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宏利人壽保險（國際）有限公司 · F00019-01-002 · 6 个版本 · 灵活计划 · 年均加幅 +4.09%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$5,160 | HK$5,471 (+6.0%) | HK$5,799 (+6.0%) | HK$6,031 (+4.0%) | HK$6,574 (+9.0%) | HK$7,034 (+7.0%) | +4.24% |
| 5岁 | HK$3,760 | HK$3,985 (+6.0%) | HK$4,224 (+6.0%) | HK$4,393 (+4.0%) | HK$4,788 (+9.0%) | HK$5,123 (+7.0%) | +4.24% |
| 10岁 | HK$2,834 | HK$3,004 (+6.0%) | HK$3,184 (+6.0%) | HK$3,311 (+4.0%) | HK$3,510 (+6.0%) | HK$3,756 (+7.0%) | +3.85% |
| 15岁 | HK$2,667 | HK$2,826 (+6.0%) | HK$2,996 (+6.0%) | HK$3,116 (+4.0%) | HK$3,303 (+6.0%) | HK$3,534 (+7.0%) | +3.85% |
| 20岁 | HK$3,510 | HK$3,721 (+6.0%) | HK$3,944 (+6.0%) | HK$4,102 (+4.0%) | HK$4,348 (+6.0%) | HK$4,652 (+7.0%) | +3.85% |
| 25岁 | HK$4,228 | HK$4,482 (+6.0%) | HK$4,751 (+6.0%) | HK$4,941 (+4.0%) | HK$5,237 (+6.0%) | HK$5,604 (+7.0%) | +3.85% |
| 30岁 | HK$4,560 | HK$4,834 (+6.0%) | HK$5,124 (+6.0%) | HK$5,329 (+4.0%) | HK$5,649 (+6.0%) | HK$6,044 (+7.0%) | +3.85% |
| 35岁 | HK$5,171 | HK$5,481 (+6.0%) | HK$5,810 (+6.0%) | HK$6,042 (+4.0%) | HK$6,405 (+6.0%) | HK$6,853 (+7.0%) | +3.85% |
| 40岁 | HK$5,996 | HK$6,356 (+6.0%) | HK$6,737 (+6.0%) | HK$7,006 (+4.0%) | HK$7,426 (+6.0%) | HK$7,946 (+7.0%) | +3.85% |
| 45岁 | HK$7,220 | HK$7,653 (+6.0%) | HK$8,112 (+6.0%) | HK$8,436 (+4.0%) | HK$8,942 (+6.0%) | HK$9,568 (+7.0%) | +3.85% |
| 50岁 | HK$9,203 | HK$9,755 (+6.0%) | HK$10,340 (+6.0%) | HK$10,754 (+4.0%) | HK$11,453 (+6.5%) | HK$12,255 (+7.0%) | +3.92% |
| 55岁 | HK$11,896 | HK$12,669 (+6.5%) | HK$13,429 (+6.0%) | HK$13,966 (+4.0%) | HK$15,223 (+9.0%) | HK$16,289 (+7.0%) | +4.31% |
| 60岁 | HK$14,879 | HK$15,771 (+6.0%) | HK$16,717 (+6.0%) | HK$17,386 (+4.0%) | HK$18,951 (+9.0%) | HK$20,278 (+7.0%) | +4.24% |
| 65岁 | HK$20,347 | HK$21,568 (+6.0%) | HK$22,862 (+6.0%) | HK$23,776 (+4.0%) | HK$25,916 (+9.0%) | HK$27,730 (+7.0%) | +4.24% |
| 70岁 | HK$25,192 | HK$26,704 (+6.0%) | HK$28,306 (+6.0%) | HK$29,438 (+4.0%) | HK$32,087 (+9.0%) | HK$34,333 (+7.0%) | +4.24% |
| 75岁 | HK$30,517 | HK$32,475 (+6.4%) | HK$34,424 (+6.0%) | HK$35,801 (+4.0%) | HK$39,023 (+9.0%) | HK$41,755 (+7.0%) | +4.30% |
| 80岁 | HK$37,201 | HK$39,619 (+6.5%) | HK$41,996 (+6.0%) | HK$43,676 (+4.0%) | HK$47,607 (+9.0%) | HK$50,939 (+7.0%) | +4.31% |
| 85岁 | HK$41,553 | HK$44,254 (+6.5%) | HK$46,909 (+6.0%) | HK$48,785 (+4.0%) | HK$53,176 (+9.0%) | HK$56,898 (+7.0%) | +4.31% |
| 90岁 | HK$44,329 | HK$47,210 (+6.5%) | HK$50,043 (+6.0%) | HK$52,045 (+4.0%) | HK$56,729 (+9.0%) | HK$60,700 (+7.0%) | +4.31% |
| 95岁 | HK$47,259 | HK$50,331 (+6.5%) | HK$53,351 (+6.0%) | HK$55,485 (+4.0%) | HK$60,479 (+9.0%) | HK$64,713 (+7.0%) | +4.31% |
| 99岁 | HK$49,727 | HK$52,958 (+6.5%) | HK$56,135 (+6.0%) | HK$58,380 (+4.0%) | HK$63,634 (+9.0%) | HK$68,088 (+7.0%) | +4.31% |
