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安達自願醫保（靈活）計劃 - 基本及附加額外保障(港元)
Chubb VHIS - Flexi Plan - Classic with Top-up benefit (HKD)
安達人壽保險香港有限公司 · F00027-01-001 · 7 个版本 · 灵活计划 · 年均加幅 +5.99%
男 Male
| 年龄 | F00027-01-001-01 2019-05-14 | F00027-01-001-02 2021-04-01 | F00027-01-001-02 2021-10-01 | F00027-01-001-02 2022-10-01 | F00027-01-001-03 2023-07-01 | F00027-01-001-03 2024-04-01 | F00027-01-001-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,526 | HK$4,526 | HK$4,752 (+5.0%) | HK$5,702 (+20.0%) | HK$5,702 | HK$6,158 (+8.0%) | HK$6,896 (+12.0%) | +6.04% |
| 5 | HK$4,155 | HK$4,155 | HK$4,362 (+5.0%) | HK$5,234 (+20.0%) | HK$5,234 | HK$5,652 (+8.0%) | HK$6,330 (+12.0%) | +6.04% |
| 10 | HK$3,037 | HK$3,037 | HK$3,188 (+5.0%) | HK$3,777 (+18.5%) | HK$3,777 | HK$4,079 (+8.0%) | HK$4,568 (+12.0%) | +5.85% |
| 15 | HK$3,037 | HK$3,037 | HK$3,188 (+5.0%) | HK$3,586 (+12.5%) | HK$3,586 | HK$3,872 (+8.0%) | HK$4,336 (+12.0%) | +5.09% |
| 20 | HK$3,080 | HK$3,080 | HK$3,234 (+5.0%) | HK$3,880 (+20.0%) | HK$3,880 | HK$4,190 (+8.0%) | HK$4,692 (+12.0%) | +6.04% |
| 25 | HK$3,330 | HK$3,330 | HK$3,496 (+5.0%) | HK$4,195 (+20.0%) | HK$4,195 | HK$4,530 (+8.0%) | HK$5,073 (+12.0%) | +6.04% |
| 30 | HK$3,682 | HK$3,682 | HK$3,866 (+5.0%) | HK$4,639 (+20.0%) | HK$4,639 | HK$5,010 (+8.0%) | HK$5,611 (+12.0%) | +6.04% |
| 35 | HK$4,310 | HK$4,310 | HK$4,525 (+5.0%) | HK$5,430 (+20.0%) | HK$5,430 | HK$5,864 (+8.0%) | HK$6,567 (+12.0%) | +6.04% |
| 40 | HK$5,257 | HK$5,257 | HK$5,519 (+5.0%) | HK$6,622 (+20.0%) | HK$6,622 | HK$7,151 (+8.0%) | HK$8,009 (+12.0%) | +6.04% |
| 45 | HK$6,453 | HK$6,453 | HK$6,775 (+5.0%) | HK$8,130 (+20.0%) | HK$8,130 | HK$8,780 (+8.0%) | HK$9,833 (+12.0%) | +6.04% |
| 50 | HK$8,432 | HK$8,432 | HK$8,853 (+5.0%) | HK$10,623 (+20.0%) | HK$10,623 | HK$11,472 (+8.0%) | HK$12,848 (+12.0%) | +6.04% |
| 55 | HK$10,566 | HK$10,566 | HK$11,094 (+5.0%) | HK$13,312 (+20.0%) | HK$13,312 | HK$14,376 (+8.0%) | HK$16,101 (+12.0%) | +6.04% |
| 60 | HK$12,674 | HK$12,674 | HK$13,307 (+5.0%) | HK$15,968 (+20.0%) | HK$15,968 | HK$17,245 (+8.0%) | HK$19,314 (+12.0%) | +6.04% |
| 65 | HK$14,808 | HK$14,808 | HK$15,548 (+5.0%) | HK$18,657 (+20.0%) | HK$18,657 | HK$20,149 (+8.0%) | HK$22,566 (+12.0%) | +6.04% |
| 70 | HK$18,026 | HK$18,026 | HK$18,927 (+5.0%) | HK$22,712 (+20.0%) | HK$22,712 | HK$24,528 (+8.0%) | HK$27,471 (+12.0%) | +6.04% |
