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信諾環球保險有限公司 · F00016-02-000 · 8 个版本 · 灵活计划 · 年均加幅 +5.27%
男女同价港元 (HKD)
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| 年龄 | 2019-04-01 | 2021-03-24 | 2022-01-27 | 2022-04-01 | 2023-07-01 | 2024-07-01 | 2025-07-01 | 最新版本 2026-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$6,306 | HK$6,306 | HK$6,306 | HK$6,747 (+7.0%) | HK$6,848 (+1.5%) | HK$7,190 (+5.0%) | HK$7,915 (+10.1%) | HK$8,515 (+7.6%) | +4.11% |
| 5岁 | HK$4,925 | HK$4,925 | HK$4,925 | HK$5,270 (+7.0%) | HK$5,349 (+1.5%) | HK$5,616 (+5.0%) | HK$6,075 (+8.2%) | HK$6,522 (+7.4%) | +3.84% |
| 10岁 | HK$4,324 | HK$4,324 | HK$4,324 | HK$4,627 (+7.0%) | HK$4,696 (+1.5%) | HK$4,931 (+5.0%) | HK$5,284 (+7.2%) | HK$5,662 (+7.2%) | +3.68% |
| 15岁 | HK$3,724 | HK$3,724 | HK$3,724 | HK$3,985 (+7.0%) | HK$4,045 (+1.5%) | HK$4,301 (+6.3%) | HK$4,609 (+7.2%) | HK$4,938 (+7.1%) | +3.86% |
| 20岁 | HK$4,121 | HK$4,121 | HK$4,121 | HK$4,409 (+7.0%) | HK$4,497 (+2.0%) | HK$4,570 (+1.6%) | HK$4,915 (+7.5%) | HK$5,266 (+7.1%) | +3.34% |
| 25岁 | HK$4,678 | HK$4,678 | HK$4,678 | HK$5,005 (+7.0%) | HK$5,130 (+2.5%) | HK$5,611 (+9.4%) | HK$6,125 (+9.2%) | HK$6,563 (+7.2%) | +4.65% |
| 30岁 | HK$5,311 | HK$5,311 | HK$5,311 | HK$5,683 (+7.0%) | HK$5,910 (+4.0%) | HK$6,464 (+9.4%) | HK$7,146 (+10.6%) | HK$7,390 (+3.4%) | +4.53% |
| 35岁 | HK$6,031 | HK$6,031 | HK$6,031 | HK$6,453 (+7.0%) | HK$6,711 (+4.0%) | HK$7,047 (+5.0%) | HK$7,852 (+11.4%) | HK$8,194 (+4.4%) | +4.20% |
| 40岁 | HK$6,874 | HK$6,874 | HK$6,874 | HK$7,355 (+7.0%) | HK$7,598 (+3.3%) | HK$8,114 (+6.8%) | HK$9,048 (+11.5%) | HK$9,522 (+5.2%) | +4.47% |
| 45岁 | HK$8,480 | HK$8,480 | HK$8,480 | HK$9,074 (+7.0%) | HK$9,437 (+4.0%) | HK$9,996 (+5.9%) | HK$11,137 (+11.4%) | HK$12,000 (+7.7%) | +4.77% |
| 50岁 | HK$10,501 | HK$10,501 | HK$10,501 | HK$11,236 (+7.0%) | HK$11,798 (+5.0%) | HK$12,424 (+5.3%) | HK$13,910 (+12.0%) | HK$15,128 (+8.8%) | +5.02% |
| 55岁 | HK$13,339 | HK$13,339 | HK$13,339 | HK$14,273 (+7.0%) | HK$15,315 (+7.3%) | HK$16,081 (+5.0%) | HK$17,968 (+11.7%) | HK$19,403 (+8.0%) | +5.15% |
| 60岁 | HK$16,944 | HK$16,944 | HK$16,944 | HK$18,130 (+7.0%) | HK$20,088 (+10.8%) | HK$21,305 (+6.1%) | HK$23,729 (+11.4%) | HK$25,522 (+7.6%) | +5.65% |
