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宏利人壽保險（國際）有限公司 · F00041-03-000 · 6 个版本 · 灵活计划 · 年均加幅 +3.91%
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| 年龄 | 2020-02-17 | 2021-01-01 | 2022-06-01 | 2023-12-29 | 2024-12-29 | 最新版本 2025-12-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$3,671 | HK$3,671 | HK$3,928 (+7.0%) | HK$3,932 (+0.1%) | HK$4,302 (+9.4%) | HK$4,724 (+9.8%) | +3.91% |
| 5岁 | HK$3,671 | HK$3,671 | HK$3,928 (+7.0%) | HK$3,932 (+0.1%) | HK$4,302 (+9.4%) | HK$4,724 (+9.8%) | +3.91% |
| 10岁 | HK$3,671 | HK$3,671 | HK$3,928 (+7.0%) | HK$3,932 (+0.1%) | HK$4,302 (+9.4%) | HK$4,724 (+9.8%) | +3.91% |
| 15岁 | HK$3,671 | HK$3,671 | HK$3,928 (+7.0%) | HK$3,932 (+0.1%) | HK$4,302 (+9.4%) | HK$4,724 (+9.8%) | +3.91% |
| 20岁 | HK$4,099 | HK$4,099 | HK$4,386 (+7.0%) | HK$4,390 (+0.1%) | HK$4,803 (+9.4%) | HK$5,274 (+9.8%) | +3.91% |
| 25岁 | HK$4,576 | HK$4,576 | HK$4,896 (+7.0%) | HK$4,901 (+0.1%) | HK$5,362 (+9.4%) | HK$5,887 (+9.8%) | +3.91% |
| 30岁 | HK$5,107 | HK$5,107 | HK$5,464 (+7.0%) | HK$5,469 (+0.1%) | HK$5,983 (+9.4%) | HK$6,569 (+9.8%) | +3.90% |
| 35岁 | HK$5,704 | HK$5,704 | HK$6,103 (+7.0%) | HK$6,109 (+0.1%) | HK$6,683 (+9.4%) | HK$7,338 (+9.8%) | +3.91% |
| 40岁 | HK$6,318 | HK$6,318 | HK$6,760 (+7.0%) | HK$6,767 (+0.1%) | HK$7,403 (+9.4%) | HK$8,128 (+9.8%) | +3.91% |
| 45岁 | HK$7,661 | HK$7,661 | HK$8,197 (+7.0%) | HK$8,205 (+0.1%) | HK$8,976 (+9.4%) | HK$9,856 (+9.8%) | +3.91% |
| 50岁 | HK$9,374 | HK$9,374 | HK$10,030 (+7.0%) | HK$10,040 (+0.1%) | HK$10,984 (+9.4%) | HK$12,060 (+9.8%) | +3.91% |
| 55岁 | HK$11,899 | HK$11,899 | HK$12,732 (+7.0%) | HK$12,745 (+0.1%) | HK$13,943 (+9.4%) | HK$15,309 (+9.8%) | +3.91% |
| 60岁 | HK$16,039 | HK$16,039 | HK$17,162 (+7.0%) | HK$17,179 (+0.1%) | HK$18,794 (+9.4%) | HK$20,636 (+9.8%) | +3.91% |
| 65岁 | HK$23,785 | HK$23,785 | HK$25,450 (+7.0%) | HK$25,475 (+0.1%) | HK$27,870 (+9.4%) | HK$30,601 (+9.8%) | +3.91% |
| 70岁 | HK$31,109 | HK$31,109 | HK$33,287 (+7.0%) | HK$33,320 (+0.1%) | HK$36,452 (+9.4%) | HK$40,024 (+9.8%) | +3.91% |
| 75岁 | HK$39,621 | HK$39,621 | HK$42,394 (+7.0%) | HK$42,436 (+0.1%) | HK$46,425 (+9.4%) | HK$50,975 (+9.8%) | +3.91% |
| 80岁 | HK$47,974 | HK$47,974 | HK$51,332 (+7.0%) | HK$51,383 (+0.1%) | HK$56,213 (+9.4%) | HK$61,722 (+9.8%) | +3.91% |
| 85岁 | HK$53,492 | HK$53,492 | HK$57,236 (+7.0%) | HK$57,293 (+0.1%) | HK$62,679 (+9.4%) | HK$68,822 (+9.8%) | +3.91% |
| 90岁 | HK$58,488 | HK$58,488 | HK$62,582 (+7.0%) | HK$62,645 (+0.1%) | HK$68,534 (+9.4%) | HK$75,250 (+9.8%) | +3.91% |
| 95岁 | HK$63,626 | HK$63,626 | HK$68,080 (+7.0%) | HK$68,148 (+0.1%) | HK$74,554 (+9.4%) | HK$81,860 (+9.8%) | +3.91% |
