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安達自願醫保（靈活）計劃 - 私家及附加額外保障(港元)
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安達人壽保險香港有限公司 · F00027-04-001 · 7 个版本 · 灵活计划 · 年均加幅 +5.99%
男 Male
| 年龄 | F00027-04-001-01 2019-05-14 | F00027-04-001-02 2021-04-01 | F00027-04-001-02 2021-10-01 | F00027-04-001-02 2022-10-01 | F00027-04-001-03 2023-07-01 | F00027-04-001-03 2024-04-01 | F00027-04-001-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$14,536 | HK$14,536 | HK$15,262 (+5.0%) | HK$18,314 (+20.0%) | HK$18,314 | HK$19,779 (+8.0%) | HK$22,152 (+12.0%) | +6.04% |
| 5 | HK$10,948 | HK$10,948 | HK$11,495 (+5.0%) | HK$13,794 (+20.0%) | HK$13,794 | HK$14,897 (+8.0%) | HK$16,684 (+12.0%) | +6.04% |
| 10 | HK$9,925 | HK$9,925 | HK$10,421 (+5.0%) | HK$12,348 (+18.5%) | HK$12,348 | HK$13,335 (+8.0%) | HK$14,935 (+12.0%) | +5.86% |
| 15 | HK$9,925 | HK$9,925 | HK$10,421 (+5.0%) | HK$11,723 (+12.5%) | HK$11,723 | HK$12,660 (+8.0%) | HK$14,179 (+12.0%) | +5.09% |
| 20 | HK$9,900 | HK$9,900 | HK$10,395 (+5.0%) | HK$12,474 (+20.0%) | HK$12,474 | HK$13,471 (+8.0%) | HK$15,087 (+12.0%) | +6.04% |
| 25 | HK$10,375 | HK$10,375 | HK$10,893 (+5.0%) | HK$13,071 (+20.0%) | HK$13,071 | HK$14,116 (+8.0%) | HK$15,809 (+12.0%) | +6.04% |
| 30 | HK$11,423 | HK$11,423 | HK$11,994 (+5.0%) | HK$14,392 (+20.0%) | HK$14,392 | HK$15,543 (+8.0%) | HK$17,408 (+12.0%) | +6.04% |
| 35 | HK$13,094 | HK$13,094 | HK$13,748 (+5.0%) | HK$16,497 (+20.0%) | HK$16,497 | HK$17,816 (+8.0%) | HK$19,953 (+12.0%) | +6.04% |
| 40 | HK$15,772 | HK$15,772 | HK$16,560 (+5.0%) | HK$19,872 (+20.0%) | HK$19,872 | HK$21,461 (+8.0%) | HK$24,036 (+12.0%) | +6.04% |
| 45 | HK$19,482 | HK$19,482 | HK$20,456 (+5.0%) | HK$24,547 (+20.0%) | HK$24,547 | HK$26,510 (+8.0%) | HK$29,691 (+12.0%) | +6.05% |
| 50 | HK$24,839 | HK$24,839 | HK$26,080 (+5.0%) | HK$31,296 (+20.0%) | HK$31,296 | HK$33,799 (+8.0%) | HK$37,854 (+12.0%) | +6.04% |
| 55 | HK$33,143 | HK$33,143 | HK$34,800 (+5.0%) | HK$41,760 (+20.0%) | HK$41,760 | HK$45,100 (+8.0%) | HK$50,512 (+12.0%) | +6.05% |
| 60 | HK$42,070 | HK$42,070 | HK$44,173 (+5.0%) | HK$53,007 (+20.0%) | HK$53,007 | HK$57,247 (+8.0%) | HK$64,116 (+12.0%) | +6.05% |
| 65 | HK$50,023 | HK$50,023 | HK$52,524 (+5.0%) | HK$63,028 (+20.0%) | HK$63,028 | HK$68,070 (+8.0%) | HK$76,238 (+12.0%) | +6.05% |
| 70 | HK$59,843 | HK$59,843 | HK$62,835 (+5.0%) | HK$75,402 (+20.0%) | HK$75,402 | HK$81,434 (+8.0%) | HK$91,206 (+12.0%) | +6.05% |
