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富衛人壽保險（百慕達）有限公司 · F00045-01-000 · 6 个版本 · 灵活计划 · 年均加幅 +4.64%
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| 年龄 | 2020-05-01 | 2021-03-22 | 2022-01-24 | 2023-11-15 | 2025-01-15 | 最新版本 2026-02-02 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$7,805 | HK$7,805 | HK$7,805 | HK$8,703 (+11.5%) | HK$9,921 (+14.0%) | HK$10,714 (+8.0%) | +5.10% |
| 5岁 | HK$7,168 | HK$7,168 | HK$7,168 | HK$7,956 (+11.0%) | HK$9,069 (+14.0%) | HK$9,794 (+8.0%) | +5.02% |
| 10岁 | HK$7,168 | HK$7,168 | HK$7,168 | HK$7,956 (+11.0%) | HK$9,069 (+14.0%) | HK$9,794 (+8.0%) | +5.02% |
| 15岁 | HK$7,168 | HK$7,168 | HK$7,168 | HK$7,956 (+11.0%) | HK$9,069 (+14.0%) | HK$9,794 (+8.0%) | +5.02% |
| 20岁 | HK$7,601 | HK$7,601 | HK$7,601 | HK$8,437 (+11.0%) | HK$9,618 (+14.0%) | HK$10,387 (+8.0%) | +5.02% |
| 25岁 | HK$8,803 | HK$8,803 | HK$8,803 | HK$9,723 (+10.5%) | HK$11,084 (+14.0%) | HK$11,970 (+8.0%) | +4.94% |
| 30岁 | HK$10,759 | HK$10,759 | HK$10,759 | HK$11,587 (+7.7%) | HK$13,209 (+14.0%) | HK$14,265 (+8.0%) | +4.53% |
| 35岁 | HK$12,189 | HK$12,189 | HK$12,189 | HK$12,884 (+5.7%) | HK$14,687 (+14.0%) | HK$15,861 (+8.0%) | +4.22% |
| 40岁 | HK$12,941 | HK$12,941 | HK$12,941 | HK$13,808 (+6.7%) | HK$15,741 (+14.0%) | HK$17,000 (+8.0%) | +4.38% |
| 45岁 | HK$15,650 | HK$15,650 | HK$15,650 | HK$16,816 (+7.5%) | HK$19,170 (+14.0%) | HK$20,703 (+8.0%) | +4.49% |
| 50岁 | HK$18,885 | HK$18,885 | HK$18,885 | HK$20,245 (+7.2%) | HK$23,079 (+14.0%) | HK$24,925 (+8.0%) | +4.45% |
| 55岁 | HK$24,117 | HK$24,117 | HK$24,117 | HK$25,821 (+7.1%) | HK$29,435 (+14.0%) | HK$31,789 (+8.0%) | +4.43% |
| 60岁 | HK$31,928 | HK$31,928 | HK$31,928 | HK$34,291 (+7.4%) | HK$39,091 (+14.0%) | HK$42,218 (+8.0%) | +4.48% |
| 65岁 | HK$48,676 | HK$48,676 | HK$48,676 | HK$52,440 (+7.7%) | HK$59,781 (+14.0%) | HK$64,563 (+8.0%) | +4.53% |
| 70岁 | HK$59,214 | HK$59,214 | HK$59,214 | HK$63,951 (+8.0%) | HK$72,904 (+14.0%) | HK$78,736 (+8.0%) | +4.57% |
| 75岁 | HK$77,031 | HK$77,031 | HK$77,031 | HK$83,193 (+8.0%) | HK$94,840 (+14.0%) | HK$102,427 (+8.0%) | +4.57% |
| 80岁 | HK$94,343 | HK$94,343 | HK$94,343 | HK$101,890 (+8.0%) | HK$116,154 (+14.0%) | HK$125,446 (+8.0%) | +4.57% |
| 85岁 | HK$108,090 | HK$108,090 | HK$108,090 | HK$116,737 (+8.0%) | HK$133,080 (+14.0%) | HK$143,726 (+8.0%) | +4.57% |
| 90岁 | HK$117,194 | HK$117,194 | HK$117,194 | HK$126,570 (+8.0%) | HK$144,289 (+14.0%) | HK$155,832 (+8.0%) | +4.57% |
| 95岁 | HK$126,463 | HK$126,463 | HK$126,463 | HK$136,580 (+8.0%) | HK$155,701 (+14.0%) | HK$168,157 (+8.0%) | +4.57% |
