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宏利人壽保險（國際）有限公司 · F00019-02-000 · 6 个版本 · 灵活计划 · 年均加幅 +4.16%
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| 年龄 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$5,238 | HK$5,579 (+6.5%) | HK$5,914 (+6.0%) | HK$6,151 (+4.0%) | HK$6,705 (+9.0%) | HK$7,174 (+7.0%) | +4.31% |
| 5岁 | HK$3,816 | HK$4,064 (+6.5%) | HK$4,308 (+6.0%) | HK$4,480 (+4.0%) | HK$4,883 (+9.0%) | HK$5,225 (+7.0%) | +4.31% |
| 10岁 | HK$2,876 | HK$3,063 (+6.5%) | HK$3,247 (+6.0%) | HK$3,377 (+4.0%) | HK$3,580 (+6.0%) | HK$3,831 (+7.0%) | +3.92% |
| 15岁 | HK$2,707 | HK$2,882 (+6.5%) | HK$3,055 (+6.0%) | HK$3,177 (+4.0%) | HK$3,368 (+6.0%) | HK$3,604 (+7.0%) | +3.91% |
| 20岁 | HK$3,562 | HK$3,794 (+6.5%) | HK$4,022 (+6.0%) | HK$4,183 (+4.0%) | HK$4,434 (+6.0%) | HK$4,744 (+7.0%) | +3.92% |
| 25岁 | HK$4,291 | HK$4,570 (+6.5%) | HK$4,844 (+6.0%) | HK$5,038 (+4.0%) | HK$5,340 (+6.0%) | HK$5,714 (+7.0%) | +3.92% |
| 30岁 | HK$4,628 | HK$4,929 (+6.5%) | HK$5,225 (+6.0%) | HK$5,434 (+4.0%) | HK$5,760 (+6.0%) | HK$6,163 (+7.0%) | +3.92% |
| 35岁 | HK$5,248 | HK$5,589 (+6.5%) | HK$5,924 (+6.0%) | HK$6,161 (+4.0%) | HK$6,531 (+6.0%) | HK$6,988 (+7.0%) | +3.92% |
| 40岁 | HK$6,086 | HK$6,481 (+6.5%) | HK$6,870 (+6.0%) | HK$7,145 (+4.0%) | HK$7,574 (+6.0%) | HK$8,104 (+7.0%) | +3.92% |
| 45岁 | HK$7,328 | HK$7,804 (+6.5%) | HK$8,272 (+6.0%) | HK$8,603 (+4.0%) | HK$9,119 (+6.0%) | HK$9,757 (+7.0%) | +3.91% |
| 50岁 | HK$9,341 | HK$9,947 (+6.5%) | HK$10,544 (+6.0%) | HK$10,966 (+4.0%) | HK$11,679 (+6.5%) | HK$12,497 (+7.0%) | +3.98% |
| 55岁 | HK$12,074 | HK$12,919 (+7.0%) | HK$13,694 (+6.0%) | HK$14,242 (+4.0%) | HK$15,524 (+9.0%) | HK$16,611 (+7.0%) | +4.37% |
| 60岁 | HK$15,101 | HK$16,082 (+6.5%) | HK$17,047 (+6.0%) | HK$17,729 (+4.0%) | HK$19,325 (+9.0%) | HK$20,678 (+7.0%) | +4.31% |
| 65岁 | HK$20,651 | HK$21,994 (+6.5%) | HK$23,314 (+6.0%) | HK$24,247 (+4.0%) | HK$26,429 (+9.0%) | HK$28,279 (+7.0%) | +4.31% |
| 70岁 | HK$25,569 | HK$27,231 (+6.5%) | HK$28,865 (+6.0%) | HK$30,020 (+4.0%) | HK$32,722 (+9.0%) | HK$35,013 (+7.0%) | +4.31% |
| 75岁 | HK$30,973 | HK$33,116 (+6.9%) | HK$35,103 (+6.0%) | HK$36,507 (+4.0%) | HK$39,793 (+9.0%) | HK$42,579 (+7.0%) | +4.36% |
| 80岁 | HK$37,758 | HK$40,400 (+7.0%) | HK$42,824 (+6.0%) | HK$44,537 (+4.0%) | HK$48,545 (+9.0%) | HK$51,943 (+7.0%) | +4.37% |
| 85岁 | HK$42,175 | HK$45,127 (+7.0%) | HK$47,835 (+6.0%) | HK$49,748 (+4.0%) | HK$54,225 (+9.0%) | HK$58,021 (+7.0%) | +4.37% |
| 90岁 | HK$44,992 | HK$48,141 (+7.0%) | HK$51,029 (+6.0%) | HK$53,070 (+4.0%) | HK$57,846 (+9.0%) | HK$61,895 (+7.0%) | +4.37% |
| 95岁 | HK$47,966 | HK$51,323 (+7.0%) | HK$54,402 (+6.0%) | HK$56,578 (+4.0%) | HK$61,670 (+9.0%) | HK$65,987 (+7.0%) | +4.37% |
| 99岁 | HK$50,471 | HK$54,003 (+7.0%) | HK$57,243 (+6.0%) | HK$59,533 (+4.0%) | HK$64,891 (+9.0%) | HK$69,433 (+7.0%) | +4.37% |
