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安達自願醫保（靈活）計劃 - 普通(港元)
Chubb VHIS - Flexi Plan - Ward (HKD)
安達人壽保險香港有限公司 · F00027-02-000 · 7 个版本 · 灵活计划 · 年均加幅 +5.99%
男 Male
| 年龄 | F00027-02-000-01 2019-05-14 | F00027-02-000-02 2021-04-01 | F00027-02-000-02 2021-10-01 | F00027-02-000-02 2022-10-01 | F00027-02-000-03 2023-07-01 | F00027-02-000-03 2024-04-01 | F00027-02-000-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,614 | HK$4,614 | HK$4,844 (+5.0%) | HK$5,812 (+20.0%) | HK$5,812 | HK$6,276 (+8.0%) | HK$7,029 (+12.0%) | +6.04% |
| 5 | HK$4,161 | HK$4,161 | HK$4,369 (+5.0%) | HK$5,242 (+20.0%) | HK$5,242 | HK$5,661 (+8.0%) | HK$6,340 (+12.0%) | +6.04% |
| 10 | HK$2,916 | HK$2,916 | HK$3,061 (+5.0%) | HK$3,627 (+18.5%) | HK$3,627 | HK$3,917 (+8.0%) | HK$4,387 (+12.0%) | +5.85% |
| 15 | HK$2,916 | HK$2,916 | HK$3,061 (+5.0%) | HK$3,443 (+12.5%) | HK$3,443 | HK$3,718 (+8.0%) | HK$4,164 (+12.0%) | +5.09% |
| 20 | HK$3,095 | HK$3,095 | HK$3,249 (+5.0%) | HK$3,898 (+20.0%) | HK$3,898 | HK$4,209 (+8.0%) | HK$4,714 (+12.0%) | +6.04% |
| 25 | HK$3,338 | HK$3,338 | HK$3,504 (+5.0%) | HK$4,204 (+20.0%) | HK$4,204 | HK$4,540 (+8.0%) | HK$5,084 (+12.0%) | +6.04% |
| 30 | HK$3,690 | HK$3,690 | HK$3,874 (+5.0%) | HK$4,648 (+20.0%) | HK$4,648 | HK$5,019 (+8.0%) | HK$5,621 (+12.0%) | +6.04% |
| 35 | HK$4,152 | HK$4,152 | HK$4,359 (+5.0%) | HK$5,230 (+20.0%) | HK$5,230 | HK$5,648 (+8.0%) | HK$6,325 (+12.0%) | +6.04% |
| 40 | HK$4,918 | HK$4,918 | HK$5,163 (+5.0%) | HK$6,195 (+20.0%) | HK$6,195 | HK$6,690 (+8.0%) | HK$7,492 (+12.0%) | +6.04% |
| 45 | HK$6,206 | HK$6,206 | HK$6,516 (+5.0%) | HK$7,819 (+20.0%) | HK$7,819 | HK$8,444 (+8.0%) | HK$9,457 (+12.0%) | +6.04% |
| 50 | HK$7,908 | HK$7,908 | HK$8,303 (+5.0%) | HK$9,963 (+20.0%) | HK$9,963 | HK$10,760 (+8.0%) | HK$12,051 (+12.0%) | +6.04% |
| 55 | HK$9,986 | HK$9,986 | HK$10,485 (+5.0%) | HK$12,582 (+20.0%) | HK$12,582 | HK$13,588 (+8.0%) | HK$15,218 (+12.0%) | +6.04% |
| 60 | HK$12,125 | HK$12,125 | HK$12,731 (+5.0%) | HK$15,277 (+20.0%) | HK$15,277 | HK$16,499 (+8.0%) | HK$18,478 (+12.0%) | +6.04% |
| 65 | HK$14,446 | HK$14,446 | HK$15,168 (+5.0%) | HK$18,201 (+20.0%) | HK$18,201 | HK$19,657 (+8.0%) | HK$22,015 (+12.0%) | +6.04% |
| 70 | HK$17,679 | HK$17,679 | HK$18,562 (+5.0%) | HK$22,274 (+20.0%) | HK$22,274 | HK$24,055 (+8.0%) | HK$26,941 (+12.0%) | +6.04% |
