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信諾環球保險有限公司 · F00016-01-000 · 8 个版本 · 灵活计划 · 年均加幅 +8.29%
男女同价港元 (HKD)
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| 年龄 | 2019-04-01 | 2021-03-24 | 2022-01-27 | 2022-04-01 | 2023-07-01 | 2024-07-01 | 2025-07-01 | 最新版本 2026-07-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$10,171 | HK$10,171 | HK$10,171 | HK$11,188 (+10.0%) | HK$12,307 (+10.0%) | HK$12,922 (+5.0%) | HK$14,486 (+12.1%) | HK$16,313 (+12.6%) | +6.54% |
| 5岁 | HK$7,943 | HK$7,943 | HK$7,943 | HK$8,737 (+10.0%) | HK$9,611 (+10.0%) | HK$10,092 (+5.0%) | HK$11,118 (+10.2%) | HK$12,399 (+11.5%) | +6.16% |
| 10岁 | HK$6,974 | HK$6,974 | HK$6,974 | HK$7,671 (+10.0%) | HK$8,438 (+10.0%) | HK$8,998 (+6.6%) | HK$9,698 (+7.8%) | HK$10,705 (+10.4%) | +5.92% |
| 15岁 | HK$6,006 | HK$6,006 | HK$6,006 | HK$6,607 (+10.0%) | HK$7,268 (+10.0%) | HK$8,586 (+18.1%) | HK$9,244 (+7.7%) | HK$10,178 (+10.1%) | +7.33% |
| 20岁 | HK$6,646 | HK$6,646 | HK$6,646 | HK$7,311 (+10.0%) | HK$8,042 (+10.0%) | HK$9,747 (+21.2%) | HK$10,579 (+8.5%) | HK$11,628 (+9.9%) | +7.79% |
| 25岁 | HK$7,546 | HK$7,546 | HK$7,546 | HK$8,301 (+10.0%) | HK$9,173 (+10.5%) | HK$11,334 (+23.6%) | HK$12,511 (+10.4%) | HK$13,761 (+10.0%) | +8.39% |
| 30岁 | HK$8,566 | HK$8,566 | HK$8,566 | HK$9,423 (+10.0%) | HK$10,412 (+10.5%) | HK$13,098 (+25.8%) | HK$14,640 (+11.8%) | HK$16,150 (+10.3%) | +8.88% |
| 35岁 | HK$9,728 | HK$9,728 | HK$9,728 | HK$10,701 (+10.0%) | HK$11,878 (+11.0%) | HK$14,716 (+23.9%) | HK$16,546 (+12.4%) | HK$18,349 (+10.9%) | +8.88% |
| 40岁 | HK$11,088 | HK$11,088 | HK$11,088 | HK$12,197 (+10.0%) | HK$13,539 (+11.0%) | HK$16,408 (+21.2%) | HK$18,495 (+12.7%) | HK$20,648 (+11.6%) | +8.70% |
| 45岁 | HK$13,678 | HK$13,678 | HK$13,678 | HK$15,046 (+10.0%) | HK$16,701 (+11.0%) | HK$19,848 (+18.8%) | HK$22,359 (+12.7%) | HK$25,720 (+15.0%) | +8.84% |
| 50岁 | HK$16,937 | HK$16,937 | HK$16,937 | HK$18,631 (+10.0%) | HK$21,146 (+13.5%) | HK$25,312 (+19.7%) | HK$28,583 (+12.9%) | HK$32,898 (+15.1%) | +9.31% |
| 55岁 | HK$21,514 | HK$21,514 | HK$21,514 | HK$23,665 (+10.0%) | HK$27,096 (+14.5%) | HK$32,120 (+18.5%) | HK$36,225 (+12.8%) | HK$41,635 (+14.9%) | +9.26% |
| 60岁 | HK$27,327 | HK$27,327 | HK$27,327 | HK$30,060 (+10.0%) | HK$34,569 (+15.0%) | HK$41,971 (+21.4%) | HK$47,191 (+12.4%) | HK$53,933 (+14.3%) | +9.55% |