| 99岁 | HK$138,462 | HK$138,462 | HK$138,462 | HK$149,539 (+8.0%) | HK$170,474 (+14.0%) | HK$184,111 (+8.0%) | +4.57% |
| 所有年龄平均 | — | 0.0% | 0.0% | +8.5% | +14.0% | +8.0% | — |
0岁HK$7,805
5岁HK$7,168
10岁HK$7,168
15岁HK$7,168
20岁HK$7,601
25岁HK$8,803
30岁HK$10,759
35岁HK$12,189
40岁HK$12,941
45岁HK$15,650
50岁HK$18,885
55岁HK$24,117
60岁HK$31,928
65岁HK$48,676
70岁HK$59,214
75岁HK$77,031
80岁HK$94,343
85岁HK$108,090
90岁HK$117,194
95岁HK$126,463
99岁HK$138,462
0岁HK$7,805
5岁HK$7,168
10岁HK$7,168
15岁HK$7,168
20岁HK$7,601
25岁HK$8,803
30岁HK$10,759
35岁HK$12,189
40岁HK$12,941
45岁HK$15,650
50岁HK$18,885
55岁HK$24,117
60岁HK$31,928
65岁HK$48,676
70岁HK$59,214
75岁HK$77,031
80岁HK$94,343
85岁HK$108,090
90岁HK$117,194
95岁HK$126,463
99岁HK$138,462
0岁HK$7,805
5岁HK$7,168
10岁HK$7,168
15岁HK$7,168
20岁HK$7,601
25岁HK$8,803
30岁HK$10,759
35岁HK$12,189
40岁HK$12,941
45岁HK$15,650
50岁HK$18,885
55岁HK$24,117
60岁HK$31,928
65岁HK$48,676
70岁HK$59,214
75岁HK$77,031
80岁HK$94,343
85岁HK$108,090
90岁HK$117,194
95岁HK$126,463
99岁HK$138,462
0岁HK$8,703 (+11.5%)
5岁HK$7,956 (+11.0%)
10岁HK$7,956 (+11.0%)
15岁HK$7,956 (+11.0%)
20岁HK$8,437 (+11.0%)
25岁HK$9,723 (+10.5%)
30岁HK$11,587 (+7.7%)
35岁HK$12,884 (+5.7%)
40岁HK$13,808 (+6.7%)
45岁HK$16,816 (+7.5%)
50岁HK$20,245 (+7.2%)
55岁HK$25,821 (+7.1%)
60岁HK$34,291 (+7.4%)
65岁HK$52,440 (+7.7%)
70岁HK$63,951 (+8.0%)
75岁HK$83,193 (+8.0%)
80岁HK$101,890 (+8.0%)
85岁HK$116,737 (+8.0%)
90岁HK$126,570 (+8.0%)
95岁HK$136,580 (+8.0%)
99岁HK$149,539 (+8.0%)
0岁HK$9,921 (+14.0%)
5岁HK$9,069 (+14.0%)
10岁HK$9,069 (+14.0%)
15岁HK$9,069 (+14.0%)
20岁HK$9,618 (+14.0%)
25岁HK$11,084 (+14.0%)
30岁HK$13,209 (+14.0%)
35岁HK$14,687 (+14.0%)
40岁HK$15,741 (+14.0%)
45岁HK$19,170 (+14.0%)
50岁HK$23,079 (+14.0%)
55岁HK$29,435 (+14.0%)
60岁HK$39,091 (+14.0%)
65岁HK$59,781 (+14.0%)
70岁HK$72,904 (+14.0%)
75岁HK$94,840 (+14.0%)
80岁HK$116,154 (+14.0%)
85岁HK$133,080 (+14.0%)
90岁HK$144,289 (+14.0%)
95岁HK$155,701 (+14.0%)
99岁HK$170,474 (+14.0%)
0岁HK$10,714 (+8.0%)
5岁HK$9,794 (+8.0%)
10岁HK$9,794 (+8.0%)
15岁HK$9,794 (+8.0%)
20岁HK$10,387 (+8.0%)
25岁HK$11,970 (+8.0%)
30岁HK$14,265 (+8.0%)
35岁HK$15,861 (+8.0%)
40岁HK$17,000 (+8.0%)
45岁HK$20,703 (+8.0%)
50岁HK$24,925 (+8.0%)
55岁HK$31,789 (+8.0%)
60岁HK$42,218 (+8.0%)
65岁HK$64,563 (+8.0%)
70岁HK$78,736 (+8.0%)
75岁HK$102,427 (+8.0%)
80岁HK$125,446 (+8.0%)
85岁HK$143,726 (+8.0%)
90岁HK$155,832 (+8.0%)
95岁HK$168,157 (+8.0%)
99岁HK$184,111 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+5.10%
5岁+5.02%
10岁+5.02%
15岁+5.02%
20岁+5.02%
25岁+4.94%
30岁+4.53%
35岁+4.22%
40岁+4.38%
45岁+4.49%
50岁+4.45%
55岁+4.43%
60岁+4.48%
65岁+4.53%
70岁+4.57%
75岁+4.57%
80岁+4.57%
85岁+4.57%
90岁+4.57%
95岁+4.57%
99岁+4.57%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。