| 75 | HK$71,569 | HK$71,569 | HK$75,147 (+5.0%) | HK$90,176 (+20.0%) | HK$90,176 | HK$97,390 (+8.0%) | HK$109,076 (+12.0%) | +6.05% |
| 80 | HK$88,801 | HK$88,801 | HK$93,241 (+5.0%) | HK$111,889 (+20.0%) | HK$111,889 | HK$120,840 (+8.0%) | HK$135,340 (+12.0%) | +6.05% |
| 85 | HK$103,506 | HK$103,506 | HK$108,681 (+5.0%) | HK$130,417 (+20.0%) | HK$130,417 | HK$140,850 (+8.0%) | HK$157,752 (+12.0%) | +6.05% |
| 90 | HK$118,488 | HK$118,488 | HK$124,412 (+5.0%) | HK$149,294 (+20.0%) | HK$149,294 | HK$161,237 (+8.0%) | HK$180,585 (+12.0%) | +6.05% |
| 95 | HK$133,458 | HK$133,458 | HK$140,130 (+5.0%) | HK$168,156 (+20.0%) | HK$168,156 | HK$181,608 (+8.0%) | HK$203,400 (+12.0%) | +6.05% |
| 99 | HK$144,999 | HK$144,999 | HK$152,248 (+5.0%) | HK$182,697 (+20.0%) | HK$182,697 | HK$197,312 (+8.0%) | HK$220,989 (+12.0%) | +6.05% |
| 所有年龄平均 | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0岁HK$14,536
5岁HK$10,948
10岁HK$9,925
15岁HK$9,925
20岁HK$9,900
25岁HK$10,375
30岁HK$11,423
35岁HK$13,094
40岁HK$15,772
45岁HK$19,482
50岁HK$24,839
55岁HK$33,143
60岁HK$42,070
65岁HK$50,023
70岁HK$59,843
75岁HK$71,569
80岁HK$88,801
85岁HK$103,506
90岁HK$118,488
95岁HK$133,458
99岁HK$144,999
0岁HK$14,536
5岁HK$10,948
10岁HK$9,925
15岁HK$9,925
20岁HK$9,900
25岁HK$10,375
30岁HK$11,423
35岁HK$13,094
40岁HK$15,772
45岁HK$19,482
50岁HK$24,839
55岁HK$33,143
60岁HK$42,070
65岁HK$50,023
70岁HK$59,843
75岁HK$71,569
80岁HK$88,801
85岁HK$103,506
90岁HK$118,488
95岁HK$133,458
99岁HK$144,999
0岁HK$15,262 (+5.0%)
5岁HK$11,495 (+5.0%)
10岁HK$10,421 (+5.0%)
15岁HK$10,421 (+5.0%)
20岁HK$10,395 (+5.0%)
25岁HK$10,893 (+5.0%)
30岁HK$11,994 (+5.0%)
35岁HK$13,748 (+5.0%)
40岁HK$16,560 (+5.0%)
45岁HK$20,456 (+5.0%)
50岁HK$26,080 (+5.0%)
55岁HK$34,800 (+5.0%)
60岁HK$44,173 (+5.0%)
65岁HK$52,524 (+5.0%)
70岁HK$62,835 (+5.0%)
75岁HK$75,147 (+5.0%)
80岁HK$93,241 (+5.0%)
85岁HK$108,681 (+5.0%)
90岁HK$124,412 (+5.0%)
95岁HK$140,130 (+5.0%)
99岁HK$152,248 (+5.0%)
0岁HK$18,314 (+20.0%)
5岁HK$13,794 (+20.0%)
10岁HK$12,348 (+18.5%)
15岁HK$11,723 (+12.5%)
20岁HK$12,474 (+20.0%)
25岁HK$13,071 (+20.0%)
30岁HK$14,392 (+20.0%)
35岁HK$16,497 (+20.0%)
40岁HK$19,872 (+20.0%)
45岁HK$24,547 (+20.0%)
50岁HK$31,296 (+20.0%)
55岁HK$41,760 (+20.0%)
60岁HK$53,007 (+20.0%)
65岁HK$63,028 (+20.0%)
70岁HK$75,402 (+20.0%)
75岁HK$90,176 (+20.0%)
80岁HK$111,889 (+20.0%)
85岁HK$130,417 (+20.0%)
90岁HK$149,294 (+20.0%)
95岁HK$168,156 (+20.0%)
99岁HK$182,697 (+20.0%)
0岁HK$18,314
5岁HK$13,794
10岁HK$12,348
15岁HK$11,723
20岁HK$12,474
25岁HK$13,071
30岁HK$14,392
35岁HK$16,497
40岁HK$19,872
45岁HK$24,547
50岁HK$31,296
55岁HK$41,760
