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信諾環球保險有限公司 · F00016-05-000 · 7 个版本 · 灵活计划 · 年均加幅 +6.92%
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| 年龄 | 2021-03-24 | 2022-01-27 | 2022-04-01 | 2023-07-01 | 2024-07-01 | 2025-07-01 | 最新版本 2026-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$3,967 | HK$3,967 | HK$4,245 (+7.0%) | HK$4,266 (+0.5%) | HK$4,479 (+5.0%) | HK$4,761 (+6.3%) | HK$5,071 (+6.5%) | +4.59% |
| 5岁 | HK$3,098 | HK$3,098 | HK$3,315 (+7.0%) | HK$3,332 (+0.5%) | HK$3,756 (+12.7%) | HK$3,937 (+4.8%) | HK$4,176 (+6.1%) | +5.60% |
| 10岁 | HK$2,720 | HK$2,720 | HK$2,910 (+7.0%) | HK$2,925 (+0.5%) | HK$3,071 (+5.0%) | HK$3,203 (+4.3%) | HK$3,387 (+5.7%) | +4.09% |
| 15岁 | HK$2,342 | HK$2,342 | HK$2,506 (+7.0%) | HK$2,519 (+0.5%) | HK$2,840 (+12.7%) | HK$2,962 (+4.3%) | HK$3,130 (+5.7%) | +5.44% |
| 20岁 | HK$2,592 | HK$2,592 | HK$2,773 (+7.0%) | HK$2,801 (+1.0%) | HK$3,158 (+12.7%) | HK$3,294 (+4.3%) | HK$3,481 (+5.7%) | +5.53% |
| 25岁 | HK$2,943 | HK$2,943 | HK$3,149 (+7.0%) | HK$3,196 (+1.5%) | HK$3,500 (+9.5%) | HK$3,677 (+5.1%) | HK$3,889 (+5.8%) | +5.22% |
| 30岁 | HK$3,341 | HK$3,341 | HK$3,575 (+7.0%) | HK$3,682 (+3.0%) | HK$3,682 | HK$3,904 (+6.0%) | HK$4,109 (+5.3%) | +3.85% |
| 35岁 | HK$3,794 | HK$3,794 | HK$4,060 (+7.0%) | HK$4,182 (+3.0%) | HK$4,714 (+12.7%) | HK$4,999 (+6.0%) | HK$5,274 (+5.5%) | +6.20% |
| 40岁 | HK$4,324 | HK$4,324 | HK$4,627 (+7.0%) | HK$4,733 (+2.3%) | HK$5,336 (+12.7%) | HK$5,673 (+6.3%) | HK$6,009 (+5.9%) | +6.19% |
| 45岁 | HK$5,334 | HK$5,334 | HK$5,707 (+7.0%) | HK$5,878 (+3.0%) | HK$6,626 (+12.7%) | HK$7,055 (+6.5%) | HK$7,577 (+7.4%) | +6.62% |
| 50岁 | HK$6,605 | HK$6,605 | HK$7,067 (+7.0%) | HK$7,350 (+4.0%) | HK$8,286 (+12.7%) | HK$8,859 (+6.9%) | HK$9,542 (+7.7%) | +6.95% |
| 55岁 | HK$8,390 | HK$8,390 | HK$8,977 (+7.0%) | HK$9,543 (+6.3%) | HK$10,758 (+12.7%) | HK$11,510 (+7.0%) | HK$12,406 (+7.8%) | +7.40% |
| 60岁 | HK$10,658 | HK$10,658 | HK$11,404 (+7.0%) | HK$12,522 (+9.8%) | HK$14,441 (+15.3%) | HK$15,444 (+6.9%) | HK$16,625 (+7.6%) | +8.46% |
