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保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃二 (港元)
PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 2 (HKD)
保誠保險有限公司 · F00013-02-002 · 9 个版本 · 灵活计划 · 年均加幅 +3.21%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$10,914 | HK$10,914 | HK$10,914 | HK$10,914 | HK$10,914 | HK$10,914 | HK$11,733 (+7.5%) | HK$12,789 (+9.0%) | HK$13,819 (+8.1%) | +3.22% |
| 5岁 | HK$7,912 | HK$7,912 | HK$7,912 | HK$7,912 | HK$7,912 | HK$7,912 | HK$8,505 (+7.5%) | HK$9,270 (+9.0%) | HK$10,019 (+8.1%) | +3.22% |
| 10岁 | HK$6,782 | HK$6,782 | HK$6,782 | HK$6,782 | HK$6,782 | HK$6,782 | HK$7,291 (+7.5%) | HK$7,947 (+9.0%) | HK$8,590 (+8.1%) | +3.22% |
| 15岁 | HK$6,886 | HK$6,886 | HK$6,886 | HK$6,886 | HK$6,886 | HK$6,886 | HK$7,403 (+7.5%) | HK$8,069 (+9.0%) | HK$8,722 (+8.1%) | +3.22% |
| 20岁 | HK$7,460 | HK$7,460 | HK$7,460 | HK$7,460 | HK$7,460 | HK$7,460 | HK$8,019 (+7.5%) | HK$8,741 (+9.0%) | HK$9,448 (+8.1%) | +3.22% |
| 25岁 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,006 | HK$8,607 (+7.5%) | HK$9,381 (+9.0%) | HK$10,139 (+8.1%) | +3.22% |
| 30岁 | HK$8,667 | HK$8,667 | HK$8,667 | HK$8,667 | HK$8,667 | HK$8,667 | HK$9,317 (+7.5%) | HK$10,155 (+9.0%) | HK$10,975 (+8.1%) | +3.22% |
| 35岁 | HK$9,832 | HK$9,832 | HK$9,832 | HK$9,832 | HK$9,832 | HK$9,832 | HK$10,570 (+7.5%) | HK$11,521 (+9.0%) | HK$12,450 (+8.1%) | +3.22% |
| 40岁 | HK$11,938 | HK$11,938 | HK$11,938 | HK$11,938 | HK$11,938 | HK$11,938 | HK$12,834 (+7.5%) | HK$13,989 (+9.0%) | HK$15,115 (+8.0%) | +3.22% |
| 45岁 | HK$15,513 | HK$15,513 | HK$15,513 | HK$15,513 | HK$15,513 | HK$15,513 | HK$16,676 (+7.5%) | HK$18,177 (+9.0%) | HK$19,638 (+8.0%) | +3.21% |
| 50岁 | HK$19,977 | HK$19,977 | HK$19,977 | HK$19,977 | HK$19,977 | HK$19,977 | HK$21,475 (+7.5%) | HK$23,408 (+9.0%) | HK$25,288 (+8.0%) | +3.21% |
| 55岁 | HK$24,982 | HK$24,982 | HK$24,982 | HK$24,982 | HK$24,982 | HK$24,982 | HK$26,855 (+7.5%) | HK$29,272 (+9.0%) | HK$31,622 (+8.0%) | +3.21% |
| 60岁 | HK$32,894 | HK$32,894 | HK$32,894 | HK$32,894 | HK$32,894 | HK$32,894 | HK$35,361 (+7.5%) | HK$38,543 (+9.0%) | HK$41,634 (+8.0%) | +3.21% |
