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宏利人壽保險（國際）有限公司 · F00019-02-001 · 6 个版本 · 灵活计划 · 年均加幅 +4.16%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$7,296 | HK$7,771 (+6.5%) | HK$8,237 (+6.0%) | HK$8,566 (+4.0%) | HK$9,337 (+9.0%) | HK$9,991 (+7.0%) | +4.31% |
| 5岁 | HK$5,316 | HK$5,661 (+6.5%) | HK$6,001 (+6.0%) | HK$6,241 (+4.0%) | HK$6,803 (+9.0%) | HK$7,279 (+7.0%) | +4.31% |
| 10岁 | HK$4,006 | HK$4,267 (+6.5%) | HK$4,523 (+6.0%) | HK$4,704 (+4.0%) | HK$4,986 (+6.0%) | HK$5,335 (+7.0%) | +3.92% |
| 15岁 | HK$3,771 | HK$4,015 (+6.5%) | HK$4,256 (+6.0%) | HK$4,426 (+4.0%) | HK$4,692 (+6.0%) | HK$5,020 (+7.0%) | +3.91% |
| 20岁 | HK$4,963 | HK$5,286 (+6.5%) | HK$5,603 (+6.0%) | HK$5,827 (+4.0%) | HK$6,177 (+6.0%) | HK$6,609 (+7.0%) | +3.92% |
| 25岁 | HK$5,978 | HK$6,366 (+6.5%) | HK$6,748 (+6.0%) | HK$7,018 (+4.0%) | HK$7,439 (+6.0%) | HK$7,960 (+7.0%) | +3.92% |
| 30岁 | HK$6,448 | HK$6,867 (+6.5%) | HK$7,279 (+6.0%) | HK$7,570 (+4.0%) | HK$8,024 (+6.0%) | HK$8,586 (+7.0%) | +3.92% |
| 35岁 | HK$7,312 | HK$7,786 (+6.5%) | HK$8,253 (+6.0%) | HK$8,583 (+4.0%) | HK$9,098 (+6.0%) | HK$9,735 (+7.0%) | +3.91% |
| 40岁 | HK$8,478 | HK$9,029 (+6.5%) | HK$9,571 (+6.0%) | HK$9,954 (+4.0%) | HK$10,551 (+6.0%) | HK$11,290 (+7.0%) | +3.92% |
| 45岁 | HK$10,209 | HK$10,871 (+6.5%) | HK$11,523 (+6.0%) | HK$11,984 (+4.0%) | HK$12,703 (+6.0%) | HK$13,592 (+7.0%) | +3.91% |
| 50岁 | HK$13,013 | HK$13,857 (+6.5%) | HK$14,688 (+6.0%) | HK$15,276 (+4.0%) | HK$16,269 (+6.5%) | HK$17,408 (+7.0%) | +3.98% |
| 55岁 | HK$16,820 | HK$17,997 (+7.0%) | HK$19,077 (+6.0%) | HK$19,840 (+4.0%) | HK$21,626 (+9.0%) | HK$23,140 (+7.0%) | +4.37% |
| 60岁 | HK$21,037 | HK$22,404 (+6.5%) | HK$23,748 (+6.0%) | HK$24,698 (+4.0%) | HK$26,921 (+9.0%) | HK$28,805 (+7.0%) | +4.31% |
| 65岁 | HK$28,769 | HK$30,639 (+6.5%) | HK$32,477 (+6.0%) | HK$33,776 (+4.0%) | HK$36,816 (+9.0%) | HK$39,393 (+7.0%) | +4.31% |
| 70岁 | HK$35,620 | HK$37,935 (+6.5%) | HK$40,211 (+6.0%) | HK$41,819 (+4.0%) | HK$45,583 (+9.0%) | HK$48,774 (+7.0%) | +4.31% |
| 75岁 | HK$43,148 | HK$46,133 (+6.9%) | HK$48,901 (+6.0%) | HK$50,857 (+4.0%) | HK$55,434 (+9.0%) | HK$59,314 (+7.0%) | +4.36% |
| 80岁 | HK$52,600 | HK$56,281 (+7.0%) | HK$59,658 (+6.0%) | HK$62,044 (+4.0%) | HK$67,628 (+9.0%) | HK$72,362 (+7.0%) | +4.37% |
| 85岁 | HK$58,753 | HK$62,866 (+7.0%) | HK$66,638 (+6.0%) | HK$69,304 (+4.0%) | HK$75,541 (+9.0%) | HK$80,829 (+7.0%) | +4.37% |
| 90岁 | HK$62,678 | HK$67,065 (+7.0%) | HK$71,089 (+6.0%) | HK$73,933 (+4.0%) | HK$80,587 (+9.0%) | HK$86,228 (+7.0%) | +4.37% |
| 95岁 | HK$66,820 | HK$71,498 (+7.0%) | HK$75,788 (+6.0%) | HK$78,820 (+4.0%) | HK$85,914 (+9.0%) | HK$91,928 (+7.0%) | +4.37% |
| 99岁 | HK$70,310 | HK$75,231 (+7.0%) | HK$79,745 (+6.0%) | HK$82,935 (+4.0%) | HK$90,399 (+9.0%) | HK$96,727 (+7.0%) | +4.37% |
