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安達自願醫保（靈活）計劃 - 普通及附加額外保障(港元)
Chubb VHIS - Flexi Plan - Ward with Top-up benefit (HKD)
安達人壽保險香港有限公司 · F00027-02-001 · 7 个版本 · 灵活计划 · 年均加幅 +5.99%
男 Male
| 年龄 | F00027-02-001-01 2019-05-14 | F00027-02-001-02 2021-04-01 | F00027-02-001-02 2021-10-01 | F00027-02-001-02 2022-10-01 | F00027-02-001-03 2023-07-01 | F00027-02-001-03 2024-04-01 | F00027-02-001-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,293 | HK$5,293 | HK$5,557 (+5.0%) | HK$6,668 (+20.0%) | HK$6,668 | HK$7,201 (+8.0%) | HK$8,065 (+12.0%) | +6.04% |
| 5 | HK$4,815 | HK$4,815 | HK$5,055 (+5.0%) | HK$6,066 (+20.0%) | HK$6,066 | HK$6,551 (+8.0%) | HK$7,337 (+12.0%) | +6.04% |
| 10 | HK$3,522 | HK$3,522 | HK$3,698 (+5.0%) | HK$4,382 (+18.5%) | HK$4,382 | HK$4,732 (+8.0%) | HK$5,299 (+12.0%) | +5.86% |
| 15 | HK$3,522 | HK$3,522 | HK$3,698 (+5.0%) | HK$4,160 (+12.5%) | HK$4,160 | HK$4,492 (+8.0%) | HK$5,031 (+12.0%) | +5.09% |
| 20 | HK$3,573 | HK$3,573 | HK$3,751 (+5.0%) | HK$4,501 (+20.0%) | HK$4,501 | HK$4,861 (+8.0%) | HK$5,444 (+12.0%) | +6.04% |
| 25 | HK$3,870 | HK$3,870 | HK$4,063 (+5.0%) | HK$4,875 (+20.0%) | HK$4,875 | HK$5,265 (+8.0%) | HK$5,896 (+12.0%) | +6.04% |
| 30 | HK$4,290 | HK$4,290 | HK$4,504 (+5.0%) | HK$5,404 (+20.0%) | HK$5,404 | HK$5,836 (+8.0%) | HK$6,536 (+12.0%) | +6.04% |
| 35 | HK$5,037 | HK$5,037 | HK$5,288 (+5.0%) | HK$6,345 (+20.0%) | HK$6,345 | HK$6,852 (+8.0%) | HK$7,674 (+12.0%) | +6.04% |
| 40 | HK$6,163 | HK$6,163 | HK$6,471 (+5.0%) | HK$7,765 (+20.0%) | HK$7,765 | HK$8,386 (+8.0%) | HK$9,392 (+12.0%) | +6.04% |
| 45 | HK$7,586 | HK$7,586 | HK$7,965 (+5.0%) | HK$9,558 (+20.0%) | HK$9,558 | HK$10,322 (+8.0%) | HK$11,560 (+12.0%) | +6.04% |
| 50 | HK$9,941 | HK$9,941 | HK$10,438 (+5.0%) | HK$12,525 (+20.0%) | HK$12,525 | HK$13,527 (+8.0%) | HK$15,150 (+12.0%) | +6.04% |
| 55 | HK$12,480 | HK$12,480 | HK$13,104 (+5.0%) | HK$15,724 (+20.0%) | HK$15,724 | HK$16,981 (+8.0%) | HK$19,018 (+12.0%) | +6.04% |
| 60 | HK$14,988 | HK$14,988 | HK$15,737 (+5.0%) | HK$18,884 (+20.0%) | HK$18,884 | HK$20,394 (+8.0%) | HK$22,841 (+12.0%) | +6.04% |
| 65 | HK$17,527 | HK$17,527 | HK$18,403 (+5.0%) | HK$22,083 (+20.0%) | HK$22,083 | HK$23,849 (+8.0%) | HK$26,710 (+12.0%) | +6.04% |
| 70 | HK$21,356 | HK$21,356 | HK$22,423 (+5.0%) | HK$26,907 (+20.0%) | HK$26,907 | HK$29,059 (+8.0%) | HK$32,546 (+12.0%) | +6.04% |