| 65岁 | HK$46,661 | HK$46,661 | HK$46,661 | HK$46,661 | HK$46,661 | HK$46,661 | HK$50,160 (+7.5%) | HK$54,675 (+9.0%) | HK$59,056 (+8.0%) | +3.21% |
| 70岁 | HK$58,761 | HK$58,761 | HK$58,761 | HK$58,761 | HK$58,761 | HK$58,761 | HK$63,169 (+7.5%) | HK$68,854 (+9.0%) | HK$74,369 (+8.0%) | +3.21% |
| 75岁 | HK$72,394 | HK$72,394 | HK$72,394 | HK$72,394 | HK$72,394 | HK$72,394 | HK$77,823 (+7.5%) | HK$84,828 (+9.0%) | HK$91,621 (+8.0%) | +3.21% |
| 80岁 | HK$85,555 | HK$85,555 | HK$85,555 | HK$85,555 | HK$85,555 | HK$85,555 | HK$91,972 (+7.5%) | HK$100,249 (+9.0%) | HK$108,276 (+8.0%) | +3.21% |
| 85岁 | HK$94,255 | HK$94,255 | HK$94,255 | HK$94,255 | HK$94,255 | HK$94,255 | HK$101,324 (+7.5%) | HK$110,443 (+9.0%) | HK$119,286 (+8.0%) | +3.21% |
| 90岁 | HK$100,541 | HK$100,541 | HK$100,541 | HK$100,541 | HK$100,541 | HK$100,541 | HK$108,081 (+7.5%) | HK$117,809 (+9.0%) | HK$127,241 (+8.0%) | +3.21% |
| 95岁 | HK$103,641 | HK$103,641 | HK$103,641 | HK$103,641 | HK$103,641 | HK$103,641 | HK$111,414 (+7.5%) | HK$121,441 (+9.0%) | HK$131,164 (+8.0%) | +3.21% |
| 99岁 | HK$105,224 | HK$105,224 | HK$105,224 | HK$105,224 | HK$105,224 | HK$105,224 | HK$113,116 (+7.5%) | HK$123,296 (+9.0%) | HK$133,167 (+8.0%) | +3.21% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0岁HK$10,914
5岁HK$7,912
10岁HK$6,782
15岁HK$6,886
20岁HK$7,460
25岁HK$8,006
30岁HK$8,667
35岁HK$9,832
40岁HK$11,938
45岁HK$15,513
50岁HK$19,977
55岁HK$24,982
60岁HK$32,894
65岁HK$46,661
70岁HK$58,761
75岁HK$72,394
80岁HK$85,555
85岁HK$94,255
90岁HK$100,541
95岁HK$103,641
99岁HK$105,224
0岁HK$10,914
5岁HK$7,912
10岁HK$6,782
15岁HK$6,886
20岁HK$7,460
25岁HK$8,006
30岁HK$8,667
35岁HK$9,832
40岁HK$11,938
45岁HK$15,513
50岁HK$19,977
55岁HK$24,982
60岁HK$32,894
65岁HK$46,661
70岁HK$58,761
75岁HK$72,394
80岁HK$85,555
85岁HK$94,255
90岁HK$100,541
95岁HK$103,641
99岁HK$105,224
0岁HK$10,914
5岁HK$7,912
10岁HK$6,782
15岁HK$6,886
20岁HK$7,460
25岁HK$8,006
30岁HK$8,667
35岁HK$9,832
40岁HK$11,938
45岁HK$15,513
50岁HK$19,977
55岁HK$24,982
60岁HK$32,894
65岁HK$46,661
70岁HK$58,761
75岁HK$72,394
80岁HK$85,555
85岁HK$94,255
90岁HK$100,541
95岁HK$103,641
99岁HK$105,224
0岁HK$10,914
5岁HK$7,912
10岁HK$6,782
15岁HK$6,886
20岁HK$7,460
25岁HK$8,006
30岁HK$8,667
35岁HK$9,832
40岁HK$11,938
45岁HK$15,513
50岁HK$19,977
55岁HK$24,982
60岁HK$32,894
65岁HK$46,661
70岁HK$58,761
75岁HK$72,394
80岁HK$85,555
