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富衛人壽保險（百慕達）有限公司 · F00045-04-000 · 6 个版本 · 灵活计划 · 年均加幅 +4.33%
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| 年龄 | 2020-05-01 | 2021-03-22 | 2022-01-24 | 2023-11-15 | 2025-01-15 | 最新版本 2026-02-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$2,850 | HK$2,850 | HK$2,850 | HK$3,149 (+10.5%) | HK$3,400 (+8.0%) | HK$3,835 (+12.8%) | +4.77% |
| 5岁 | HK$2,425 | HK$2,425 | HK$2,425 | HK$2,668 (+10.0%) | HK$2,881 (+8.0%) | HK$3,249 (+12.8%) | +4.70% |
| 10岁 | HK$2,425 | HK$2,425 | HK$2,425 | HK$2,668 (+10.0%) | HK$2,881 (+8.0%) | HK$3,249 (+12.8%) | +4.70% |
| 15岁 | HK$2,425 | HK$2,425 | HK$2,425 | HK$2,668 (+10.0%) | HK$2,881 (+8.0%) | HK$3,249 (+12.8%) | +4.70% |
| 20岁 | HK$2,578 | HK$2,578 | HK$2,578 | HK$2,836 (+10.0%) | HK$3,062 (+8.0%) | HK$3,453 (+12.8%) | +4.69% |
| 25岁 | HK$2,960 | HK$2,960 | HK$2,960 | HK$3,244 (+9.6%) | HK$3,503 (+8.0%) | HK$3,951 (+12.8%) | +4.64% |
| 30岁 | HK$3,342 | HK$3,342 | HK$3,342 | HK$3,596 (+7.6%) | HK$3,883 (+8.0%) | HK$4,380 (+12.8%) | +4.34% |
| 35岁 | HK$3,532 | HK$3,532 | HK$3,532 | HK$3,744 (+6.0%) | HK$4,043 (+8.0%) | HK$4,560 (+12.8%) | +4.09% |
| 40岁 | HK$3,971 | HK$3,971 | HK$3,971 | HK$4,209 (+6.0%) | HK$4,545 (+8.0%) | HK$5,126 (+12.8%) | +4.09% |
| 45岁 | HK$5,188 | HK$5,188 | HK$5,188 | HK$5,497 (+6.0%) | HK$5,936 (+8.0%) | HK$6,695 (+12.8%) | +4.08% |
| 50岁 | HK$6,821 | HK$6,821 | HK$6,821 | HK$7,210 (+5.7%) | HK$7,786 (+8.0%) | HK$8,782 (+12.8%) | +4.05% |
| 55岁 | HK$8,564 | HK$8,564 | HK$8,564 | HK$9,044 (+5.6%) | HK$9,767 (+8.0%) | HK$11,017 (+12.8%) | +4.03% |
| 60岁 | HK$10,508 | HK$10,508 | HK$10,508 | HK$11,149 (+6.1%) | HK$12,040 (+8.0%) | HK$13,581 (+12.8%) | +4.11% |
| 65岁 | HK$13,880 | HK$13,880 | HK$13,880 | HK$14,796 (+6.6%) | HK$15,979 (+8.0%) | HK$18,024 (+12.8%) | +4.19% |
| 70岁 | HK$19,297 | HK$19,297 | HK$19,297 | HK$20,648 (+7.0%) | HK$22,299 (+8.0%) | HK$25,153 (+12.8%) | +4.25% |
| 75岁 | HK$25,429 | HK$25,429 | HK$25,429 | HK$27,209 (+7.0%) | HK$29,385 (+8.0%) | HK$33,146 (+12.8%) | +4.25% |
| 80岁 | HK$31,590 | HK$31,590 | HK$31,590 | HK$33,801 (+7.0%) | HK$36,505 (+8.0%) | HK$41,177 (+12.8%) | +4.25% |
| 85岁 | HK$37,430 | HK$37,430 | HK$37,430 | HK$40,050 (+7.0%) | HK$43,254 (+8.0%) | HK$48,790 (+12.8%) | +4.25% |
| 90岁 | HK$41,539 | HK$41,539 | HK$41,539 | HK$44,447 (+7.0%) | HK$48,002 (+8.0%) | HK$54,146 (+12.8%) | +4.25% |
| 95岁 | HK$49,029 | HK$49,029 | HK$49,029 | HK$52,461 (+7.0%) | HK$56,657 (+8.0%) | HK$63,909 (+12.8%) | +4.25% |
