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「摯健樂」醫療計劃 – 基本
Health Essential Medical Plan - Standard
香港人壽保險有限公司 · S00037-01-000 · 4 个版本 · 标准计划 · 年均加幅 +2.67%
港元 (HKD)
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| 年龄 | 2019-07-17 | 2020-10-12 | 2024-08-26 | 最新版本 2025-09-29 | 年均加幅 |
|---|---|---|---|---|---|
| 0岁 | HK$3,546 | HK$3,546 | HK$4,078 (+15.0%) | HK$4,282 (+5.0%) | +2.67% |
| 5岁 | HK$2,078 | HK$2,078 | HK$2,390 (+15.0%) | HK$2,510 (+5.0%) | +2.67% |
| 10岁 | HK$1,505 | HK$1,505 | HK$1,731 (+15.0%) | HK$1,818 (+5.0%) | +2.67% |
| 15岁 | HK$1,402 | HK$1,402 | HK$1,612 (+15.0%) | HK$1,693 (+5.0%) | +2.67% |
| 20岁 | HK$1,530 | HK$1,530 | HK$1,760 (+15.0%) | HK$1,848 (+5.0%) | +2.67% |
| 25岁 | HK$1,799 | HK$1,799 | HK$2,069 (+15.0%) | HK$2,172 (+5.0%) | +2.67% |
| 30岁 | HK$2,127 | HK$2,127 | HK$2,446 (+15.0%) | HK$2,568 (+5.0%) | +2.67% |
| 35岁 | HK$2,428 | HK$2,428 | HK$2,792 (+15.0%) | HK$2,932 (+5.0%) | +2.67% |
| 40岁 | HK$2,824 | HK$2,824 | HK$3,248 (+15.0%) | HK$3,410 (+5.0%) | +2.67% |
| 45岁 | HK$3,440 | HK$3,440 | HK$3,956 (+15.0%) | HK$4,154 (+5.0%) | +2.67% |
| 50岁 | HK$4,434 | HK$4,434 | HK$5,099 (+15.0%) | HK$5,354 (+5.0%) | +2.67% |
| 55岁 | HK$5,974 | HK$5,974 | HK$6,870 (+15.0%) | HK$7,214 (+5.0%) | +2.67% |
| 60岁 | HK$7,696 | HK$7,696 | HK$8,850 (+15.0%) | HK$9,293 (+5.0%) | +2.67% |
| 65岁 | HK$9,806 | HK$9,806 | HK$11,277 (+15.0%) | HK$11,841 (+5.0%) | +2.67% |
| 70岁 | HK$12,175 | HK$12,175 | HK$14,001 (+15.0%) | HK$14,701 (+5.0%) | +2.67% |
| 75岁 | HK$14,387 | HK$14,387 | HK$16,545 (+15.0%) | HK$17,372 (+5.0%) | +2.67% |
| 80岁 | HK$16,852 | HK$16,852 | HK$19,380 (+15.0%) | HK$20,349 (+5.0%) | +2.67% |
| 85岁 | HK$19,546 | HK$19,546 | HK$22,478 (+15.0%) | HK$23,602 (+5.0%) | +2.67% |
| 90岁 | HK$21,112 | HK$21,112 | HK$24,279 (+15.0%) | HK$25,493 (+5.0%) | +2.67% |
| 95岁 | HK$23,502 | HK$23,502 | HK$27,027 (+15.0%) | HK$28,378 (+5.0%) | +2.67% |
| 99岁 | HK$25,646 | HK$25,646 | HK$29,493 (+15.0%) | HK$30,968 (+5.0%) | +2.67% |
| 所有年龄平均 | — | 0.0% | +15.0% | +5.0% | — |
0岁HK$3,546
5岁HK$2,078
10岁HK$1,505
15岁HK$1,402
20岁HK$1,530
25岁HK$1,799
30岁HK$2,127
35岁HK$2,428
40岁HK$2,824
45岁HK$3,440
50岁HK$4,434
55岁HK$5,974
60岁HK$7,696
65岁HK$9,806
70岁HK$12,175
75岁HK$14,387
80岁HK$16,852
85岁HK$19,546
90岁HK$21,112
95岁HK$23,502
99岁HK$25,646
0岁HK$3,546
5岁HK$2,078
10岁HK$1,505
15岁HK$1,402
20岁HK$1,530
25岁HK$1,799
30岁HK$2,127
35岁HK$2,428
40岁HK$2,824
45岁HK$3,440
50岁HK$4,434
55岁HK$5,974
60岁HK$7,696
65岁HK$9,806
70岁HK$12,175
75岁HK$14,387
80岁HK$16,852
85岁HK$19,546
90岁HK$21,112
95岁HK$23,502
99岁HK$25,646
0岁HK$4,078 (+15.0%)
5岁HK$2,390 (+15.0%)
10岁HK$1,731 (+15.0%)
15岁HK$1,612 (+15.0%)
20岁HK$1,760 (+15.0%)
25岁HK$2,069 (+15.0%)
30岁HK$2,446 (+15.0%)
35岁HK$2,792 (+15.0%)
40岁HK$3,248 (+15.0%)
45岁HK$3,956 (+15.0%)
50岁HK$5,099 (+15.0%)
55岁HK$6,870 (+15.0%)
60岁HK$8,850 (+15.0%)
65岁HK$11,277 (+15.0%)
70岁HK$14,001 (+15.0%)
75岁HK$16,545 (+15.0%)
80岁HK$19,380 (+15.0%)
85岁HK$22,478 (+15.0%)
90岁HK$24,279 (+15.0%)
95岁HK$27,027 (+15.0%)
99岁HK$29,493 (+15.0%)
0岁HK$4,282 (+5.0%)
5岁HK$2,510 (+5.0%)
10岁HK$1,818 (+5.0%)
15岁HK$1,693 (+5.0%)
20岁HK$1,848 (+5.0%)
25岁HK$2,172 (+5.0%)
30岁HK$2,568 (+5.0%)
35岁HK$2,932 (+5.0%)
40岁HK$3,410 (+5.0%)
45岁HK$4,154 (+5.0%)
50岁HK$5,354 (+5.0%)
55岁HK$7,214 (+5.0%)
60岁HK$9,293 (+5.0%)
65岁HK$11,841 (+5.0%)
70岁HK$14,701 (+5.0%)
75岁HK$17,372 (+5.0%)
80岁HK$20,349 (+5.0%)
85岁HK$23,602 (+5.0%)
90岁HK$25,493 (+5.0%)
95岁HK$28,378 (+5.0%)
99岁HK$30,968 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.67%
5岁+2.67%
10岁+2.67%
15岁+2.67%
20岁+2.67%
25岁+2.67%
30岁+2.67%
35岁+2.67%
40岁+2.67%
45岁+2.67%
50岁+2.67%
55岁+2.67%
60岁+2.67%
65岁+2.67%
70岁+2.67%
75岁+2.67%
80岁+2.67%
85岁+2.67%
90岁+2.67%
95岁+2.67%
99岁+2.67%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。