← 返回 宏利人壽保險（國際）有限公司 计划系列
宏利全護航自願醫保靈活計劃 - 私家房
Manulife First VHIS Flexi Plan - Private Room
宏利人壽保險（國際）有限公司 · F00019-03-000 · 6 个版本 · 灵活计划 · 年均加幅 +4.16%
港元 (HKD)
左右滑动表格可查看更多版本 →
| 年龄 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$10,156 | HK$10,817 (+6.5%) | HK$11,466 (+6.0%) | HK$11,925 (+4.0%) | HK$12,998 (+9.0%) | HK$13,908 (+7.0%) | +4.31% |
| 5岁 | HK$7,400 | HK$7,881 (+6.5%) | HK$8,354 (+6.0%) | HK$8,688 (+4.0%) | HK$9,470 (+9.0%) | HK$10,133 (+7.0%) | +4.31% |
| 10岁 | HK$5,577 | HK$5,939 (+6.5%) | HK$6,295 (+6.0%) | HK$6,547 (+4.0%) | HK$6,940 (+6.0%) | HK$7,426 (+7.0%) | +3.92% |
| 15岁 | HK$5,249 | HK$5,589 (+6.5%) | HK$5,924 (+6.0%) | HK$6,161 (+4.0%) | HK$6,531 (+6.0%) | HK$6,988 (+7.0%) | +3.91% |
| 20岁 | HK$6,908 | HK$7,357 (+6.5%) | HK$7,798 (+6.0%) | HK$8,110 (+4.0%) | HK$8,597 (+6.0%) | HK$9,199 (+7.0%) | +3.92% |
| 25岁 | HK$8,321 | HK$8,862 (+6.5%) | HK$9,394 (+6.0%) | HK$9,770 (+4.0%) | HK$10,356 (+6.0%) | HK$11,081 (+7.0%) | +3.92% |
| 30岁 | HK$8,975 | HK$9,558 (+6.5%) | HK$10,131 (+6.0%) | HK$10,536 (+4.0%) | HK$11,168 (+6.0%) | HK$11,950 (+7.0%) | +3.91% |
| 35岁 | HK$10,177 | HK$10,838 (+6.5%) | HK$11,488 (+6.0%) | HK$11,948 (+4.0%) | HK$12,665 (+6.0%) | HK$13,552 (+7.0%) | +3.92% |
| 40岁 | HK$11,802 | HK$12,567 (+6.5%) | HK$13,321 (+6.0%) | HK$13,854 (+4.0%) | HK$14,685 (+6.0%) | HK$15,713 (+7.0%) | +3.91% |
| 45岁 | HK$14,210 | HK$15,133 (+6.5%) | HK$16,041 (+6.0%) | HK$16,683 (+4.0%) | HK$17,684 (+6.0%) | HK$18,922 (+7.0%) | +3.92% |
| 50岁 | HK$18,113 | HK$19,289 (+6.5%) | HK$20,446 (+6.0%) | HK$21,264 (+4.0%) | HK$22,646 (+6.5%) | HK$24,231 (+7.0%) | +3.98% |
| 55岁 | HK$23,413 | HK$25,051 (+7.0%) | HK$26,554 (+6.0%) | HK$27,616 (+4.0%) | HK$30,101 (+9.0%) | HK$32,208 (+7.0%) | +4.37% |
| 60岁 | HK$29,283 | HK$31,186 (+6.5%) | HK$33,057 (+6.0%) | HK$34,379 (+4.0%) | HK$37,473 (+9.0%) | HK$40,096 (+7.0%) | +4.31% |
| 65岁 | HK$40,045 | HK$42,648 (+6.5%) | HK$45,207 (+6.0%) | HK$47,015 (+4.0%) | HK$51,246 (+9.0%) | HK$54,833 (+7.0%) | +4.31% |
| 70岁 | HK$49,582 | HK$52,804 (+6.5%) | HK$55,972 (+6.0%) | HK$58,211 (+4.0%) | HK$63,450 (+9.0%) | HK$67,892 (+7.0%) | +4.31% |
| 75岁 | HK$60,060 | HK$64,215 (+6.9%) | HK$68,068 (+6.0%) | HK$70,791 (+4.0%) | HK$77,162 (+9.0%) | HK$82,563 (+7.0%) | +4.36% |
| 80岁 | HK$73,216 | HK$78,341 (+7.0%) | HK$83,041 (+6.0%) | HK$86,363 (+4.0%) | HK$94,136 (+9.0%) | HK$100,726 (+7.0%) | +4.37% |
| 85岁 | HK$81,782 | HK$87,506 (+7.0%) | HK$92,756 (+6.0%) | HK$96,466 (+4.0%) | HK$105,148 (+9.0%) | HK$112,508 (+7.0%) | +4.37% |
| 90岁 | HK$87,245 | HK$93,352 (+7.0%) | HK$98,953 (+6.0%) | HK$102,911 (+4.0%) | HK$112,173 (+9.0%) | HK$120,025 (+7.0%) | +4.37% |
| 95岁 | HK$93,011 | HK$99,522 (+7.0%) | HK$105,493 (+6.0%) | HK$109,713 (+4.0%) | HK$119,587 (+9.0%) | HK$127,958 (+7.0%) | +4.37% |
| 99岁 | HK$97,869 | HK$104,718 (+7.0%) | HK$111,001 (+6.0%) | HK$115,441 (+4.0%) | HK$125,831 (+9.0%) | HK$134,639 (+7.0%) | +4.37% |