| 99岁 | HK$54,099 | HK$54,099 | HK$54,099 | HK$57,886 (+7.0%) | HK$62,516 (+8.0%) | HK$70,518 (+12.8%) | +4.25% |
| 所有年龄平均 | — | 0.0% | 0.0% | +7.6% | +8.0% | +12.8% | — |
0岁HK$2,850
5岁HK$2,425
10岁HK$2,425
15岁HK$2,425
20岁HK$2,578
25岁HK$2,960
30岁HK$3,342
35岁HK$3,532
40岁HK$3,971
45岁HK$5,188
50岁HK$6,821
55岁HK$8,564
60岁HK$10,508
65岁HK$13,880
70岁HK$19,297
75岁HK$25,429
80岁HK$31,590
85岁HK$37,430
90岁HK$41,539
95岁HK$49,029
99岁HK$54,099
0岁HK$2,850
5岁HK$2,425
10岁HK$2,425
15岁HK$2,425
20岁HK$2,578
25岁HK$2,960
30岁HK$3,342
35岁HK$3,532
40岁HK$3,971
45岁HK$5,188
50岁HK$6,821
55岁HK$8,564
60岁HK$10,508
65岁HK$13,880
70岁HK$19,297
75岁HK$25,429
80岁HK$31,590
85岁HK$37,430
90岁HK$41,539
95岁HK$49,029
99岁HK$54,099
0岁HK$2,850
5岁HK$2,425
10岁HK$2,425
15岁HK$2,425
20岁HK$2,578
25岁HK$2,960
30岁HK$3,342
35岁HK$3,532
40岁HK$3,971
45岁HK$5,188
50岁HK$6,821
55岁HK$8,564
60岁HK$10,508
65岁HK$13,880
70岁HK$19,297
75岁HK$25,429
80岁HK$31,590
85岁HK$37,430
90岁HK$41,539
95岁HK$49,029
99岁HK$54,099
0岁HK$3,149 (+10.5%)
5岁HK$2,668 (+10.0%)
10岁HK$2,668 (+10.0%)
15岁HK$2,668 (+10.0%)
20岁HK$2,836 (+10.0%)
25岁HK$3,244 (+9.6%)
30岁HK$3,596 (+7.6%)
35岁HK$3,744 (+6.0%)
40岁HK$4,209 (+6.0%)
45岁HK$5,497 (+6.0%)
50岁HK$7,210 (+5.7%)
55岁HK$9,044 (+5.6%)
60岁HK$11,149 (+6.1%)
65岁HK$14,796 (+6.6%)
70岁HK$20,648 (+7.0%)
75岁HK$27,209 (+7.0%)
80岁HK$33,801 (+7.0%)
85岁HK$40,050 (+7.0%)
90岁HK$44,447 (+7.0%)
95岁HK$52,461 (+7.0%)
99岁HK$57,886 (+7.0%)
0岁HK$3,400 (+8.0%)
5岁HK$2,881 (+8.0%)
10岁HK$2,881 (+8.0%)
15岁HK$2,881 (+8.0%)
20岁HK$3,062 (+8.0%)
25岁HK$3,503 (+8.0%)
30岁HK$3,883 (+8.0%)
35岁HK$4,043 (+8.0%)
40岁HK$4,545 (+8.0%)
45岁HK$5,936 (+8.0%)
50岁HK$7,786 (+8.0%)
55岁HK$9,767 (+8.0%)
60岁HK$12,040 (+8.0%)
65岁HK$15,979 (+8.0%)
70岁HK$22,299 (+8.0%)
75岁HK$29,385 (+8.0%)
80岁HK$36,505 (+8.0%)
85岁HK$43,254 (+8.0%)
90岁HK$48,002 (+8.0%)
95岁HK$56,657 (+8.0%)
99岁HK$62,516 (+8.0%)
0岁HK$3,835 (+12.8%)
5岁HK$3,249 (+12.8%)
10岁HK$3,249 (+12.8%)
15岁HK$3,249 (+12.8%)
20岁HK$3,453 (+12.8%)
25岁HK$3,951 (+12.8%)
30岁HK$4,380 (+12.8%)
35岁HK$4,560 (+12.8%)
40岁HK$5,126 (+12.8%)
45岁HK$6,695 (+12.8%)
50岁HK$8,782 (+12.8%)
55岁HK$11,017 (+12.8%)
60岁HK$13,581 (+12.8%)
65岁HK$18,024 (+12.8%)
70岁HK$25,153 (+12.8%)
75岁HK$33,146 (+12.8%)
80岁HK$41,177 (+12.8%)
85岁HK$48,790 (+12.8%)
90岁HK$54,146 (+12.8%)
95岁HK$63,909 (+12.8%)
99岁HK$70,518 (+12.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.77%
5岁+4.70%
10岁+4.70%
15岁+4.70%
20岁+4.69%
25岁+4.64%
30岁+4.34%
35岁+4.09%
40岁+4.09%
45岁+4.08%
50岁+4.05%
55岁+4.03%
60岁+4.11%
65岁+4.19%
70岁+4.25%
75岁+4.25%
80岁+4.25%
85岁+4.25%
90岁+4.25%
95岁+4.25%
99岁+4.25%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。