| 75 | HK$22,181 | HK$22,181 | HK$23,290 (+5.0%) | HK$27,948 (+20.0%) | HK$27,948 | HK$30,183 (+8.0%) | HK$33,804 (+12.0%) | +6.05% |
| 80 | HK$26,432 | HK$26,432 | HK$27,753 (+5.0%) | HK$33,303 (+20.0%) | HK$33,303 | HK$35,967 (+8.0%) | HK$40,283 (+12.0%) | +6.05% |
| 85 | HK$30,534 | HK$30,534 | HK$32,060 (+5.0%) | HK$38,472 (+20.0%) | HK$38,472 | HK$41,549 (+8.0%) | HK$46,534 (+12.0%) | +6.05% |
| 90 | HK$34,711 | HK$34,711 | HK$36,446 (+5.0%) | HK$43,735 (+20.0%) | HK$43,735 | HK$47,233 (+8.0%) | HK$52,900 (+12.0%) | +6.05% |
| 95 | HK$38,875 | HK$38,875 | HK$40,818 (+5.0%) | HK$48,981 (+20.0%) | HK$48,981 | HK$52,899 (+8.0%) | HK$59,246 (+12.0%) | +6.05% |
| 99 | HK$42,283 | HK$42,283 | HK$44,397 (+5.0%) | HK$53,276 (+20.0%) | HK$53,276 | HK$57,538 (+8.0%) | HK$64,442 (+12.0%) | +6.05% |
| 所有年龄平均 | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0岁HK$4,526
5岁HK$4,155
10岁HK$3,037
15岁HK$3,037
20岁HK$3,080
25岁HK$3,330
30岁HK$3,682
35岁HK$4,310
40岁HK$5,257
45岁HK$6,453
50岁HK$8,432
55岁HK$10,566
60岁HK$12,674
65岁HK$14,808
70岁HK$18,026
75岁HK$22,181
80岁HK$26,432
85岁HK$30,534
90岁HK$34,711
95岁HK$38,875
99岁HK$42,283
0岁HK$4,526
5岁HK$4,155
10岁HK$3,037
15岁HK$3,037
20岁HK$3,080
25岁HK$3,330
30岁HK$3,682
35岁HK$4,310
40岁HK$5,257
45岁HK$6,453
50岁HK$8,432
55岁HK$10,566
60岁HK$12,674
65岁HK$14,808
70岁HK$18,026
75岁HK$22,181
80岁HK$26,432
85岁HK$30,534
90岁HK$34,711
95岁HK$38,875
99岁HK$42,283
0岁HK$4,752 (+5.0%)
5岁HK$4,362 (+5.0%)
10岁HK$3,188 (+5.0%)
15岁HK$3,188 (+5.0%)
20岁HK$3,234 (+5.0%)
25岁HK$3,496 (+5.0%)
30岁HK$3,866 (+5.0%)
35岁HK$4,525 (+5.0%)
40岁HK$5,519 (+5.0%)
45岁HK$6,775 (+5.0%)
50岁HK$8,853 (+5.0%)
55岁HK$11,094 (+5.0%)
60岁HK$13,307 (+5.0%)
65岁HK$15,548 (+5.0%)
70岁HK$18,927 (+5.0%)
75岁HK$23,290 (+5.0%)
80岁HK$27,753 (+5.0%)
85岁HK$32,060 (+5.0%)
90岁HK$36,446 (+5.0%)
95岁HK$40,818 (+5.0%)
99岁HK$44,397 (+5.0%)
0岁HK$5,702 (+20.0%)
5岁HK$5,234 (+20.0%)
10岁HK$3,777 (+18.5%)
15岁HK$3,586 (+12.5%)
20岁HK$3,880 (+20.0%)
25岁HK$4,195 (+20.0%)
30岁HK$4,639 (+20.0%)
35岁HK$5,430 (+20.0%)
40岁HK$6,622 (+20.0%)
45岁HK$8,130 (+20.0%)
50岁HK$10,623 (+20.0%)
55岁HK$13,312 (+20.0%)
60岁HK$15,968 (+20.0%)
65岁HK$18,657 (+20.0%)
70岁HK$22,712 (+20.0%)
75岁HK$27,948 (+20.0%)
80岁HK$33,303 (+20.0%)
85岁HK$38,472 (+20.0%)
90岁HK$43,735 (+20.0%)
95岁HK$48,981 (+20.0%)
99岁HK$53,276 (+20.0%)
0岁HK$5,702
5岁HK$5,234
10岁HK$3,777
15岁HK$3,586
20岁HK$3,880
25岁HK$4,195
30岁HK$4,639
35岁HK$5,430
40岁HK$6,622
45岁HK$8,130
50岁HK$10,623
55岁HK$13,312
