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宏利人壽保險（國際）有限公司 · F00019-02-002 · 6 个版本 · 灵活计划 · 年均加幅 +4.16%
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| 年龄 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$9,122 | HK$9,716 (+6.5%) | HK$10,299 (+6.0%) | HK$10,711 (+4.0%) | HK$11,675 (+9.0%) | HK$12,492 (+7.0%) | +4.31% |
| 5岁 | HK$6,646 | HK$7,078 (+6.5%) | HK$7,503 (+6.0%) | HK$7,803 (+4.0%) | HK$8,505 (+9.0%) | HK$9,100 (+7.0%) | +4.31% |
| 10岁 | HK$5,009 | HK$5,334 (+6.5%) | HK$5,654 (+6.0%) | HK$5,880 (+4.0%) | HK$6,233 (+6.0%) | HK$6,669 (+7.0%) | +3.91% |
| 15岁 | HK$4,714 | HK$5,019 (+6.5%) | HK$5,320 (+6.0%) | HK$5,533 (+4.0%) | HK$5,865 (+6.0%) | HK$6,276 (+7.0%) | +3.91% |
| 20岁 | HK$6,204 | HK$6,608 (+6.5%) | HK$7,004 (+6.0%) | HK$7,284 (+4.0%) | HK$7,721 (+6.0%) | HK$8,261 (+7.0%) | +3.92% |
| 25岁 | HK$7,473 | HK$7,959 (+6.5%) | HK$8,437 (+6.0%) | HK$8,774 (+4.0%) | HK$9,300 (+6.0%) | HK$9,951 (+7.0%) | +3.92% |
| 30岁 | HK$8,061 | HK$8,585 (+6.5%) | HK$9,100 (+6.0%) | HK$9,464 (+4.0%) | HK$10,032 (+6.0%) | HK$10,734 (+7.0%) | +3.92% |
| 35岁 | HK$9,141 | HK$9,734 (+6.5%) | HK$10,318 (+6.0%) | HK$10,731 (+4.0%) | HK$11,375 (+6.0%) | HK$12,171 (+7.0%) | +3.91% |
| 40岁 | HK$10,599 | HK$11,287 (+6.5%) | HK$11,964 (+6.0%) | HK$12,443 (+4.0%) | HK$13,190 (+6.0%) | HK$14,113 (+7.0%) | +3.92% |
| 45岁 | HK$12,762 | HK$13,591 (+6.5%) | HK$14,406 (+6.0%) | HK$14,982 (+4.0%) | HK$15,881 (+6.0%) | HK$16,993 (+7.0%) | +3.92% |
| 50岁 | HK$16,268 | HK$17,324 (+6.5%) | HK$18,363 (+6.0%) | HK$19,098 (+4.0%) | HK$20,339 (+6.5%) | HK$21,763 (+7.0%) | +3.98% |
| 55岁 | HK$21,028 | HK$22,499 (+7.0%) | HK$23,849 (+6.0%) | HK$24,803 (+4.0%) | HK$27,035 (+9.0%) | HK$28,927 (+7.0%) | +4.37% |
| 60岁 | HK$26,300 | HK$28,009 (+6.5%) | HK$29,690 (+6.0%) | HK$30,878 (+4.0%) | HK$33,657 (+9.0%) | HK$36,013 (+7.0%) | +4.31% |
| 65岁 | HK$35,966 | HK$38,304 (+6.5%) | HK$40,602 (+6.0%) | HK$42,226 (+4.0%) | HK$46,026 (+9.0%) | HK$49,248 (+7.0%) | +4.31% |
| 70岁 | HK$44,531 | HK$47,426 (+6.5%) | HK$50,272 (+6.0%) | HK$52,283 (+4.0%) | HK$56,988 (+9.0%) | HK$60,977 (+7.0%) | +4.31% |
| 75岁 | HK$53,942 | HK$57,675 (+6.9%) | HK$61,136 (+6.0%) | HK$63,581 (+4.0%) | HK$69,303 (+9.0%) | HK$74,154 (+7.0%) | +4.36% |
| 80岁 | HK$65,758 | HK$70,361 (+7.0%) | HK$74,583 (+6.0%) | HK$77,566 (+4.0%) | HK$84,547 (+9.0%) | HK$90,465 (+7.0%) | +4.37% |
| 85岁 | HK$73,451 | HK$78,593 (+7.0%) | HK$83,309 (+6.0%) | HK$86,641 (+4.0%) | HK$94,439 (+9.0%) | HK$101,050 (+7.0%) | +4.37% |
| 90岁 | HK$78,358 | HK$83,844 (+7.0%) | HK$88,875 (+6.0%) | HK$92,430 (+4.0%) | HK$100,749 (+9.0%) | HK$107,801 (+7.0%) | +4.37% |
| 95岁 | HK$83,536 | HK$89,386 (+7.0%) | HK$94,749 (+6.0%) | HK$98,539 (+4.0%) | HK$107,408 (+9.0%) | HK$114,927 (+7.0%) | +4.37% |
| 99岁 | HK$87,899 | HK$94,052 (+7.0%) | HK$99,695 (+6.0%) | HK$103,683 (+4.0%) | HK$113,014 (+9.0%) | HK$120,925 (+7.0%) | +4.37% |