60岁HK$53,007
65岁HK$63,028
70岁HK$75,402
75岁HK$90,176
80岁HK$111,889
85岁HK$130,417
90岁HK$149,294
95岁HK$168,156
99岁HK$182,697
0岁HK$19,779 (+8.0%)
5岁HK$14,897 (+8.0%)
10岁HK$13,335 (+8.0%)
15岁HK$12,660 (+8.0%)
20岁HK$13,471 (+8.0%)
25岁HK$14,116 (+8.0%)
30岁HK$15,543 (+8.0%)
35岁HK$17,816 (+8.0%)
40岁HK$21,461 (+8.0%)
45岁HK$26,510 (+8.0%)
50岁HK$33,799 (+8.0%)
55岁HK$45,100 (+8.0%)
60岁HK$57,247 (+8.0%)
65岁HK$68,070 (+8.0%)
70岁HK$81,434 (+8.0%)
75岁HK$97,390 (+8.0%)
80岁HK$120,840 (+8.0%)
85岁HK$140,850 (+8.0%)
90岁HK$161,237 (+8.0%)
95岁HK$181,608 (+8.0%)
99岁HK$197,312 (+8.0%)
0岁HK$22,152 (+12.0%)
5岁HK$16,684 (+12.0%)
10岁HK$14,935 (+12.0%)
15岁HK$14,179 (+12.0%)
20岁HK$15,087 (+12.0%)
25岁HK$15,809 (+12.0%)
30岁HK$17,408 (+12.0%)
35岁HK$19,953 (+12.0%)
40岁HK$24,036 (+12.0%)
45岁HK$29,691 (+12.0%)
50岁HK$37,854 (+12.0%)
55岁HK$50,512 (+12.0%)
60岁HK$64,116 (+12.0%)
65岁HK$76,238 (+12.0%)
70岁HK$91,206 (+12.0%)
75岁HK$109,076 (+12.0%)
80岁HK$135,340 (+12.0%)
85岁HK$157,752 (+12.0%)
90岁HK$180,585 (+12.0%)
95岁HK$203,400 (+12.0%)
99岁HK$220,989 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+6.04%
5岁+6.04%
10岁+5.86%
15岁+5.09%
20岁+6.04%
25岁+6.04%
30岁+6.04%
35岁+6.04%
40岁+6.04%
45岁+6.05%
50岁+6.04%
55岁+6.05%
60岁+6.05%
65岁+6.05%
70岁+6.05%
75岁+6.05%
80岁+6.05%
85岁+6.05%
90岁+6.05%
95岁+6.05%
99岁+6.05%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00027-04-001-01 2019-05-14 | F00027-04-001-02 2021-04-01 | F00027-04-001-02 2021-10-01 | F00027-04-001-02 2022-10-01 | F00027-04-001-03 2023-07-01 | F00027-04-001-03 2024-04-01 | F00027-04-001-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$14,020 | HK$14,020 | HK$14,721 (+5.0%) | HK$17,665 (+20.0%) | HK$17,665 | HK$19,078 (+8.0%) | HK$21,367 (+12.0%) | +6.05% |
| 5 | HK$10,948 | HK$10,948 | HK$11,495 (+5.0%) | HK$13,794 (+20.0%) | HK$13,794 | HK$14,897 (+8.0%) | HK$16,684 (+12.0%) | +6.04% |
| 10 | HK$9,810 | HK$9,810 | HK$10,300 (+5.0%) | HK$12,205 (+18.5%) | HK$12,205 | HK$13,181 (+8.0%) | HK$14,762 (+12.0%) | +5.86% |
| 15 | HK$9,810 | HK$9,810 | HK$10,300 (+5.0%) | HK$11,587 (+12.5%) | HK$11,587 | HK$12,513 (+8.0%) | HK$14,014 (+12.0%) | +5.09% |
| 20 | HK$10,432 | HK$10,432 | HK$10,953 (+5.0%) | HK$13,143 (+20.0%) | HK$13,143 | HK$14,194 (+8.0%) | HK$15,897 (+12.0%) | +6.04% |
| 25 | HK$11,825 | HK$11,825 | HK$12,416 (+5.0%) | HK$14,899 (+20.0%) | HK$14,899 | HK$16,090 (+8.0%) | HK$18,020 (+12.0%) | +6.04% |
| 30 | HK$13,626 | HK$13,626 | HK$14,307 (+5.0%) | HK$17,168 (+20.0%) | HK$17,168 | HK$18,541 (+8.0%) | HK$20,765 (+12.0%) | +6.04% |
