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宏利人壽保險（國際）有限公司 · F00019-01-001 · 6 个版本 · 灵活计划 · 年均加幅 +4.09%
港元 (HKD)
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| 年龄 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$4,367 | HK$4,630 (+6.0%) | HK$4,908 (+6.0%) | HK$5,104 (+4.0%) | HK$5,563 (+9.0%) | HK$5,952 (+7.0%) | +4.24% |
| 5岁 | HK$3,182 | HK$3,373 (+6.0%) | HK$3,575 (+6.0%) | HK$3,718 (+4.0%) | HK$4,053 (+9.0%) | HK$4,337 (+7.0%) | +4.24% |
| 10岁 | HK$2,398 | HK$2,542 (+6.0%) | HK$2,695 (+6.0%) | HK$2,803 (+4.0%) | HK$2,971 (+6.0%) | HK$3,179 (+7.0%) | +3.85% |
| 15岁 | HK$2,257 | HK$2,392 (+6.0%) | HK$2,536 (+6.0%) | HK$2,637 (+4.0%) | HK$2,795 (+6.0%) | HK$2,991 (+7.0%) | +3.85% |
| 20岁 | HK$2,971 | HK$3,149 (+6.0%) | HK$3,338 (+6.0%) | HK$3,472 (+4.0%) | HK$3,680 (+6.0%) | HK$3,938 (+7.0%) | +3.85% |
| 25岁 | HK$3,578 | HK$3,793 (+6.0%) | HK$4,021 (+6.0%) | HK$4,182 (+4.0%) | HK$4,433 (+6.0%) | HK$4,743 (+7.0%) | +3.85% |
| 30岁 | HK$3,860 | HK$4,091 (+6.0%) | HK$4,336 (+6.0%) | HK$4,509 (+4.0%) | HK$4,780 (+6.0%) | HK$5,115 (+7.0%) | +3.85% |
| 35岁 | HK$4,377 | HK$4,639 (+6.0%) | HK$4,917 (+6.0%) | HK$5,114 (+4.0%) | HK$5,421 (+6.0%) | HK$5,800 (+7.0%) | +3.85% |
| 40岁 | HK$5,075 | HK$5,379 (+6.0%) | HK$5,702 (+6.0%) | HK$5,930 (+4.0%) | HK$6,286 (+6.0%) | HK$6,726 (+7.0%) | +3.85% |
| 45岁 | HK$6,111 | HK$6,477 (+6.0%) | HK$6,866 (+6.0%) | HK$7,141 (+4.0%) | HK$7,569 (+6.0%) | HK$8,099 (+7.0%) | +3.85% |
| 50岁 | HK$7,789 | HK$8,256 (+6.0%) | HK$8,751 (+6.0%) | HK$9,101 (+4.0%) | HK$9,693 (+6.5%) | HK$10,372 (+7.0%) | +3.92% |
| 55岁 | HK$10,068 | HK$10,722 (+6.5%) | HK$11,365 (+6.0%) | HK$11,820 (+4.0%) | HK$12,884 (+9.0%) | HK$13,786 (+7.0%) | +4.31% |
| 60岁 | HK$12,592 | HK$13,348 (+6.0%) | HK$14,149 (+6.0%) | HK$14,715 (+4.0%) | HK$16,039 (+9.0%) | HK$17,162 (+7.0%) | +4.24% |
| 65岁 | HK$17,220 | HK$18,254 (+6.0%) | HK$19,349 (+6.0%) | HK$20,123 (+4.0%) | HK$21,934 (+9.0%) | HK$23,469 (+7.0%) | +4.24% |
| 70岁 | HK$21,321 | HK$22,601 (+6.0%) | HK$23,957 (+6.0%) | HK$24,915 (+4.0%) | HK$27,157 (+9.0%) | HK$29,058 (+7.0%) | +4.24% |
| 75岁 | HK$25,827 | HK$27,485 (+6.4%) | HK$29,134 (+6.0%) | HK$30,299 (+4.0%) | HK$33,026 (+9.0%) | HK$35,338 (+7.0%) | +4.30% |
| 80岁 | HK$31,485 | HK$33,531 (+6.5%) | HK$35,543 (+6.0%) | HK$36,965 (+4.0%) | HK$40,292 (+9.0%) | HK$43,112 (+7.0%) | +4.31% |
| 85岁 | HK$35,168 | HK$37,454 (+6.5%) | HK$39,701 (+6.0%) | HK$41,289 (+4.0%) | HK$45,005 (+9.0%) | HK$48,155 (+7.0%) | +4.31% |
| 90岁 | HK$37,518 | HK$39,956 (+6.5%) | HK$42,353 (+6.0%) | HK$44,047 (+4.0%) | HK$48,011 (+9.0%) | HK$51,372 (+7.0%) | +4.31% |
| 95岁 | HK$39,997 | HK$42,597 (+6.5%) | HK$45,153 (+6.0%) | HK$46,959 (+4.0%) | HK$51,185 (+9.0%) | HK$54,768 (+7.0%) | +4.31% |
| 99岁 | HK$42,086 | HK$44,821 (+6.5%) | HK$47,510 (+6.0%) | HK$49,410 (+4.0%) | HK$53,857 (+9.0%) | HK$57,627 (+7.0%) | +4.31% |
