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富衛人壽保險（百慕達）有限公司 · F00045-05-000 · 4 个版本 · 灵活计划 · 年均加幅 +3.67%
男女同价港元 (HKD)
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| 年龄 | 2022-01-24 | 2023-11-15 | 2025-01-15 | 最新版本 2026-02-02 | 年均加幅 |
|---|---|---|---|---|---|
| 0岁 | HK$2,480 | HK$2,505 (+1.0%) | HK$2,630 (+5.0%) | HK$2,961 (+12.6%) | +3.90% |
| 5岁 | HK$2,110 | HK$2,237 (+6.0%) | HK$2,348 (+5.0%) | HK$2,643 (+12.6%) | +4.98% |
| 10岁 | HK$2,110 | HK$2,237 (+6.0%) | HK$2,348 (+5.0%) | HK$2,643 (+12.6%) | +4.98% |
| 15岁 | HK$2,110 | HK$2,237 (+6.0%) | HK$2,348 (+5.0%) | HK$2,643 (+12.6%) | +4.98% |
| 20岁 | HK$2,230 | HK$2,345 (+5.2%) | HK$2,462 (+5.0%) | HK$2,772 (+12.6%) | +4.80% |
| 25岁 | HK$2,546 | HK$2,636 (+3.5%) | HK$2,767 (+5.0%) | HK$3,115 (+12.6%) | +4.45% |
| 30岁 | HK$2,874 | HK$2,911 (+1.3%) | HK$3,056 (+5.0%) | HK$3,441 (+12.6%) | +3.96% |
| 35岁 | HK$3,038 | HK$3,018 (-0.7%) | HK$3,168 (+5.0%) | HK$3,567 (+12.6%) | +3.52% |
| 40岁 | HK$3,415 | HK$3,367 (-1.4%) | HK$3,535 (+5.0%) | HK$3,980 (+12.6%) | +3.36% |
| 45岁 | HK$4,462 | HK$4,371 (-2.0%) | HK$4,589 (+5.0%) | HK$5,167 (+12.6%) | +3.21% |
| 50岁 | HK$5,866 | HK$5,731 (-2.3%) | HK$6,017 (+5.0%) | HK$6,775 (+12.6%) | +3.16% |
| 55岁 | HK$7,451 | HK$7,267 (-2.5%) | HK$7,630 (+5.0%) | HK$8,591 (+12.6%) | +3.12% |
| 60岁 | HK$9,247 | HK$9,034 (-2.3%) | HK$9,485 (+5.0%) | HK$10,680 (+12.6%) | +3.16% |
| 65岁 | HK$12,076 | HK$11,818 (-2.1%) | HK$12,408 (+5.0%) | HK$13,971 (+12.6%) | +3.19% |
| 70岁 | HK$16,595 | HK$16,263 (-2.0%) | HK$17,076 (+5.0%) | HK$19,227 (+12.6%) | +3.23% |
| 75岁 | HK$21,869 | HK$21,432 (-2.0%) | HK$22,503 (+5.0%) | HK$25,338 (+12.6%) | +3.23% |
| 80岁 | HK$27,167 | HK$26,624 (-2.0%) | HK$27,955 (+5.0%) | HK$31,477 (+12.6%) | +3.23% |
| 85岁 | HK$32,190 | HK$31,546 (-2.0%) | HK$33,123 (+5.0%) | HK$37,296 (+12.6%) | +3.23% |
| 90岁 | HK$35,724 | HK$35,010 (-2.0%) | HK$36,760 (+5.0%) | HK$41,391 (+12.6%) | +3.23% |
| 95岁 | HK$42,165 | HK$41,322 (-2.0%) | HK$43,388 (+5.0%) | HK$48,854 (+12.6%) | +3.23% |
