← 返回 富衛人壽保險（百慕達）有限公司 计划系列
更衛您醫療計劃
vCare Medical Plan
富衛人壽保險（百慕達）有限公司 · F00015-01-000 · 5 个版本 · 灵活计划 · 年均加幅 +2.37%
港元 (HKD)
左右滑动表格可查看更多版本 →
| 年龄 | 2019-04-01 | 2021-03-22 | 2023-08-01 | 2025-01-15 | 最新版本 2026-02-02 | 年均加幅 |
|---|---|---|---|---|---|---|
| 0岁 | HK$4,176 | HK$4,176 | HK$4,489 (+7.5%) | HK$4,780 (+6.5%) | HK$4,971 (+4.0%) | +2.37% |
| 5岁 | HK$1,893 | HK$1,893 | HK$2,034 (+7.4%) | HK$2,166 (+6.5%) | HK$2,252 (+4.0%) | +2.36% |
| 10岁 | HK$1,893 | HK$1,893 | HK$2,034 (+7.4%) | HK$2,166 (+6.5%) | HK$2,252 (+4.0%) | +2.36% |
| 15岁 | HK$1,926 | HK$1,926 | HK$2,070 (+7.5%) | HK$2,204 (+6.5%) | HK$2,292 (+4.0%) | +2.36% |
| 20岁 | HK$2,025 | HK$2,025 | HK$2,176 (+7.5%) | HK$2,317 (+6.5%) | HK$2,409 (+4.0%) | +2.36% |
| 25岁 | HK$2,241 | HK$2,241 | HK$2,409 (+7.5%) | HK$2,565 (+6.5%) | HK$2,667 (+4.0%) | +2.36% |
| 30岁 | HK$2,522 | HK$2,522 | HK$2,711 (+7.5%) | HK$2,887 (+6.5%) | HK$3,002 (+4.0%) | +2.36% |
| 35岁 | HK$2,865 | HK$2,865 | HK$3,079 (+7.5%) | HK$3,279 (+6.5%) | HK$3,410 (+4.0%) | +2.36% |
| 40岁 | HK$3,388 | HK$3,388 | HK$3,642 (+7.5%) | HK$3,878 (+6.5%) | HK$4,033 (+4.0%) | +2.37% |
| 45岁 | HK$4,154 | HK$4,154 | HK$4,465 (+7.5%) | HK$4,755 (+6.5%) | HK$4,945 (+4.0%) | +2.37% |
| 50岁 | HK$5,239 | HK$5,239 | HK$5,631 (+7.5%) | HK$5,997 (+6.5%) | HK$6,236 (+4.0%) | +2.36% |
| 55岁 | HK$6,859 | HK$6,859 | HK$7,373 (+7.5%) | HK$7,852 (+6.5%) | HK$8,166 (+4.0%) | +2.37% |
| 60岁 | HK$8,749 | HK$8,749 | HK$9,405 (+7.5%) | HK$10,016 (+6.5%) | HK$10,416 (+4.0%) | +2.37% |
| 65岁 | HK$11,549 | HK$11,549 | HK$12,415 (+7.5%) | HK$13,221 (+6.5%) | HK$13,749 (+4.0%) | +2.37% |
| 70岁 | HK$15,093 | HK$15,093 | HK$16,224 (+7.5%) | HK$17,278 (+6.5%) | HK$17,969 (+4.0%) | +2.37% |
| 75岁 | HK$19,009 | HK$19,009 | HK$20,434 (+7.5%) | HK$21,762 (+6.5%) | HK$22,632 (+4.0%) | +2.37% |
| 80岁 | HK$22,814 | HK$22,814 | HK$24,525 (+7.5%) | HK$26,119 (+6.5%) | HK$27,163 (+4.0%) | +2.37% |
| 85岁 | HK$27,165 | HK$27,165 | HK$29,202 (+7.5%) | HK$31,100 (+6.5%) | HK$32,344 (+4.0%) | +2.37% |
| 90岁 | HK$29,485 | HK$29,485 | HK$31,696 (+7.5%) | HK$33,756 (+6.5%) | HK$35,106 (+4.0%) | +2.37% |
| 95岁 | HK$31,555 | HK$31,555 | HK$33,921 (+7.5%) | HK$36,125 (+6.5%) | HK$37,570 (+4.0%) | +2.37% |