60岁HK$15,968
65岁HK$18,657
70岁HK$22,712
75岁HK$27,948
80岁HK$33,303
85岁HK$38,472
90岁HK$43,735
95岁HK$48,981
99岁HK$53,276
0岁HK$6,158 (+8.0%)
5岁HK$5,652 (+8.0%)
10岁HK$4,079 (+8.0%)
15岁HK$3,872 (+8.0%)
20岁HK$4,190 (+8.0%)
25岁HK$4,530 (+8.0%)
30岁HK$5,010 (+8.0%)
35岁HK$5,864 (+8.0%)
40岁HK$7,151 (+8.0%)
45岁HK$8,780 (+8.0%)
50岁HK$11,472 (+8.0%)
55岁HK$14,376 (+8.0%)
60岁HK$17,245 (+8.0%)
65岁HK$20,149 (+8.0%)
70岁HK$24,528 (+8.0%)
75岁HK$30,183 (+8.0%)
80岁HK$35,967 (+8.0%)
85岁HK$41,549 (+8.0%)
90岁HK$47,233 (+8.0%)
95岁HK$52,899 (+8.0%)
99岁HK$57,538 (+8.0%)
0岁HK$6,896 (+12.0%)
5岁HK$6,330 (+12.0%)
10岁HK$4,568 (+12.0%)
15岁HK$4,336 (+12.0%)
20岁HK$4,692 (+12.0%)
25岁HK$5,073 (+12.0%)
30岁HK$5,611 (+12.0%)
35岁HK$6,567 (+12.0%)
40岁HK$8,009 (+12.0%)
45岁HK$9,833 (+12.0%)
50岁HK$12,848 (+12.0%)
55岁HK$16,101 (+12.0%)
60岁HK$19,314 (+12.0%)
65岁HK$22,566 (+12.0%)
70岁HK$27,471 (+12.0%)
75岁HK$33,804 (+12.0%)
80岁HK$40,283 (+12.0%)
85岁HK$46,534 (+12.0%)
90岁HK$52,900 (+12.0%)
95岁HK$59,246 (+12.0%)
99岁HK$64,442 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+6.04%
5岁+6.04%
10岁+5.85%
15岁+5.09%
20岁+6.04%
25岁+6.04%
30岁+6.04%
35岁+6.04%
40岁+6.04%
45岁+6.04%
50岁+6.04%
55岁+6.04%
60岁+6.04%
65岁+6.04%
70岁+6.04%
75岁+6.05%
80岁+6.05%
85岁+6.05%
90岁+6.05%
95岁+6.05%
99岁+6.05%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00027-01-001-01 2019-05-14 | F00027-01-001-02 2021-04-01 | F00027-01-001-02 2021-10-01 | F00027-01-001-02 2022-10-01 | F00027-01-001-03 2023-07-01 | F00027-01-001-03 2024-04-01 | F00027-01-001-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,526 | HK$4,526 | HK$4,752 (+5.0%) | HK$5,702 (+20.0%) | HK$5,702 | HK$6,158 (+8.0%) | HK$6,896 (+12.0%) | +6.04% |
| 5 | HK$3,975 | HK$3,975 | HK$4,173 (+5.0%) | HK$5,007 (+20.0%) | HK$5,007 | HK$5,407 (+8.0%) | HK$6,055 (+12.0%) | +6.04% |
| 10 | HK$3,235 | HK$3,235 | HK$3,396 (+5.0%) | HK$4,024 (+18.5%) | HK$4,024 | HK$4,345 (+8.0%) | HK$4,866 (+12.0%) | +5.85% |
| 15 | HK$3,235 | HK$3,235 | HK$3,396 (+5.0%) | HK$3,820 (+12.5%) | HK$3,820 | HK$4,125 (+8.0%) | HK$4,620 (+12.0%) | +5.09% |
| 20 | HK$3,665 | HK$3,665 | HK$3,848 (+5.0%) | HK$4,617 (+20.0%) | HK$4,617 | HK$4,986 (+8.0%) | HK$5,584 (+12.0%) | +6.04% |
| 25 | HK$4,156 | HK$4,156 | HK$4,363 (+5.0%) | HK$5,235 (+20.0%) | HK$5,235 | HK$5,653 (+8.0%) | HK$6,331 (+12.0%) | +6.04% |
| 30 | HK$4,810 | HK$4,810 | HK$5,050 (+5.0%) | HK$6,060 (+20.0%) | HK$6,060 | HK$6,544 (+8.0%) | HK$7,329 (+12.0%) | +6.04% |
