← 返回 宏利人壽保險（國際）有限公司 计划系列
宏利全護航自願醫保靈活計劃 - 私家房+特級高額醫療保障
Manulife First VHIS Flexi Plan - Private Room with SMM Plus
宏利人壽保險（國際）有限公司 · F00019-03-002 · 6 个版本 · 灵活计划 · 年均加幅 +4.16%
港元 (HKD)
左右滑动表格可查看更多版本 →
| 年龄 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$16,426 | HK$17,494 (+6.5%) | HK$18,544 (+6.0%) | HK$19,286 (+4.0%) | HK$21,022 (+9.0%) | HK$22,494 (+7.0%) | +4.31% |
| 5岁 | HK$11,968 | HK$12,745 (+6.5%) | HK$13,510 (+6.0%) | HK$14,050 (+4.0%) | HK$15,315 (+9.0%) | HK$16,387 (+7.0%) | +4.31% |
| 10岁 | HK$9,019 | HK$9,605 (+6.5%) | HK$10,181 (+6.0%) | HK$10,588 (+4.0%) | HK$11,223 (+6.0%) | HK$12,009 (+7.0%) | +3.92% |
| 15岁 | HK$8,489 | HK$9,038 (+6.5%) | HK$9,580 (+6.0%) | HK$9,963 (+4.0%) | HK$10,561 (+6.0%) | HK$11,300 (+7.0%) | +3.91% |
| 20岁 | HK$11,172 | HK$11,898 (+6.5%) | HK$12,612 (+6.0%) | HK$13,116 (+4.0%) | HK$13,903 (+6.0%) | HK$14,876 (+7.0%) | +3.92% |
| 25岁 | HK$13,458 | HK$14,332 (+6.5%) | HK$15,192 (+6.0%) | HK$15,800 (+4.0%) | HK$16,748 (+6.0%) | HK$17,920 (+7.0%) | +3.92% |
| 30岁 | HK$14,516 | HK$15,458 (+6.5%) | HK$16,385 (+6.0%) | HK$17,040 (+4.0%) | HK$18,062 (+6.0%) | HK$19,326 (+7.0%) | +3.91% |
| 35岁 | HK$16,460 | HK$17,528 (+6.5%) | HK$18,580 (+6.0%) | HK$19,323 (+4.0%) | HK$20,482 (+6.0%) | HK$21,916 (+7.0%) | +3.91% |
| 40岁 | HK$19,087 | HK$20,325 (+6.5%) | HK$21,545 (+6.0%) | HK$22,407 (+4.0%) | HK$23,751 (+6.0%) | HK$25,414 (+7.0%) | +3.91% |
| 45岁 | HK$22,982 | HK$24,473 (+6.5%) | HK$25,941 (+6.0%) | HK$26,979 (+4.0%) | HK$28,598 (+6.0%) | HK$30,600 (+7.0%) | +3.91% |
| 50岁 | HK$29,294 | HK$31,195 (+6.5%) | HK$33,067 (+6.0%) | HK$34,390 (+4.0%) | HK$36,625 (+6.5%) | HK$39,189 (+7.0%) | +3.98% |
| 55岁 | HK$37,866 | HK$40,513 (+7.0%) | HK$42,944 (+6.0%) | HK$44,662 (+4.0%) | HK$48,682 (+9.0%) | HK$52,090 (+7.0%) | +4.37% |
| 60岁 | HK$47,360 | HK$50,435 (+6.5%) | HK$53,461 (+6.0%) | HK$55,599 (+4.0%) | HK$60,603 (+9.0%) | HK$64,845 (+7.0%) | +4.30% |
| 65岁 | HK$64,765 | HK$68,973 (+6.5%) | HK$73,111 (+6.0%) | HK$76,035 (+4.0%) | HK$82,878 (+9.0%) | HK$88,679 (+7.0%) | +4.31% |
| 70岁 | HK$80,189 | HK$85,398 (+6.5%) | HK$90,522 (+6.0%) | HK$94,143 (+4.0%) | HK$102,616 (+9.0%) | HK$109,799 (+7.0%) | +4.31% |
| 75岁 | HK$97,136 | HK$103,852 (+6.9%) | HK$110,083 (+6.0%) | HK$114,486 (+4.0%) | HK$124,790 (+9.0%) | HK$133,525 (+7.0%) | +4.36% |
| 80岁 | HK$118,413 | HK$126,697 (+7.0%) | HK$134,299 (+6.0%) | HK$139,671 (+4.0%) | HK$152,241 (+9.0%) | HK$162,898 (+7.0%) | +4.37% |
| 85岁 | HK$132,266 | HK$141,520 (+7.0%) | HK$150,011 (+6.0%) | HK$156,011 (+4.0%) | HK$170,052 (+9.0%) | HK$181,956 (+7.0%) | +4.37% |
| 90岁 | HK$141,102 | HK$150,974 (+7.0%) | HK$160,032 (+6.0%) | HK$166,433 (+4.0%) | HK$181,412 (+9.0%) | HK$194,111 (+7.0%) | +4.37% |
| 95岁 | HK$150,428 | HK$160,953 (+7.0%) | HK$170,610 (+6.0%) | HK$177,434 (+4.0%) | HK$193,403 (+9.0%) | HK$206,941 (+7.0%) | +4.37% |
| 99岁 | HK$158,283 | HK$169,356 (+7.0%) | HK$179,517 (+6.0%) | HK$186,698 (+4.0%) | HK$203,501 (+9.0%) | HK$217,746 (+7.0%) | +4.37% |