| 所有年龄平均 | — | +6.2% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0岁HK$4,367
5岁HK$3,182
10岁HK$2,398
15岁HK$2,257
20岁HK$2,971
25岁HK$3,578
30岁HK$3,860
35岁HK$4,377
40岁HK$5,075
45岁HK$6,111
50岁HK$7,789
55岁HK$10,068
60岁HK$12,592
65岁HK$17,220
70岁HK$21,321
75岁HK$25,827
80岁HK$31,485
85岁HK$35,168
90岁HK$37,518
95岁HK$39,997
99岁HK$42,086
0岁HK$4,630 (+6.0%)
5岁HK$3,373 (+6.0%)
10岁HK$2,542 (+6.0%)
15岁HK$2,392 (+6.0%)
20岁HK$3,149 (+6.0%)
25岁HK$3,793 (+6.0%)
30岁HK$4,091 (+6.0%)
35岁HK$4,639 (+6.0%)
40岁HK$5,379 (+6.0%)
45岁HK$6,477 (+6.0%)
50岁HK$8,256 (+6.0%)
55岁HK$10,722 (+6.5%)
60岁HK$13,348 (+6.0%)
65岁HK$18,254 (+6.0%)
70岁HK$22,601 (+6.0%)
75岁HK$27,485 (+6.4%)
80岁HK$33,531 (+6.5%)
85岁HK$37,454 (+6.5%)
90岁HK$39,956 (+6.5%)
95岁HK$42,597 (+6.5%)
99岁HK$44,821 (+6.5%)
0岁HK$4,908 (+6.0%)
5岁HK$3,575 (+6.0%)
10岁HK$2,695 (+6.0%)
15岁HK$2,536 (+6.0%)
20岁HK$3,338 (+6.0%)
25岁HK$4,021 (+6.0%)
30岁HK$4,336 (+6.0%)
35岁HK$4,917 (+6.0%)
40岁HK$5,702 (+6.0%)
45岁HK$6,866 (+6.0%)
50岁HK$8,751 (+6.0%)
55岁HK$11,365 (+6.0%)
60岁HK$14,149 (+6.0%)
65岁HK$19,349 (+6.0%)
70岁HK$23,957 (+6.0%)
75岁HK$29,134 (+6.0%)
80岁HK$35,543 (+6.0%)
85岁HK$39,701 (+6.0%)
90岁HK$42,353 (+6.0%)
95岁HK$45,153 (+6.0%)
99岁HK$47,510 (+6.0%)
0岁HK$5,104 (+4.0%)
5岁HK$3,718 (+4.0%)
10岁HK$2,803 (+4.0%)
15岁HK$2,637 (+4.0%)
20岁HK$3,472 (+4.0%)
25岁HK$4,182 (+4.0%)
30岁HK$4,509 (+4.0%)
35岁HK$5,114 (+4.0%)
40岁HK$5,930 (+4.0%)
45岁HK$7,141 (+4.0%)
50岁HK$9,101 (+4.0%)
55岁HK$11,820 (+4.0%)
60岁HK$14,715 (+4.0%)
65岁HK$20,123 (+4.0%)
70岁HK$24,915 (+4.0%)
75岁HK$30,299 (+4.0%)
80岁HK$36,965 (+4.0%)
85岁HK$41,289 (+4.0%)
90岁HK$44,047 (+4.0%)
95岁HK$46,959 (+4.0%)
99岁HK$49,410 (+4.0%)
0岁HK$5,563 (+9.0%)
5岁HK$4,053 (+9.0%)
10岁HK$2,971 (+6.0%)
15岁HK$2,795 (+6.0%)
20岁HK$3,680 (+6.0%)
25岁HK$4,433 (+6.0%)
30岁HK$4,780 (+6.0%)
35岁HK$5,421 (+6.0%)
40岁HK$6,286 (+6.0%)
45岁HK$7,569 (+6.0%)
50岁HK$9,693 (+6.5%)
55岁HK$12,884 (+9.0%)
60岁HK$16,039 (+9.0%)
65岁HK$21,934 (+9.0%)
70岁HK$27,157 (+9.0%)
75岁HK$33,026 (+9.0%)
80岁HK$40,292 (+9.0%)
85岁HK$45,005 (+9.0%)
90岁HK$48,011 (+9.0%)
95岁HK$51,185 (+9.0%)
99岁HK$53,857 (+9.0%)
0岁HK$5,952 (+7.0%)
5岁HK$4,337 (+7.0%)
10岁HK$3,179 (+7.0%)
15岁HK$2,991 (+7.0%)
20岁HK$3,938 (+7.0%)
25岁HK$4,743 (+7.0%)
30岁HK$5,115 (+7.0%)
35岁HK$5,800 (+7.0%)
40岁HK$6,726 (+7.0%)
45岁HK$8,099 (+7.0%)
50岁HK$10,372 (+7.0%)
55岁HK$13,786 (+7.0%)
60岁HK$17,162 (+7.0%)
65岁HK$23,469 (+7.0%)
70岁HK$29,058 (+7.0%)
75岁HK$35,338 (+7.0%)
80岁HK$43,112 (+7.0%)
85岁HK$48,155 (+7.0%)
90岁HK$51,372 (+7.0%)
95岁HK$54,768 (+7.0%)
99岁HK$57,627 (+7.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.24%
5岁+4.24%
10岁+3.85%
15岁+3.85%
20岁+3.85%
25岁+3.85%
30岁+3.85%
35岁+3.85%
40岁+3.85%
45岁+3.85%
50岁+3.92%
55岁+4.31%
60岁+4.24%
65岁+4.24%
70岁+4.24%
75岁+4.30%
80岁+4.31%
85岁+4.31%
90岁+4.31%
95岁+4.31%
99岁+4.31%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。