| 所有年龄平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0岁HK$10,156
5岁HK$7,400
10岁HK$5,577
15岁HK$5,249
20岁HK$6,908
25岁HK$8,321
30岁HK$8,975
35岁HK$10,177
40岁HK$11,802
45岁HK$14,210
50岁HK$18,113
55岁HK$23,413
60岁HK$29,283
65岁HK$40,045
70岁HK$49,582
75岁HK$60,060
80岁HK$73,216
85岁HK$81,782
90岁HK$87,245
95岁HK$93,011
99岁HK$97,869
0岁HK$10,817 (+6.5%)
5岁HK$7,881 (+6.5%)
10岁HK$5,939 (+6.5%)
15岁HK$5,589 (+6.5%)
20岁HK$7,357 (+6.5%)
25岁HK$8,862 (+6.5%)
30岁HK$9,558 (+6.5%)
35岁HK$10,838 (+6.5%)
40岁HK$12,567 (+6.5%)
45岁HK$15,133 (+6.5%)
50岁HK$19,289 (+6.5%)
55岁HK$25,051 (+7.0%)
60岁HK$31,186 (+6.5%)
65岁HK$42,648 (+6.5%)
70岁HK$52,804 (+6.5%)
75岁HK$64,215 (+6.9%)
80岁HK$78,341 (+7.0%)
85岁HK$87,506 (+7.0%)
90岁HK$93,352 (+7.0%)
95岁HK$99,522 (+7.0%)
99岁HK$104,718 (+7.0%)
0岁HK$11,466 (+6.0%)
5岁HK$8,354 (+6.0%)
10岁HK$6,295 (+6.0%)
15岁HK$5,924 (+6.0%)
20岁HK$7,798 (+6.0%)
25岁HK$9,394 (+6.0%)
30岁HK$10,131 (+6.0%)
35岁HK$11,488 (+6.0%)
40岁HK$13,321 (+6.0%)
45岁HK$16,041 (+6.0%)
50岁HK$20,446 (+6.0%)
55岁HK$26,554 (+6.0%)
60岁HK$33,057 (+6.0%)
65岁HK$45,207 (+6.0%)
70岁HK$55,972 (+6.0%)
75岁HK$68,068 (+6.0%)
80岁HK$83,041 (+6.0%)
85岁HK$92,756 (+6.0%)
90岁HK$98,953 (+6.0%)
95岁HK$105,493 (+6.0%)
99岁HK$111,001 (+6.0%)
0岁HK$11,925 (+4.0%)
5岁HK$8,688 (+4.0%)
10岁HK$6,547 (+4.0%)
15岁HK$6,161 (+4.0%)
20岁HK$8,110 (+4.0%)
25岁HK$9,770 (+4.0%)
30岁HK$10,536 (+4.0%)
35岁HK$11,948 (+4.0%)
40岁HK$13,854 (+4.0%)
45岁HK$16,683 (+4.0%)
50岁HK$21,264 (+4.0%)
55岁HK$27,616 (+4.0%)
60岁HK$34,379 (+4.0%)
65岁HK$47,015 (+4.0%)
70岁HK$58,211 (+4.0%)
75岁HK$70,791 (+4.0%)
80岁HK$86,363 (+4.0%)
85岁HK$96,466 (+4.0%)
90岁HK$102,911 (+4.0%)
95岁HK$109,713 (+4.0%)
99岁HK$115,441 (+4.0%)
0岁HK$12,998 (+9.0%)
5岁HK$9,470 (+9.0%)
10岁HK$6,940 (+6.0%)
15岁HK$6,531 (+6.0%)
20岁HK$8,597 (+6.0%)
25岁HK$10,356 (+6.0%)
30岁HK$11,168 (+6.0%)
35岁HK$12,665 (+6.0%)
40岁HK$14,685 (+6.0%)
45岁HK$17,684 (+6.0%)
50岁HK$22,646 (+6.5%)
55岁HK$30,101 (+9.0%)
60岁HK$37,473 (+9.0%)
65岁HK$51,246 (+9.0%)
70岁HK$63,450 (+9.0%)
75岁HK$77,162 (+9.0%)
80岁HK$94,136 (+9.0%)
85岁HK$105,148 (+9.0%)
90岁HK$112,173 (+9.0%)
95岁HK$119,587 (+9.0%)
99岁HK$125,831 (+9.0%)
0岁HK$13,908 (+7.0%)
5岁HK$10,133 (+7.0%)
10岁HK$7,426 (+7.0%)
15岁HK$6,988 (+7.0%)
20岁HK$9,199 (+7.0%)
25岁HK$11,081 (+7.0%)
30岁HK$11,950 (+7.0%)
35岁HK$13,552 (+7.0%)
40岁HK$15,713 (+7.0%)
45岁HK$18,922 (+7.0%)
50岁HK$24,231 (+7.0%)
55岁HK$32,208 (+7.0%)
60岁HK$40,096 (+7.0%)
65岁HK$54,833 (+7.0%)
70岁HK$67,892 (+7.0%)
75岁HK$82,563 (+7.0%)
80岁HK$100,726 (+7.0%)
85岁HK$112,508 (+7.0%)
90岁HK$120,025 (+7.0%)
95岁HK$127,958 (+7.0%)
99岁HK$134,639 (+7.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.31%
5岁+4.31%
10岁+3.92%
15岁+3.91%
20岁+3.92%
25岁+3.92%
30岁+3.91%
35岁+3.92%
40岁+3.91%
45岁+3.92%
50岁+3.98%
55岁+4.37%
60岁+4.31%
65岁+4.31%
70岁+4.31%
75岁+4.36%
80岁+4.37%
85岁+4.37%
90岁+4.37%
95岁+4.37%
99岁+4.37%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。