| 35 | HK$16,165 | HK$16,165 | HK$16,973 (+5.0%) | HK$20,367 (+20.0%) | HK$20,367 | HK$21,996 (+8.0%) | HK$24,635 (+12.0%) | +6.04% |
| 40 | HK$19,204 | HK$19,204 | HK$20,164 (+5.0%) | HK$24,196 (+20.0%) | HK$24,196 | HK$26,131 (+8.0%) | HK$29,266 (+12.0%) | +6.04% |
| 45 | HK$22,627 | HK$22,627 | HK$23,758 (+5.0%) | HK$28,509 (+20.0%) | HK$28,509 | HK$30,789 (+8.0%) | HK$34,483 (+12.0%) | +6.04% |
| 50 | HK$26,264 | HK$26,264 | HK$27,577 (+5.0%) | HK$33,092 (+20.0%) | HK$33,092 | HK$35,739 (+8.0%) | HK$40,027 (+12.0%) | +6.05% |
| 55 | HK$31,554 | HK$31,554 | HK$33,131 (+5.0%) | HK$39,757 (+20.0%) | HK$39,757 | HK$42,937 (+8.0%) | HK$48,089 (+12.0%) | +6.05% |
| 60 | HK$38,901 | HK$38,901 | HK$40,846 (+5.0%) | HK$49,015 (+20.0%) | HK$49,015 | HK$52,936 (+8.0%) | HK$59,288 (+12.0%) | +6.05% |
| 65 | HK$45,961 | HK$45,961 | HK$48,259 (+5.0%) | HK$57,910 (+20.0%) | HK$57,910 | HK$62,542 (+8.0%) | HK$70,047 (+12.0%) | +6.05% |
| 70 | HK$54,609 | HK$54,609 | HK$57,339 (+5.0%) | HK$68,806 (+20.0%) | HK$68,806 | HK$74,310 (+8.0%) | HK$83,227 (+12.0%) | +6.05% |
| 75 | HK$66,897 | HK$66,897 | HK$70,241 (+5.0%) | HK$84,289 (+20.0%) | HK$84,289 | HK$91,032 (+8.0%) | HK$101,955 (+12.0%) | +6.05% |
| 80 | HK$83,250 | HK$83,250 | HK$87,412 (+5.0%) | HK$104,894 (+20.0%) | HK$104,894 | HK$113,285 (+8.0%) | HK$126,879 (+12.0%) | +6.05% |
| 85 | HK$96,087 | HK$96,087 | HK$100,891 (+5.0%) | HK$121,069 (+20.0%) | HK$121,069 | HK$130,754 (+8.0%) | HK$146,444 (+12.0%) | +6.05% |
| 90 | HK$109,178 | HK$109,178 | HK$114,636 (+5.0%) | HK$137,563 (+20.0%) | HK$137,563 | HK$148,568 (+8.0%) | HK$166,396 (+12.0%) | +6.05% |
| 95 | HK$122,236 | HK$122,236 | HK$128,347 (+5.0%) | HK$154,016 (+20.0%) | HK$154,016 | HK$166,337 (+8.0%) | HK$186,297 (+12.0%) | +6.05% |
| 99 | HK$132,972 | HK$132,972 | HK$139,620 (+5.0%) | HK$167,544 (+20.0%) | HK$167,544 | HK$180,947 (+8.0%) | HK$202,660 (+12.0%) | +6.05% |
| 所有年龄平均 | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0岁HK$14,020
5岁HK$10,948
10岁HK$9,810
15岁HK$9,810
20岁HK$10,432
25岁HK$11,825
30岁HK$13,626
35岁HK$16,165
40岁HK$19,204
45岁HK$22,627
50岁HK$26,264
55岁HK$31,554
60岁HK$38,901
65岁HK$45,961
70岁HK$54,609
75岁HK$66,897
80岁HK$83,250
85岁HK$96,087
90岁HK$109,178
95岁HK$122,236
99岁HK$132,972
0岁HK$14,020
5岁HK$10,948
10岁HK$9,810
15岁HK$9,810
20岁HK$10,432
25岁HK$11,825
30岁HK$13,626
35岁HK$16,165
40岁HK$19,204
45岁HK$22,627
50岁HK$26,264
55岁HK$31,554
60岁HK$38,901
65岁HK$45,961
70岁HK$54,609