| 75 | HK$21,763 | HK$21,763 | HK$22,851 (+5.0%) | HK$27,421 (+20.0%) | HK$27,421 | HK$29,614 (+8.0%) | HK$33,167 (+12.0%) | +6.05% |
| 80 | HK$25,932 | HK$25,932 | HK$27,228 (+5.0%) | HK$32,673 (+20.0%) | HK$32,673 | HK$35,286 (+8.0%) | HK$39,520 (+12.0%) | +6.04% |
| 85 | HK$29,955 | HK$29,955 | HK$31,452 (+5.0%) | HK$37,742 (+20.0%) | HK$37,742 | HK$40,761 (+8.0%) | HK$45,652 (+12.0%) | +6.05% |
| 90 | HK$34,051 | HK$34,051 | HK$35,753 (+5.0%) | HK$42,903 (+20.0%) | HK$42,903 | HK$46,335 (+8.0%) | HK$51,895 (+12.0%) | +6.05% |
| 95 | HK$38,134 | HK$38,134 | HK$40,040 (+5.0%) | HK$48,048 (+20.0%) | HK$48,048 | HK$51,891 (+8.0%) | HK$58,117 (+12.0%) | +6.05% |
| 99 | HK$41,477 | HK$41,477 | HK$43,550 (+5.0%) | HK$52,260 (+20.0%) | HK$52,260 | HK$56,440 (+8.0%) | HK$63,212 (+12.0%) | +6.05% |
| 所有年龄平均 | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0岁HK$4,614
5岁HK$4,161
10岁HK$2,916
15岁HK$2,916
20岁HK$3,095
25岁HK$3,338
30岁HK$3,690
35岁HK$4,152
40岁HK$4,918
45岁HK$6,206
50岁HK$7,908
55岁HK$9,986
60岁HK$12,125
65岁HK$14,446
70岁HK$17,679
75岁HK$21,763
80岁HK$25,932
85岁HK$29,955
90岁HK$34,051
95岁HK$38,134
99岁HK$41,477
0岁HK$4,614
5岁HK$4,161
10岁HK$2,916
15岁HK$2,916
20岁HK$3,095
25岁HK$3,338
30岁HK$3,690
35岁HK$4,152
40岁HK$4,918
45岁HK$6,206
50岁HK$7,908
55岁HK$9,986
60岁HK$12,125
65岁HK$14,446
70岁HK$17,679
75岁HK$21,763
80岁HK$25,932
85岁HK$29,955
90岁HK$34,051
95岁HK$38,134
99岁HK$41,477
0岁HK$4,844 (+5.0%)
5岁HK$4,369 (+5.0%)
10岁HK$3,061 (+5.0%)
15岁HK$3,061 (+5.0%)
20岁HK$3,249 (+5.0%)
25岁HK$3,504 (+5.0%)
30岁HK$3,874 (+5.0%)
35岁HK$4,359 (+5.0%)
40岁HK$5,163 (+5.0%)
45岁HK$6,516 (+5.0%)
50岁HK$8,303 (+5.0%)
55岁HK$10,485 (+5.0%)
60岁HK$12,731 (+5.0%)
65岁HK$15,168 (+5.0%)
70岁HK$18,562 (+5.0%)
75岁HK$22,851 (+5.0%)
80岁HK$27,228 (+5.0%)
85岁HK$31,452 (+5.0%)
90岁HK$35,753 (+5.0%)
95岁HK$40,040 (+5.0%)
99岁HK$43,550 (+5.0%)
0岁HK$5,812 (+20.0%)
5岁HK$5,242 (+20.0%)
10岁HK$3,627 (+18.5%)
15岁HK$3,443 (+12.5%)
20岁HK$3,898 (+20.0%)
25岁HK$4,204 (+20.0%)
30岁HK$4,648 (+20.0%)
35岁HK$5,230 (+20.0%)
40岁HK$6,195 (+20.0%)
45岁HK$7,819 (+20.0%)
50岁HK$9,963 (+20.0%)
55岁HK$12,582 (+20.0%)
60岁HK$15,277 (+20.0%)
65岁HK$18,201 (+20.0%)
70岁HK$22,274 (+20.0%)
75岁HK$27,421 (+20.0%)
80岁HK$32,673 (+20.0%)
85岁HK$37,742 (+20.0%)
90岁HK$42,903 (+20.0%)
95岁HK$48,048 (+20.0%)
99岁HK$52,260 (+20.0%)
0岁HK$5,812
5岁HK$5,242
10岁HK$3,627
15岁HK$3,443
20岁HK$3,898
25岁HK$4,204
30岁HK$4,648
35岁HK$5,230
40岁HK$6,195
45岁HK$7,819
50岁HK$9,963
55岁HK$12,582
60岁HK$15,277