| 35 | HK$5,567 | HK$5,567 | HK$5,845 (+5.0%) | HK$7,014 (+20.0%) | HK$7,014 | HK$7,575 (+8.0%) | HK$8,484 (+12.0%) | +6.04% |
| 40 | HK$6,427 | HK$6,427 | HK$6,748 (+5.0%) | HK$8,097 (+20.0%) | HK$8,097 | HK$8,744 (+8.0%) | HK$9,793 (+12.0%) | +6.04% |
| 45 | HK$7,546 | HK$7,546 | HK$7,923 (+5.0%) | HK$9,507 (+20.0%) | HK$9,507 | HK$10,267 (+8.0%) | HK$11,499 (+12.0%) | +6.04% |
| 50 | HK$8,965 | HK$8,965 | HK$9,413 (+5.0%) | HK$11,295 (+20.0%) | HK$11,295 | HK$12,198 (+8.0%) | HK$13,661 (+12.0%) | +6.04% |
| 55 | HK$10,420 | HK$10,420 | HK$10,941 (+5.0%) | HK$13,129 (+20.0%) | HK$13,129 | HK$14,179 (+8.0%) | HK$15,880 (+12.0%) | +6.04% |
| 60 | HK$12,149 | HK$12,149 | HK$12,756 (+5.0%) | HK$15,307 (+20.0%) | HK$15,307 | HK$16,531 (+8.0%) | HK$18,514 (+12.0%) | +6.04% |
| 65 | HK$14,412 | HK$14,412 | HK$15,132 (+5.0%) | HK$18,158 (+20.0%) | HK$18,158 | HK$19,610 (+8.0%) | HK$21,963 (+12.0%) | +6.04% |
| 70 | HK$17,768 | HK$17,768 | HK$18,656 (+5.0%) | HK$22,387 (+20.0%) | HK$22,387 | HK$24,177 (+8.0%) | HK$27,078 (+12.0%) | +6.04% |
| 75 | HK$22,109 | HK$22,109 | HK$23,214 (+5.0%) | HK$27,856 (+20.0%) | HK$27,856 | HK$30,084 (+8.0%) | HK$33,694 (+12.0%) | +6.04% |
| 80 | HK$27,044 | HK$27,044 | HK$28,396 (+5.0%) | HK$34,075 (+20.0%) | HK$34,075 | HK$36,801 (+8.0%) | HK$41,217 (+12.0%) | +6.05% |
| 85 | HK$31,764 | HK$31,764 | HK$33,352 (+5.0%) | HK$40,022 (+20.0%) | HK$40,022 | HK$43,223 (+8.0%) | HK$48,409 (+12.0%) | +6.05% |
| 90 | HK$36,579 | HK$36,579 | HK$38,407 (+5.0%) | HK$46,088 (+20.0%) | HK$46,088 | HK$49,775 (+8.0%) | HK$55,748 (+12.0%) | +6.05% |
| 95 | HK$41,407 | HK$41,407 | HK$43,477 (+5.0%) | HK$52,172 (+20.0%) | HK$52,172 | HK$56,345 (+8.0%) | HK$63,106 (+12.0%) | +6.05% |
| 99 | HK$45,370 | HK$45,370 | HK$47,638 (+5.0%) | HK$57,165 (+20.0%) | HK$57,165 | HK$61,738 (+8.0%) | HK$69,146 (+12.0%) | +6.05% |
| 所有年龄平均 | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0岁HK$4,526
5岁HK$3,975
10岁HK$3,235
15岁HK$3,235
20岁HK$3,665
25岁HK$4,156
30岁HK$4,810
35岁HK$5,567
40岁HK$6,427
45岁HK$7,546
50岁HK$8,965
55岁HK$10,420
60岁HK$12,149
65岁HK$14,412
70岁HK$17,768
75岁HK$22,109
80岁HK$27,044
85岁HK$31,764
90岁HK$36,579
95岁HK$41,407
99岁HK$45,370
0岁HK$4,526
5岁HK$3,975
10岁HK$3,235
15岁HK$3,235
20岁HK$3,665
25岁HK$4,156
30岁HK$4,810
35岁HK$5,567
40岁HK$6,427
45岁HK$7,546
50岁HK$8,965
55岁HK$10,420
60岁HK$12,149
65岁HK$14,412
70岁HK$17,768
