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保誠靈活自主醫保計劃 - 普通病房 (美元)
PRUHealth FlexiChoice Medical Plan - Ward (USD)
保誠保險有限公司 · F00013-04-000 · 9 个版本 · 灵活计划 · 年均加幅 +2.77%
男 Male
| 年龄 | F00013-04-000-01 2019-04-01 | F00013-04-000-02 2020-03-03 | F00013-04-000-02 2020-05-25 | F00013-04-000-03 2021-01-05 | F00013-04-000-04 2022-01-01 | F00013-04-000-04 2022-10-03 | F00013-04-000-05 2023-07-01 | F00013-04-000-06 2024-10-01 | F00013-04-000-06 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$540 | US$540 | US$540 | US$540 | US$540 | US$540 | US$580 (+7.4%) | US$621 (+7.1%) | US$659 (+6.1%) | +2.77% |
| 5 | US$384 | US$384 | US$384 | US$384 | US$384 | US$384 | US$413 (+7.6%) | US$442 (+7.0%) | US$470 (+6.3%) | +2.81% |
| 10 | US$274 | US$274 | US$274 | US$274 | US$274 | US$274 | US$294 (+7.3%) | US$315 (+7.1%) | US$335 (+6.3%) | +2.79% |
| 15 | US$267 | US$267 | US$267 | US$267 | US$267 | US$267 | US$287 (+7.5%) | US$307 (+7.0%) | US$327 (+6.5%) | +2.82% |
| 20 | US$290 | US$290 | US$290 | US$290 | US$290 | US$290 | US$311 (+7.2%) | US$333 (+7.1%) | US$354 (+6.3%) | +2.77% |
| 25 | US$308 | US$308 | US$308 | US$308 | US$308 | US$308 | US$331 (+7.5%) | US$355 (+7.3%) | US$377 (+6.2%) | +2.81% |
| 30 | US$337 | US$337 | US$337 | US$337 | US$337 | US$337 | US$362 (+7.4%) | US$387 (+6.9%) | US$411 (+6.2%) | +2.76% |
| 35 | US$407 | US$407 | US$407 | US$407 | US$407 | US$407 | US$438 (+7.6%) | US$469 (+7.1%) | US$498 (+6.2%) | +2.80% |
| 40 | US$497 | US$497 | US$497 | US$497 | US$497 | US$497 | US$534 (+7.4%) | US$571 (+6.9%) | US$606 (+6.1%) | +2.75% |
| 45 | US$621 | US$621 | US$621 | US$621 | US$621 | US$621 | US$668 (+7.6%) | US$714 (+6.9%) | US$758 (+6.2%) | +2.77% |
| 50 | US$779 | US$779 | US$779 | US$779 | US$779 | US$779 | US$837 (+7.4%) | US$896 (+7.0%) | US$950 (+6.0%) | +2.76% |
| 55 | US$986 | US$986 | US$986 | US$986 | US$986 | US$986 | US$1,060 (+7.5%) | US$1,135 (+7.1%) | US$1,204 (+6.1%) | +2.78% |
| 60 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,292 | US$1,388 (+7.4%) | US$1,486 (+7.1%) | US$1,576 (+6.1%) | +2.76% |
| 65 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$1,865 | US$2,005 (+7.5%) | US$2,145 (+7.0%) | US$2,275 (+6.1%) | +2.76% |
| 70 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,344 | US$2,520 (+7.5%) | US$2,696 (+7.0%) | US$2,859 (+6.0%) | +2.76% |
| 75 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$2,866 | US$3,081 (+7.5%) | US$3,296 (+7.0%) | US$3,495 (+6.0%) | +2.76% |
| 80 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,382 | US$3,635 (+7.5%) | US$3,890 (+7.0%) | US$4,124 (+6.0%) | +2.76% |
| 85 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$3,745 | US$4,026 (+7.5%) | US$4,308 (+7.0%) | US$4,568 (+6.0%) | +2.76% |