| 65岁 | HK$34,711 | HK$34,711 | HK$34,711 | HK$38,182 (+10.0%) | HK$43,909 (+15.0%) | HK$58,684 (+33.6%) | HK$65,843 (+12.2%) | HK$74,431 (+13.0%) | +10.77% |
| 70岁 | HK$44,091 | HK$44,091 | HK$44,091 | HK$48,500 (+10.0%) | HK$55,775 (+15.0%) | HK$74,566 (+33.7%) | HK$83,759 (+12.3%) | HK$94,772 (+13.1%) | +10.81% |
| 75岁 | HK$56,004 | HK$56,004 | HK$56,004 | HK$61,604 (+10.0%) | HK$70,845 (+15.0%) | HK$87,989 (+24.2%) | HK$100,370 (+14.1%) | HK$115,239 (+14.8%) | +10.16% |
| 80岁 | HK$71,138 | HK$71,138 | HK$71,138 | HK$78,252 (+10.0%) | HK$89,403 (+14.3%) | HK$96,360 (+7.8%) | HK$111,641 (+15.9%) | HK$129,779 (+16.2%) | +8.40% |
| 85岁 | HK$88,228 | HK$88,228 | HK$88,228 | HK$97,051 (+10.0%) | HK$107,241 (+10.5%) | HK$112,603 (+5.0%) | HK$130,405 (+15.8%) | HK$151,279 (+16.0%) | +7.50% |
| 90岁 | HK$109,423 | HK$109,423 | HK$109,423 | HK$120,365 (+10.0%) | HK$128,490 (+6.8%) | HK$134,915 (+5.0%) | HK$153,668 (+13.9%) | HK$177,431 (+15.5%) | +6.70% |
| 95岁 | HK$135,711 | HK$135,711 | HK$135,711 | HK$149,282 (+10.0%) | HK$153,760 (+3.0%) | HK$161,448 (+5.0%) | HK$181,308 (+12.3%) | HK$208,109 (+14.8%) | +5.90% |
| 99岁 | HK$161,219 | HK$161,219 | HK$161,219 | HK$177,341 (+10.0%) | HK$177,341 | HK$186,208 (+5.0%) | HK$207,082 (+11.2%) | HK$236,857 (+14.4%) | +5.30% |
| 所有年龄平均 | — | 0.0% | 0.0% | +10.0% | +10.8% | +16.6% | +12.0% | +13.1% | — |
0岁HK$10,171
5岁HK$7,943
10岁HK$6,974
15岁HK$6,006
20岁HK$6,646
25岁HK$7,546
30岁HK$8,566
35岁HK$9,728
40岁HK$11,088
45岁HK$13,678
50岁HK$16,937
55岁HK$21,514
60岁HK$27,327
65岁HK$34,711
70岁HK$44,091
75岁HK$56,004
80岁HK$71,138
85岁HK$88,228
90岁HK$109,423
95岁HK$135,711
99岁HK$161,219
0岁HK$10,171
5岁HK$7,943
10岁HK$6,974
15岁HK$6,006
20岁HK$6,646
25岁HK$7,546
30岁HK$8,566
35岁HK$9,728
40岁HK$11,088
45岁HK$13,678
50岁HK$16,937
55岁HK$21,514
60岁HK$27,327
65岁HK$34,711
70岁HK$44,091
75岁HK$56,004
80岁HK$71,138
85岁HK$88,228
90岁HK$109,423
95岁HK$135,711
99岁HK$161,219
0岁HK$10,171
5岁HK$7,943
10岁HK$6,974
15岁HK$6,006
20岁HK$6,646
25岁HK$7,546
30岁HK$8,566
35岁HK$9,728
40岁HK$11,088
45岁HK$13,678
50岁HK$16,937
55岁HK$21,514
60岁HK$27,327
65岁HK$34,711
70岁HK$44,091
75岁HK$56,004
80岁HK$71,138
85岁HK$88,228
90岁HK$109,423
95岁HK$135,711
99岁HK$161,219
0岁HK$11,188 (+10.0%)
5岁HK$8,737 (+10.0%)
10岁HK$7,671 (+10.0%)
15岁HK$6,607 (+10.0%)
20岁HK$7,311 (+10.0%)
25岁HK$8,301 (+10.0%)
30岁HK$9,423 (+10.0%)
35岁HK$10,701 (+10.0%)
40岁HK$12,197 (+10.0%)
45岁HK$15,046 (+10.0%)
50岁HK$18,631 (+10.0%)
