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信諾環球保險有限公司 · F00016-08-000 · 6 个版本 · 灵活计划 · 年均加幅 +4.07%
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| 年龄 | 2022-01-27 | 2022-04-01 | 2023-07-01 | 2024-07-01 | 2025-07-01 | 最新版本 2026-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|
| 0岁 | HK$4,790 | HK$4,790 | HK$4,790 | HK$5,030 (+5.0%) | HK$5,368 (+6.7%) | HK$5,506 (+2.6%) | +3.05% |
| 5岁 | HK$3,742 | HK$3,742 | HK$3,742 | HK$3,929 (+5.0%) | HK$4,145 (+5.5%) | HK$4,220 (+1.8%) | +2.63% |
| 10岁 | HK$3,285 | HK$3,285 | HK$3,285 | HK$3,449 (+5.0%) | HK$3,594 (+4.2%) | HK$3,634 (+1.1%) | +2.20% |
| 15岁 | HK$2,829 | HK$2,829 | HK$2,829 | HK$2,970 (+5.0%) | HK$3,097 (+4.3%) | HK$3,130 (+1.1%) | +2.21% |
| 20岁 | HK$3,130 | HK$3,130 | HK$3,130 | HK$3,187 (+1.8%) | HK$3,348 (+5.1%) | HK$3,384 (+1.1%) | +1.70% |
| 25岁 | HK$3,553 | HK$3,553 | HK$3,553 | HK$3,558 (+0.1%) | HK$3,785 (+6.4%) | HK$3,832 (+1.2%) | +1.65% |
| 30岁 | HK$4,034 | HK$4,034 | HK$4,034 | HK$4,034 | HK$4,335 (+7.5%) | HK$4,403 (+1.6%) | +1.91% |
| 35岁 | HK$4,580 | HK$4,580 | HK$4,580 | HK$4,704 (+2.7%) | HK$5,068 (+7.7%) | HK$5,168 (+2.0%) | +2.64% |
| 40岁 | HK$5,221 | HK$5,221 | HK$5,221 | HK$5,523 (+5.8%) | HK$5,952 (+7.8%) | HK$6,096 (+2.4%) | +3.40% |
| 45岁 | HK$6,440 | HK$6,440 | HK$6,440 | HK$6,591 (+2.3%) | HK$7,116 (+8.0%) | HK$7,316 (+2.8%) | +2.79% |
| 50岁 | HK$7,974 | HK$7,974 | HK$7,974 | HK$8,167 (+2.4%) | HK$8,854 (+8.4%) | HK$9,119 (+3.0%) | +2.94% |
| 55岁 | HK$10,128 | HK$10,128 | HK$10,128 | HK$10,309 (+1.8%) | HK$11,183 (+8.5%) | HK$11,517 (+3.0%) | +2.81% |
| 60岁 | HK$12,865 | HK$12,865 | HK$12,865 | HK$14,236 (+10.7%) | HK$15,387 (+8.1%) | HK$15,819 (+2.8%) | +4.57% |
| 65岁 | HK$16,340 | HK$16,340 | HK$16,340 | HK$20,793 (+27.3%) | HK$22,422 (+7.8%) | HK$22,993 (+2.5%) | +7.66% |
| 70岁 | HK$20,755 | HK$20,755 | HK$20,755 | HK$26,866 (+29.4%) | HK$28,986 (+7.9%) | HK$29,729 (+2.6%) | +8.07% |
| 75岁 | HK$26,363 | HK$26,363 | HK$26,363 | HK$34,197 (+29.7%) | HK$37,109 (+8.5%) | HK$38,128 (+2.7%) | +8.30% |
| 80岁 | HK$33,487 | HK$33,487 | HK$33,487 | HK$43,534 (+30.0%) | HK$47,278 (+8.6%) | HK$48,566 (+2.7%) | +8.36% |
| 85岁 | HK$41,531 | HK$41,531 | HK$41,531 | HK$48,766 (+17.4%) | HK$53,074 (+8.8%) | HK$54,540 (+2.8%) | +6.06% |
| 90岁 | HK$51,509 | HK$51,509 | HK$51,509 | HK$54,085 (+5.0%) | HK$58,583 (+8.3%) | HK$60,224 (+2.8%) | +3.43% |
| 95岁 | HK$63,883 | HK$63,883 | HK$63,883 | HK$67,077 (+5.0%) | HK$72,000 (+7.3%) | HK$73,891 (+2.6%) | +3.19% |
