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保誠靈活自主醫保計劃 - 普通病房+額外醫療計劃二 (港元)
PRUHealth FlexiChoice Medical Plan - Ward with SMM 2 (HKD)
保誠保險有限公司 · F00013-01-002 · 9 个版本 · 灵活计划 · 年均加幅 +3.22%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2020-03-03 | 2020-05-25 | 2021-01-05 | 2022-01-01 | 2022-10-03 | 2023-07-01 | 2024-10-01 | 最新版本 2025-10-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$6,854 | HK$7,368 (+7.5%) | HK$8,031 (+9.0%) | HK$8,681 (+8.1%) | +3.22% |
| 5岁 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$4,785 | HK$5,144 (+7.5%) | HK$5,607 (+9.0%) | HK$6,063 (+8.1%) | +3.23% |
| 10岁 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$3,786 | HK$4,070 (+7.5%) | HK$4,436 (+9.0%) | HK$4,798 (+8.2%) | +3.23% |
| 15岁 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$3,864 | HK$4,153 (+7.5%) | HK$4,527 (+9.0%) | HK$4,897 (+8.2%) | +3.23% |
| 20岁 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,211 | HK$4,527 (+7.5%) | HK$4,934 (+9.0%) | HK$5,336 (+8.1%) | +3.23% |
| 25岁 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,556 | HK$4,898 (+7.5%) | HK$5,339 (+9.0%) | HK$5,773 (+8.1%) | +3.23% |
| 30岁 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,005 | HK$5,381 (+7.5%) | HK$5,865 (+9.0%) | HK$6,341 (+8.1%) | +3.22% |
| 35岁 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$5,844 | HK$6,282 (+7.5%) | HK$6,848 (+9.0%) | HK$7,403 (+8.1%) | +3.22% |
| 40岁 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$6,955 | HK$7,477 (+7.5%) | HK$8,149 (+9.0%) | HK$8,809 (+8.1%) | +3.22% |
| 45岁 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$8,875 | HK$9,541 (+7.5%) | HK$10,399 (+9.0%) | HK$11,239 (+8.1%) | +3.22% |
| 50岁 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$11,366 | HK$12,218 (+7.5%) | HK$13,318 (+9.0%) | HK$14,391 (+8.1%) | +3.22% |
| 55岁 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$14,245 | HK$15,313 (+7.5%) | HK$16,691 (+9.0%) | HK$18,034 (+8.0%) | +3.21% |
| 60岁 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$18,325 | HK$19,700 (+7.5%) | HK$21,473 (+9.0%) | HK$23,198 (+8.0%) | +3.21% |
| 65岁 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$25,344 | HK$27,245 (+7.5%) | HK$29,697 (+9.0%) | HK$32,080 (+8.0%) | +3.21% |
| 70岁 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$32,077 | HK$34,483 (+7.5%) | HK$37,586 (+9.0%) | HK$40,600 (+8.0%) | +3.21% |
| 75岁 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$40,266 | HK$43,286 (+7.5%) | HK$47,181 (+9.0%) | HK$50,963 (+8.0%) | +3.21% |
| 80岁 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$47,754 | HK$51,336 (+7.5%) | HK$55,956 (+9.0%) | HK$60,440 (+8.0%) | +3.21% |
| 85岁 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$52,849 | HK$56,813 (+7.5%) | HK$61,926 (+9.0%) | HK$66,887 (+8.0%) | +3.21% |
| 90岁 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$56,946 | HK$61,217 (+7.5%) | HK$66,726 (+9.0%) | HK$72,072 (+8.0%) | +3.21% |
| 95岁 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$58,667 | HK$63,067 (+7.5%) | HK$68,743 (+9.0%) | HK$74,250 (+8.0%) | +3.21% |
| 99岁 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$59,843 | HK$64,331 (+7.5%) | HK$70,121 (+9.0%) | HK$75,738 (+8.0%) | +3.21% |