75岁HK$66,897
80岁HK$83,250
85岁HK$96,087
90岁HK$109,178
95岁HK$122,236
99岁HK$132,972
0岁HK$14,721 (+5.0%)
5岁HK$11,495 (+5.0%)
10岁HK$10,300 (+5.0%)
15岁HK$10,300 (+5.0%)
20岁HK$10,953 (+5.0%)
25岁HK$12,416 (+5.0%)
30岁HK$14,307 (+5.0%)
35岁HK$16,973 (+5.0%)
40岁HK$20,164 (+5.0%)
45岁HK$23,758 (+5.0%)
50岁HK$27,577 (+5.0%)
55岁HK$33,131 (+5.0%)
60岁HK$40,846 (+5.0%)
65岁HK$48,259 (+5.0%)
70岁HK$57,339 (+5.0%)
75岁HK$70,241 (+5.0%)
80岁HK$87,412 (+5.0%)
85岁HK$100,891 (+5.0%)
90岁HK$114,636 (+5.0%)
95岁HK$128,347 (+5.0%)
99岁HK$139,620 (+5.0%)
0岁HK$17,665 (+20.0%)
5岁HK$13,794 (+20.0%)
10岁HK$12,205 (+18.5%)
15岁HK$11,587 (+12.5%)
20岁HK$13,143 (+20.0%)
25岁HK$14,899 (+20.0%)
30岁HK$17,168 (+20.0%)
35岁HK$20,367 (+20.0%)
40岁HK$24,196 (+20.0%)
45岁HK$28,509 (+20.0%)
50岁HK$33,092 (+20.0%)
55岁HK$39,757 (+20.0%)
60岁HK$49,015 (+20.0%)
65岁HK$57,910 (+20.0%)
70岁HK$68,806 (+20.0%)
75岁HK$84,289 (+20.0%)
80岁HK$104,894 (+20.0%)
85岁HK$121,069 (+20.0%)
90岁HK$137,563 (+20.0%)
95岁HK$154,016 (+20.0%)
99岁HK$167,544 (+20.0%)
0岁HK$17,665
5岁HK$13,794
10岁HK$12,205
15岁HK$11,587
20岁HK$13,143
25岁HK$14,899
30岁HK$17,168
35岁HK$20,367
40岁HK$24,196
45岁HK$28,509
50岁HK$33,092
55岁HK$39,757
60岁HK$49,015
65岁HK$57,910
70岁HK$68,806
75岁HK$84,289
80岁HK$104,894
85岁HK$121,069
90岁HK$137,563
95岁HK$154,016
99岁HK$167,544
0岁HK$19,078 (+8.0%)
5岁HK$14,897 (+8.0%)
10岁HK$13,181 (+8.0%)
15岁HK$12,513 (+8.0%)
20岁HK$14,194 (+8.0%)
25岁HK$16,090 (+8.0%)
30岁HK$18,541 (+8.0%)
35岁HK$21,996 (+8.0%)
40岁HK$26,131 (+8.0%)
45岁HK$30,789 (+8.0%)
50岁HK$35,739 (+8.0%)
55岁HK$42,937 (+8.0%)
60岁HK$52,936 (+8.0%)
65岁HK$62,542 (+8.0%)
70岁HK$74,310 (+8.0%)
75岁HK$91,032 (+8.0%)
80岁HK$113,285 (+8.0%)
85岁HK$130,754 (+8.0%)
90岁HK$148,568 (+8.0%)
95岁HK$166,337 (+8.0%)
99岁HK$180,947 (+8.0%)
0岁HK$21,367 (+12.0%)
5岁HK$16,684 (+12.0%)
10岁HK$14,762 (+12.0%)
15岁HK$14,014 (+12.0%)
20岁HK$15,897 (+12.0%)
25岁HK$18,020 (+12.0%)
30岁HK$20,765 (+12.0%)
35岁HK$24,635 (+12.0%)
40岁HK$29,266 (+12.0%)
45岁HK$34,483 (+12.0%)
50岁HK$40,027 (+12.0%)
55岁HK$48,089 (+12.0%)
60岁HK$59,288 (+12.0%)
65岁HK$70,047 (+12.0%)
70岁HK$83,227 (+12.0%)
75岁HK$101,955 (+12.0%)
80岁HK$126,879 (+12.0%)
85岁HK$146,444 (+12.0%)
90岁HK$166,396 (+12.0%)
95岁HK$186,297 (+12.0%)
99岁HK$202,660 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+6.05%
5岁+6.04%
10岁+5.86%
15岁+5.09%
20岁+6.04%
25岁+6.04%
30岁+6.04%
35岁+6.04%
40岁+6.04%
45岁+6.04%
50岁+6.05%
55岁+6.05%
60岁+6.05%
65岁+6.05%
70岁+6.05%
75岁+6.05%
80岁+6.05%
85岁+6.05%
90岁+6.05%
95岁+6.05%
99岁+6.05%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。