04-001-01 2019-04-01 | F00013-04-001-02 2020-03-03 | F00013-04-001-02 2020-05-25 | F00013-04-001-03 2021-01-05 | F00013-04-001-04 2022-01-01 | F00013-04-001-04 2022-10-03 | F00013-04-001-05 2023-07-01 | F00013-04-001-06 2024-10-01 | F00013-04-001-06 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$737 | US$737 | US$737 | US$737 | US$737 | US$737 | US$792 (+7.5%) | US$864 (+9.1%) | US$934 (+8.1%) | +3.30% |
| 5 | US$515 | US$515 | US$515 | US$515 | US$515 | US$515 | US$553 (+7.4%) | US$603 (+9.0%) | US$652 (+8.1%) | +3.29% |
| 10 | US$407 | US$407 | US$407 | US$407 | US$407 | US$407 | US$438 (+7.6%) | US$477 (+8.9%) | US$516 (+8.2%) | +3.31% |
| 15 | US$415 | US$415 | US$415 | US$415 | US$415 | US$415 | US$447 (+7.7%) | US$487 (+8.9%) | US$527 (+8.2%) | +3.33% |
| 20 | US$453 | US$453 | US$453 | US$453 | US$453 | US$453 | US$487 (+7.5%) | US$531 (+9.0%) | US$574 (+8.1%) | +3.30% |
| 25 | US$490 | US$490 | US$490 | US$490 | US$490 | US$490 | US$527 (+7.6%) | US$574 (+8.9%) | US$621 (+8.2%) | +3.30% |
| 30 | US$538 | US$538 | US$538 | US$538 | US$538 | US$538 | US$579 (+7.6%) | US$631 (+9.0%) | US$682 (+8.1%) | +3.30% |
| 35 | US$628 | US$628 | US$628 | US$628 | US$628 | US$628 | US$676 (+7.6%) | US$736 (+8.9%) | US$796 (+8.2%) | +3.30% |
| 40 | US$748 | US$748 | US$748 | US$748 | US$748 | US$748 | US$804 (+7.5%) | US$876 (+9.0%) | US$947 (+8.1%) | +3.29% |
| 45 | US$954 | US$954 | US$954 | US$954 | US$954 | US$954 | US$1,026 (+7.5%) | US$1,118 (+9.0%) | US$1,209 (+8.1%) | +3.30% |
| 50 | US$1,222 | US$1,222 | US$1,222 | US$1,222 | US$1,222 | US$1,222 | US$1,314 (+7.5%) | US$1,432 (+9.0%) | US$1,548 (+8.1%) | +3.29% |
| 55 | US$1,532 | US$1,532 | US$1,532 | US$1,532 | US$1,532 | US$1,532 | US$1,647 (+7.5%) | US$1,795 (+9.0%) | US$1,939 (+8.0%) | +3.28% |
| 60 | US$1,970 | US$1,970 | US$1,970 | US$1,970 | US$1,970 | US$1,970 | US$2,118 (+7.5%) | US$2,309 (+9.0%) | US$2,495 (+8.1%) | +3.29% |
| 65 | US$2,725 | US$2,725 | US$2,725 | US$2,725 | US$2,725 | US$2,725 | US$2,930 (+7.5%) | US$3,193 (+9.0%) | US$3,450 (+8.0%) | +3.29% |
| 70 | US$3,449 | US$3,449 | US$3,449 | US$3,449 | US$3,449 | US$3,449 | US$3,708 (+7.5%) | US$4,042 (+9.0%) | US$4,366 (+8.0%) | +3.28% |
| 75 | US$4,330 | US$4,330 | US$4,330 | US$4,330 | US$4,330 | US$4,330 | US$4,654 (+7.5%) | US$5,073 (+9.0%) | US$5,480 (+8.0%) | +3.28% |