| 75 | HK$26,983 | HK$26,983 | HK$28,332 (+5.0%) | HK$33,998 (+20.0%) | HK$33,998 | HK$36,717 (+8.0%) | HK$41,123 (+12.0%) | +6.05% |
| 80 | HK$32,174 | HK$32,174 | HK$33,782 (+5.0%) | HK$40,538 (+20.0%) | HK$40,538 | HK$43,781 (+8.0%) | HK$49,034 (+12.0%) | +6.05% |
| 85 | HK$37,184 | HK$37,184 | HK$39,043 (+5.0%) | HK$46,851 (+20.0%) | HK$46,851 | HK$50,599 (+8.0%) | HK$56,670 (+12.0%) | +6.05% |
| 90 | HK$42,285 | HK$42,285 | HK$44,399 (+5.0%) | HK$53,278 (+20.0%) | HK$53,278 | HK$57,540 (+8.0%) | HK$64,444 (+12.0%) | +6.05% |
| 95 | HK$47,370 | HK$47,370 | HK$49,738 (+5.0%) | HK$59,685 (+20.0%) | HK$59,685 | HK$64,459 (+8.0%) | HK$72,194 (+12.0%) | +6.05% |
| 99 | HK$51,532 | HK$51,532 | HK$54,108 (+5.0%) | HK$64,929 (+20.0%) | HK$64,929 | HK$70,123 (+8.0%) | HK$78,537 (+12.0%) | +6.05% |
| 所有年龄平均 | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0岁HK$5,293
5岁HK$4,815
10岁HK$3,522
15岁HK$3,522
20岁HK$3,573
25岁HK$3,870
30岁HK$4,290
35岁HK$5,037
40岁HK$6,163
45岁HK$7,586
50岁HK$9,941
55岁HK$12,480
60岁HK$14,988
65岁HK$17,527
70岁HK$21,356
75岁HK$26,983
80岁HK$32,174
85岁HK$37,184
90岁HK$42,285
95岁HK$47,370
99岁HK$51,532
0岁HK$5,293
5岁HK$4,815
10岁HK$3,522
15岁HK$3,522
20岁HK$3,573
25岁HK$3,870
30岁HK$4,290
35岁HK$5,037
40岁HK$6,163
45岁HK$7,586
50岁HK$9,941
55岁HK$12,480
60岁HK$14,988
65岁HK$17,527
70岁HK$21,356
75岁HK$26,983
80岁HK$32,174
85岁HK$37,184
90岁HK$42,285
95岁HK$47,370
99岁HK$51,532
0岁HK$5,557 (+5.0%)
5岁HK$5,055 (+5.0%)
10岁HK$3,698 (+5.0%)
15岁HK$3,698 (+5.0%)
20岁HK$3,751 (+5.0%)
25岁HK$4,063 (+5.0%)
30岁HK$4,504 (+5.0%)
35岁HK$5,288 (+5.0%)
40岁HK$6,471 (+5.0%)
45岁HK$7,965 (+5.0%)
50岁HK$10,438 (+5.0%)
55岁HK$13,104 (+5.0%)
60岁HK$15,737 (+5.0%)
65岁HK$18,403 (+5.0%)
70岁HK$22,423 (+5.0%)
75岁HK$28,332 (+5.0%)
80岁HK$33,782 (+5.0%)
85岁HK$39,043 (+5.0%)
90岁HK$44,399 (+5.0%)
95岁HK$49,738 (+5.0%)
99岁HK$54,108 (+5.0%)
0岁HK$6,668 (+20.0%)
5岁HK$6,066 (+20.0%)
10岁HK$4,382 (+18.5%)
15岁HK$4,160 (+12.5%)
20岁HK$4,501 (+20.0%)
25岁HK$4,875 (+20.0%)
30岁HK$5,404 (+20.0%)
35岁HK$6,345 (+20.0%)
40岁HK$7,765 (+20.0%)
45岁HK$9,558 (+20.0%)
50岁HK$12,525 (+20.0%)
55岁HK$15,724 (+20.0%)
60岁HK$18,884 (+20.0%)
65岁HK$22,083 (+20.0%)
70岁HK$26,907 (+20.0%)
75岁HK$33,998 (+20.0%)
80岁HK$40,538 (+20.0%)
85岁HK$46,851 (+20.0%)
90岁HK$53,278 (+20.0%)
95岁HK$59,685 (+20.0%)
99岁HK$64,929 (+20.0%)
0岁HK$6,668
5岁HK$6,066
10岁HK$4,382
15岁HK$4,160
20岁HK$4,501
25岁HK$4,875
30岁HK$5,404
35岁HK$6,345
40岁HK$7,765
45岁HK$9,558
50岁HK$12,525
55岁HK$15,724
