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宏利人壽保險（國際）有限公司 · F00019-03-001 · 6 个版本 · 灵活计划 · 年均加幅 +4.16%
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| 年龄 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$13,683 | HK$14,573 (+6.5%) | HK$15,447 (+6.0%) | HK$16,065 (+4.0%) | HK$17,511 (+9.0%) | HK$18,737 (+7.0%) | +4.31% |
| 5岁 | HK$9,970 | HK$10,617 (+6.5%) | HK$11,254 (+6.0%) | HK$11,704 (+4.0%) | HK$12,757 (+9.0%) | HK$13,650 (+7.0%) | +4.30% |
| 10岁 | HK$7,513 | HK$8,001 (+6.5%) | HK$8,481 (+6.0%) | HK$8,820 (+4.0%) | HK$9,349 (+6.0%) | HK$10,003 (+7.0%) | +3.91% |
| 15岁 | HK$7,071 | HK$7,529 (+6.5%) | HK$7,981 (+6.0%) | HK$8,300 (+4.0%) | HK$8,798 (+6.0%) | HK$9,414 (+7.0%) | +3.91% |
| 20岁 | HK$9,307 | HK$9,911 (+6.5%) | HK$10,506 (+6.0%) | HK$10,926 (+4.0%) | HK$11,582 (+6.0%) | HK$12,393 (+7.0%) | +3.92% |
| 25岁 | HK$11,210 | HK$11,938 (+6.5%) | HK$12,654 (+6.0%) | HK$13,160 (+4.0%) | HK$13,950 (+6.0%) | HK$14,927 (+7.0%) | +3.92% |
| 30岁 | HK$12,092 | HK$12,876 (+6.5%) | HK$13,649 (+6.0%) | HK$14,195 (+4.0%) | HK$15,047 (+6.0%) | HK$16,100 (+7.0%) | +3.91% |
| 35岁 | HK$13,711 | HK$14,601 (+6.5%) | HK$15,477 (+6.0%) | HK$16,096 (+4.0%) | HK$17,062 (+6.0%) | HK$18,256 (+7.0%) | +3.91% |
| 40岁 | HK$15,899 | HK$16,930 (+6.5%) | HK$17,946 (+6.0%) | HK$18,664 (+4.0%) | HK$19,784 (+6.0%) | HK$21,169 (+7.0%) | +3.91% |
| 45岁 | HK$19,144 | HK$20,386 (+6.5%) | HK$21,609 (+6.0%) | HK$22,473 (+4.0%) | HK$23,821 (+6.0%) | HK$25,488 (+7.0%) | +3.91% |
| 50岁 | HK$24,402 | HK$25,986 (+6.5%) | HK$27,545 (+6.0%) | HK$28,647 (+4.0%) | HK$30,509 (+6.5%) | HK$32,645 (+7.0%) | +3.98% |
| 55岁 | HK$31,542 | HK$33,747 (+7.0%) | HK$35,772 (+6.0%) | HK$37,203 (+4.0%) | HK$40,551 (+9.0%) | HK$43,390 (+7.0%) | +4.37% |
| 60岁 | HK$39,451 | HK$42,013 (+6.5%) | HK$44,534 (+6.0%) | HK$46,315 (+4.0%) | HK$50,483 (+9.0%) | HK$54,017 (+7.0%) | +4.31% |
| 65岁 | HK$53,950 | HK$57,454 (+6.5%) | HK$60,901 (+6.0%) | HK$63,337 (+4.0%) | HK$69,037 (+9.0%) | HK$73,870 (+7.0%) | +4.31% |
| 70岁 | HK$66,798 | HK$71,137 (+6.5%) | HK$75,405 (+6.0%) | HK$78,421 (+4.0%) | HK$85,479 (+9.0%) | HK$91,463 (+7.0%) | +4.31% |
| 75岁 | HK$80,915 | HK$86,509 (+6.9%) | HK$91,700 (+6.0%) | HK$95,368 (+4.0%) | HK$103,951 (+9.0%) | HK$111,228 (+7.0%) | +4.36% |
| 80岁 | HK$98,639 | HK$105,539 (+7.0%) | HK$111,871 (+6.0%) | HK$116,346 (+4.0%) | HK$126,817 (+9.0%) | HK$135,694 (+7.0%) | +4.37% |
| 85岁 | HK$110,178 | HK$117,886 (+7.0%) | HK$124,959 (+6.0%) | HK$129,957 (+4.0%) | HK$141,653 (+9.0%) | HK$151,569 (+7.0%) | +4.37% |
| 90岁 | HK$117,539 | HK$125,762 (+7.0%) | HK$133,308 (+6.0%) | HK$138,640 (+4.0%) | HK$151,118 (+9.0%) | HK$161,696 (+7.0%) | +4.37% |
| 95岁 | HK$125,307 | HK$134,074 (+7.0%) | HK$142,118 (+6.0%) | HK$147,803 (+4.0%) | HK$161,105 (+9.0%) | HK$172,382 (+7.0%) | +4.37% |
| 99岁 | HK$131,851 | HK$141,074 (+7.0%) | HK$149,538 (+6.0%) | HK$155,520 (+4.0%) | HK$169,517 (+9.0%) | HK$181,383 (+7.0%) | +4.37% |