| 80 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,135 | US$5,520 (+7.5%) | US$6,017 (+9.0%) | US$6,499 (+8.0%) | +3.28% |
| 85 | US$5,683 | US$5,683 | US$5,683 | US$5,683 | US$5,683 | US$5,683 | US$6,109 (+7.5%) | US$6,659 (+9.0%) | US$7,192 (+8.0%) | +3.28% |
| 90 | US$6,123 | US$6,123 | US$6,123 | US$6,123 | US$6,123 | US$6,123 | US$6,582 (+7.5%) | US$7,175 (+9.0%) | US$7,750 (+8.0%) | +3.28% |
| 95 | US$6,308 | US$6,308 | US$6,308 | US$6,308 | US$6,308 | US$6,308 | US$6,781 (+7.5%) | US$7,392 (+9.0%) | US$7,984 (+8.0%) | +3.28% |
| 99 | US$6,435 | US$6,435 | US$6,435 | US$6,435 | US$6,435 | US$6,435 | US$6,917 (+7.5%) | US$7,540 (+9.0%) | US$8,144 (+8.0%) | +3.28% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0岁US$737
5岁US$515
10岁US$407
15岁US$415
20岁US$453
25岁US$490
30岁US$538
35岁US$628
40岁US$748
45岁US$954
50岁US$1,222
55岁US$1,532
60岁US$1,970
65岁US$2,725
70岁US$3,449
75岁US$4,330
80岁US$5,135
85岁US$5,683
90岁US$6,123
95岁US$6,308
99岁US$6,435
0岁US$737
5岁US$515
10岁US$407
15岁US$415
20岁US$453
25岁US$490
30岁US$538
35岁US$628
40岁US$748
45岁US$954
50岁US$1,222
55岁US$1,532
60岁US$1,970
65岁US$2,725
70岁US$3,449
75岁US$4,330
80岁US$5,135
85岁US$5,683
90岁US$6,123
95岁US$6,308
99岁US$6,435
0岁US$737
5岁US$515
10岁US$407
15岁US$415
20岁US$453
25岁US$490
30岁US$538
35岁US$628
40岁US$748
45岁US$954
50岁US$1,222
55岁US$1,532
60岁US$1,970
65岁US$2,725
70岁US$3,449
75岁US$4,330
80岁US$5,135
85岁US$5,683
90岁US$6,123
95岁US$6,308
99岁US$6,435
0岁US$737
5岁US$515
10岁US$407
15岁US$415
20岁US$453
25岁US$490
30岁US$538
35岁US$628
40岁US$748
45岁US$954
50岁US$1,222
55岁US$1,532
60岁US$1,970
65岁US$2,725
70岁US$3,449
75岁US$4,330
80岁US$5,135
85岁US$5,683
90岁US$6,123
95岁US$6,308
99岁US$6,435
0岁US$737
5岁US$515
10岁US$407
15岁US$415
20岁US$453
25岁US$490
30岁US$538
35岁US$628
40岁US$748
45岁US$954
50岁US$1,222
55岁US$1,532
60岁US$1,970
65岁US$2,725
70岁US$3,449
75岁US$4,330
80岁US$5,135
85岁US$5,683
90岁US$6,123
95岁US$6,308
99岁US$6,435
0岁US$737
5岁US$515
10岁US$407
15岁US$415
20岁US$453
25岁US$490
30岁US$538
35岁US$628
40岁US$748
45岁US$954
50岁US$1,222
55岁US$1,532
60岁US$1,970
65岁US$2,725
70岁US$3,449
75岁US$4,330
80岁US$5,135
85岁US$5,683
90岁US$6,123
95岁US$6,308
99岁US$6,435
0岁US$792 (+7.5%)
5岁US$553 (+7.4%)
10岁US$438 (+7.6%)
15岁US$447 (+7.7%)
20岁US$487 (+7.5%)
25岁US$527 (+7.6%)
30岁US$579 (+7.6%)
35岁US$676 (+7.6%)
40岁US$804 (+7.5%)
45岁US$1,026 (+7.5%)
50岁US$1,314 (+7.5%)
55岁US$1,647 (+7.5%)
60岁US$2,118 (+7.5%)
65岁US$2,930 (+7.5%)
70岁US$3,708 (+7.5%)
75岁US$4,654 (+7.5%)
80岁US$5,520 (+7.5%)
85岁US$6,109 (+7.5%)