| 90 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,036 | US$4,339 (+7.5%) | US$4,643 (+7.0%) | US$4,922 (+6.0%) | +2.76% |
| 95 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,154 | US$4,466 (+7.5%) | US$4,779 (+7.0%) | US$5,066 (+6.0%) | +2.76% |
| 99 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,235 | US$4,553 (+7.5%) | US$4,871 (+7.0%) | US$5,165 (+6.0%) | +2.76% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$540
5岁US$384
10岁US$274
15岁US$267
20岁US$290
25岁US$308
30岁US$337
35岁US$407
40岁US$497
45岁US$621
50岁US$779
55岁US$986
60岁US$1,292
65岁US$1,865
70岁US$2,344
75岁US$2,866
80岁US$3,382
85岁US$3,745
90岁US$4,036
95岁US$4,154
99岁US$4,235
0岁US$580 (+7.4%)
5岁US$413 (+7.6%)
10岁US$294 (+7.3%)
15岁US$287 (+7.5%)
20岁US$311 (+7.2%)
25岁US$331 (+7.5%)
30岁US$362 (+7.4%)
35岁US$438 (+7.6%)
40岁US$534 (+7.4%)
45岁US$668 (+7.6%)
50岁US$837 (+7.4%)
55岁US$1,060 (+7.5%)
60岁US$1,388 (+7.4%)
65岁US$2,005 (+7.5%)
70岁US$2,520 (+7.5%)
75岁US$3,081 (+7.5%)
80岁US$3,635 (+7.5%)
85岁US$4,026 (+7.5%)
90岁US$4,339 (+7.5%)
95岁US$4,466 (+7.5%)
99岁US$4,553 (+7.5%)
0岁US$621 (+7.1%)
5岁US$442 (+7.0%)
10岁US$315 (+7.1%)
15岁US$307 (+7.0%)
20岁US$333 (+7.1%)
25岁US$355 (+7.3%)
30岁US$387 (+6.9%)
35岁US$469 (+7.1%)
40岁US$571 (+6.9%)
45岁US$714 (+6.9%)
50岁US$896 (+7.0%)
55岁US$1,135 (+7.1%)
60岁US$1,486 (+7.1%)
65岁US$2,145 (+7.0%)
70岁US$2,696 (+7.0%)
75岁US$3,296 (+7.0%)
80岁US$3,890 (+7.0%)
85岁US$4,308 (+7.0%)
90岁US$4,643 (+7.0%)
95岁US$4,779 (+7.0%)
99岁US$4,871 (+7.0%)
0岁US$659 (+6.1%)
5岁US$470 (+6.3%)
10岁US$335 (+6.3%)
15岁US$327 (+6.5%)
20岁US$354 (+6.3%)
25岁US$377 (+6.2%)
30岁US$411 (+6.2%)
35岁US$498 (+6.2%)
40岁US$606 (+6.1%)
45岁US$758 (+6.2%)
50岁US$950 (+6.0%)
55岁US$1,204 (+6.1%)
60岁US$1,576 (+6.1%)
65岁US$2,275 (+6.1%)
70岁US$2,859 (+6.0%)
75岁US$3,495 (+6.0%)
80岁US$4,124 (+6.0%)
85岁US$4,568 (+6.0%)
90岁US$4,922 (+6.0%)
95岁US$5,066 (+6.0%)
99岁US$5,165 (+6.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+2.77%
5岁+2.81%
10岁+2.79%
15岁+2.82%
20岁+2.77%
25岁+2.81%
30岁+2.76%
35岁+2.80%
40岁+2.75%
45岁+2.77%
50岁+2.76%
55岁+2.78%
60岁+2.76%
65岁+2.76%
70岁+2.76%
75岁+2.76%
80岁+2.76%
85岁+2.76%
90岁+2.76%
95岁+2.76%
99岁+2.76%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00013-04-000-01 2019-04-01 | F00013-04-000-02 2020-03-03 | F00013-04-000-02 2020-05-25 | F00013-04-000-03 2021-01-05 | F00013-04-000-04 2022-01-01 | F00013-04-000-04 2022-10-03 | F00013-04-000-05 2023-07-01 | F00013-04-000-06 2024-10-01 | F00013-04-000-06 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | US$504 | US$504 | US$504 | US$504 | US$504 | US$504 | US$541 (+7.3%) | US$579 (+7.0%) | US$615 (+6.2%) | +2.77% |
| 5 | US$343 | US$343 | US$343 | US$343 | US$343 | US$343 | US$369 (+7.6%) | US$395 (+7.0%) | US$420 (+6.3%) | +2.81% |