65岁HK$18,201
70岁HK$22,274
75岁HK$27,421
80岁HK$32,673
85岁HK$37,742
90岁HK$42,903
95岁HK$48,048
99岁HK$52,260
0岁HK$6,276 (+8.0%)
5岁HK$5,661 (+8.0%)
10岁HK$3,917 (+8.0%)
15岁HK$3,718 (+8.0%)
20岁HK$4,209 (+8.0%)
25岁HK$4,540 (+8.0%)
30岁HK$5,019 (+8.0%)
35岁HK$5,648 (+8.0%)
40岁HK$6,690 (+8.0%)
45岁HK$8,444 (+8.0%)
50岁HK$10,760 (+8.0%)
55岁HK$13,588 (+8.0%)
60岁HK$16,499 (+8.0%)
65岁HK$19,657 (+8.0%)
70岁HK$24,055 (+8.0%)
75岁HK$29,614 (+8.0%)
80岁HK$35,286 (+8.0%)
85岁HK$40,761 (+8.0%)
90岁HK$46,335 (+8.0%)
95岁HK$51,891 (+8.0%)
99岁HK$56,440 (+8.0%)
0岁HK$7,029 (+12.0%)
5岁HK$6,340 (+12.0%)
10岁HK$4,387 (+12.0%)
15岁HK$4,164 (+12.0%)
20岁HK$4,714 (+12.0%)
25岁HK$5,084 (+12.0%)
30岁HK$5,621 (+12.0%)
35岁HK$6,325 (+12.0%)
40岁HK$7,492 (+12.0%)
45岁HK$9,457 (+12.0%)
50岁HK$12,051 (+12.0%)
55岁HK$15,218 (+12.0%)
60岁HK$18,478 (+12.0%)
65岁HK$22,015 (+12.0%)
70岁HK$26,941 (+12.0%)
75岁HK$33,167 (+12.0%)
80岁HK$39,520 (+12.0%)
85岁HK$45,652 (+12.0%)
90岁HK$51,895 (+12.0%)
95岁HK$58,117 (+12.0%)
99岁HK$63,212 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+6.04%
5岁+6.04%
10岁+5.85%
15岁+5.09%
20岁+6.04%
25岁+6.04%
30岁+6.04%
35岁+6.04%
40岁+6.04%
45岁+6.04%
50岁+6.04%
55岁+6.04%
60岁+6.04%
65岁+6.04%
70岁+6.04%
75岁+6.05%
80岁+6.04%
85岁+6.05%
90岁+6.05%
95岁+6.05%
99岁+6.05%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00027-02-000-01 2019-05-14 | F00027-02-000-02 2021-04-01 | F00027-02-000-02 2021-10-01 | F00027-02-000-02 2022-10-01 | F00027-02-000-03 2023-07-01 | F00027-02-000-03 2024-04-01 | F00027-02-000-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,910 | HK$3,910 | HK$4,105 (+5.0%) | HK$4,926 (+20.0%) | HK$4,926 | HK$5,320 (+8.0%) | HK$5,958 (+12.0%) | +6.04% |
| 5 | HK$3,509 | HK$3,509 | HK$3,684 (+5.0%) | HK$4,420 (+20.0%) | HK$4,420 | HK$4,773 (+8.0%) | HK$5,345 (+12.0%) | +6.04% |
| 10 | HK$2,672 | HK$2,672 | HK$2,805 (+5.0%) | HK$3,323 (+18.5%) | HK$3,323 | HK$3,588 (+8.0%) | HK$4,018 (+12.0%) | +5.85% |
| 15 | HK$2,672 | HK$2,672 | HK$2,805 (+5.0%) | HK$3,155 (+12.5%) | HK$3,155 | HK$3,407 (+8.0%) | HK$3,815 (+12.0%) | +5.09% |
| 20 | HK$3,245 | HK$3,245 | HK$3,407 (+5.0%) | HK$4,088 (+20.0%) | HK$4,088 | HK$4,415 (+8.0%) | HK$4,944 (+12.0%) | +6.04% |
| 25 | HK$3,933 | HK$3,933 | HK$4,129 (+5.0%) | HK$4,954 (+20.0%) | HK$4,954 | HK$5,350 (+8.0%) | HK$5,992 (+12.0%) | +6.04% |
| 30 | HK$4,712 | HK$4,712 | HK$4,947 (+5.0%) | HK$5,936 (+20.0%) | HK$5,936 | HK$6,410 (+8.0%) | HK$7,179 (+12.0%) | +6.04% |