| 99岁 | HK$75,891 | HK$75,891 | HK$75,891 | HK$79,686 (+5.0%) | HK$85,017 (+6.7%) | HK$87,154 (+2.5%) | +3.03% |
| 所有年龄平均 | — | 0.0% | 0.0% | +9.4% | +7.2% | +2.3% | — |
0岁HK$4,790
5岁HK$3,742
10岁HK$3,285
15岁HK$2,829
20岁HK$3,130
25岁HK$3,553
30岁HK$4,034
35岁HK$4,580
40岁HK$5,221
45岁HK$6,440
50岁HK$7,974
55岁HK$10,128
60岁HK$12,865
65岁HK$16,340
70岁HK$20,755
75岁HK$26,363
80岁HK$33,487
85岁HK$41,531
90岁HK$51,509
95岁HK$63,883
99岁HK$75,891
0岁HK$4,790
5岁HK$3,742
10岁HK$3,285
15岁HK$2,829
20岁HK$3,130
25岁HK$3,553
30岁HK$4,034
35岁HK$4,580
40岁HK$5,221
45岁HK$6,440
50岁HK$7,974
55岁HK$10,128
60岁HK$12,865
65岁HK$16,340
70岁HK$20,755
75岁HK$26,363
80岁HK$33,487
85岁HK$41,531
90岁HK$51,509
95岁HK$63,883
99岁HK$75,891
0岁HK$4,790
5岁HK$3,742
10岁HK$3,285
15岁HK$2,829
20岁HK$3,130
25岁HK$3,553
30岁HK$4,034
35岁HK$4,580
40岁HK$5,221
45岁HK$6,440
50岁HK$7,974
55岁HK$10,128
60岁HK$12,865
65岁HK$16,340
70岁HK$20,755
75岁HK$26,363
80岁HK$33,487
85岁HK$41,531
90岁HK$51,509
95岁HK$63,883
99岁HK$75,891
0岁HK$5,030 (+5.0%)
5岁HK$3,929 (+5.0%)
10岁HK$3,449 (+5.0%)
15岁HK$2,970 (+5.0%)
20岁HK$3,187 (+1.8%)
25岁HK$3,558 (+0.1%)
30岁HK$4,034
35岁HK$4,704 (+2.7%)
40岁HK$5,523 (+5.8%)
45岁HK$6,591 (+2.3%)
50岁HK$8,167 (+2.4%)
55岁HK$10,309 (+1.8%)
60岁HK$14,236 (+10.7%)
65岁HK$20,793 (+27.3%)
70岁HK$26,866 (+29.4%)
75岁HK$34,197 (+29.7%)
80岁HK$43,534 (+30.0%)
85岁HK$48,766 (+17.4%)
90岁HK$54,085 (+5.0%)
95岁HK$67,077 (+5.0%)
99岁HK$79,686 (+5.0%)
0岁HK$5,368 (+6.7%)
5岁HK$4,145 (+5.5%)
10岁HK$3,594 (+4.2%)
15岁HK$3,097 (+4.3%)
20岁HK$3,348 (+5.1%)
25岁HK$3,785 (+6.4%)
30岁HK$4,335 (+7.5%)
35岁HK$5,068 (+7.7%)
40岁HK$5,952 (+7.8%)
45岁HK$7,116 (+8.0%)
50岁HK$8,854 (+8.4%)
55岁HK$11,183 (+8.5%)
60岁HK$15,387 (+8.1%)
65岁HK$22,422 (+7.8%)
70岁HK$28,986 (+7.9%)
75岁HK$37,109 (+8.5%)
80岁HK$47,278 (+8.6%)
85岁HK$53,074 (+8.8%)
90岁HK$58,583 (+8.3%)
95岁HK$72,000 (+7.3%)
99岁HK$85,017 (+6.7%)
0岁HK$5,506 (+2.6%)
5岁HK$4,220 (+1.8%)
10岁HK$3,634 (+1.1%)
15岁HK$3,130 (+1.1%)
20岁HK$3,384 (+1.1%)
25岁HK$3,832 (+1.2%)
30岁HK$4,403 (+1.6%)
35岁HK$5,168 (+2.0%)
40岁HK$6,096 (+2.4%)
45岁HK$7,316 (+2.8%)
50岁HK$9,119 (+3.0%)
55岁HK$11,517 (+3.0%)
60岁HK$15,819 (+2.8%)
65岁HK$22,993 (+2.5%)
70岁HK$29,729 (+2.6%)
75岁HK$38,128 (+2.7%)
80岁HK$48,566 (+2.7%)
85岁HK$54,540 (+2.8%)
90岁HK$60,224 (+2.8%)
95岁HK$73,891 (+2.6%)
99岁HK$87,154 (+2.5%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+3.05%
5岁+2.63%
10岁+2.20%
15岁+2.21%
20岁+1.70%
25岁+1.65%
30岁+1.91%
35岁+2.64%
40岁+3.40%
45岁+2.79%
50岁+2.94%
55岁+2.81%
60岁+4.57%
65岁+7.66%
70岁+8.07%
75岁+8.30%
80岁+8.36%
85岁+6.06%
90岁+3.43%
95岁+3.19%
99岁+3.03%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。