60岁HK$18,884
65岁HK$22,083
70岁HK$26,907
75岁HK$33,998
80岁HK$40,538
85岁HK$46,851
90岁HK$53,278
95岁HK$59,685
99岁HK$64,929
0岁HK$7,201 (+8.0%)
5岁HK$6,551 (+8.0%)
10岁HK$4,732 (+8.0%)
15岁HK$4,492 (+8.0%)
20岁HK$4,861 (+8.0%)
25岁HK$5,265 (+8.0%)
30岁HK$5,836 (+8.0%)
35岁HK$6,852 (+8.0%)
40岁HK$8,386 (+8.0%)
45岁HK$10,322 (+8.0%)
50岁HK$13,527 (+8.0%)
55岁HK$16,981 (+8.0%)
60岁HK$20,394 (+8.0%)
65岁HK$23,849 (+8.0%)
70岁HK$29,059 (+8.0%)
75岁HK$36,717 (+8.0%)
80岁HK$43,781 (+8.0%)
85岁HK$50,599 (+8.0%)
90岁HK$57,540 (+8.0%)
95岁HK$64,459 (+8.0%)
99岁HK$70,123 (+8.0%)
0岁HK$8,065 (+12.0%)
5岁HK$7,337 (+12.0%)
10岁HK$5,299 (+12.0%)
15岁HK$5,031 (+12.0%)
20岁HK$5,444 (+12.0%)
25岁HK$5,896 (+12.0%)
30岁HK$6,536 (+12.0%)
35岁HK$7,674 (+12.0%)
40岁HK$9,392 (+12.0%)
45岁HK$11,560 (+12.0%)
50岁HK$15,150 (+12.0%)
55岁HK$19,018 (+12.0%)
60岁HK$22,841 (+12.0%)
65岁HK$26,710 (+12.0%)
70岁HK$32,546 (+12.0%)
75岁HK$41,123 (+12.0%)
80岁HK$49,034 (+12.0%)
85岁HK$56,670 (+12.0%)
90岁HK$64,444 (+12.0%)
95岁HK$72,194 (+12.0%)
99岁HK$78,537 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+6.04%
5岁+6.04%
10岁+5.86%
15岁+5.09%
20岁+6.04%
25岁+6.04%
30岁+6.04%
35岁+6.04%
40岁+6.04%
45岁+6.04%
50岁+6.04%
55岁+6.04%
60岁+6.04%
65岁+6.04%
70岁+6.04%
75岁+6.05%
80岁+6.05%
85岁+6.05%
90岁+6.05%
95岁+6.05%
99岁+6.05%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00027-02-001-01 2019-05-14 | F00027-02-001-02 2021-04-01 | F00027-02-001-02 2021-10-01 | F00027-02-001-02 2022-10-01 | F00027-02-001-03 2023-07-01 | F00027-02-001-03 2024-04-01 | F00027-02-001-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,293 | HK$5,293 | HK$5,557 (+5.0%) | HK$6,668 (+20.0%) | HK$6,668 | HK$7,201 (+8.0%) | HK$8,065 (+12.0%) | +6.04% |
| 5 | HK$4,638 | HK$4,638 | HK$4,869 (+5.0%) | HK$5,842 (+20.0%) | HK$5,842 | HK$6,309 (+8.0%) | HK$7,066 (+12.0%) | +6.04% |
| 10 | HK$3,757 | HK$3,757 | HK$3,944 (+5.0%) | HK$4,673 (+18.5%) | HK$4,673 | HK$5,046 (+8.0%) | HK$5,651 (+12.0%) | +5.85% |
| 15 | HK$3,757 | HK$3,757 | HK$3,944 (+5.0%) | HK$4,437 (+12.5%) | HK$4,437 | HK$4,791 (+8.0%) | HK$5,365 (+12.0%) | +5.09% |
| 20 | HK$4,269 | HK$4,269 | HK$4,482 (+5.0%) | HK$5,378 (+20.0%) | HK$5,378 | HK$5,808 (+8.0%) | HK$6,504 (+12.0%) | +6.04% |
| 25 | HK$4,853 | HK$4,853 | HK$5,095 (+5.0%) | HK$6,114 (+20.0%) | HK$6,114 | HK$6,603 (+8.0%) | HK$7,395 (+12.0%) | +6.04% |
| 30 | HK$5,631 | HK$5,631 | HK$5,912 (+5.0%) | HK$7,094 (+20.0%) | HK$7,094 | HK$7,661 (+8.0%) | HK$8,580 (+12.0%) | +6.04% |