| 35 | HK$5,492 | HK$5,492 | HK$5,766 (+5.0%) | HK$6,919 (+20.0%) | HK$6,919 | HK$7,472 (+8.0%) | HK$8,368 (+12.0%) | +6.04% |
| 40 | HK$6,386 | HK$6,386 | HK$6,705 (+5.0%) | HK$8,046 (+20.0%) | HK$8,046 | HK$8,689 (+8.0%) | HK$9,731 (+12.0%) | +6.04% |
| 45 | HK$7,476 | HK$7,476 | HK$7,849 (+5.0%) | HK$9,418 (+20.0%) | HK$9,418 | HK$10,171 (+8.0%) | HK$11,391 (+12.0%) | +6.04% |
| 50 | HK$8,611 | HK$8,611 | HK$9,041 (+5.0%) | HK$10,849 (+20.0%) | HK$10,849 | HK$11,716 (+8.0%) | HK$13,121 (+12.0%) | +6.04% |
| 55 | HK$9,952 | HK$9,952 | HK$10,449 (+5.0%) | HK$12,538 (+20.0%) | HK$12,538 | HK$13,541 (+8.0%) | HK$15,165 (+12.0%) | +6.04% |
| 60 | HK$11,661 | HK$11,661 | HK$12,244 (+5.0%) | HK$14,692 (+20.0%) | HK$14,692 | HK$15,867 (+8.0%) | HK$17,771 (+12.0%) | +6.04% |
| 65 | HK$13,518 | HK$13,518 | HK$14,193 (+5.0%) | HK$17,031 (+20.0%) | HK$17,031 | HK$18,393 (+8.0%) | HK$20,600 (+12.0%) | +6.04% |
| 70 | HK$16,500 | HK$16,500 | HK$17,325 (+5.0%) | HK$20,790 (+20.0%) | HK$20,790 | HK$22,453 (+8.0%) | HK$25,147 (+12.0%) | +6.05% |
| 75 | HK$21,132 | HK$21,132 | HK$22,188 (+5.0%) | HK$26,625 (+20.0%) | HK$26,625 | HK$28,755 (+8.0%) | HK$32,205 (+12.0%) | +6.04% |
| 80 | HK$25,844 | HK$25,844 | HK$27,136 (+5.0%) | HK$32,563 (+20.0%) | HK$32,563 | HK$35,168 (+8.0%) | HK$39,388 (+12.0%) | +6.05% |
| 85 | HK$30,350 | HK$30,350 | HK$31,867 (+5.0%) | HK$38,240 (+20.0%) | HK$38,240 | HK$41,299 (+8.0%) | HK$46,254 (+12.0%) | +6.05% |
| 90 | HK$34,948 | HK$34,948 | HK$36,695 (+5.0%) | HK$44,034 (+20.0%) | HK$44,034 | HK$47,556 (+8.0%) | HK$53,262 (+12.0%) | +6.05% |
| 95 | HK$39,558 | HK$39,558 | HK$41,535 (+5.0%) | HK$49,842 (+20.0%) | HK$49,842 | HK$53,829 (+8.0%) | HK$60,288 (+12.0%) | +6.05% |
| 99 | HK$43,341 | HK$43,341 | HK$45,508 (+5.0%) | HK$54,609 (+20.0%) | HK$54,609 | HK$58,977 (+8.0%) | HK$66,054 (+12.0%) | +6.05% |
| 所有年龄平均 | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0岁HK$3,910
5岁HK$3,509
10岁HK$2,672
15岁HK$2,672
20岁HK$3,245
25岁HK$3,933
30岁HK$4,712
35岁HK$5,492
40岁HK$6,386
45岁HK$7,476
50岁HK$8,611
55岁HK$9,952
60岁HK$11,661
65岁HK$13,518
70岁HK$16,500
75岁HK$21,132
80岁HK$25,844
85岁HK$30,350
90岁HK$34,948
95岁HK$39,558
99岁HK$43,341
0岁HK$3,910
5岁HK$3,509
10岁HK$2,672
15岁HK$2,672
20岁HK$3,245
25岁HK$3,933
30岁HK$4,712
35岁HK$5,492
40岁HK$6,386
45岁HK$7,476
50岁HK$8,611
55岁HK$9,952
60岁HK$11,661
65岁HK$13,518
70岁HK$16,500
75岁HK$21,132