| 99岁 | HK$33,145 | HK$33,145 | HK$35,630 (+7.5%) | HK$37,945 (+6.5%) | HK$39,462 (+4.0%) | +2.37% |
| 所有年龄平均 | — | 0.0% | +7.5% | +6.5% | +4.0% | — |
0岁HK$4,176
5岁HK$1,893
10岁HK$1,893
15岁HK$1,926
20岁HK$2,025
25岁HK$2,241
30岁HK$2,522
35岁HK$2,865
40岁HK$3,388
45岁HK$4,154
50岁HK$5,239
55岁HK$6,859
60岁HK$8,749
65岁HK$11,549
70岁HK$15,093
75岁HK$19,009
80岁HK$22,814
85岁HK$27,165
90岁HK$29,485
95岁HK$31,555
99岁HK$33,145
0岁HK$4,176
5岁HK$1,893
10岁HK$1,893
15岁HK$1,926
20岁HK$2,025
25岁HK$2,241
30岁HK$2,522
35岁HK$2,865
40岁HK$3,388
45岁HK$4,154
50岁HK$5,239
55岁HK$6,859
60岁HK$8,749
65岁HK$11,549
70岁HK$15,093
75岁HK$19,009
80岁HK$22,814
85岁HK$27,165
90岁HK$29,485
95岁HK$31,555
99岁HK$33,145
0岁HK$4,489 (+7.5%)
5岁HK$2,034 (+7.4%)
10岁HK$2,034 (+7.4%)
15岁HK$2,070 (+7.5%)
20岁HK$2,176 (+7.5%)
25岁HK$2,409 (+7.5%)
30岁HK$2,711 (+7.5%)
35岁HK$3,079 (+7.5%)
40岁HK$3,642 (+7.5%)
45岁HK$4,465 (+7.5%)
50岁HK$5,631 (+7.5%)
55岁HK$7,373 (+7.5%)
60岁HK$9,405 (+7.5%)
65岁HK$12,415 (+7.5%)
70岁HK$16,224 (+7.5%)
75岁HK$20,434 (+7.5%)
80岁HK$24,525 (+7.5%)
85岁HK$29,202 (+7.5%)
90岁HK$31,696 (+7.5%)
95岁HK$33,921 (+7.5%)
99岁HK$35,630 (+7.5%)
0岁HK$4,780 (+6.5%)
5岁HK$2,166 (+6.5%)
10岁HK$2,166 (+6.5%)
15岁HK$2,204 (+6.5%)
20岁HK$2,317 (+6.5%)
25岁HK$2,565 (+6.5%)
30岁HK$2,887 (+6.5%)
35岁HK$3,279 (+6.5%)
40岁HK$3,878 (+6.5%)
45岁HK$4,755 (+6.5%)
50岁HK$5,997 (+6.5%)
55岁HK$7,852 (+6.5%)
60岁HK$10,016 (+6.5%)
65岁HK$13,221 (+6.5%)
70岁HK$17,278 (+6.5%)
75岁HK$21,762 (+6.5%)
80岁HK$26,119 (+6.5%)
85岁HK$31,100 (+6.5%)
90岁HK$33,756 (+6.5%)
95岁HK$36,125 (+6.5%)
99岁HK$37,945 (+6.5%)
0岁HK$4,971 (+4.0%)
5岁HK$2,252 (+4.0%)
10岁HK$2,252 (+4.0%)
15岁HK$2,292 (+4.0%)
20岁HK$2,409 (+4.0%)
25岁HK$2,667 (+4.0%)
30岁HK$3,002 (+4.0%)
35岁HK$3,410 (+4.0%)
40岁HK$4,033 (+4.0%)
45岁HK$4,945 (+4.0%)
50岁HK$6,236 (+4.0%)
55岁HK$8,166 (+4.0%)
60岁HK$10,416 (+4.0%)
65岁HK$13,749 (+4.0%)
70岁HK$17,969 (+4.0%)
75岁HK$22,632 (+4.0%)
80岁HK$27,163 (+4.0%)
85岁HK$32,344 (+4.0%)
90岁HK$35,106 (+4.0%)
95岁HK$37,570 (+4.0%)
99岁HK$39,462 (+4.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+2.37%
5岁+2.36%
10岁+2.36%
15岁+2.36%
20岁+2.36%
25岁+2.36%
30岁+2.36%
35岁+2.36%
40岁+2.37%
45岁+2.37%
50岁+2.36%
55岁+2.37%
60岁+2.37%
65岁+2.37%
70岁+2.37%
75岁+2.37%
80岁+2.37%
85岁+2.37%
90岁+2.37%
95岁+2.37%
99岁+2.37%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。