| 所有年龄平均 | — | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | +7.5% | +9.0% | +8.1% | — |
0岁HK$6,854
5岁HK$4,785
10岁HK$3,786
15岁HK$3,864
20岁HK$4,211
25岁HK$4,556
30岁HK$5,005
35岁HK$5,844
40岁HK$6,955
45岁HK$8,875
50岁HK$11,366
55岁HK$14,245
60岁HK$18,325
65岁HK$25,344
70岁HK$32,077
75岁HK$40,266
80岁HK$47,754
85岁HK$52,849
90岁HK$56,946
95岁HK$58,667
99岁HK$59,843
0岁HK$6,854
5岁HK$4,785
10岁HK$3,786
15岁HK$3,864
20岁HK$4,211
25岁HK$4,556
30岁HK$5,005
35岁HK$5,844
40岁HK$6,955
45岁HK$8,875
50岁HK$11,366
55岁HK$14,245
60岁HK$18,325
65岁HK$25,344
70岁HK$32,077
75岁HK$40,266
80岁HK$47,754
85岁HK$52,849
90岁HK$56,946
95岁HK$58,667
99岁HK$59,843
0岁HK$6,854
5岁HK$4,785
10岁HK$3,786
15岁HK$3,864
20岁HK$4,211
25岁HK$4,556
30岁HK$5,005
35岁HK$5,844
40岁HK$6,955
45岁HK$8,875
50岁HK$11,366
55岁HK$14,245
60岁HK$18,325
65岁HK$25,344
70岁HK$32,077
75岁HK$40,266
80岁HK$47,754
85岁HK$52,849
90岁HK$56,946
95岁HK$58,667
99岁HK$59,843
0岁HK$6,854
5岁HK$4,785
10岁HK$3,786
15岁HK$3,864
20岁HK$4,211
25岁HK$4,556
30岁HK$5,005
35岁HK$5,844
40岁HK$6,955
45岁HK$8,875
50岁HK$11,366
55岁HK$14,245
60岁HK$18,325
65岁HK$25,344
70岁HK$32,077
75岁HK$40,266
80岁HK$47,754
85岁HK$52,849
90岁HK$56,946
95岁HK$58,667
99岁HK$59,843
0岁HK$6,854
5岁HK$4,785
10岁HK$3,786
15岁HK$3,864
20岁HK$4,211
25岁HK$4,556
30岁HK$5,005
35岁HK$5,844
40岁HK$6,955
45岁HK$8,875
50岁HK$11,366
55岁HK$14,245
60岁HK$18,325
65岁HK$25,344
70岁HK$32,077
75岁HK$40,266
80岁HK$47,754
85岁HK$52,849
90岁HK$56,946
95岁HK$58,667
99岁HK$59,843
0岁HK$6,854
5岁HK$4,785
10岁HK$3,786
15岁HK$3,864
20岁HK$4,211
25岁HK$4,556
30岁HK$5,005
35岁HK$5,844
40岁HK$6,955
45岁HK$8,875
50岁HK$11,366
55岁HK$14,245
60岁HK$18,325
65岁HK$25,344
70岁HK$32,077
75岁HK$40,266
80岁HK$47,754
85岁HK$52,849
90岁HK$56,946
95岁HK$58,667
99岁HK$59,843
0岁HK$7,368 (+7.5%)
5岁HK$5,144 (+7.5%)
10岁HK$4,070 (+7.5%)
15岁HK$4,153 (+7.5%)
20岁HK$4,527 (+7.5%)
25岁HK$4,898 (+7.5%)
30岁HK$5,381 (+7.5%)
35岁HK$6,282 (+7.5%)
40岁HK$7,477 (+7.5%)
45岁HK$9,541 (+7.5%)
50岁HK$12,218 (+7.5%)
55岁HK$15,313 (+7.5%)
60岁HK$19,700 (+7.5%)
65岁HK$27,245 (+7.5%)
70岁HK$34,483 (+7.5%)
75岁HK$43,286 (+7.5%)
80岁HK$51,336 (+7.5%)
85岁HK$56,813 (+7.5%)
90岁HK$61,217 (+7.5%)
95岁HK$63,067 (+7.5%)
99岁HK$64,331 (+7.5%)
0岁HK$8,031 (+9.0%)
5岁HK$5,607 (+9.0%)
10岁HK$4,436 (+9.0%)
15岁HK$4,527 (+9.0%)
20岁HK$4,934 (+9.0%)
25岁HK$5,339 (+9.0%)
30岁HK$5,865 (+9.0%)
35岁HK$6,848 (+9.0%)
40岁HK$8,149 (+9.0%)
45岁HK$10,399 (+9.0%)
50岁HK$13,318 (+9.0%)
55岁HK$16,691 (+9.0%)
60岁HK$21,473 (+9.0%)
65岁HK$29,697 (+9.0%)
70岁HK$37,586 (+9.0%)
75岁HK$47,181 (+9.0%)
80岁HK$55,956 (+9.0%)
85岁HK$61,926 (+9.0%)
90岁HK$66,726 (+9.0%)
95岁HK$68,743 (+9.0%)
99岁HK$70,121 (+9.0%)
0岁HK$8,681 (+8.1%)
5岁HK$6,063 (+8.1%)
10岁HK$4,798 (+8.2%)
15岁HK$4,897 (+8.2%)
20岁HK$5,336 (+8.1%)
25岁HK$5,773 (+8.1%)
30岁HK$6,341 (+8.1%)
35岁HK$7,403 (+8.1%)
40岁HK$8,809 (+8.1%)
45岁HK$11,239 (+8.1%)
50岁HK$14,391 (+8.1%)
55岁HK$18,034 (+8.0%)
60岁HK$23,198 (+8.0%)
65岁HK$32,080 (+8.0%)
70岁HK$40,600 (+8.0%)
75岁HK$50,963 (+8.0%)
80岁HK$60,440 (+8.0%)
85岁HK$66,887 (+8.0%)
90岁HK$72,072 (+8.0%)
95岁HK$74,250 (+8.0%)
99岁HK$75,738 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.22%
5岁+3.23%
10岁+3.23%
15岁+3.23%
20岁+3.23%
25岁+3.23%
30岁+3.22%
35岁+3.22%
40岁+3.22%
45岁+3.22%
50岁+3.22%
55岁+3.21%
60岁+3.21%
65岁+3.21%
70岁+3.21%
75岁+3.21%
80岁+3.21%
85岁+3.21%
90岁+3.21%
95岁+3.21%
99岁+3.21%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。