| 99岁 | HK$46,525 | HK$45,595 (-2.0%) | HK$47,874 (+5.0%) | HK$53,906 (+12.6%) | +3.23% |
| 所有年龄平均 | — | +0.1% | +5.0% | +12.6% | — |
0岁HK$2,480
5岁HK$2,110
10岁HK$2,110
15岁HK$2,110
20岁HK$2,230
25岁HK$2,546
30岁HK$2,874
35岁HK$3,038
40岁HK$3,415
45岁HK$4,462
50岁HK$5,866
55岁HK$7,451
60岁HK$9,247
65岁HK$12,076
70岁HK$16,595
75岁HK$21,869
80岁HK$27,167
85岁HK$32,190
90岁HK$35,724
95岁HK$42,165
99岁HK$46,525
0岁HK$2,505 (+1.0%)
5岁HK$2,237 (+6.0%)
10岁HK$2,237 (+6.0%)
15岁HK$2,237 (+6.0%)
20岁HK$2,345 (+5.2%)
25岁HK$2,636 (+3.5%)
30岁HK$2,911 (+1.3%)
35岁HK$3,018 (-0.7%)
40岁HK$3,367 (-1.4%)
45岁HK$4,371 (-2.0%)
50岁HK$5,731 (-2.3%)
55岁HK$7,267 (-2.5%)
60岁HK$9,034 (-2.3%)
65岁HK$11,818 (-2.1%)
70岁HK$16,263 (-2.0%)
75岁HK$21,432 (-2.0%)
80岁HK$26,624 (-2.0%)
85岁HK$31,546 (-2.0%)
90岁HK$35,010 (-2.0%)
95岁HK$41,322 (-2.0%)
99岁HK$45,595 (-2.0%)
0岁HK$2,630 (+5.0%)
5岁HK$2,348 (+5.0%)
10岁HK$2,348 (+5.0%)
15岁HK$2,348 (+5.0%)
20岁HK$2,462 (+5.0%)
25岁HK$2,767 (+5.0%)
30岁HK$3,056 (+5.0%)
35岁HK$3,168 (+5.0%)
40岁HK$3,535 (+5.0%)
45岁HK$4,589 (+5.0%)
50岁HK$6,017 (+5.0%)
55岁HK$7,630 (+5.0%)
60岁HK$9,485 (+5.0%)
65岁HK$12,408 (+5.0%)
70岁HK$17,076 (+5.0%)
75岁HK$22,503 (+5.0%)
80岁HK$27,955 (+5.0%)
85岁HK$33,123 (+5.0%)
90岁HK$36,760 (+5.0%)
95岁HK$43,388 (+5.0%)
99岁HK$47,874 (+5.0%)
0岁HK$2,961 (+12.6%)
5岁HK$2,643 (+12.6%)
10岁HK$2,643 (+12.6%)
15岁HK$2,643 (+12.6%)
20岁HK$2,772 (+12.6%)
25岁HK$3,115 (+12.6%)
30岁HK$3,441 (+12.6%)
35岁HK$3,567 (+12.6%)
40岁HK$3,980 (+12.6%)
45岁HK$5,167 (+12.6%)
50岁HK$6,775 (+12.6%)
55岁HK$8,591 (+12.6%)
60岁HK$10,680 (+12.6%)
65岁HK$13,971 (+12.6%)
70岁HK$19,227 (+12.6%)
75岁HK$25,338 (+12.6%)
80岁HK$31,477 (+12.6%)
85岁HK$37,296 (+12.6%)
90岁HK$41,391 (+12.6%)
95岁HK$48,854 (+12.6%)
99岁HK$53,906 (+12.6%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.90%
5岁+4.98%
10岁+4.98%
15岁+4.98%
20岁+4.80%
25岁+4.45%
30岁+3.96%
35岁+3.52%
40岁+3.36%
45岁+3.21%
50岁+3.16%
55岁+3.12%
60岁+3.16%
65岁+3.19%
70岁+3.23%
75岁+3.23%
80岁+3.23%
85岁+3.23%
90岁+3.23%
95岁+3.23%
99岁+3.23%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。