90岁US$6,582 (+7.5%)
95岁US$6,781 (+7.5%)
99岁US$6,917 (+7.5%)
0岁US$864 (+9.1%)
5岁US$603 (+9.0%)
10岁US$477 (+8.9%)
15岁US$487 (+8.9%)
20岁US$531 (+9.0%)
25岁US$574 (+8.9%)
30岁US$631 (+9.0%)
35岁US$736 (+8.9%)
40岁US$876 (+9.0%)
45岁US$1,118 (+9.0%)
50岁US$1,432 (+9.0%)
55岁US$1,795 (+9.0%)
60岁US$2,309 (+9.0%)
65岁US$3,193 (+9.0%)
70岁US$4,042 (+9.0%)
75岁US$5,073 (+9.0%)
80岁US$6,017 (+9.0%)
85岁US$6,659 (+9.0%)
90岁US$7,175 (+9.0%)
95岁US$7,392 (+9.0%)
99岁US$7,540 (+9.0%)
0岁US$934 (+8.1%)
5岁US$652 (+8.1%)
10岁US$516 (+8.2%)
15岁US$527 (+8.2%)
20岁US$574 (+8.1%)
25岁US$621 (+8.2%)
30岁US$682 (+8.1%)
35岁US$796 (+8.2%)
40岁US$947 (+8.1%)
45岁US$1,209 (+8.1%)
50岁US$1,548 (+8.1%)
55岁US$1,939 (+8.0%)
60岁US$2,495 (+8.1%)
65岁US$3,450 (+8.0%)
70岁US$4,366 (+8.0%)
75岁US$5,480 (+8.0%)
80岁US$6,499 (+8.0%)
85岁US$7,192 (+8.0%)
90岁US$7,750 (+8.0%)
95岁US$7,984 (+8.0%)
99岁US$8,144 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.30%
5岁+3.29%
10岁+3.31%
15岁+3.33%
20岁+3.30%
25岁+3.30%
30岁+3.30%
35岁+3.30%
40岁+3.29%
45岁+3.30%
50岁+3.29%
55岁+3.28%
60岁+3.29%
65岁+3.29%
70岁+3.28%
75岁+3.28%
80岁+3.28%
85岁+3.28%
90岁+3.28%
95岁+3.28%
99岁+3.28%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00013-04-001-01 2019-04-01 | F00013-04-001-02 2020-03-03 | F00013-04-001-02 2020-05-25 | F00013-04-001-03 2021-01-05 | F00013-04-001-04 2022-01-01 | F00013-04-001-04 2022-10-03 | F00013-04-001-05 2023-07-01 | F00013-04-001-06 2024-10-01 | F00013-04-001-06 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$649 | US$649 | US$649 | US$649 | US$649 | US$649 | US$698 (+7.6%) | US$760 (+8.9%) | US$822 (+8.2%) | +3.29% |
| 5 | US$456 | US$456 | US$456 | US$456 | US$456 | US$456 | US$490 (+7.5%) | US$534 (+9.0%) | US$578 (+8.2%) | +3.30% |
| 10 | US$340 | US$340 | US$340 | US$340 | US$340 | US$340 | US$365 (+7.4%) | US$398 (+9.0%) | US$431 (+8.3%) | +3.30% |
| 15 | US$351 | US$351 | US$351 | US$351 | US$351 | US$351 | US$378 (+7.7%) | US$412 (+9.0%) | US$446 (+8.3%) | +3.34% |
| 20 | US$415 | US$415 | US$415 | US$415 | US$415 | US$415 | US$446 (+7.5%) | US$486 (+9.0%) | US$526 (+8.2%) | +3.30% |
| 25 | US$551 | US$551 | US$551 | US$551 | US$551 | US$551 | US$593 (+7.6%) | US$646 (+8.9%) | US$699 (+8.2%) | +3.31% |
| 30 | US$716 | US$716 | US$716 | US$716 | US$716 | US$716 | US$770 (+7.5%) | US$839 (+9.0%) | US$907 (+8.1%) | +3.29% |
| 35 | US$849 | US$849 | US$849 | US$849 | US$849 | US$849 | US$913 (+7.5%) | US$995 (+9.0%) | US$1,076 (+8.1%) | +3.30% |
