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保誠靈活自主醫保計劃 - 半私家病房+額外醫療計劃一 (港元)
PRUHealth FlexiChoice Medical Plan - Semi-private Room with SMM 1 (HKD)
保誠保險有限公司 · F00013-02-001 · 9 个版本 · 灵活计划 · 年均加幅 +3.21%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$9,490 | HK$9,490 | HK$9,490 | HK$9,490 | HK$9,490 | HK$9,490 | HK$10,202 (+7.5%) | HK$11,120 (+9.0%) | HK$12,017 (+8.1%) | +3.22% |
| 5岁 | HK$6,880 | HK$6,880 | HK$6,880 | HK$6,880 | HK$6,880 | HK$6,880 | HK$7,396 (+7.5%) | HK$8,061 (+9.0%) | HK$8,714 (+8.1%) | +3.22% |
| 10岁 | HK$5,897 | HK$5,897 | HK$5,897 | HK$5,897 | HK$5,897 | HK$5,897 | HK$6,340 (+7.5%) | HK$6,910 (+9.0%) | HK$7,470 (+8.1%) | +3.22% |
| 15岁 | HK$5,988 | HK$5,988 | HK$5,988 | HK$5,988 | HK$5,988 | HK$5,988 | HK$6,437 (+7.5%) | HK$7,017 (+9.0%) | HK$7,585 (+8.1%) | +3.22% |
| 20岁 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,487 | HK$6,973 (+7.5%) | HK$7,601 (+9.0%) | HK$8,216 (+8.1%) | +3.22% |
| 25岁 | HK$6,962 | HK$6,962 | HK$6,962 | HK$6,962 | HK$6,962 | HK$6,962 | HK$7,484 (+7.5%) | HK$8,158 (+9.0%) | HK$8,817 (+8.1%) | +3.22% |
| 30岁 | HK$7,536 | HK$7,536 | HK$7,536 | HK$7,536 | HK$7,536 | HK$7,536 | HK$8,101 (+7.5%) | HK$8,830 (+9.0%) | HK$9,544 (+8.1%) | +3.22% |
| 35岁 | HK$8,550 | HK$8,550 | HK$8,550 | HK$8,550 | HK$8,550 | HK$8,550 | HK$9,191 (+7.5%) | HK$10,018 (+9.0%) | HK$10,827 (+8.1%) | +3.22% |
| 40岁 | HK$10,381 | HK$10,381 | HK$10,381 | HK$10,381 | HK$10,381 | HK$10,381 | HK$11,160 (+7.5%) | HK$12,164 (+9.0%) | HK$13,145 (+8.1%) | +3.22% |
| 45岁 | HK$13,489 | HK$13,489 | HK$13,489 | HK$13,489 | HK$13,489 | HK$13,489 | HK$14,501 (+7.5%) | HK$15,806 (+9.0%) | HK$17,078 (+8.0%) | +3.22% |
| 50岁 | HK$17,371 | HK$17,371 | HK$17,371 | HK$17,371 | HK$17,371 | HK$17,371 | HK$18,674 (+7.5%) | HK$20,355 (+9.0%) | HK$21,991 (+8.0%) | +3.21% |
| 55岁 | HK$21,723 | HK$21,723 | HK$21,723 | HK$21,723 | HK$21,723 | HK$21,723 | HK$23,353 (+7.5%) | HK$25,454 (+9.0%) | HK$27,498 (+8.0%) | +3.21% |
| 60岁 | HK$28,603 | HK$28,603 | HK$28,603 | HK$28,603 | HK$28,603 | HK$28,603 | HK$30,749 (+7.5%) | HK$33,516 (+9.0%) | HK$36,205 (+8.0%) | +3.21% |