| 65岁 | HK$21,522 | HK$21,522 | HK$21,522 | HK$23,029 (+7.0%) | HK$26,368 (+14.5%) | HK$32,960 (+25.0%) | HK$36,415 (+10.5%) | HK$38,901 (+6.8%) | +8.26% |
| 70岁 | HK$27,337 | HK$27,337 | HK$27,337 | HK$29,251 (+7.0%) | HK$33,492 (+14.5%) | HK$41,149 (+22.9%) | HK$45,573 (+10.8%) | HK$48,732 (+6.9%) | +8.06% |
| 75岁 | HK$34,724 | HK$34,724 | HK$34,724 | HK$37,155 (+7.0%) | HK$42,542 (+14.5%) | HK$53,178 (+25.0%) | HK$59,290 (+11.5%) | HK$63,563 (+7.2%) | +8.45% |
| 80岁 | HK$44,106 | HK$44,106 | HK$44,106 | HK$47,193 (+7.0%) | HK$53,717 (+13.8%) | HK$64,542 (+20.2%) | HK$72,269 (+12.0%) | HK$77,551 (+7.3%) | +7.86% |
| 85岁 | HK$54,701 | HK$54,701 | HK$54,701 | HK$58,530 (+7.0%) | HK$64,646 (+10.4%) | HK$71,567 (+10.7%) | HK$80,443 (+12.4%) | HK$86,409 (+7.4%) | +6.32% |
| 90岁 | HK$67,842 | HK$67,842 | HK$67,842 | HK$72,591 (+7.0%) | HK$77,727 (+7.1%) | HK$81,613 (+5.0%) | HK$90,906 (+11.4%) | HK$97,640 (+7.4%) | +5.01% |
| 95岁 | HK$84,139 | HK$84,139 | HK$84,139 | HK$90,029 (+7.0%) | HK$93,360 (+3.7%) | HK$98,028 (+5.0%) | HK$107,963 (+10.1%) | HK$115,710 (+7.2%) | +4.37% |
| 99岁 | HK$99,954 | HK$99,954 | HK$99,954 | HK$106,951 (+7.0%) | HK$108,021 (+1.0%) | HK$113,422 (+5.0%) | HK$123,951 (+9.3%) | HK$132,672 (+7.0%) | +3.87% |
| 所有年龄平均 | — | 0.0% | 0.0% | +7.0% | +6.1% | +9.3% | +10.3% | +6.9% | — |
0岁HK$6,306
5岁HK$4,925
10岁HK$4,324
15岁HK$3,724
20岁HK$4,121
25岁HK$4,678
30岁HK$5,311
35岁HK$6,031
40岁HK$6,874
45岁HK$8,480
50岁HK$10,501
55岁HK$13,339
60岁HK$16,944
65岁HK$21,522
70岁HK$27,337
75岁HK$34,724
80岁HK$44,106
85岁HK$54,701
90岁HK$67,842
95岁HK$84,139
99岁HK$99,954
0岁HK$6,306
5岁HK$4,925
10岁HK$4,324
15岁HK$3,724
20岁HK$4,121
25岁HK$4,678
30岁HK$5,311
35岁HK$6,031
40岁HK$6,874
45岁HK$8,480
50岁HK$10,501
55岁HK$13,339
60岁HK$16,944
65岁HK$21,522
70岁HK$27,337
75岁HK$34,724
80岁HK$44,106
85岁HK$54,701
90岁HK$67,842
95岁HK$84,139
99岁HK$99,954
0岁HK$6,306
5岁HK$4,925
10岁HK$4,324
15岁HK$3,724
20岁HK$4,121
25岁HK$4,678
30岁HK$5,311
35岁HK$6,031
40岁HK$6,874
45岁HK$8,480
50岁HK$10,501
55岁HK$13,339
60岁HK$16,944
65岁HK$21,522
70岁HK$27,337
75岁HK$34,724
80岁HK$44,106
85岁HK$54,701
90岁HK$67,842
95岁HK$84,139
99岁HK$99,954
0岁HK$6,747 (+7.0%)
5岁HK$5,270 (+7.0%)
10岁HK$4,627 (+7.0%)
15岁HK$3,985 (+7.0%)
20岁HK$4,409 (+7.0%)
25岁HK$5,005 (+7.0%)
30岁HK$5,683 (+7.0%)
35岁HK$6,453 (+7.0%)
40岁HK$7,355 (+7.0%)
45岁HK$9,074 (+7.0%)