| 所有年龄平均 | — | +6.7% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0岁HK$5,238
5岁HK$3,816
10岁HK$2,876
15岁HK$2,707
20岁HK$3,562
25岁HK$4,291
30岁HK$4,628
35岁HK$5,248
40岁HK$6,086
45岁HK$7,328
50岁HK$9,341
55岁HK$12,074
60岁HK$15,101
65岁HK$20,651
70岁HK$25,569
75岁HK$30,973
80岁HK$37,758
85岁HK$42,175
90岁HK$44,992
95岁HK$47,966
99岁HK$50,471
0岁HK$5,579 (+6.5%)
5岁HK$4,064 (+6.5%)
10岁HK$3,063 (+6.5%)
15岁HK$2,882 (+6.5%)
20岁HK$3,794 (+6.5%)
25岁HK$4,570 (+6.5%)
30岁HK$4,929 (+6.5%)
35岁HK$5,589 (+6.5%)
40岁HK$6,481 (+6.5%)
45岁HK$7,804 (+6.5%)
50岁HK$9,947 (+6.5%)
55岁HK$12,919 (+7.0%)
60岁HK$16,082 (+6.5%)
65岁HK$21,994 (+6.5%)
70岁HK$27,231 (+6.5%)
75岁HK$33,116 (+6.9%)
80岁HK$40,400 (+7.0%)
85岁HK$45,127 (+7.0%)
90岁HK$48,141 (+7.0%)
95岁HK$51,323 (+7.0%)
99岁HK$54,003 (+7.0%)
0岁HK$5,914 (+6.0%)
5岁HK$4,308 (+6.0%)
10岁HK$3,247 (+6.0%)
15岁HK$3,055 (+6.0%)
20岁HK$4,022 (+6.0%)
25岁HK$4,844 (+6.0%)
30岁HK$5,225 (+6.0%)
35岁HK$5,924 (+6.0%)
40岁HK$6,870 (+6.0%)
45岁HK$8,272 (+6.0%)
50岁HK$10,544 (+6.0%)
55岁HK$13,694 (+6.0%)
60岁HK$17,047 (+6.0%)
65岁HK$23,314 (+6.0%)
70岁HK$28,865 (+6.0%)
75岁HK$35,103 (+6.0%)
80岁HK$42,824 (+6.0%)
85岁HK$47,835 (+6.0%)
90岁HK$51,029 (+6.0%)
95岁HK$54,402 (+6.0%)
99岁HK$57,243 (+6.0%)
0岁HK$6,151 (+4.0%)
5岁HK$4,480 (+4.0%)
10岁HK$3,377 (+4.0%)
15岁HK$3,177 (+4.0%)
20岁HK$4,183 (+4.0%)
25岁HK$5,038 (+4.0%)
30岁HK$5,434 (+4.0%)
35岁HK$6,161 (+4.0%)
40岁HK$7,145 (+4.0%)
45岁HK$8,603 (+4.0%)
50岁HK$10,966 (+4.0%)
55岁HK$14,242 (+4.0%)
60岁HK$17,729 (+4.0%)
65岁HK$24,247 (+4.0%)
70岁HK$30,020 (+4.0%)
75岁HK$36,507 (+4.0%)
80岁HK$44,537 (+4.0%)
85岁HK$49,748 (+4.0%)
90岁HK$53,070 (+4.0%)
95岁HK$56,578 (+4.0%)
99岁HK$59,533 (+4.0%)
0岁HK$6,705 (+9.0%)
5岁HK$4,883 (+9.0%)
10岁HK$3,580 (+6.0%)
15岁HK$3,368 (+6.0%)
20岁HK$4,434 (+6.0%)
25岁HK$5,340 (+6.0%)
30岁HK$5,760 (+6.0%)
35岁HK$6,531 (+6.0%)
40岁HK$7,574 (+6.0%)
45岁HK$9,119 (+6.0%)
50岁HK$11,679 (+6.5%)
55岁HK$15,524 (+9.0%)
60岁HK$19,325 (+9.0%)
65岁HK$26,429 (+9.0%)
70岁HK$32,722 (+9.0%)
75岁HK$39,793 (+9.0%)
80岁HK$48,545 (+9.0%)
85岁HK$54,225 (+9.0%)
90岁HK$57,846 (+9.0%)
95岁HK$61,670 (+9.0%)
99岁HK$64,891 (+9.0%)
0岁HK$7,174 (+7.0%)
5岁HK$5,225 (+7.0%)
10岁HK$3,831 (+7.0%)
15岁HK$3,604 (+7.0%)
20岁HK$4,744 (+7.0%)
25岁HK$5,714 (+7.0%)
30岁HK$6,163 (+7.0%)
35岁HK$6,988 (+7.0%)
40岁HK$8,104 (+7.0%)
45岁HK$9,757 (+7.0%)
50岁HK$12,497 (+7.0%)
55岁HK$16,611 (+7.0%)
60岁HK$20,678 (+7.0%)
65岁HK$28,279 (+7.0%)
70岁HK$35,013 (+7.0%)
75岁HK$42,579 (+7.0%)
80岁HK$51,943 (+7.0%)
85岁HK$58,021 (+7.0%)
90岁HK$61,895 (+7.0%)
95岁HK$65,987 (+7.0%)
99岁HK$69,433 (+7.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.31%
5岁+4.31%
10岁+3.92%
15岁+3.91%
20岁+3.92%
25岁+3.92%
30岁+3.92%
35岁+3.92%
40岁+3.92%
45岁+3.91%
50岁+3.98%
55岁+4.37%
60岁+4.31%
65岁+4.31%
70岁+4.31%
75岁+4.36%
80岁+4.37%
85岁+4.37%
90岁+4.37%
95岁+4.37%
99岁+4.37%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。