| 65岁 | HK$40,575 | HK$40,575 | HK$40,575 | HK$40,575 | HK$40,575 | HK$40,575 | HK$43,618 (+7.5%) | HK$47,543 (+9.0%) | HK$51,354 (+8.0%) | +3.21% |
| 70岁 | HK$51,097 | HK$51,097 | HK$51,097 | HK$51,097 | HK$51,097 | HK$51,097 | HK$54,929 (+7.5%) | HK$59,873 (+9.0%) | HK$64,670 (+8.0%) | +3.21% |
| 75岁 | HK$62,951 | HK$62,951 | HK$62,951 | HK$62,951 | HK$62,951 | HK$62,951 | HK$67,672 (+7.5%) | HK$73,763 (+9.0%) | HK$79,671 (+8.0%) | +3.21% |
| 80岁 | HK$74,396 | HK$74,396 | HK$74,396 | HK$74,396 | HK$74,396 | HK$74,396 | HK$79,975 (+7.5%) | HK$87,173 (+9.0%) | HK$94,154 (+8.0%) | +3.21% |
| 85岁 | HK$81,961 | HK$81,961 | HK$81,961 | HK$81,961 | HK$81,961 | HK$81,961 | HK$88,108 (+7.5%) | HK$96,037 (+9.0%) | HK$103,727 (+8.0%) | +3.21% |
| 90岁 | HK$87,427 | HK$87,427 | HK$87,427 | HK$87,427 | HK$87,427 | HK$87,427 | HK$93,984 (+7.5%) | HK$102,442 (+9.0%) | HK$110,645 (+8.0%) | +3.21% |
| 95岁 | HK$90,123 | HK$90,123 | HK$90,123 | HK$90,123 | HK$90,123 | HK$90,123 | HK$96,882 (+7.5%) | HK$105,601 (+9.0%) | HK$114,057 (+8.0%) | +3.21% |
| 99岁 | HK$91,499 | HK$91,499 | HK$91,499 | HK$91,499 | HK$91,499 | HK$91,499 | HK$98,361 (+7.5%) | HK$107,214 (+9.0%) | HK$115,798 (+8.0%) | +3.21% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.0% | — |
0岁HK$9,490
5岁HK$6,880
10岁HK$5,897
15岁HK$5,988
20岁HK$6,487
25岁HK$6,962
30岁HK$7,536
35岁HK$8,550
40岁HK$10,381
45岁HK$13,489
50岁HK$17,371
55岁HK$21,723
60岁HK$28,603
65岁HK$40,575
70岁HK$51,097
75岁HK$62,951
80岁HK$74,396
85岁HK$81,961
90岁HK$87,427
95岁HK$90,123
99岁HK$91,499
0岁HK$9,490
5岁HK$6,880
10岁HK$5,897
15岁HK$5,988
20岁HK$6,487
25岁HK$6,962
30岁HK$7,536
35岁HK$8,550
40岁HK$10,381
45岁HK$13,489
50岁HK$17,371
55岁HK$21,723
60岁HK$28,603
65岁HK$40,575
70岁HK$51,097
75岁HK$62,951
80岁HK$74,396
85岁HK$81,961
90岁HK$87,427
95岁HK$90,123
99岁HK$91,499
0岁HK$9,490
5岁HK$6,880
10岁HK$5,897
15岁HK$5,988
20岁HK$6,487
25岁HK$6,962
30岁HK$7,536
35岁HK$8,550
40岁HK$10,381
45岁HK$13,489
50岁HK$17,371
55岁HK$21,723
60岁HK$28,603
65岁HK$40,575
70岁HK$51,097
75岁HK$62,951
80岁HK$74,396
85岁HK$81,961
90岁HK$87,427
95岁HK$90,123
99岁HK$91,499
0岁HK$9,490
5岁HK$6,880
10岁HK$5,897
15岁HK$5,988
20岁HK$6,487
25岁HK$6,962
30岁HK$7,536
35岁HK$8,550
40岁HK$10,381
45岁HK$13,489
50岁HK$17,371
55岁HK$21,723
60岁HK$28,603
65岁HK$40,575
70岁HK$51,097
75岁HK$62,951
80岁HK$74,396