50岁HK$11,236 (+7.0%)
55岁HK$14,273 (+7.0%)
60岁HK$18,130 (+7.0%)
65岁HK$23,029 (+7.0%)
70岁HK$29,251 (+7.0%)
75岁HK$37,155 (+7.0%)
80岁HK$47,193 (+7.0%)
85岁HK$58,530 (+7.0%)
90岁HK$72,591 (+7.0%)
95岁HK$90,029 (+7.0%)
99岁HK$106,951 (+7.0%)
0岁HK$6,848 (+1.5%)
5岁HK$5,349 (+1.5%)
10岁HK$4,696 (+1.5%)
15岁HK$4,045 (+1.5%)
20岁HK$4,497 (+2.0%)
25岁HK$5,130 (+2.5%)
30岁HK$5,910 (+4.0%)
35岁HK$6,711 (+4.0%)
40岁HK$7,598 (+3.3%)
45岁HK$9,437 (+4.0%)
50岁HK$11,798 (+5.0%)
55岁HK$15,315 (+7.3%)
60岁HK$20,088 (+10.8%)
65岁HK$26,368 (+14.5%)
70岁HK$33,492 (+14.5%)
75岁HK$42,542 (+14.5%)
80岁HK$53,717 (+13.8%)
85岁HK$64,646 (+10.4%)
90岁HK$77,727 (+7.1%)
95岁HK$93,360 (+3.7%)
99岁HK$108,021 (+1.0%)
0岁HK$7,190 (+5.0%)
5岁HK$5,616 (+5.0%)
10岁HK$4,931 (+5.0%)
15岁HK$4,301 (+6.3%)
20岁HK$4,570 (+1.6%)
25岁HK$5,611 (+9.4%)
30岁HK$6,464 (+9.4%)
35岁HK$7,047 (+5.0%)
40岁HK$8,114 (+6.8%)
45岁HK$9,996 (+5.9%)
50岁HK$12,424 (+5.3%)
55岁HK$16,081 (+5.0%)
60岁HK$21,305 (+6.1%)
65岁HK$32,960 (+25.0%)
70岁HK$41,149 (+22.9%)
75岁HK$53,178 (+25.0%)
80岁HK$64,542 (+20.2%)
85岁HK$71,567 (+10.7%)
90岁HK$81,613 (+5.0%)
95岁HK$98,028 (+5.0%)
99岁HK$113,422 (+5.0%)
0岁HK$7,915 (+10.1%)
5岁HK$6,075 (+8.2%)
10岁HK$5,284 (+7.2%)
15岁HK$4,609 (+7.2%)
20岁HK$4,915 (+7.5%)
25岁HK$6,125 (+9.2%)
30岁HK$7,146 (+10.6%)
35岁HK$7,852 (+11.4%)
40岁HK$9,048 (+11.5%)
45岁HK$11,137 (+11.4%)
50岁HK$13,910 (+12.0%)
55岁HK$17,968 (+11.7%)
60岁HK$23,729 (+11.4%)
65岁HK$36,415 (+10.5%)
70岁HK$45,573 (+10.8%)
75岁HK$59,290 (+11.5%)
80岁HK$72,269 (+12.0%)
85岁HK$80,443 (+12.4%)
90岁HK$90,906 (+11.4%)
95岁HK$107,963 (+10.1%)
99岁HK$123,951 (+9.3%)
0岁HK$8,515 (+7.6%)
5岁HK$6,522 (+7.4%)
10岁HK$5,662 (+7.2%)
15岁HK$4,938 (+7.1%)
20岁HK$5,266 (+7.1%)
25岁HK$6,563 (+7.2%)
30岁HK$7,390 (+3.4%)
35岁HK$8,194 (+4.4%)
40岁HK$9,522 (+5.2%)
45岁HK$12,000 (+7.7%)
50岁HK$15,128 (+8.8%)
55岁HK$19,403 (+8.0%)
60岁HK$25,522 (+7.6%)
65岁HK$38,901 (+6.8%)
70岁HK$48,732 (+6.9%)
75岁HK$63,563 (+7.2%)
80岁HK$77,551 (+7.3%)
85岁HK$86,409 (+7.4%)
90岁HK$97,640 (+7.4%)
95岁HK$115,710 (+7.2%)
99岁HK$132,672 (+7.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.11%
5岁+3.84%
10岁+3.68%
15岁+3.86%
20岁+3.34%
25岁+4.65%
30岁+4.53%
35岁+4.20%
40岁+4.47%
45岁+4.77%
50岁+5.02%
55岁+5.15%
60岁+5.65%
65岁+8.26%
70岁+8.06%
75岁+8.45%
80岁+7.86%
85岁+6.32%
90岁+5.01%
95岁+4.37%
99岁+3.87%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。