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更衛您（優越版）醫療計劃
vCare Supreme Medical Plan
富衛人壽保險（百慕達）有限公司 · F00032-01-000 · 5 个版本 · 灵活计划 · 年均加幅 +2.88%
港元 (HKD)
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| 年龄 | 2019-07-22 | 2020-06-08 | 2021-03-22 | 2024-04-15 | 最新版本 2025-06-02 | 年均加幅 |
|---|---|---|---|---|---|---|
| 0岁 | HK$5,544 | HK$5,544 | HK$5,544 | HK$6,043 (+9.0%) | HK$6,587 (+9.0%) | +2.44% |
| 5岁 | HK$2,485 | HK$2,485 | HK$2,485 | HK$2,709 (+9.0%) | HK$2,953 (+9.0%) | +2.44% |
| 10岁 | HK$2,485 | HK$2,485 | HK$2,485 | HK$2,709 (+9.0%) | HK$2,953 (+9.0%) | +2.44% |
| 15岁 | HK$2,555 | HK$2,555 | HK$2,555 | HK$2,785 (+9.0%) | HK$3,036 (+9.0%) | +2.44% |
| 20岁 | HK$2,786 | HK$2,786 | HK$2,786 | HK$3,037 (+9.0%) | HK$3,310 (+9.0%) | +2.44% |
| 25岁 | HK$3,101 | HK$3,101 | HK$3,101 | HK$3,380 (+9.0%) | HK$3,684 (+9.0%) | +2.44% |
| 30岁 | HK$3,566 | HK$3,566 | HK$3,566 | HK$3,887 (+9.0%) | HK$4,276 (+10.0%) | +2.57% |
| 35岁 | HK$4,104 | HK$4,104 | HK$4,104 | HK$4,473 (+9.0%) | HK$5,023 (+12.3%) | +2.87% |
| 40岁 | HK$4,685 | HK$4,685 | HK$4,685 | HK$5,107 (+9.0%) | HK$5,817 (+13.9%) | +3.07% |
| 45岁 | HK$5,796 | HK$5,796 | HK$5,796 | HK$6,318 (+9.0%) | HK$7,304 (+15.6%) | +3.29% |
| 50岁 | HK$7,220 | HK$7,220 | HK$7,220 | HK$7,870 (+9.0%) | HK$9,129 (+16.0%) | +3.34% |
| 55岁 | HK$9,462 | HK$9,462 | HK$9,462 | HK$10,314 (+9.0%) | HK$11,964 (+16.0%) | +3.34% |
| 60岁 | HK$12,045 | HK$12,045 | HK$12,045 | HK$13,129 (+9.0%) | HK$15,230 (+16.0%) | +3.34% |
| 65岁 | HK$15,820 | HK$15,820 | HK$15,820 | HK$17,244 (+9.0%) | HK$20,003 (+16.0%) | +3.34% |
| 70岁 | HK$20,674 | HK$20,674 | HK$20,674 | HK$22,535 (+9.0%) | HK$26,073 (+15.7%) | +3.30% |
| 75岁 | HK$25,402 | HK$25,402 | HK$25,402 | HK$27,688 (+9.0%) | HK$31,564 (+14.0%) | +3.08% |
| 80岁 | HK$30,143 | HK$30,143 | HK$30,143 | HK$32,856 (+9.0%) | HK$36,799 (+12.0%) | +2.83% |
| 85岁 | HK$35,581 | HK$35,581 | HK$35,581 | HK$38,783 (+9.0%) | HK$43,437 (+12.0%) | +2.83% |
| 90岁 | HK$40,621 | HK$40,621 | HK$40,621 | HK$44,277 (+9.0%) | HK$49,590 (+12.0%) | +2.83% |
| 95岁 | HK$43,536 | HK$43,536 | HK$43,536 | HK$47,454 (+9.0%) | HK$53,148 (+12.0%) | +2.83% |