| 40 | US$1,006 | US$1,006 | US$1,006 | US$1,006 | US$1,006 | US$1,006 | US$1,082 (+7.6%) | US$1,179 (+9.0%) | US$1,274 (+8.1%) | +3.29% |
| 45 | US$1,212 | US$1,212 | US$1,212 | US$1,212 | US$1,212 | US$1,212 | US$1,303 (+7.5%) | US$1,420 (+9.0%) | US$1,534 (+8.0%) | +3.28% |
| 50 | US$1,392 | US$1,392 | US$1,392 | US$1,392 | US$1,392 | US$1,392 | US$1,497 (+7.5%) | US$1,632 (+9.0%) | US$1,763 (+8.0%) | +3.29% |
| 55 | US$1,568 | US$1,568 | US$1,568 | US$1,568 | US$1,568 | US$1,568 | US$1,686 (+7.5%) | US$1,838 (+9.0%) | US$1,986 (+8.1%) | +3.29% |
| 60 | US$1,871 | US$1,871 | US$1,871 | US$1,871 | US$1,871 | US$1,871 | US$2,011 (+7.5%) | US$2,192 (+9.0%) | US$2,368 (+8.0%) | +3.28% |
| 65 | US$2,460 | US$2,460 | US$2,460 | US$2,460 | US$2,460 | US$2,460 | US$2,644 (+7.5%) | US$2,882 (+9.0%) | US$3,114 (+8.0%) | +3.28% |
| 70 | US$3,121 | US$3,121 | US$3,121 | US$3,121 | US$3,121 | US$3,121 | US$3,355 (+7.5%) | US$3,657 (+9.0%) | US$3,950 (+8.0%) | +3.28% |
| 75 | US$3,844 | US$3,844 | US$3,844 | US$3,844 | US$3,844 | US$3,844 | US$4,133 (+7.5%) | US$4,505 (+9.0%) | US$4,866 (+8.0%) | +3.28% |
| 80 | US$4,588 | US$4,588 | US$4,588 | US$4,588 | US$4,588 | US$4,588 | US$4,932 (+7.5%) | US$5,376 (+9.0%) | US$5,807 (+8.0%) | +3.28% |
| 85 | US$5,079 | US$5,079 | US$5,079 | US$5,079 | US$5,079 | US$5,079 | US$5,460 (+7.5%) | US$5,951 (+9.0%) | US$6,428 (+8.0%) | +3.28% |
| 90 | US$5,445 | US$5,445 | US$5,445 | US$5,445 | US$5,445 | US$5,445 | US$5,853 (+7.5%) | US$6,380 (+9.0%) | US$6,891 (+8.0%) | +3.28% |
| 95 | US$5,636 | US$5,636 | US$5,636 | US$5,636 | US$5,636 | US$5,636 | US$6,058 (+7.5%) | US$6,604 (+9.0%) | US$7,133 (+8.0%) | +3.28% |
| 99 | US$5,746 | US$5,746 | US$5,746 | US$5,746 | US$5,746 | US$5,746 | US$6,177 (+7.5%) | US$6,733 (+9.0%) | US$7,272 (+8.0%) | +3.28% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0岁US$649
5岁US$456
10岁US$340
15岁US$351
20岁US$415
25岁US$551
30岁US$716
35岁US$849
40岁US$1,006
45岁US$1,212
50岁US$1,392
55岁US$1,568
60岁US$1,871
65岁US$2,460
70岁US$3,121
75岁US$3,844
80岁US$4,588
85岁US$5,079
90岁US$5,445
95岁US$5,636
99岁US$5,746
0岁US$649
5岁US$456
10岁US$340
15岁US$351
20岁US$415
25岁US$551
30岁US$716
35岁US$849
40岁US$1,006
45岁US$1,212
50岁US$1,392
55岁US$1,568
60岁US$1,871
65岁US$2,460
70岁US$3,121
75岁US$3,844
80岁US$4,588
85岁US$5,079
90岁US$5,445
95岁US$5,636
99岁US$5,746
0岁US$649
5岁US$456
10岁US$340
15岁US$351
20岁US$415