| 35 | HK$6,532 | HK$6,532 | HK$6,858 (+5.0%) | HK$8,229 (+20.0%) | HK$8,229 | HK$8,887 (+8.0%) | HK$9,953 (+12.0%) | +6.04% |
| 40 | HK$7,556 | HK$7,556 | HK$7,933 (+5.0%) | HK$9,519 (+20.0%) | HK$9,519 | HK$10,280 (+8.0%) | HK$11,513 (+12.0%) | +6.04% |
| 45 | HK$8,886 | HK$8,886 | HK$9,330 (+5.0%) | HK$11,196 (+20.0%) | HK$11,196 | HK$12,091 (+8.0%) | HK$13,541 (+12.0%) | +6.04% |
| 50 | HK$10,576 | HK$10,576 | HK$11,104 (+5.0%) | HK$13,324 (+20.0%) | HK$13,324 | HK$14,389 (+8.0%) | HK$16,115 (+12.0%) | +6.04% |
| 55 | HK$12,306 | HK$12,306 | HK$12,921 (+5.0%) | HK$15,505 (+20.0%) | HK$15,505 | HK$16,745 (+8.0%) | HK$18,754 (+12.0%) | +6.04% |
| 60 | HK$14,364 | HK$14,364 | HK$15,082 (+5.0%) | HK$18,098 (+20.0%) | HK$18,098 | HK$19,545 (+8.0%) | HK$21,890 (+12.0%) | +6.04% |
| 65 | HK$17,056 | HK$17,056 | HK$17,908 (+5.0%) | HK$21,489 (+20.0%) | HK$21,489 | HK$23,208 (+8.0%) | HK$25,992 (+12.0%) | +6.04% |
| 70 | HK$21,049 | HK$21,049 | HK$22,101 (+5.0%) | HK$26,521 (+20.0%) | HK$26,521 | HK$28,642 (+8.0%) | HK$32,079 (+12.0%) | +6.05% |
| 75 | HK$26,294 | HK$26,294 | HK$27,608 (+5.0%) | HK$33,129 (+20.0%) | HK$33,129 | HK$35,779 (+8.0%) | HK$40,072 (+12.0%) | +6.04% |
| 80 | HK$32,185 | HK$32,185 | HK$33,794 (+5.0%) | HK$40,552 (+20.0%) | HK$40,552 | HK$43,796 (+8.0%) | HK$49,051 (+12.0%) | +6.05% |
| 85 | HK$37,818 | HK$37,818 | HK$39,708 (+5.0%) | HK$47,649 (+20.0%) | HK$47,649 | HK$51,460 (+8.0%) | HK$57,635 (+12.0%) | +6.05% |
| 90 | HK$43,565 | HK$43,565 | HK$45,743 (+5.0%) | HK$54,891 (+20.0%) | HK$54,891 | HK$59,282 (+8.0%) | HK$66,395 (+12.0%) | +6.05% |
| 95 | HK$49,327 | HK$49,327 | HK$51,793 (+5.0%) | HK$62,151 (+20.0%) | HK$62,151 | HK$67,123 (+8.0%) | HK$75,177 (+12.0%) | +6.05% |
| 99 | HK$54,056 | HK$54,056 | HK$56,758 (+5.0%) | HK$68,109 (+20.0%) | HK$68,109 | HK$73,557 (+8.0%) | HK$82,383 (+12.0%) | +6.05% |
| 所有年龄平均 | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0岁HK$5,293
5岁HK$4,638
10岁HK$3,757
15岁HK$3,757
20岁HK$4,269
25岁HK$4,853
30岁HK$5,631
35岁HK$6,532
40岁HK$7,556
45岁HK$8,886
50岁HK$10,576
55岁HK$12,306
60岁HK$14,364
65岁HK$17,056
70岁HK$21,049
75岁HK$26,294
80岁HK$32,185
85岁HK$37,818
90岁HK$43,565
95岁HK$49,327
99岁HK$54,056
0岁HK$5,293
5岁HK$4,638
10岁HK$3,757
15岁HK$3,757
20岁HK$4,269
25岁HK$4,853
30岁HK$5,631
35岁HK$6,532
40岁HK$7,556
45岁HK$8,886
50岁HK$10,576
55岁HK$12,306
60岁HK$14,364
65岁HK$17,056
70岁HK$21,049
75岁HK$26,294