| 所有年龄平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0岁HK$7,296
5岁HK$5,316
10岁HK$4,006
15岁HK$3,771
20岁HK$4,963
25岁HK$5,978
30岁HK$6,448
35岁HK$7,312
40岁HK$8,478
45岁HK$10,209
50岁HK$13,013
55岁HK$16,820
60岁HK$21,037
65岁HK$28,769
70岁HK$35,620
75岁HK$43,148
80岁HK$52,600
85岁HK$58,753
90岁HK$62,678
95岁HK$66,820
99岁HK$70,310
0岁HK$7,771 (+6.5%)
5岁HK$5,661 (+6.5%)
10岁HK$4,267 (+6.5%)
15岁HK$4,015 (+6.5%)
20岁HK$5,286 (+6.5%)
25岁HK$6,366 (+6.5%)
30岁HK$6,867 (+6.5%)
35岁HK$7,786 (+6.5%)
40岁HK$9,029 (+6.5%)
45岁HK$10,871 (+6.5%)
50岁HK$13,857 (+6.5%)
55岁HK$17,997 (+7.0%)
60岁HK$22,404 (+6.5%)
65岁HK$30,639 (+6.5%)
70岁HK$37,935 (+6.5%)
75岁HK$46,133 (+6.9%)
80岁HK$56,281 (+7.0%)
85岁HK$62,866 (+7.0%)
90岁HK$67,065 (+7.0%)
95岁HK$71,498 (+7.0%)
99岁HK$75,231 (+7.0%)
0岁HK$8,237 (+6.0%)
5岁HK$6,001 (+6.0%)
10岁HK$4,523 (+6.0%)
15岁HK$4,256 (+6.0%)
20岁HK$5,603 (+6.0%)
25岁HK$6,748 (+6.0%)
30岁HK$7,279 (+6.0%)
35岁HK$8,253 (+6.0%)
40岁HK$9,571 (+6.0%)
45岁HK$11,523 (+6.0%)
50岁HK$14,688 (+6.0%)
55岁HK$19,077 (+6.0%)
60岁HK$23,748 (+6.0%)
65岁HK$32,477 (+6.0%)
70岁HK$40,211 (+6.0%)
75岁HK$48,901 (+6.0%)
80岁HK$59,658 (+6.0%)
85岁HK$66,638 (+6.0%)
90岁HK$71,089 (+6.0%)
95岁HK$75,788 (+6.0%)
99岁HK$79,745 (+6.0%)
0岁HK$8,566 (+4.0%)
5岁HK$6,241 (+4.0%)
10岁HK$4,704 (+4.0%)
15岁HK$4,426 (+4.0%)
20岁HK$5,827 (+4.0%)
25岁HK$7,018 (+4.0%)
30岁HK$7,570 (+4.0%)
35岁HK$8,583 (+4.0%)
40岁HK$9,954 (+4.0%)
45岁HK$11,984 (+4.0%)
50岁HK$15,276 (+4.0%)
55岁HK$19,840 (+4.0%)
60岁HK$24,698 (+4.0%)
65岁HK$33,776 (+4.0%)
70岁HK$41,819 (+4.0%)
75岁HK$50,857 (+4.0%)
80岁HK$62,044 (+4.0%)
85岁HK$69,304 (+4.0%)
90岁HK$73,933 (+4.0%)
95岁HK$78,820 (+4.0%)
99岁HK$82,935 (+4.0%)
0岁HK$9,337 (+9.0%)
5岁HK$6,803 (+9.0%)
10岁HK$4,986 (+6.0%)
15岁HK$4,692 (+6.0%)
20岁HK$6,177 (+6.0%)
25岁HK$7,439 (+6.0%)
30岁HK$8,024 (+6.0%)
35岁HK$9,098 (+6.0%)
40岁HK$10,551 (+6.0%)
45岁HK$12,703 (+6.0%)
50岁HK$16,269 (+6.5%)
55岁HK$21,626 (+9.0%)
60岁HK$26,921 (+9.0%)
65岁HK$36,816 (+9.0%)
70岁HK$45,583 (+9.0%)
75岁HK$55,434 (+9.0%)
80岁HK$67,628 (+9.0%)
85岁HK$75,541 (+9.0%)
90岁HK$80,587 (+9.0%)
95岁HK$85,914 (+9.0%)
99岁HK$90,399 (+9.0%)
0岁HK$9,991 (+7.0%)
5岁HK$7,279 (+7.0%)
10岁HK$5,335 (+7.0%)
15岁HK$5,020 (+7.0%)
20岁HK$6,609 (+7.0%)
25岁HK$7,960 (+7.0%)
30岁HK$8,586 (+7.0%)
35岁HK$9,735 (+7.0%)
40岁HK$11,290 (+7.0%)
45岁HK$13,592 (+7.0%)
50岁HK$17,408 (+7.0%)
55岁HK$23,140 (+7.0%)
60岁HK$28,805 (+7.0%)
65岁HK$39,393 (+7.0%)
70岁HK$48,774 (+7.0%)
75岁HK$59,314 (+7.0%)
80岁HK$72,362 (+7.0%)
85岁HK$80,829 (+7.0%)
90岁HK$86,228 (+7.0%)
95岁HK$91,928 (+7.0%)
99岁HK$96,727 (+7.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.31%
5岁+4.31%
10岁+3.92%
15岁+3.91%
20岁+3.92%
25岁+3.92%
30岁+3.92%
35岁+3.91%
40岁+3.92%
45岁+3.91%
50岁+3.98%
55岁+4.37%
60岁+4.31%
65岁+4.31%
70岁+4.31%
75岁+4.36%
80岁+4.37%
85岁+4.37%
90岁+4.37%
95岁+4.37%
99岁+4.37%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。