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保誠靈活自主醫保計劃 - 普通病房 (美元)
PRUHealth FlexiChoice Medical Plan - Ward (USD)
保誠保險有限公司 · F00013-04-000 · 9 个版本 · 灵活计划 · 年均加幅 +2.71%
美元 (USD)
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| 年龄 | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | US$540 | US$540 | US$540 | US$540 | US$540 | US$540 | US$580 (+7.4%) | US$621 (+7.1%) | US$659 (+6.1%) | +2.71% |
| 5岁 | US$384 | US$384 | US$384 | US$384 | US$384 | US$384 | US$413 (+7.6%) | US$442 (+7.0%) | US$470 (+6.3%) | +2.75% |
| 10岁 | US$274 | US$274 | US$274 | US$274 | US$274 | US$274 | US$294 (+7.3%) | US$315 (+7.1%) | US$335 (+6.3%) | +2.73% |
| 15岁 | US$267 | US$267 | US$267 | US$267 | US$267 | US$267 | US$287 (+7.5%) | US$307 (+7.0%) | US$327 (+6.5%) | +2.76% |
| 20岁 | US$290 | US$290 | US$290 | US$290 | US$290 | US$290 | US$311 (+7.2%) | US$333 (+7.1%) | US$354 (+6.3%) | +2.71% |
| 25岁 | US$308 | US$308 | US$308 | US$308 | US$308 | US$308 | US$331 (+7.5%) | US$355 (+7.3%) | US$377 (+6.2%) | +2.75% |
| 30岁 | US$337 | US$337 | US$337 | US$337 | US$337 | US$337 | US$362 (+7.4%) | US$387 (+6.9%) | US$411 (+6.2%) | +2.70% |
| 35岁 | US$407 | US$407 | US$407 | US$407 | US$407 | US$407 | US$438 (+7.6%) | US$469 (+7.1%) | US$498 (+6.2%) | +2.74% |
| 40岁 | US$497 | US$497 | US$497 | US$497 | US$497 | US$497 | US$534 (+7.4%) | US$571 (+6.9%) | US$606 (+6.1%) | +2.70% |
| 45岁 | US$621 | US$621 | US$621 | US$621 | US$621 | US$621 | US$668 (+7.6%) | US$714 (+6.9%) | US$758 (+6.2%) | +2.71% |
| 50岁 | US$779 | US$779 | US$779 | US$779 | US$779 | US$779 | US$837 (+7.4%) | US$896 (+7.0%) | US$950 (+6.0%) | +2.70% |
| 55岁 | US$986 | US$986 | US$986 | US$986 | US$986 | US$986 | US$1,060 (+7.5%) | US$1,135 (+7.1%) | US$1,204 (+6.1%) | +2.72% |
| 60岁 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,388 (+7.4%) | US$1,486 (+7.1%) | US$1,576 (+6.1%) | +2.70% |
| 65岁 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$2,005 (+7.5%) | US$2,145 (+7.0%) | US$2,275 (+6.1%) | +2.70% |
| 70岁 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,520 (+7.5%) | US$2,696 (+7.0%) | US$2,859 (+6.0%) | +2.70% |
| 75岁 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$3,081 (+7.5%) | US$3,296 (+7.0%) | US$3,495 (+6.0%) | +2.70% |
| 80岁 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,635 (+7.5%) | US$3,890 (+7.0%) | US$4,124 (+6.0%) | +2.70% |
| 85岁 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$4,026 (+7.5%) | US$4,308 (+7.0%) | US$4,568 (+6.0%) | +2.70% |
| 90岁 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,339 (+7.5%) | US$4,643 (+7.0%) | US$4,922 (+6.0%) | +2.70% |
| 95岁 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,466 (+7.5%) | US$4,779 (+7.0%) | US$5,066 (+6.0%) | +2.70% |
| 99岁 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,553 (+7.5%) | US$4,871 (+7.0%) | US$5,165 (+6.0%) | +2.70% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$580 (+7.4%)
5岁US$413 (+7.6%)
10岁US$294 (+7.3%)
15岁US$287 (+7.5%)
20岁US$311 (+7.2%)
25岁US$331 (+7.5%)
30岁US$362 (+7.4%)
35岁US$438 (+7.6%)
40岁US$534 (+7.4%)
45岁US$668 (+7.6%)
50岁US$837 (+7.4%)
55岁US$1,060 (+7.5%)
60岁US$1,388 (+7.4%)
65岁US$2,005 (+7.5%)
70岁US$2,520 (+7.5%)
75岁US$3,081 (+7.5%)
80岁US$3,635 (+7.5%)
85岁US$4,026 (+7.5%)
90岁US$4,339 (+7.5%)
95岁US$4,466 (+7.5%)
99岁US$4,553 (+7.5%)
0岁US$621 (+7.1%)
5岁US$442 (+7.0%)
10岁US$315 (+7.1%)
15岁US$307 (+7.0%)
20岁US$333 (+7.1%)
25岁US$355 (+7.3%)
30岁US$387 (+6.9%)
35岁US$469 (+7.1%)
40岁US$571 (+6.9%)
45岁US$714 (+6.9%)
50岁US$896 (+7.0%)
55岁US$1,135 (+7.1%)
60岁US$1,486 (+7.1%)
65岁US$2,145 (+7.0%)
70岁US$2,696 (+7.0%)
75岁US$3,296 (+7.0%)
80岁US$3,890 (+7.0%)
85岁US$4,308 (+7.0%)
90岁US$4,643 (+7.0%)
95岁US$4,779 (+7.0%)
99岁US$4,871 (+7.0%)
0岁US$659 (+6.1%)
5岁US$470 (+6.3%)
10岁US$335 (+6.3%)
15岁US$327 (+6.5%)
20岁US$354 (+6.3%)
25岁US$377 (+6.2%)
30岁US$411 (+6.2%)
35岁US$498 (+6.2%)
40岁US$606 (+6.1%)
45岁US$758 (+6.2%)
50岁US$950 (+6.0%)
55岁US$1,204 (+6.1%)
60岁US$1,576 (+6.1%)
65岁US$2,275 (+6.1%)
70岁US$2,859 (+6.0%)
75岁US$3,495 (+6.0%)
80岁US$4,124 (+6.0%)
85岁US$4,568 (+6.0%)
90岁US$4,922 (+6.0%)
95岁US$5,066 (+6.0%)
99岁US$5,165 (+6.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.71%
5岁+2.75%
10岁+2.73%
15岁+2.76%
20岁+2.71%
25岁+2.75%
30岁+2.70%
35岁+2.74%
40岁+2.70%
45岁+2.71%
50岁+2.70%
55岁+2.72%
60岁+2.70%
65岁+2.70%
70岁+2.70%
75岁+2.70%
80岁+2.70%
85岁+2.70%
90岁+2.70%
95岁+2.70%
99岁+2.70%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。