| 所有年龄平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0岁HK$16,426
5岁HK$11,968
10岁HK$9,019
15岁HK$8,489
20岁HK$11,172
25岁HK$13,458
30岁HK$14,516
35岁HK$16,460
40岁HK$19,087
45岁HK$22,982
50岁HK$29,294
55岁HK$37,866
60岁HK$47,360
65岁HK$64,765
70岁HK$80,189
75岁HK$97,136
80岁HK$118,413
85岁HK$132,266
90岁HK$141,102
95岁HK$150,428
99岁HK$158,283
0岁HK$17,494 (+6.5%)
5岁HK$12,745 (+6.5%)
10岁HK$9,605 (+6.5%)
15岁HK$9,038 (+6.5%)
20岁HK$11,898 (+6.5%)
25岁HK$14,332 (+6.5%)
30岁HK$15,458 (+6.5%)
35岁HK$17,528 (+6.5%)
40岁HK$20,325 (+6.5%)
45岁HK$24,473 (+6.5%)
50岁HK$31,195 (+6.5%)
55岁HK$40,513 (+7.0%)
60岁HK$50,435 (+6.5%)
65岁HK$68,973 (+6.5%)
70岁HK$85,398 (+6.5%)
75岁HK$103,852 (+6.9%)
80岁HK$126,697 (+7.0%)
85岁HK$141,520 (+7.0%)
90岁HK$150,974 (+7.0%)
95岁HK$160,953 (+7.0%)
99岁HK$169,356 (+7.0%)
0岁HK$18,544 (+6.0%)
5岁HK$13,510 (+6.0%)
10岁HK$10,181 (+6.0%)
15岁HK$9,580 (+6.0%)
20岁HK$12,612 (+6.0%)
25岁HK$15,192 (+6.0%)
30岁HK$16,385 (+6.0%)
35岁HK$18,580 (+6.0%)
40岁HK$21,545 (+6.0%)
45岁HK$25,941 (+6.0%)
50岁HK$33,067 (+6.0%)
55岁HK$42,944 (+6.0%)
60岁HK$53,461 (+6.0%)
65岁HK$73,111 (+6.0%)
70岁HK$90,522 (+6.0%)
75岁HK$110,083 (+6.0%)
80岁HK$134,299 (+6.0%)
85岁HK$150,011 (+6.0%)
90岁HK$160,032 (+6.0%)
95岁HK$170,610 (+6.0%)
99岁HK$179,517 (+6.0%)
0岁HK$19,286 (+4.0%)
5岁HK$14,050 (+4.0%)
10岁HK$10,588 (+4.0%)
15岁HK$9,963 (+4.0%)
20岁HK$13,116 (+4.0%)
25岁HK$15,800 (+4.0%)
30岁HK$17,040 (+4.0%)
35岁HK$19,323 (+4.0%)
40岁HK$22,407 (+4.0%)
45岁HK$26,979 (+4.0%)
50岁HK$34,390 (+4.0%)
55岁HK$44,662 (+4.0%)
60岁HK$55,599 (+4.0%)
65岁HK$76,035 (+4.0%)
70岁HK$94,143 (+4.0%)
75岁HK$114,486 (+4.0%)
80岁HK$139,671 (+4.0%)
85岁HK$156,011 (+4.0%)
90岁HK$166,433 (+4.0%)
95岁HK$177,434 (+4.0%)
99岁HK$186,698 (+4.0%)
0岁HK$21,022 (+9.0%)
5岁HK$15,315 (+9.0%)
10岁HK$11,223 (+6.0%)
15岁HK$10,561 (+6.0%)
20岁HK$13,903 (+6.0%)
25岁HK$16,748 (+6.0%)
30岁HK$18,062 (+6.0%)
35岁HK$20,482 (+6.0%)
40岁HK$23,751 (+6.0%)
45岁HK$28,598 (+6.0%)
50岁HK$36,625 (+6.5%)
55岁HK$48,682 (+9.0%)
60岁HK$60,603 (+9.0%)
65岁HK$82,878 (+9.0%)
70岁HK$102,616 (+9.0%)
75岁HK$124,790 (+9.0%)
80岁HK$152,241 (+9.0%)
85岁HK$170,052 (+9.0%)
90岁HK$181,412 (+9.0%)
95岁HK$193,403 (+9.0%)
99岁HK$203,501 (+9.0%)
0岁HK$22,494 (+7.0%)
5岁HK$16,387 (+7.0%)
10岁HK$12,009 (+7.0%)
15岁HK$11,300 (+7.0%)
20岁HK$14,876 (+7.0%)
25岁HK$17,920 (+7.0%)
30岁HK$19,326 (+7.0%)
35岁HK$21,916 (+7.0%)
40岁HK$25,414 (+7.0%)
45岁HK$30,600 (+7.0%)
50岁HK$39,189 (+7.0%)
55岁HK$52,090 (+7.0%)
60岁HK$64,845 (+7.0%)
65岁HK$88,679 (+7.0%)
70岁HK$109,799 (+7.0%)
75岁HK$133,525 (+7.0%)
80岁HK$162,898 (+7.0%)
85岁HK$181,956 (+7.0%)
90岁HK$194,111 (+7.0%)
95岁HK$206,941 (+7.0%)
99岁HK$217,746 (+7.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.31%
5岁+4.31%
10岁+3.92%
15岁+3.91%
20岁+3.92%
25岁+3.92%
30岁+3.91%
35岁+3.91%
40岁+3.91%
45岁+3.91%
50岁+3.98%
55岁+4.37%
60岁+4.30%
65岁+4.31%
70岁+4.31%
75岁+4.36%
80岁+4.37%
85岁+4.37%
90岁+4.37%
95岁+4.37%
99岁+4.37%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。