80岁HK$32,185
85岁HK$37,818
90岁HK$43,565
95岁HK$49,327
99岁HK$54,056
0岁HK$5,557 (+5.0%)
5岁HK$4,869 (+5.0%)
10岁HK$3,944 (+5.0%)
15岁HK$3,944 (+5.0%)
20岁HK$4,482 (+5.0%)
25岁HK$5,095 (+5.0%)
30岁HK$5,912 (+5.0%)
35岁HK$6,858 (+5.0%)
40岁HK$7,933 (+5.0%)
45岁HK$9,330 (+5.0%)
50岁HK$11,104 (+5.0%)
55岁HK$12,921 (+5.0%)
60岁HK$15,082 (+5.0%)
65岁HK$17,908 (+5.0%)
70岁HK$22,101 (+5.0%)
75岁HK$27,608 (+5.0%)
80岁HK$33,794 (+5.0%)
85岁HK$39,708 (+5.0%)
90岁HK$45,743 (+5.0%)
95岁HK$51,793 (+5.0%)
99岁HK$56,758 (+5.0%)
0岁HK$6,668 (+20.0%)
5岁HK$5,842 (+20.0%)
10岁HK$4,673 (+18.5%)
15岁HK$4,437 (+12.5%)
20岁HK$5,378 (+20.0%)
25岁HK$6,114 (+20.0%)
30岁HK$7,094 (+20.0%)
35岁HK$8,229 (+20.0%)
40岁HK$9,519 (+20.0%)
45岁HK$11,196 (+20.0%)
50岁HK$13,324 (+20.0%)
55岁HK$15,505 (+20.0%)
60岁HK$18,098 (+20.0%)
65岁HK$21,489 (+20.0%)
70岁HK$26,521 (+20.0%)
75岁HK$33,129 (+20.0%)
80岁HK$40,552 (+20.0%)
85岁HK$47,649 (+20.0%)
90岁HK$54,891 (+20.0%)
95岁HK$62,151 (+20.0%)
99岁HK$68,109 (+20.0%)
0岁HK$6,668
5岁HK$5,842
10岁HK$4,673
15岁HK$4,437
20岁HK$5,378
25岁HK$6,114
30岁HK$7,094
35岁HK$8,229
40岁HK$9,519
45岁HK$11,196
50岁HK$13,324
55岁HK$15,505
60岁HK$18,098
65岁HK$21,489
70岁HK$26,521
75岁HK$33,129
80岁HK$40,552
85岁HK$47,649
90岁HK$54,891
95岁HK$62,151
99岁HK$68,109
0岁HK$7,201 (+8.0%)
5岁HK$6,309 (+8.0%)
10岁HK$5,046 (+8.0%)
15岁HK$4,791 (+8.0%)
20岁HK$5,808 (+8.0%)
25岁HK$6,603 (+8.0%)
30岁HK$7,661 (+8.0%)
35岁HK$8,887 (+8.0%)
40岁HK$10,280 (+8.0%)
45岁HK$12,091 (+8.0%)
50岁HK$14,389 (+8.0%)
55岁HK$16,745 (+8.0%)
60岁HK$19,545 (+8.0%)
65岁HK$23,208 (+8.0%)
70岁HK$28,642 (+8.0%)
75岁HK$35,779 (+8.0%)
80岁HK$43,796 (+8.0%)
85岁HK$51,460 (+8.0%)
90岁HK$59,282 (+8.0%)
95岁HK$67,123 (+8.0%)
99岁HK$73,557 (+8.0%)
0岁HK$8,065 (+12.0%)
5岁HK$7,066 (+12.0%)
10岁HK$5,651 (+12.0%)
15岁HK$5,365 (+12.0%)
20岁HK$6,504 (+12.0%)
25岁HK$7,395 (+12.0%)
30岁HK$8,580 (+12.0%)
35岁HK$9,953 (+12.0%)
40岁HK$11,513 (+12.0%)
45岁HK$13,541 (+12.0%)
50岁HK$16,115 (+12.0%)
55岁HK$18,754 (+12.0%)
60岁HK$21,890 (+12.0%)
65岁HK$25,992 (+12.0%)
70岁HK$32,079 (+12.0%)
75岁HK$40,072 (+12.0%)
80岁HK$49,051 (+12.0%)
85岁HK$57,635 (+12.0%)
90岁HK$66,395 (+12.0%)
95岁HK$75,177 (+12.0%)
99岁HK$82,383 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+6.04%
5岁+6.04%
10岁+5.85%
15岁+5.09%
20岁+6.04%
25岁+6.04%
30岁+6.04%
35岁+6.04%
40岁+6.04%
45岁+6.04%
50岁+6.04%
55岁+6.04%
60岁+6.04%
65岁+6.04%
70岁+6.05%
75岁+6.04%
80岁+6.05%
85岁+6.05%
90岁+6.05%
95岁+6.05%
99岁+6.05%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。