| 65岁 | HK$13,537 | HK$13,537 | HK$14,485 (+7.0%) | HK$16,440 (+13.5%) | HK$19,977 (+21.5%) | HK$21,392 (+7.1%) | HK$22,981 (+7.4%) | +10.15% |
| 70岁 | HK$17,195 | HK$17,195 | HK$18,399 (+7.0%) | HK$20,883 (+13.5%) | HK$26,104 (+25.0%) | HK$27,977 (+7.2%) | HK$30,076 (+7.5%) | +10.75% |
| 75岁 | HK$21,842 | HK$21,842 | HK$23,371 (+7.0%) | HK$26,526 (+13.5%) | HK$33,158 (+25.0%) | HK$35,744 (+7.8%) | HK$38,584 (+7.9%) | +10.95% |
| 80岁 | HK$27,744 | HK$27,744 | HK$29,686 (+7.0%) | HK$33,493 (+12.8%) | HK$41,611 (+24.2%) | HK$44,937 (+8.0%) | HK$48,522 (+8.0%) | +10.75% |
| 85岁 | HK$34,409 | HK$34,409 | HK$36,818 (+7.0%) | HK$40,297 (+9.4%) | HK$46,140 (+14.5%) | HK$49,956 (+8.3%) | HK$53,995 (+8.1%) | +8.58% |
| 90岁 | HK$42,675 | HK$42,675 | HK$45,662 (+7.0%) | HK$48,436 (+6.1%) | HK$50,858 (+5.0%) | HK$54,852 (+7.9%) | HK$59,340 (+8.2%) | +6.21% |
| 95岁 | HK$52,927 | HK$52,927 | HK$56,632 (+7.0%) | HK$58,161 (+2.7%) | HK$61,069 (+5.0%) | HK$65,421 (+7.1%) | HK$70,614 (+7.9%) | +5.41% |
| 99岁 | HK$62,875 | HK$62,875 | HK$67,276 (+7.0%) | HK$67,276 | HK$70,640 (+5.0%) | HK$75,325 (+6.6%) | HK$81,193 (+7.8%) | +4.78% |
| 所有年龄平均 | — | 0.0% | +7.0% | +5.1% | +12.5% | +6.4% | +6.9% | — |
0岁HK$3,967
5岁HK$3,098
10岁HK$2,720
15岁HK$2,342
20岁HK$2,592
25岁HK$2,943
30岁HK$3,341
35岁HK$3,794
40岁HK$4,324
45岁HK$5,334
50岁HK$6,605
55岁HK$8,390
60岁HK$10,658
65岁HK$13,537
70岁HK$17,195
75岁HK$21,842
80岁HK$27,744
85岁HK$34,409
90岁HK$42,675
95岁HK$52,927
99岁HK$62,875
0岁HK$3,967
5岁HK$3,098
10岁HK$2,720
15岁HK$2,342
20岁HK$2,592
25岁HK$2,943
30岁HK$3,341
35岁HK$3,794
40岁HK$4,324
45岁HK$5,334
50岁HK$6,605
55岁HK$8,390
60岁HK$10,658
65岁HK$13,537
70岁HK$17,195
75岁HK$21,842
80岁HK$27,744
85岁HK$34,409
90岁HK$42,675
95岁HK$52,927
99岁HK$62,875
0岁HK$4,245 (+7.0%)
5岁HK$3,315 (+7.0%)
10岁HK$2,910 (+7.0%)
15岁HK$2,506 (+7.0%)
20岁HK$2,773 (+7.0%)
25岁HK$3,149 (+7.0%)
30岁HK$3,575 (+7.0%)
35岁HK$4,060 (+7.0%)
40岁HK$4,627 (+7.0%)
45岁HK$5,707 (+7.0%)
50岁HK$7,067 (+7.0%)
55岁HK$8,977 (+7.0%)
60岁HK$11,404 (+7.0%)
65岁HK$14,485 (+7.0%)
70岁HK$18,399 (+7.0%)
75岁HK$23,371 (+7.0%)
80岁HK$29,686 (+7.0%)
85岁HK$36,818 (+7.0%)
90岁HK$45,662 (+7.0%)