| 所有年龄平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0岁HK$9,122
5岁HK$6,646
10岁HK$5,009
15岁HK$4,714
20岁HK$6,204
25岁HK$7,473
30岁HK$8,061
35岁HK$9,141
40岁HK$10,599
45岁HK$12,762
50岁HK$16,268
55岁HK$21,028
60岁HK$26,300
65岁HK$35,966
70岁HK$44,531
75岁HK$53,942
80岁HK$65,758
85岁HK$73,451
90岁HK$78,358
95岁HK$83,536
99岁HK$87,899
0岁HK$9,716 (+6.5%)
5岁HK$7,078 (+6.5%)
10岁HK$5,334 (+6.5%)
15岁HK$5,019 (+6.5%)
20岁HK$6,608 (+6.5%)
25岁HK$7,959 (+6.5%)
30岁HK$8,585 (+6.5%)
35岁HK$9,734 (+6.5%)
40岁HK$11,287 (+6.5%)
45岁HK$13,591 (+6.5%)
50岁HK$17,324 (+6.5%)
55岁HK$22,499 (+7.0%)
60岁HK$28,009 (+6.5%)
65岁HK$38,304 (+6.5%)
70岁HK$47,426 (+6.5%)
75岁HK$57,675 (+6.9%)
80岁HK$70,361 (+7.0%)
85岁HK$78,593 (+7.0%)
90岁HK$83,844 (+7.0%)
95岁HK$89,386 (+7.0%)
99岁HK$94,052 (+7.0%)
0岁HK$10,299 (+6.0%)
5岁HK$7,503 (+6.0%)
10岁HK$5,654 (+6.0%)
15岁HK$5,320 (+6.0%)
20岁HK$7,004 (+6.0%)
25岁HK$8,437 (+6.0%)
30岁HK$9,100 (+6.0%)
35岁HK$10,318 (+6.0%)
40岁HK$11,964 (+6.0%)
45岁HK$14,406 (+6.0%)
50岁HK$18,363 (+6.0%)
55岁HK$23,849 (+6.0%)
60岁HK$29,690 (+6.0%)
65岁HK$40,602 (+6.0%)
70岁HK$50,272 (+6.0%)
75岁HK$61,136 (+6.0%)
80岁HK$74,583 (+6.0%)
85岁HK$83,309 (+6.0%)
90岁HK$88,875 (+6.0%)
95岁HK$94,749 (+6.0%)
99岁HK$99,695 (+6.0%)
0岁HK$10,711 (+4.0%)
5岁HK$7,803 (+4.0%)
10岁HK$5,880 (+4.0%)
15岁HK$5,533 (+4.0%)
20岁HK$7,284 (+4.0%)
25岁HK$8,774 (+4.0%)
30岁HK$9,464 (+4.0%)
35岁HK$10,731 (+4.0%)
40岁HK$12,443 (+4.0%)
45岁HK$14,982 (+4.0%)
50岁HK$19,098 (+4.0%)
55岁HK$24,803 (+4.0%)
60岁HK$30,878 (+4.0%)
65岁HK$42,226 (+4.0%)
70岁HK$52,283 (+4.0%)
75岁HK$63,581 (+4.0%)
80岁HK$77,566 (+4.0%)
85岁HK$86,641 (+4.0%)
90岁HK$92,430 (+4.0%)
95岁HK$98,539 (+4.0%)
99岁HK$103,683 (+4.0%)
0岁HK$11,675 (+9.0%)
5岁HK$8,505 (+9.0%)
10岁HK$6,233 (+6.0%)
15岁HK$5,865 (+6.0%)
20岁HK$7,721 (+6.0%)
25岁HK$9,300 (+6.0%)
30岁HK$10,032 (+6.0%)
35岁HK$11,375 (+6.0%)
40岁HK$13,190 (+6.0%)
45岁HK$15,881 (+6.0%)
50岁HK$20,339 (+6.5%)
55岁HK$27,035 (+9.0%)
60岁HK$33,657 (+9.0%)
65岁HK$46,026 (+9.0%)
70岁HK$56,988 (+9.0%)
75岁HK$69,303 (+9.0%)
80岁HK$84,547 (+9.0%)
85岁HK$94,439 (+9.0%)
90岁HK$100,749 (+9.0%)
95岁HK$107,408 (+9.0%)
99岁HK$113,014 (+9.0%)
0岁HK$12,492 (+7.0%)
5岁HK$9,100 (+7.0%)
10岁HK$6,669 (+7.0%)
15岁HK$6,276 (+7.0%)
20岁HK$8,261 (+7.0%)
25岁HK$9,951 (+7.0%)
30岁HK$10,734 (+7.0%)
35岁HK$12,171 (+7.0%)
40岁HK$14,113 (+7.0%)
45岁HK$16,993 (+7.0%)
50岁HK$21,763 (+7.0%)
55岁HK$28,927 (+7.0%)
60岁HK$36,013 (+7.0%)
65岁HK$49,248 (+7.0%)
70岁HK$60,977 (+7.0%)
75岁HK$74,154 (+7.0%)
80岁HK$90,465 (+7.0%)
85岁HK$101,050 (+7.0%)
90岁HK$107,801 (+7.0%)
95岁HK$114,927 (+7.0%)
99岁HK$120,925 (+7.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.31%
5岁+4.31%
10岁+3.91%
15岁+3.91%
20岁+3.92%
25岁+3.92%
30岁+3.92%
35岁+3.91%
40岁+3.92%
45岁+3.92%
50岁+3.98%
55岁+4.37%
60岁+4.31%
65岁+4.31%
70岁+4.31%
75岁+4.36%
80岁+4.37%
85岁+4.37%
90岁+4.37%
95岁+4.37%
99岁+4.37%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。