| 99岁 | HK$45,448 | HK$45,448 | HK$45,448 | HK$49,538 (+9.0%) | HK$55,483 (+12.0%) | +2.83% |
| 所有年龄平均 | — | 0.0% | 0.0% | +9.0% | +12.4% | — |
0岁HK$5,544
5岁HK$2,485
10岁HK$2,485
15岁HK$2,555
20岁HK$2,786
25岁HK$3,101
30岁HK$3,566
35岁HK$4,104
40岁HK$4,685
45岁HK$5,796
50岁HK$7,220
55岁HK$9,462
60岁HK$12,045
65岁HK$15,820
70岁HK$20,674
75岁HK$25,402
80岁HK$30,143
85岁HK$35,581
90岁HK$40,621
95岁HK$43,536
99岁HK$45,448
0岁HK$5,544
5岁HK$2,485
10岁HK$2,485
15岁HK$2,555
20岁HK$2,786
25岁HK$3,101
30岁HK$3,566
35岁HK$4,104
40岁HK$4,685
45岁HK$5,796
50岁HK$7,220
55岁HK$9,462
60岁HK$12,045
65岁HK$15,820
70岁HK$20,674
75岁HK$25,402
80岁HK$30,143
85岁HK$35,581
90岁HK$40,621
95岁HK$43,536
99岁HK$45,448
0岁HK$5,544
5岁HK$2,485
10岁HK$2,485
15岁HK$2,555
20岁HK$2,786
25岁HK$3,101
30岁HK$3,566
35岁HK$4,104
40岁HK$4,685
45岁HK$5,796
50岁HK$7,220
55岁HK$9,462
60岁HK$12,045
65岁HK$15,820
70岁HK$20,674
75岁HK$25,402
80岁HK$30,143
85岁HK$35,581
90岁HK$40,621
95岁HK$43,536
99岁HK$45,448
0岁HK$6,043 (+9.0%)
5岁HK$2,709 (+9.0%)
10岁HK$2,709 (+9.0%)
15岁HK$2,785 (+9.0%)
20岁HK$3,037 (+9.0%)
25岁HK$3,380 (+9.0%)
30岁HK$3,887 (+9.0%)
35岁HK$4,473 (+9.0%)
40岁HK$5,107 (+9.0%)
45岁HK$6,318 (+9.0%)
50岁HK$7,870 (+9.0%)
55岁HK$10,314 (+9.0%)
60岁HK$13,129 (+9.0%)
65岁HK$17,244 (+9.0%)
70岁HK$22,535 (+9.0%)
75岁HK$27,688 (+9.0%)
80岁HK$32,856 (+9.0%)
85岁HK$38,783 (+9.0%)
90岁HK$44,277 (+9.0%)
95岁HK$47,454 (+9.0%)
99岁HK$49,538 (+9.0%)
0岁HK$6,587 (+9.0%)
5岁HK$2,953 (+9.0%)
10岁HK$2,953 (+9.0%)
15岁HK$3,036 (+9.0%)
20岁HK$3,310 (+9.0%)
25岁HK$3,684 (+9.0%)
30岁HK$4,276 (+10.0%)
35岁HK$5,023 (+12.3%)
40岁HK$5,817 (+13.9%)
45岁HK$7,304 (+15.6%)
50岁HK$9,129 (+16.0%)
55岁HK$11,964 (+16.0%)
60岁HK$15,230 (+16.0%)
65岁HK$20,003 (+16.0%)
70岁HK$26,073 (+15.7%)
75岁HK$31,564 (+14.0%)
80岁HK$36,799 (+12.0%)
85岁HK$43,437 (+12.0%)
90岁HK$49,590 (+12.0%)
95岁HK$53,148 (+12.0%)
99岁HK$55,483 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.44%
5岁+2.44%
10岁+2.44%
15岁+2.44%
20岁+2.44%
25岁+2.44%
30岁+2.57%
35岁+2.87%
40岁+3.07%
45岁+3.29%
50岁+3.34%
55岁+3.34%
60岁+3.34%
65岁+3.34%
70岁+3.30%
75岁+3.08%
80岁+2.83%
85岁+2.83%
90岁+2.83%
95岁+2.83%
99岁+2.83%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。