| 99岁 | HK$68,017 | HK$68,017 | HK$72,778 (+7.0%) | HK$72,851 (+0.1%) | HK$79,699 (+9.4%) | HK$87,510 (+9.8%) | +3.91% |
| 所有年龄平均 | — | 0.0% | +7.0% | +0.1% | +9.4% | +9.8% | — |
0岁HK$3,671
5岁HK$3,671
10岁HK$3,671
15岁HK$3,671
20岁HK$4,099
25岁HK$4,576
30岁HK$5,107
35岁HK$5,704
40岁HK$6,318
45岁HK$7,661
50岁HK$9,374
55岁HK$11,899
60岁HK$16,039
65岁HK$23,785
70岁HK$31,109
75岁HK$39,621
80岁HK$47,974
85岁HK$53,492
90岁HK$58,488
95岁HK$63,626
99岁HK$68,017
0岁HK$3,671
5岁HK$3,671
10岁HK$3,671
15岁HK$3,671
20岁HK$4,099
25岁HK$4,576
30岁HK$5,107
35岁HK$5,704
40岁HK$6,318
45岁HK$7,661
50岁HK$9,374
55岁HK$11,899
60岁HK$16,039
65岁HK$23,785
70岁HK$31,109
75岁HK$39,621
80岁HK$47,974
85岁HK$53,492
90岁HK$58,488
95岁HK$63,626
99岁HK$68,017
0岁HK$3,928 (+7.0%)
5岁HK$3,928 (+7.0%)
10岁HK$3,928 (+7.0%)
15岁HK$3,928 (+7.0%)
20岁HK$4,386 (+7.0%)
25岁HK$4,896 (+7.0%)
30岁HK$5,464 (+7.0%)
35岁HK$6,103 (+7.0%)
40岁HK$6,760 (+7.0%)
45岁HK$8,197 (+7.0%)
50岁HK$10,030 (+7.0%)
55岁HK$12,732 (+7.0%)
60岁HK$17,162 (+7.0%)
65岁HK$25,450 (+7.0%)
70岁HK$33,287 (+7.0%)
75岁HK$42,394 (+7.0%)
80岁HK$51,332 (+7.0%)
85岁HK$57,236 (+7.0%)
90岁HK$62,582 (+7.0%)
95岁HK$68,080 (+7.0%)
99岁HK$72,778 (+7.0%)
0岁HK$3,932 (+0.1%)
5岁HK$3,932 (+0.1%)
10岁HK$3,932 (+0.1%)
15岁HK$3,932 (+0.1%)
20岁HK$4,390 (+0.1%)
25岁HK$4,901 (+0.1%)
30岁HK$5,469 (+0.1%)
35岁HK$6,109 (+0.1%)
40岁HK$6,767 (+0.1%)
45岁HK$8,205 (+0.1%)
50岁HK$10,040 (+0.1%)
55岁HK$12,745 (+0.1%)
60岁HK$17,179 (+0.1%)
65岁HK$25,475 (+0.1%)
70岁HK$33,320 (+0.1%)
75岁HK$42,436 (+0.1%)
80岁HK$51,383 (+0.1%)
85岁HK$57,293 (+0.1%)
90岁HK$62,645 (+0.1%)
95岁HK$68,148 (+0.1%)
99岁HK$72,851 (+0.1%)
0岁HK$4,302 (+9.4%)
5岁HK$4,302 (+9.4%)
10岁HK$4,302 (+9.4%)
15岁HK$4,302 (+9.4%)
20岁HK$4,803 (+9.4%)
25岁HK$5,362 (+9.4%)
30岁HK$5,983 (+9.4%)
35岁HK$6,683 (+9.4%)
40岁HK$7,403 (+9.4%)
45岁HK$8,976 (+9.4%)
50岁HK$10,984 (+9.4%)
55岁HK$13,943 (+9.4%)
60岁HK$18,794 (+9.4%)
65岁HK$27,870 (+9.4%)
70岁HK$36,452 (+9.4%)
75岁HK$46,425 (+9.4%)
80岁HK$56,213 (+9.4%)
85岁HK$62,679 (+9.4%)
90岁HK$68,534 (+9.4%)
95岁HK$74,554 (+9.4%)
99岁HK$79,699 (+9.4%)
0岁HK$4,724 (+9.8%)
5岁HK$4,724 (+9.8%)
10岁HK$4,724 (+9.8%)
15岁HK$4,724 (+9.8%)
20岁HK$5,274 (+9.8%)
25岁HK$5,887 (+9.8%)
30岁HK$6,569 (+9.8%)
35岁HK$7,338 (+9.8%)
40岁HK$8,128 (+9.8%)
45岁HK$9,856 (+9.8%)
50岁HK$12,060 (+9.8%)
55岁HK$15,309 (+9.8%)
60岁HK$20,636 (+9.8%)
65岁HK$30,601 (+9.8%)
70岁HK$40,024 (+9.8%)
75岁HK$50,975 (+9.8%)
80岁HK$61,722 (+9.8%)
85岁HK$68,822 (+9.8%)
90岁HK$75,250 (+9.8%)
95岁HK$81,860 (+9.8%)
99岁HK$87,510 (+9.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.91%
5岁+3.91%
10岁+3.91%
15岁+3.91%
20岁+3.91%
25岁+3.91%
30岁+3.90%
35岁+3.91%
40岁+3.91%
45岁+3.91%
50岁+3.91%
55岁+3.91%
60岁+3.91%
65岁+3.91%
70岁+3.91%
75岁+3.91%
80岁+3.91%
85岁+3.91%
90岁+3.91%
95岁+3.91%
99岁+3.91%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。