| 所有年龄平均 | — | +6.2% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0岁HK$5,160
5岁HK$3,760
10岁HK$2,834
15岁HK$2,667
20岁HK$3,510
25岁HK$4,228
30岁HK$4,560
35岁HK$5,171
40岁HK$5,996
45岁HK$7,220
50岁HK$9,203
55岁HK$11,896
60岁HK$14,879
65岁HK$20,347
70岁HK$25,192
75岁HK$30,517
80岁HK$37,201
85岁HK$41,553
90岁HK$44,329
95岁HK$47,259
99岁HK$49,727
0岁HK$5,471 (+6.0%)
5岁HK$3,985 (+6.0%)
10岁HK$3,004 (+6.0%)
15岁HK$2,826 (+6.0%)
20岁HK$3,721 (+6.0%)
25岁HK$4,482 (+6.0%)
30岁HK$4,834 (+6.0%)
35岁HK$5,481 (+6.0%)
40岁HK$6,356 (+6.0%)
45岁HK$7,653 (+6.0%)
50岁HK$9,755 (+6.0%)
55岁HK$12,669 (+6.5%)
60岁HK$15,771 (+6.0%)
65岁HK$21,568 (+6.0%)
70岁HK$26,704 (+6.0%)
75岁HK$32,475 (+6.4%)
80岁HK$39,619 (+6.5%)
85岁HK$44,254 (+6.5%)
90岁HK$47,210 (+6.5%)
95岁HK$50,331 (+6.5%)
99岁HK$52,958 (+6.5%)
0岁HK$5,799 (+6.0%)
5岁HK$4,224 (+6.0%)
10岁HK$3,184 (+6.0%)
15岁HK$2,996 (+6.0%)
20岁HK$3,944 (+6.0%)
25岁HK$4,751 (+6.0%)
30岁HK$5,124 (+6.0%)
35岁HK$5,810 (+6.0%)
40岁HK$6,737 (+6.0%)
45岁HK$8,112 (+6.0%)
50岁HK$10,340 (+6.0%)
55岁HK$13,429 (+6.0%)
60岁HK$16,717 (+6.0%)
65岁HK$22,862 (+6.0%)
70岁HK$28,306 (+6.0%)
75岁HK$34,424 (+6.0%)
80岁HK$41,996 (+6.0%)
85岁HK$46,909 (+6.0%)
90岁HK$50,043 (+6.0%)
95岁HK$53,351 (+6.0%)
99岁HK$56,135 (+6.0%)
0岁HK$6,031 (+4.0%)
5岁HK$4,393 (+4.0%)
10岁HK$3,311 (+4.0%)
15岁HK$3,116 (+4.0%)
20岁HK$4,102 (+4.0%)
25岁HK$4,941 (+4.0%)
30岁HK$5,329 (+4.0%)
35岁HK$6,042 (+4.0%)
40岁HK$7,006 (+4.0%)
45岁HK$8,436 (+4.0%)
50岁HK$10,754 (+4.0%)
55岁HK$13,966 (+4.0%)
60岁HK$17,386 (+4.0%)
65岁HK$23,776 (+4.0%)
70岁HK$29,438 (+4.0%)
75岁HK$35,801 (+4.0%)
80岁HK$43,676 (+4.0%)
85岁HK$48,785 (+4.0%)
90岁HK$52,045 (+4.0%)
95岁HK$55,485 (+4.0%)
99岁HK$58,380 (+4.0%)
0岁HK$6,574 (+9.0%)
5岁HK$4,788 (+9.0%)
10岁HK$3,510 (+6.0%)
15岁HK$3,303 (+6.0%)
20岁HK$4,348 (+6.0%)
25岁HK$5,237 (+6.0%)
30岁HK$5,649 (+6.0%)
35岁HK$6,405 (+6.0%)
40岁HK$7,426 (+6.0%)
45岁HK$8,942 (+6.0%)
50岁HK$11,453 (+6.5%)
55岁HK$15,223 (+9.0%)
60岁HK$18,951 (+9.0%)
65岁HK$25,916 (+9.0%)
70岁HK$32,087 (+9.0%)
75岁HK$39,023 (+9.0%)
80岁HK$47,607 (+9.0%)
85岁HK$53,176 (+9.0%)
90岁HK$56,729 (+9.0%)
95岁HK$60,479 (+9.0%)
99岁HK$63,634 (+9.0%)
0岁HK$7,034 (+7.0%)
5岁HK$5,123 (+7.0%)
10岁HK$3,756 (+7.0%)
15岁HK$3,534 (+7.0%)
20岁HK$4,652 (+7.0%)
25岁HK$5,604 (+7.0%)
30岁HK$6,044 (+7.0%)
35岁HK$6,853 (+7.0%)
40岁HK$7,946 (+7.0%)
45岁HK$9,568 (+7.0%)
50岁HK$12,255 (+7.0%)
55岁HK$16,289 (+7.0%)
60岁HK$20,278 (+7.0%)
65岁HK$27,730 (+7.0%)
70岁HK$34,333 (+7.0%)
75岁HK$41,755 (+7.0%)
80岁HK$50,939 (+7.0%)
85岁HK$56,898 (+7.0%)
90岁HK$60,700 (+7.0%)
95岁HK$64,713 (+7.0%)
99岁HK$68,088 (+7.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.24%
5岁+4.24%
10岁+3.85%
15岁+3.85%
20岁+3.85%
25岁+3.85%
30岁+3.85%
35岁+3.85%
40岁+3.85%
45岁+3.85%
50岁+3.92%
55岁+4.31%
60岁+4.24%
65岁+4.24%
70岁+4.24%
75岁+4.30%
80岁+4.31%
85岁+4.31%
90岁+4.31%
95岁+4.31%
99岁+4.31%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。