55岁HK$23,665 (+10.0%)
60岁HK$30,060 (+10.0%)
65岁HK$38,182 (+10.0%)
70岁HK$48,500 (+10.0%)
75岁HK$61,604 (+10.0%)
80岁HK$78,252 (+10.0%)
85岁HK$97,051 (+10.0%)
90岁HK$120,365 (+10.0%)
95岁HK$149,282 (+10.0%)
99岁HK$177,341 (+10.0%)
0岁HK$12,307 (+10.0%)
5岁HK$9,611 (+10.0%)
10岁HK$8,438 (+10.0%)
15岁HK$7,268 (+10.0%)
20岁HK$8,042 (+10.0%)
25岁HK$9,173 (+10.5%)
30岁HK$10,412 (+10.5%)
35岁HK$11,878 (+11.0%)
40岁HK$13,539 (+11.0%)
45岁HK$16,701 (+11.0%)
50岁HK$21,146 (+13.5%)
55岁HK$27,096 (+14.5%)
60岁HK$34,569 (+15.0%)
65岁HK$43,909 (+15.0%)
70岁HK$55,775 (+15.0%)
75岁HK$70,845 (+15.0%)
80岁HK$89,403 (+14.3%)
85岁HK$107,241 (+10.5%)
90岁HK$128,490 (+6.8%)
95岁HK$153,760 (+3.0%)
99岁HK$177,341
0岁HK$12,922 (+5.0%)
5岁HK$10,092 (+5.0%)
10岁HK$8,998 (+6.6%)
15岁HK$8,586 (+18.1%)
20岁HK$9,747 (+21.2%)
25岁HK$11,334 (+23.6%)
30岁HK$13,098 (+25.8%)
35岁HK$14,716 (+23.9%)
40岁HK$16,408 (+21.2%)
45岁HK$19,848 (+18.8%)
50岁HK$25,312 (+19.7%)
55岁HK$32,120 (+18.5%)
60岁HK$41,971 (+21.4%)
65岁HK$58,684 (+33.6%)
70岁HK$74,566 (+33.7%)
75岁HK$87,989 (+24.2%)
80岁HK$96,360 (+7.8%)
85岁HK$112,603 (+5.0%)
90岁HK$134,915 (+5.0%)
95岁HK$161,448 (+5.0%)
99岁HK$186,208 (+5.0%)
0岁HK$14,486 (+12.1%)
5岁HK$11,118 (+10.2%)
10岁HK$9,698 (+7.8%)
15岁HK$9,244 (+7.7%)
20岁HK$10,579 (+8.5%)
25岁HK$12,511 (+10.4%)
30岁HK$14,640 (+11.8%)
35岁HK$16,546 (+12.4%)
40岁HK$18,495 (+12.7%)
45岁HK$22,359 (+12.7%)
50岁HK$28,583 (+12.9%)
55岁HK$36,225 (+12.8%)
60岁HK$47,191 (+12.4%)
65岁HK$65,843 (+12.2%)
70岁HK$83,759 (+12.3%)
75岁HK$100,370 (+14.1%)
80岁HK$111,641 (+15.9%)
85岁HK$130,405 (+15.8%)
90岁HK$153,668 (+13.9%)
95岁HK$181,308 (+12.3%)
99岁HK$207,082 (+11.2%)
0岁HK$16,313 (+12.6%)
5岁HK$12,399 (+11.5%)
10岁HK$10,705 (+10.4%)
15岁HK$10,178 (+10.1%)
20岁HK$11,628 (+9.9%)
25岁HK$13,761 (+10.0%)
30岁HK$16,150 (+10.3%)
35岁HK$18,349 (+10.9%)
40岁HK$20,648 (+11.6%)
45岁HK$25,720 (+15.0%)
50岁HK$32,898 (+15.1%)
55岁HK$41,635 (+14.9%)
60岁HK$53,933 (+14.3%)
65岁HK$74,431 (+13.0%)
70岁HK$94,772 (+13.1%)
75岁HK$115,239 (+14.8%)
80岁HK$129,779 (+16.2%)
85岁HK$151,279 (+16.0%)
90岁HK$177,431 (+15.5%)
95岁HK$208,109 (+14.8%)
99岁HK$236,857 (+14.4%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+6.54%
5岁+6.16%
10岁+5.92%
15岁+7.33%
20岁+7.79%
25岁+8.39%
30岁+8.88%
35岁+8.88%
40岁+8.70%
45岁+8.84%
50岁+9.31%
55岁+9.26%
60岁+9.55%
65岁+10.77%
70岁+10.81%
75岁+10.16%
80岁+8.40%
85岁+7.50%
90岁+6.70%
95岁+5.90%
99岁+5.30%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。