25岁US$551
30岁US$716
35岁US$849
40岁US$1,006
45岁US$1,212
50岁US$1,392
55岁US$1,568
60岁US$1,871
65岁US$2,460
70岁US$3,121
75岁US$3,844
80岁US$4,588
85岁US$5,079
90岁US$5,445
95岁US$5,636
99岁US$5,746
0岁US$649
5岁US$456
10岁US$340
15岁US$351
20岁US$415
25岁US$551
30岁US$716
35岁US$849
40岁US$1,006
45岁US$1,212
50岁US$1,392
55岁US$1,568
60岁US$1,871
65岁US$2,460
70岁US$3,121
75岁US$3,844
80岁US$4,588
85岁US$5,079
90岁US$5,445
95岁US$5,636
99岁US$5,746
0岁US$649
5岁US$456
10岁US$340
15岁US$351
20岁US$415
25岁US$551
30岁US$716
35岁US$849
40岁US$1,006
45岁US$1,212
50岁US$1,392
55岁US$1,568
60岁US$1,871
65岁US$2,460
70岁US$3,121
75岁US$3,844
80岁US$4,588
85岁US$5,079
90岁US$5,445
95岁US$5,636
99岁US$5,746
0岁US$649
5岁US$456
10岁US$340
15岁US$351
20岁US$415
25岁US$551
30岁US$716
35岁US$849
40岁US$1,006
45岁US$1,212
50岁US$1,392
55岁US$1,568
60岁US$1,871
65岁US$2,460
70岁US$3,121
75岁US$3,844
80岁US$4,588
85岁US$5,079
90岁US$5,445
95岁US$5,636
99岁US$5,746
0岁US$698 (+7.6%)
5岁US$490 (+7.5%)
10岁US$365 (+7.4%)
15岁US$378 (+7.7%)
20岁US$446 (+7.5%)
25岁US$593 (+7.6%)
30岁US$770 (+7.5%)
35岁US$913 (+7.5%)
40岁US$1,082 (+7.6%)
45岁US$1,303 (+7.5%)
50岁US$1,497 (+7.5%)
55岁US$1,686 (+7.5%)
60岁US$2,011 (+7.5%)
65岁US$2,644 (+7.5%)
70岁US$3,355 (+7.5%)
75岁US$4,133 (+7.5%)
80岁US$4,932 (+7.5%)
85岁US$5,460 (+7.5%)
90岁US$5,853 (+7.5%)
95岁US$6,058 (+7.5%)
99岁US$6,177 (+7.5%)
0岁US$760 (+8.9%)
5岁US$534 (+9.0%)
10岁US$398 (+9.0%)
15岁US$412 (+9.0%)
20岁US$486 (+9.0%)
25岁US$646 (+8.9%)
30岁US$839 (+9.0%)
35岁US$995 (+9.0%)
40岁US$1,179 (+9.0%)
45岁US$1,420 (+9.0%)
50岁US$1,632 (+9.0%)
55岁US$1,838 (+9.0%)
60岁US$2,192 (+9.0%)
65岁US$2,882 (+9.0%)
70岁US$3,657 (+9.0%)
75岁US$4,505 (+9.0%)
80岁US$5,376 (+9.0%)
85岁US$5,951 (+9.0%)
90岁US$6,380 (+9.0%)
95岁US$6,604 (+9.0%)
99岁US$6,733 (+9.0%)
0岁US$822 (+8.2%)
5岁US$578 (+8.2%)
10岁US$431 (+8.3%)
15岁US$446 (+8.3%)
20岁US$526 (+8.2%)
25岁US$699 (+8.2%)
30岁US$907 (+8.1%)
35岁US$1,076 (+8.1%)
40岁US$1,274 (+8.1%)
45岁US$1,534 (+8.0%)
50岁US$1,763 (+8.0%)
55岁US$1,986 (+8.1%)
60岁US$2,368 (+8.0%)
65岁US$3,114 (+8.0%)
70岁US$3,950 (+8.0%)
75岁US$4,866 (+8.0%)
80岁US$5,807 (+8.0%)
85岁US$6,428 (+8.0%)
90岁US$6,891 (+8.0%)
95岁US$7,133 (+8.0%)
99岁US$7,272 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.29%
5岁+3.30%
10岁+3.30%
15岁+3.34%
20岁+3.30%
25岁+3.31%
30岁+3.29%
35岁+3.30%
40岁+3.29%
45岁+3.28%
50岁+3.29%
55岁+3.29%
60岁+3.28%
65岁+3.28%
70岁+3.28%
75岁+3.28%
80岁+3.28%
85岁+3.28%
90岁+3.28%
95岁+3.28%
99岁+3.28%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。