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宏利人壽保險（國際）有限公司 · F00019-01-000 · 6 个版本 · 灵活计划 · 年均加幅 +4.09%
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| 年龄 | 2019-04-01 | 2021-01-01 | 2022-10-01 | 2024-06-29 | 2025-06-29 | 最新版本 2026-06-29 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$2,566 | HK$2,720 (+6.0%) | HK$2,883 (+6.0%) | HK$2,998 (+4.0%) | HK$3,268 (+9.0%) | HK$3,497 (+7.0%) | +4.24% |
| 5岁 | HK$1,870 | HK$1,982 (+6.0%) | HK$2,101 (+6.0%) | HK$2,185 (+4.0%) | HK$2,382 (+9.0%) | HK$2,549 (+7.0%) | +4.24% |
| 10岁 | HK$1,409 | HK$1,493 (+6.0%) | HK$1,583 (+6.0%) | HK$1,646 (+4.0%) | HK$1,745 (+6.0%) | HK$1,867 (+7.0%) | +3.85% |
| 15岁 | HK$1,326 | HK$1,405 (+6.0%) | HK$1,489 (+6.0%) | HK$1,549 (+4.0%) | HK$1,642 (+6.0%) | HK$1,757 (+7.0%) | +3.85% |
| 20岁 | HK$1,745 | HK$1,850 (+6.0%) | HK$1,961 (+6.0%) | HK$2,039 (+4.0%) | HK$2,161 (+6.0%) | HK$2,312 (+7.0%) | +3.85% |
| 25岁 | HK$2,102 | HK$2,228 (+6.0%) | HK$2,362 (+6.0%) | HK$2,456 (+4.0%) | HK$2,603 (+6.0%) | HK$2,785 (+7.0%) | +3.85% |
| 30岁 | HK$2,268 | HK$2,403 (+6.0%) | HK$2,547 (+6.0%) | HK$2,649 (+4.0%) | HK$2,808 (+6.0%) | HK$3,005 (+7.0%) | +3.85% |
| 35岁 | HK$2,571 | HK$2,725 (+6.0%) | HK$2,889 (+6.0%) | HK$3,005 (+4.0%) | HK$3,185 (+6.0%) | HK$3,408 (+7.0%) | +3.85% |
| 40岁 | HK$2,982 | HK$3,160 (+6.0%) | HK$3,350 (+6.0%) | HK$3,484 (+4.0%) | HK$3,693 (+6.0%) | HK$3,952 (+7.0%) | +3.85% |
| 45岁 | HK$3,590 | HK$3,805 (+6.0%) | HK$4,033 (+6.0%) | HK$4,194 (+4.0%) | HK$4,446 (+6.0%) | HK$4,757 (+7.0%) | +3.85% |
| 50岁 | HK$4,576 | HK$4,850 (+6.0%) | HK$5,141 (+6.0%) | HK$5,347 (+4.0%) | HK$5,695 (+6.5%) | HK$6,094 (+7.0%) | +3.92% |
| 55岁 | HK$5,915 | HK$6,299 (+6.5%) | HK$6,677 (+6.0%) | HK$6,944 (+4.0%) | HK$7,569 (+9.0%) | HK$8,099 (+7.0%) | +4.31% |
| 60岁 | HK$7,398 | HK$7,842 (+6.0%) | HK$8,313 (+6.0%) | HK$8,646 (+4.0%) | HK$9,424 (+9.0%) | HK$10,084 (+7.0%) | +4.24% |
| 65岁 | HK$10,117 | HK$10,724 (+6.0%) | HK$11,367 (+6.0%) | HK$11,822 (+4.0%) | HK$12,886 (+9.0%) | HK$13,788 (+7.0%) | +4.24% |
| 70岁 | HK$12,526 | HK$13,278 (+6.0%) | HK$14,075 (+6.0%) | HK$14,638 (+4.0%) | HK$15,955 (+9.0%) | HK$17,072 (+7.0%) | +4.24% |
| 75岁 | HK$15,174 | HK$16,148 (+6.4%) | HK$17,117 (+6.0%) | HK$17,802 (+4.0%) | HK$19,404 (+9.0%) | HK$20,762 (+7.0%) | +4.30% |
| 80岁 | HK$18,498 | HK$19,700 (+6.5%) | HK$20,882 (+6.0%) | HK$21,717 (+4.0%) | HK$23,672 (+9.0%) | HK$25,329 (+7.0%) | +4.31% |
| 85岁 | HK$20,662 | HK$22,004 (+6.5%) | HK$23,324 (+6.0%) | HK$24,257 (+4.0%) | HK$26,440 (+9.0%) | HK$28,291 (+7.0%) | +4.31% |
| 90岁 | HK$22,042 | HK$23,474 (+6.5%) | HK$24,882 (+6.0%) | HK$25,877 (+4.0%) | HK$28,206 (+9.0%) | HK$30,180 (+7.0%) | +4.31% |
| 95岁 | HK$23,499 | HK$25,026 (+6.5%) | HK$26,528 (+6.0%) | HK$27,589 (+4.0%) | HK$30,072 (+9.0%) | HK$32,177 (+7.0%) | +4.31% |