80岁HK$25,844
85岁HK$30,350
90岁HK$34,948
95岁HK$39,558
99岁HK$43,341
0岁HK$4,105 (+5.0%)
5岁HK$3,684 (+5.0%)
10岁HK$2,805 (+5.0%)
15岁HK$2,805 (+5.0%)
20岁HK$3,407 (+5.0%)
25岁HK$4,129 (+5.0%)
30岁HK$4,947 (+5.0%)
35岁HK$5,766 (+5.0%)
40岁HK$6,705 (+5.0%)
45岁HK$7,849 (+5.0%)
50岁HK$9,041 (+5.0%)
55岁HK$10,449 (+5.0%)
60岁HK$12,244 (+5.0%)
65岁HK$14,193 (+5.0%)
70岁HK$17,325 (+5.0%)
75岁HK$22,188 (+5.0%)
80岁HK$27,136 (+5.0%)
85岁HK$31,867 (+5.0%)
90岁HK$36,695 (+5.0%)
95岁HK$41,535 (+5.0%)
99岁HK$45,508 (+5.0%)
0岁HK$4,926 (+20.0%)
5岁HK$4,420 (+20.0%)
10岁HK$3,323 (+18.5%)
15岁HK$3,155 (+12.5%)
20岁HK$4,088 (+20.0%)
25岁HK$4,954 (+20.0%)
30岁HK$5,936 (+20.0%)
35岁HK$6,919 (+20.0%)
40岁HK$8,046 (+20.0%)
45岁HK$9,418 (+20.0%)
50岁HK$10,849 (+20.0%)
55岁HK$12,538 (+20.0%)
60岁HK$14,692 (+20.0%)
65岁HK$17,031 (+20.0%)
70岁HK$20,790 (+20.0%)
75岁HK$26,625 (+20.0%)
80岁HK$32,563 (+20.0%)
85岁HK$38,240 (+20.0%)
90岁HK$44,034 (+20.0%)
95岁HK$49,842 (+20.0%)
99岁HK$54,609 (+20.0%)
0岁HK$4,926
5岁HK$4,420
10岁HK$3,323
15岁HK$3,155
20岁HK$4,088
25岁HK$4,954
30岁HK$5,936
35岁HK$6,919
40岁HK$8,046
45岁HK$9,418
50岁HK$10,849
55岁HK$12,538
60岁HK$14,692
65岁HK$17,031
70岁HK$20,790
75岁HK$26,625
80岁HK$32,563
85岁HK$38,240
90岁HK$44,034
95岁HK$49,842
99岁HK$54,609
0岁HK$5,320 (+8.0%)
5岁HK$4,773 (+8.0%)
10岁HK$3,588 (+8.0%)
15岁HK$3,407 (+8.0%)
20岁HK$4,415 (+8.0%)
25岁HK$5,350 (+8.0%)
30岁HK$6,410 (+8.0%)
35岁HK$7,472 (+8.0%)
40岁HK$8,689 (+8.0%)
45岁HK$10,171 (+8.0%)
50岁HK$11,716 (+8.0%)
55岁HK$13,541 (+8.0%)
60岁HK$15,867 (+8.0%)
65岁HK$18,393 (+8.0%)
70岁HK$22,453 (+8.0%)
75岁HK$28,755 (+8.0%)
80岁HK$35,168 (+8.0%)
85岁HK$41,299 (+8.0%)
90岁HK$47,556 (+8.0%)
95岁HK$53,829 (+8.0%)
99岁HK$58,977 (+8.0%)
0岁HK$5,958 (+12.0%)
5岁HK$5,345 (+12.0%)
10岁HK$4,018 (+12.0%)
15岁HK$3,815 (+12.0%)
20岁HK$4,944 (+12.0%)
25岁HK$5,992 (+12.0%)
30岁HK$7,179 (+12.0%)
35岁HK$8,368 (+12.0%)
40岁HK$9,731 (+12.0%)
45岁HK$11,391 (+12.0%)
50岁HK$13,121 (+12.0%)
55岁HK$15,165 (+12.0%)
60岁HK$17,771 (+12.0%)
65岁HK$20,600 (+12.0%)
70岁HK$25,147 (+12.0%)
75岁HK$32,205 (+12.0%)
80岁HK$39,388 (+12.0%)
85岁HK$46,254 (+12.0%)
90岁HK$53,262 (+12.0%)
95岁HK$60,288 (+12.0%)
99岁HK$66,054 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+6.04%
5岁+6.04%
10岁+5.85%
15岁+5.09%
20岁+6.04%
25岁+6.04%
30岁+6.04%
35岁+6.04%
40岁+6.04%
45岁+6.04%
50岁+6.04%
55岁+6.04%
60岁+6.04%
65岁+6.04%
70岁+6.05%
75岁+6.04%
80岁+6.05%
85岁+6.05%
90岁+6.05%
95岁+6.05%
99岁+6.05%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。