85岁HK$81,961
90岁HK$87,427
95岁HK$90,123
99岁HK$91,499
0岁HK$9,490
5岁HK$6,880
10岁HK$5,897
15岁HK$5,988
20岁HK$6,487
25岁HK$6,962
30岁HK$7,536
35岁HK$8,550
40岁HK$10,381
45岁HK$13,489
50岁HK$17,371
55岁HK$21,723
60岁HK$28,603
65岁HK$40,575
70岁HK$51,097
75岁HK$62,951
80岁HK$74,396
85岁HK$81,961
90岁HK$87,427
95岁HK$90,123
99岁HK$91,499
0岁HK$9,490
5岁HK$6,880
10岁HK$5,897
15岁HK$5,988
20岁HK$6,487
25岁HK$6,962
30岁HK$7,536
35岁HK$8,550
40岁HK$10,381
45岁HK$13,489
50岁HK$17,371
55岁HK$21,723
60岁HK$28,603
65岁HK$40,575
70岁HK$51,097
75岁HK$62,951
80岁HK$74,396
85岁HK$81,961
90岁HK$87,427
95岁HK$90,123
99岁HK$91,499
0岁HK$10,202 (+7.5%)
5岁HK$7,396 (+7.5%)
10岁HK$6,340 (+7.5%)
15岁HK$6,437 (+7.5%)
20岁HK$6,973 (+7.5%)
25岁HK$7,484 (+7.5%)
30岁HK$8,101 (+7.5%)
35岁HK$9,191 (+7.5%)
40岁HK$11,160 (+7.5%)
45岁HK$14,501 (+7.5%)
50岁HK$18,674 (+7.5%)
55岁HK$23,353 (+7.5%)
60岁HK$30,749 (+7.5%)
65岁HK$43,618 (+7.5%)
70岁HK$54,929 (+7.5%)
75岁HK$67,672 (+7.5%)
80岁HK$79,975 (+7.5%)
85岁HK$88,108 (+7.5%)
90岁HK$93,984 (+7.5%)
95岁HK$96,882 (+7.5%)
99岁HK$98,361 (+7.5%)
0岁HK$11,120 (+9.0%)
5岁HK$8,061 (+9.0%)
10岁HK$6,910 (+9.0%)
15岁HK$7,017 (+9.0%)
20岁HK$7,601 (+9.0%)
25岁HK$8,158 (+9.0%)
30岁HK$8,830 (+9.0%)
35岁HK$10,018 (+9.0%)
40岁HK$12,164 (+9.0%)
45岁HK$15,806 (+9.0%)
50岁HK$20,355 (+9.0%)
55岁HK$25,454 (+9.0%)
60岁HK$33,516 (+9.0%)
65岁HK$47,543 (+9.0%)
70岁HK$59,873 (+9.0%)
75岁HK$73,763 (+9.0%)
80岁HK$87,173 (+9.0%)
85岁HK$96,037 (+9.0%)
90岁HK$102,442 (+9.0%)
95岁HK$105,601 (+9.0%)
99岁HK$107,214 (+9.0%)
0岁HK$12,017 (+8.1%)
5岁HK$8,714 (+8.1%)
10岁HK$7,470 (+8.1%)
15岁HK$7,585 (+8.1%)
20岁HK$8,216 (+8.1%)
25岁HK$8,817 (+8.1%)
30岁HK$9,544 (+8.1%)
35岁HK$10,827 (+8.1%)
40岁HK$13,145 (+8.1%)
45岁HK$17,078 (+8.0%)
50岁HK$21,991 (+8.0%)
55岁HK$27,498 (+8.0%)
60岁HK$36,205 (+8.0%)
65岁HK$51,354 (+8.0%)
70岁HK$64,670 (+8.0%)
75岁HK$79,671 (+8.0%)
80岁HK$94,154 (+8.0%)
85岁HK$103,727 (+8.0%)
90岁HK$110,645 (+8.0%)
95岁HK$114,057 (+8.0%)
99岁HK$115,798 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.22%
5岁+3.22%
10岁+3.22%
15岁+3.22%
20岁+3.22%
25岁+3.22%
30岁+3.22%
35岁+3.22%
40岁+3.22%
45岁+3.22%
50岁+3.21%
55岁+3.21%
60岁+3.21%
65岁+3.21%
70岁+3.21%
75岁+3.21%
80岁+3.21%
85岁+3.21%
90岁+3.21%
95岁+3.21%
99岁+3.21%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。