| 99岁 | HK$24,726 | HK$26,333 (+6.5%) | HK$27,913 (+6.0%) | HK$29,030 (+4.0%) | HK$31,643 (+9.0%) | HK$33,858 (+7.0%) | +4.31% |
| 所有年龄平均 | — | +6.2% | +6.0% | +4.0% | +7.7% | +7.0% | — |
0岁HK$2,566
5岁HK$1,870
10岁HK$1,409
15岁HK$1,326
20岁HK$1,745
25岁HK$2,102
30岁HK$2,268
35岁HK$2,571
40岁HK$2,982
45岁HK$3,590
50岁HK$4,576
55岁HK$5,915
60岁HK$7,398
65岁HK$10,117
70岁HK$12,526
75岁HK$15,174
80岁HK$18,498
85岁HK$20,662
90岁HK$22,042
95岁HK$23,499
99岁HK$24,726
0岁HK$2,720 (+6.0%)
5岁HK$1,982 (+6.0%)
10岁HK$1,493 (+6.0%)
15岁HK$1,405 (+6.0%)
20岁HK$1,850 (+6.0%)
25岁HK$2,228 (+6.0%)
30岁HK$2,403 (+6.0%)
35岁HK$2,725 (+6.0%)
40岁HK$3,160 (+6.0%)
45岁HK$3,805 (+6.0%)
50岁HK$4,850 (+6.0%)
55岁HK$6,299 (+6.5%)
60岁HK$7,842 (+6.0%)
65岁HK$10,724 (+6.0%)
70岁HK$13,278 (+6.0%)
75岁HK$16,148 (+6.4%)
80岁HK$19,700 (+6.5%)
85岁HK$22,004 (+6.5%)
90岁HK$23,474 (+6.5%)
95岁HK$25,026 (+6.5%)
99岁HK$26,333 (+6.5%)
0岁HK$2,883 (+6.0%)
5岁HK$2,101 (+6.0%)
10岁HK$1,583 (+6.0%)
15岁HK$1,489 (+6.0%)
20岁HK$1,961 (+6.0%)
25岁HK$2,362 (+6.0%)
30岁HK$2,547 (+6.0%)
35岁HK$2,889 (+6.0%)
40岁HK$3,350 (+6.0%)
45岁HK$4,033 (+6.0%)
50岁HK$5,141 (+6.0%)
55岁HK$6,677 (+6.0%)
60岁HK$8,313 (+6.0%)
65岁HK$11,367 (+6.0%)
70岁HK$14,075 (+6.0%)
75岁HK$17,117 (+6.0%)
80岁HK$20,882 (+6.0%)
85岁HK$23,324 (+6.0%)
90岁HK$24,882 (+6.0%)
95岁HK$26,528 (+6.0%)
99岁HK$27,913 (+6.0%)
0岁HK$2,998 (+4.0%)
5岁HK$2,185 (+4.0%)
10岁HK$1,646 (+4.0%)
15岁HK$1,549 (+4.0%)
20岁HK$2,039 (+4.0%)
25岁HK$2,456 (+4.0%)
30岁HK$2,649 (+4.0%)
35岁HK$3,005 (+4.0%)
40岁HK$3,484 (+4.0%)
45岁HK$4,194 (+4.0%)
50岁HK$5,347 (+4.0%)
55岁HK$6,944 (+4.0%)
60岁HK$8,646 (+4.0%)
65岁HK$11,822 (+4.0%)
70岁HK$14,638 (+4.0%)
75岁HK$17,802 (+4.0%)
80岁HK$21,717 (+4.0%)
85岁HK$24,257 (+4.0%)
90岁HK$25,877 (+4.0%)
95岁HK$27,589 (+4.0%)
99岁HK$29,030 (+4.0%)
0岁HK$3,268 (+9.0%)
5岁HK$2,382 (+9.0%)
10岁HK$1,745 (+6.0%)
15岁HK$1,642 (+6.0%)
20岁HK$2,161 (+6.0%)
25岁HK$2,603 (+6.0%)
30岁HK$2,808 (+6.0%)
35岁HK$3,185 (+6.0%)
40岁HK$3,693 (+6.0%)
45岁HK$4,446 (+6.0%)
50岁HK$5,695 (+6.5%)
55岁HK$7,569 (+9.0%)
60岁HK$9,424 (+9.0%)
65岁HK$12,886 (+9.0%)
70岁HK$15,955 (+9.0%)
75岁HK$19,404 (+9.0%)
80岁HK$23,672 (+9.0%)
85岁HK$26,440 (+9.0%)
90岁HK$28,206 (+9.0%)
95岁HK$30,072 (+9.0%)
99岁HK$31,643 (+9.0%)
0岁HK$3,497 (+7.0%)
5岁HK$2,549 (+7.0%)
10岁HK$1,867 (+7.0%)
15岁HK$1,757 (+7.0%)
20岁HK$2,312 (+7.0%)
25岁HK$2,785 (+7.0%)
30岁HK$3,005 (+7.0%)
35岁HK$3,408 (+7.0%)
40岁HK$3,952 (+7.0%)
45岁HK$4,757 (+7.0%)
50岁HK$6,094 (+7.0%)
55岁HK$8,099 (+7.0%)
60岁HK$10,084 (+7.0%)
65岁HK$13,788 (+7.0%)
70岁HK$17,072 (+7.0%)
75岁HK$20,762 (+7.0%)
80岁HK$25,329 (+7.0%)
85岁HK$28,291 (+7.0%)
90岁HK$30,180 (+7.0%)
95岁HK$32,177 (+7.0%)
99岁HK$33,858 (+7.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.24%
5岁+4.24%
10岁+3.85%
15岁+3.85%
20岁+3.85%
25岁+3.85%
30岁+3.85%
35岁+3.85%
40岁+3.85%
45岁+3.85%
50岁+3.92%
55岁+4.31%
60岁+4.24%
65岁+4.24%
70岁+4.24%
75岁+4.30%
80岁+4.31%
85岁+4.31%
90岁+4.31%
95岁+4.31%
99岁+4.31%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。