75岁HK$22,109
80岁HK$27,044
85岁HK$31,764
90岁HK$36,579
95岁HK$41,407
99岁HK$45,370
0岁HK$4,752 (+5.0%)
5岁HK$4,173 (+5.0%)
10岁HK$3,396 (+5.0%)
15岁HK$3,396 (+5.0%)
20岁HK$3,848 (+5.0%)
25岁HK$4,363 (+5.0%)
30岁HK$5,050 (+5.0%)
35岁HK$5,845 (+5.0%)
40岁HK$6,748 (+5.0%)
45岁HK$7,923 (+5.0%)
50岁HK$9,413 (+5.0%)
55岁HK$10,941 (+5.0%)
60岁HK$12,756 (+5.0%)
65岁HK$15,132 (+5.0%)
70岁HK$18,656 (+5.0%)
75岁HK$23,214 (+5.0%)
80岁HK$28,396 (+5.0%)
85岁HK$33,352 (+5.0%)
90岁HK$38,407 (+5.0%)
95岁HK$43,477 (+5.0%)
99岁HK$47,638 (+5.0%)
0岁HK$5,702 (+20.0%)
5岁HK$5,007 (+20.0%)
10岁HK$4,024 (+18.5%)
15岁HK$3,820 (+12.5%)
20岁HK$4,617 (+20.0%)
25岁HK$5,235 (+20.0%)
30岁HK$6,060 (+20.0%)
35岁HK$7,014 (+20.0%)
40岁HK$8,097 (+20.0%)
45岁HK$9,507 (+20.0%)
50岁HK$11,295 (+20.0%)
55岁HK$13,129 (+20.0%)
60岁HK$15,307 (+20.0%)
65岁HK$18,158 (+20.0%)
70岁HK$22,387 (+20.0%)
75岁HK$27,856 (+20.0%)
80岁HK$34,075 (+20.0%)
85岁HK$40,022 (+20.0%)
90岁HK$46,088 (+20.0%)
95岁HK$52,172 (+20.0%)
99岁HK$57,165 (+20.0%)
0岁HK$5,702
5岁HK$5,007
10岁HK$4,024
15岁HK$3,820
20岁HK$4,617
25岁HK$5,235
30岁HK$6,060
35岁HK$7,014
40岁HK$8,097
45岁HK$9,507
50岁HK$11,295
55岁HK$13,129
60岁HK$15,307
65岁HK$18,158
70岁HK$22,387
75岁HK$27,856
80岁HK$34,075
85岁HK$40,022
90岁HK$46,088
95岁HK$52,172
99岁HK$57,165
0岁HK$6,158 (+8.0%)
5岁HK$5,407 (+8.0%)
10岁HK$4,345 (+8.0%)
15岁HK$4,125 (+8.0%)
20岁HK$4,986 (+8.0%)
25岁HK$5,653 (+8.0%)
30岁HK$6,544 (+8.0%)
35岁HK$7,575 (+8.0%)
40岁HK$8,744 (+8.0%)
45岁HK$10,267 (+8.0%)
50岁HK$12,198 (+8.0%)
55岁HK$14,179 (+8.0%)
60岁HK$16,531 (+8.0%)
65岁HK$19,610 (+8.0%)
70岁HK$24,177 (+8.0%)
75岁HK$30,084 (+8.0%)
80岁HK$36,801 (+8.0%)
85岁HK$43,223 (+8.0%)
90岁HK$49,775 (+8.0%)
95岁HK$56,345 (+8.0%)
99岁HK$61,738 (+8.0%)
0岁HK$6,896 (+12.0%)
5岁HK$6,055 (+12.0%)
10岁HK$4,866 (+12.0%)
15岁HK$4,620 (+12.0%)
20岁HK$5,584 (+12.0%)
25岁HK$6,331 (+12.0%)
30岁HK$7,329 (+12.0%)
35岁HK$8,484 (+12.0%)
40岁HK$9,793 (+12.0%)
45岁HK$11,499 (+12.0%)
50岁HK$13,661 (+12.0%)
55岁HK$15,880 (+12.0%)
60岁HK$18,514 (+12.0%)
65岁HK$21,963 (+12.0%)
70岁HK$27,078 (+12.0%)
75岁HK$33,694 (+12.0%)
80岁HK$41,217 (+12.0%)
85岁HK$48,409 (+12.0%)
90岁HK$55,748 (+12.0%)
95岁HK$63,106 (+12.0%)
99岁HK$69,146 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+6.04%
5岁+6.04%
10岁+5.85%
15岁+5.09%
20岁+6.04%
25岁+6.04%
30岁+6.04%
35岁+6.04%
40岁+6.04%
45岁+6.04%
50岁+6.04%
55岁+6.04%
60岁+6.04%
65岁+6.04%
70岁+6.04%
75岁+6.04%
80岁+6.05%
85岁+6.05%
90岁+6.05%
95岁+6.05%
99岁+6.05%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。