| 10 | US$244 | US$244 | US$244 | US$244 | US$244 | US$244 | US$262 (+7.4%) | US$281 (+7.3%) | US$298 (+6.0%) | +2.78% |
| 15 | US$252 | US$252 | US$252 | US$252 | US$252 | US$252 | US$270 (+7.1%) | US$289 (+7.0%) | US$308 (+6.6%) | +2.79% |
| 20 | US$306 | US$306 | US$306 | US$306 | US$306 | US$306 | US$329 (+7.5%) | US$352 (+7.0%) | US$374 (+6.3%) | +2.79% |
| 25 | US$374 | US$374 | US$374 | US$374 | US$374 | US$374 | US$403 (+7.8%) | US$431 (+6.9%) | US$457 (+6.0%) | +2.79% |
| 30 | US$454 | US$454 | US$454 | US$454 | US$454 | US$454 | US$488 (+7.5%) | US$522 (+7.0%) | US$555 (+6.3%) | +2.79% |
| 35 | US$534 | US$534 | US$534 | US$534 | US$534 | US$534 | US$574 (+7.5%) | US$614 (+7.0%) | US$652 (+6.2%) | +2.77% |
| 40 | US$634 | US$634 | US$634 | US$634 | US$634 | US$634 | US$681 (+7.4%) | US$729 (+7.0%) | US$773 (+6.0%) | +2.75% |
| 45 | US$780 | US$780 | US$780 | US$780 | US$780 | US$780 | US$838 (+7.4%) | US$897 (+7.0%) | US$952 (+6.1%) | +2.77% |
| 50 | US$943 | US$943 | US$943 | US$943 | US$943 | US$943 | US$1,014 (+7.5%) | US$1,085 (+7.0%) | US$1,151 (+6.1%) | +2.77% |
| 55 | US$1,067 | US$1,067 | US$1,067 | US$1,067 | US$1,067 | US$1,067 | US$1,146 (+7.4%) | US$1,227 (+7.1%) | US$1,301 (+6.0%) | +2.75% |
| 60 | US$1,254 | US$1,254 | US$1,254 | US$1,254 | US$1,254 | US$1,254 | US$1,348 (+7.5%) | US$1,442 (+7.0%) | US$1,529 (+6.0%) | +2.75% |
| 65 | US$1,695 | US$1,695 | US$1,695 | US$1,695 | US$1,695 | US$1,695 | US$1,822 (+7.5%) | US$1,949 (+7.0%) | US$2,067 (+6.1%) | +2.76% |
| 70 | US$2,138 | US$2,138 | US$2,138 | US$2,138 | US$2,138 | US$2,138 | US$2,299 (+7.5%) | US$2,460 (+7.0%) | US$2,608 (+6.0%) | +2.76% |
| 75 | US$2,611 | US$2,611 | US$2,611 | US$2,611 | US$2,611 | US$2,611 | US$2,806 (+7.5%) | US$3,003 (+7.0%) | US$3,184 (+6.0%) | +2.76% |
| 80 | US$3,059 | US$3,059 | US$3,059 | US$3,059 | US$3,059 | US$3,059 | US$3,289 (+7.5%) | US$3,519 (+7.0%) | US$3,731 (+6.0%) | +2.76% |
| 85 | US$3,388 | US$3,388 | US$3,388 | US$3,388 | US$3,388 | US$3,388 | US$3,642 (+7.5%) | US$3,897 (+7.0%) | US$4,132 (+6.0%) | +2.76% |
| 90 | US$3,632 | US$3,632 | US$3,632 | US$3,632 | US$3,632 | US$3,632 | US$3,904 (+7.5%) | US$4,177 (+7.0%) | US$4,429 (+6.0%) | +2.76% |
| 95 | US$3,760 | US$3,760 | US$3,760 | US$3,760 | US$3,760 | US$3,760 | US$4,042 (+7.5%) | US$4,325 (+7.0%) | US$4,585 (+6.0%) | +2.76% |
| 99 | US$3,834 | US$3,834 | US$3,834 | US$3,834 | US$3,834 | US$3,834 | US$4,121 (+7.5%) | US$4,410 (+7.0%) | US$4,675 (+6.0%) | +2.76% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +7.0% | +6.1% | — |
0岁US$504
5岁US$343
10岁US$244
15岁US$252
20岁US$306
25岁US$374
30岁US$454
35岁US$534
40岁US$634
45岁US$780
50岁US$943
55岁US$1,067
60岁US$1,254
65岁US$1,695
70岁US$2,138