85岁HK$94,255
90岁HK$100,541
95岁HK$103,641
99岁HK$105,224
0岁HK$10,914
5岁HK$7,912
10岁HK$6,782
15岁HK$6,886
20岁HK$7,460
25岁HK$8,006
30岁HK$8,667
35岁HK$9,832
40岁HK$11,938
45岁HK$15,513
50岁HK$19,977
55岁HK$24,982
60岁HK$32,894
65岁HK$46,661
70岁HK$58,761
75岁HK$72,394
80岁HK$85,555
85岁HK$94,255
90岁HK$100,541
95岁HK$103,641
99岁HK$105,224
0岁HK$10,914
5岁HK$7,912
10岁HK$6,782
15岁HK$6,886
20岁HK$7,460
25岁HK$8,006
30岁HK$8,667
35岁HK$9,832
40岁HK$11,938
45岁HK$15,513
50岁HK$19,977
55岁HK$24,982
60岁HK$32,894
65岁HK$46,661
70岁HK$58,761
75岁HK$72,394
80岁HK$85,555
85岁HK$94,255
90岁HK$100,541
95岁HK$103,641
99岁HK$105,224
0岁HK$11,733 (+7.5%)
5岁HK$8,505 (+7.5%)
10岁HK$7,291 (+7.5%)
15岁HK$7,403 (+7.5%)
20岁HK$8,019 (+7.5%)
25岁HK$8,607 (+7.5%)
30岁HK$9,317 (+7.5%)
35岁HK$10,570 (+7.5%)
40岁HK$12,834 (+7.5%)
45岁HK$16,676 (+7.5%)
50岁HK$21,475 (+7.5%)
55岁HK$26,855 (+7.5%)
60岁HK$35,361 (+7.5%)
65岁HK$50,160 (+7.5%)
70岁HK$63,169 (+7.5%)
75岁HK$77,823 (+7.5%)
80岁HK$91,972 (+7.5%)
85岁HK$101,324 (+7.5%)
90岁HK$108,081 (+7.5%)
95岁HK$111,414 (+7.5%)
99岁HK$113,116 (+7.5%)
0岁HK$12,789 (+9.0%)
5岁HK$9,270 (+9.0%)
10岁HK$7,947 (+9.0%)
15岁HK$8,069 (+9.0%)
20岁HK$8,741 (+9.0%)
25岁HK$9,381 (+9.0%)
30岁HK$10,155 (+9.0%)
35岁HK$11,521 (+9.0%)
40岁HK$13,989 (+9.0%)
45岁HK$18,177 (+9.0%)
50岁HK$23,408 (+9.0%)
55岁HK$29,272 (+9.0%)
60岁HK$38,543 (+9.0%)
65岁HK$54,675 (+9.0%)
70岁HK$68,854 (+9.0%)
75岁HK$84,828 (+9.0%)
80岁HK$100,249 (+9.0%)
85岁HK$110,443 (+9.0%)
90岁HK$117,809 (+9.0%)
95岁HK$121,441 (+9.0%)
99岁HK$123,296 (+9.0%)
0岁HK$13,819 (+8.1%)
5岁HK$10,019 (+8.1%)
10岁HK$8,590 (+8.1%)
15岁HK$8,722 (+8.1%)
20岁HK$9,448 (+8.1%)
25岁HK$10,139 (+8.1%)
30岁HK$10,975 (+8.1%)
35岁HK$12,450 (+8.1%)
40岁HK$15,115 (+8.0%)
45岁HK$19,638 (+8.0%)
50岁HK$25,288 (+8.0%)
55岁HK$31,622 (+8.0%)
60岁HK$41,634 (+8.0%)
65岁HK$59,056 (+8.0%)
70岁HK$74,369 (+8.0%)
75岁HK$91,621 (+8.0%)
80岁HK$108,276 (+8.0%)
85岁HK$119,286 (+8.0%)
90岁HK$127,241 (+8.0%)
95岁HK$131,164 (+8.0%)
99岁HK$133,167 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.22%
5岁+3.22%
10岁+3.22%
15岁+3.22%
20岁+3.22%
25岁+3.22%
30岁+3.22%
35岁+3.22%
40岁+3.22%
45岁+3.21%
50岁+3.21%
55岁+3.21%
60岁+3.21%
65岁+3.21%
70岁+3.21%
75岁+3.21%
80岁+3.21%
85岁+3.21%
90岁+3.21%
95岁+3.21%
99岁+3.21%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。