95岁HK$56,632 (+7.0%)
99岁HK$67,276 (+7.0%)
0岁HK$4,266 (+0.5%)
5岁HK$3,332 (+0.5%)
10岁HK$2,925 (+0.5%)
15岁HK$2,519 (+0.5%)
20岁HK$2,801 (+1.0%)
25岁HK$3,196 (+1.5%)
30岁HK$3,682 (+3.0%)
35岁HK$4,182 (+3.0%)
40岁HK$4,733 (+2.3%)
45岁HK$5,878 (+3.0%)
50岁HK$7,350 (+4.0%)
55岁HK$9,543 (+6.3%)
60岁HK$12,522 (+9.8%)
65岁HK$16,440 (+13.5%)
70岁HK$20,883 (+13.5%)
75岁HK$26,526 (+13.5%)
80岁HK$33,493 (+12.8%)
85岁HK$40,297 (+9.4%)
90岁HK$48,436 (+6.1%)
95岁HK$58,161 (+2.7%)
99岁HK$67,276
0岁HK$4,479 (+5.0%)
5岁HK$3,756 (+12.7%)
10岁HK$3,071 (+5.0%)
15岁HK$2,840 (+12.7%)
20岁HK$3,158 (+12.7%)
25岁HK$3,500 (+9.5%)
30岁HK$3,682
35岁HK$4,714 (+12.7%)
40岁HK$5,336 (+12.7%)
45岁HK$6,626 (+12.7%)
50岁HK$8,286 (+12.7%)
55岁HK$10,758 (+12.7%)
60岁HK$14,441 (+15.3%)
65岁HK$19,977 (+21.5%)
70岁HK$26,104 (+25.0%)
75岁HK$33,158 (+25.0%)
80岁HK$41,611 (+24.2%)
85岁HK$46,140 (+14.5%)
90岁HK$50,858 (+5.0%)
95岁HK$61,069 (+5.0%)
99岁HK$70,640 (+5.0%)
0岁HK$4,761 (+6.3%)
5岁HK$3,937 (+4.8%)
10岁HK$3,203 (+4.3%)
15岁HK$2,962 (+4.3%)
20岁HK$3,294 (+4.3%)
25岁HK$3,677 (+5.1%)
30岁HK$3,904 (+6.0%)
35岁HK$4,999 (+6.0%)
40岁HK$5,673 (+6.3%)
45岁HK$7,055 (+6.5%)
50岁HK$8,859 (+6.9%)
55岁HK$11,510 (+7.0%)
60岁HK$15,444 (+6.9%)
65岁HK$21,392 (+7.1%)
70岁HK$27,977 (+7.2%)
75岁HK$35,744 (+7.8%)
80岁HK$44,937 (+8.0%)
85岁HK$49,956 (+8.3%)
90岁HK$54,852 (+7.9%)
95岁HK$65,421 (+7.1%)
99岁HK$75,325 (+6.6%)
0岁HK$5,071 (+6.5%)
5岁HK$4,176 (+6.1%)
10岁HK$3,387 (+5.7%)
15岁HK$3,130 (+5.7%)
20岁HK$3,481 (+5.7%)
25岁HK$3,889 (+5.8%)
30岁HK$4,109 (+5.3%)
35岁HK$5,274 (+5.5%)
40岁HK$6,009 (+5.9%)
45岁HK$7,577 (+7.4%)
50岁HK$9,542 (+7.7%)
55岁HK$12,406 (+7.8%)
60岁HK$16,625 (+7.6%)
65岁HK$22,981 (+7.4%)
70岁HK$30,076 (+7.5%)
75岁HK$38,584 (+7.9%)
80岁HK$48,522 (+8.0%)
85岁HK$53,995 (+8.1%)
90岁HK$59,340 (+8.2%)
95岁HK$70,614 (+7.9%)
99岁HK$81,193 (+7.8%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.59%
5岁+5.60%
10岁+4.09%
15岁+5.44%
20岁+5.53%
25岁+5.22%
30岁+3.85%
35岁+6.20%
40岁+6.19%
45岁+6.62%
50岁+6.95%
55岁+7.40%
60岁+8.46%
65岁+10.15%
70岁+10.75%
75岁+10.95%
80岁+10.75%
85岁+8.58%
90岁+6.21%
95岁+5.41%
99岁+4.78%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。