75岁US$2,611
80岁US$3,059
85岁US$3,388
90岁US$3,632
95岁US$3,760
99岁US$3,834
0岁US$504
5岁US$343
10岁US$244
15岁US$252
20岁US$306
25岁US$374
30岁US$454
35岁US$534
40岁US$634
45岁US$780
50岁US$943
55岁US$1,067
60岁US$1,254
65岁US$1,695
70岁US$2,138
75岁US$2,611
80岁US$3,059
85岁US$3,388
90岁US$3,632
95岁US$3,760
99岁US$3,834
0岁US$504
5岁US$343
10岁US$244
15岁US$252
20岁US$306
25岁US$374
30岁US$454
35岁US$534
40岁US$634
45岁US$780
50岁US$943
55岁US$1,067
60岁US$1,254
65岁US$1,695
70岁US$2,138
75岁US$2,611
80岁US$3,059
85岁US$3,388
90岁US$3,632
95岁US$3,760
99岁US$3,834
0岁US$504
5岁US$343
10岁US$244
15岁US$252
20岁US$306
25岁US$374
30岁US$454
35岁US$534
40岁US$634
45岁US$780
50岁US$943
55岁US$1,067
60岁US$1,254
65岁US$1,695
70岁US$2,138
75岁US$2,611
80岁US$3,059
85岁US$3,388
90岁US$3,632
95岁US$3,760
99岁US$3,834
0岁US$504
5岁US$343
10岁US$244
15岁US$252
20岁US$306
25岁US$374
30岁US$454
35岁US$534
40岁US$634
45岁US$780
50岁US$943
55岁US$1,067
60岁US$1,254
65岁US$1,695
70岁US$2,138
75岁US$2,611
80岁US$3,059
85岁US$3,388
90岁US$3,632
95岁US$3,760
99岁US$3,834
0岁US$504
5岁US$343
10岁US$244
15岁US$252
20岁US$306
25岁US$374
30岁US$454
35岁US$534
40岁US$634
45岁US$780
50岁US$943
55岁US$1,067
60岁US$1,254
65岁US$1,695
70岁US$2,138
75岁US$2,611
80岁US$3,059
85岁US$3,388
90岁US$3,632
95岁US$3,760
99岁US$3,834
0岁US$541 (+7.3%)
5岁US$369 (+7.6%)
10岁US$262 (+7.4%)
15岁US$270 (+7.1%)
20岁US$329 (+7.5%)
25岁US$403 (+7.8%)
30岁US$488 (+7.5%)
35岁US$574 (+7.5%)
40岁US$681 (+7.4%)
45岁US$838 (+7.4%)
50岁US$1,014 (+7.5%)
55岁US$1,146 (+7.4%)
60岁US$1,348 (+7.5%)
65岁US$1,822 (+7.5%)
70岁US$2,299 (+7.5%)
75岁US$2,806 (+7.5%)
80岁US$3,289 (+7.5%)
85岁US$3,642 (+7.5%)
90岁US$3,904 (+7.5%)
95岁US$4,042 (+7.5%)
99岁US$4,121 (+7.5%)
0岁US$579 (+7.0%)
5岁US$395 (+7.0%)
10岁US$281 (+7.3%)
15岁US$289 (+7.0%)
20岁US$352 (+7.0%)
25岁US$431 (+6.9%)
30岁US$522 (+7.0%)
35岁US$614 (+7.0%)
40岁US$729 (+7.0%)
45岁US$897 (+7.0%)
50岁US$1,085 (+7.0%)
55岁US$1,227 (+7.1%)
60岁US$1,442 (+7.0%)
65岁US$1,949 (+7.0%)
70岁US$2,460 (+7.0%)
75岁US$3,003 (+7.0%)
80岁US$3,519 (+7.0%)
85岁US$3,897 (+7.0%)
90岁US$4,177 (+7.0%)
95岁US$4,325 (+7.0%)
99岁US$4,410 (+7.0%)
0岁US$615 (+6.2%)
5岁US$420 (+6.3%)
10岁US$298 (+6.0%)
15岁US$308 (+6.6%)
20岁US$374 (+6.3%)
25岁US$457 (+6.0%)
30岁US$555 (+6.3%)
35岁US$652 (+6.2%)
40岁US$773 (+6.0%)
45岁US$952 (+6.1%)
50岁US$1,151 (+6.1%)
55岁US$1,301 (+6.0%)
60岁US$1,529 (+6.0%)
65岁US$2,067 (+6.1%)
70岁US$2,608 (+6.0%)
75岁US$3,184 (+6.0%)
80岁US$3,731 (+6.0%)
85岁US$4,132 (+6.0%)
90岁US$4,429 (+6.0%)
95岁US$4,585 (+6.0%)
99岁US$4,675 (+6.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+2.77%
5岁+2.81%
10岁+2.78%
15岁+2.79%
20岁+2.79%
25岁+2.79%
30岁+2.79%
35岁+2.77%
40岁+2.75%
45岁+2.77%
50岁+2.77%
55岁+2.75%
60岁+2.75%
65岁+2.76%
70岁+2.76%
75岁+2.76%
80岁+2.76%
85岁+2.76%
90岁+2.76%
95岁+2.76%
99岁+2.76%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。