| 所有年龄平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0岁HK$13,683
5岁HK$9,970
10岁HK$7,513
15岁HK$7,071
20岁HK$9,307
25岁HK$11,210
30岁HK$12,092
35岁HK$13,711
40岁HK$15,899
45岁HK$19,144
50岁HK$24,402
55岁HK$31,542
60岁HK$39,451
65岁HK$53,950
70岁HK$66,798
75岁HK$80,915
80岁HK$98,639
85岁HK$110,178
90岁HK$117,539
95岁HK$125,307
99岁HK$131,851
0岁HK$14,573 (+6.5%)
5岁HK$10,617 (+6.5%)
10岁HK$8,001 (+6.5%)
15岁HK$7,529 (+6.5%)
20岁HK$9,911 (+6.5%)
25岁HK$11,938 (+6.5%)
30岁HK$12,876 (+6.5%)
35岁HK$14,601 (+6.5%)
40岁HK$16,930 (+6.5%)
45岁HK$20,386 (+6.5%)
50岁HK$25,986 (+6.5%)
55岁HK$33,747 (+7.0%)
60岁HK$42,013 (+6.5%)
65岁HK$57,454 (+6.5%)
70岁HK$71,137 (+6.5%)
75岁HK$86,509 (+6.9%)
80岁HK$105,539 (+7.0%)
85岁HK$117,886 (+7.0%)
90岁HK$125,762 (+7.0%)
95岁HK$134,074 (+7.0%)
99岁HK$141,074 (+7.0%)
0岁HK$15,447 (+6.0%)
5岁HK$11,254 (+6.0%)
10岁HK$8,481 (+6.0%)
15岁HK$7,981 (+6.0%)
20岁HK$10,506 (+6.0%)
25岁HK$12,654 (+6.0%)
30岁HK$13,649 (+6.0%)
35岁HK$15,477 (+6.0%)
40岁HK$17,946 (+6.0%)
45岁HK$21,609 (+6.0%)
50岁HK$27,545 (+6.0%)
55岁HK$35,772 (+6.0%)
60岁HK$44,534 (+6.0%)
65岁HK$60,901 (+6.0%)
70岁HK$75,405 (+6.0%)
75岁HK$91,700 (+6.0%)
80岁HK$111,871 (+6.0%)
85岁HK$124,959 (+6.0%)
90岁HK$133,308 (+6.0%)
95岁HK$142,118 (+6.0%)
99岁HK$149,538 (+6.0%)
0岁HK$16,065 (+4.0%)
5岁HK$11,704 (+4.0%)
10岁HK$8,820 (+4.0%)
15岁HK$8,300 (+4.0%)
20岁HK$10,926 (+4.0%)
25岁HK$13,160 (+4.0%)
30岁HK$14,195 (+4.0%)
35岁HK$16,096 (+4.0%)
40岁HK$18,664 (+4.0%)
45岁HK$22,473 (+4.0%)
50岁HK$28,647 (+4.0%)
55岁HK$37,203 (+4.0%)
60岁HK$46,315 (+4.0%)
65岁HK$63,337 (+4.0%)
70岁HK$78,421 (+4.0%)
75岁HK$95,368 (+4.0%)
80岁HK$116,346 (+4.0%)
85岁HK$129,957 (+4.0%)
90岁HK$138,640 (+4.0%)
95岁HK$147,803 (+4.0%)
99岁HK$155,520 (+4.0%)
0岁HK$17,511 (+9.0%)
5岁HK$12,757 (+9.0%)
10岁HK$9,349 (+6.0%)
15岁HK$8,798 (+6.0%)
20岁HK$11,582 (+6.0%)
25岁HK$13,950 (+6.0%)
30岁HK$15,047 (+6.0%)
35岁HK$17,062 (+6.0%)
40岁HK$19,784 (+6.0%)
45岁HK$23,821 (+6.0%)
50岁HK$30,509 (+6.5%)
55岁HK$40,551 (+9.0%)
60岁HK$50,483 (+9.0%)
65岁HK$69,037 (+9.0%)
70岁HK$85,479 (+9.0%)
75岁HK$103,951 (+9.0%)
80岁HK$126,817 (+9.0%)
85岁HK$141,653 (+9.0%)
90岁HK$151,118 (+9.0%)
95岁HK$161,105 (+9.0%)
99岁HK$169,517 (+9.0%)
0岁HK$18,737 (+7.0%)
5岁HK$13,650 (+7.0%)
10岁HK$10,003 (+7.0%)
15岁HK$9,414 (+7.0%)
20岁HK$12,393 (+7.0%)
25岁HK$14,927 (+7.0%)
30岁HK$16,100 (+7.0%)
35岁HK$18,256 (+7.0%)
40岁HK$21,169 (+7.0%)
45岁HK$25,488 (+7.0%)
50岁HK$32,645 (+7.0%)
55岁HK$43,390 (+7.0%)
60岁HK$54,017 (+7.0%)
65岁HK$73,870 (+7.0%)
70岁HK$91,463 (+7.0%)
75岁HK$111,228 (+7.0%)
80岁HK$135,694 (+7.0%)
85岁HK$151,569 (+7.0%)
90岁HK$161,696 (+7.0%)
95岁HK$172,382 (+7.0%)
99岁HK$181,383 (+7.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.31%
5岁+4.30%
10岁+3.91%
15岁+3.91%
20岁+3.92%
25岁+3.92%
30岁+3.91%
35岁+3.91%
40岁+3.91%
45岁+3.91%
50岁+3.98%
55岁+4.37%
60岁+4.31%
65岁+4.31%
70岁+4.31%
75岁+4.36%
80岁+4.37%
85岁+4.37%
90岁+4.37%
95岁+4.37%
99岁+4.37%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。