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安達自願醫保（靈活）計劃 - 基本(港元)
Chubb VHIS - Flexi Plan - Classic (HKD)
安達人壽保險香港有限公司 · F00027-01-000 · 7 个版本 · 灵活计划 · 年均加幅 +5.99%
男 Male
| 年龄 | F00027-01-000-01 2019-05-14 | F00027-01-000-02 2021-04-01 | F00027-01-000-02 2021-10-01 | F00027-01-000-02 2022-10-01 | F00027-01-000-03 2023-07-01 | F00027-01-000-03 2024-04-01 | F00027-01-000-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,908 | HK$3,908 | HK$4,103 (+5.0%) | HK$4,923 (+20.0%) | HK$4,923 | HK$5,316 (+8.0%) | HK$5,953 (+12.0%) | +6.04% |
| 5 | HK$3,611 | HK$3,611 | HK$3,791 (+5.0%) | HK$4,549 (+20.0%) | HK$4,549 | HK$4,912 (+8.0%) | HK$5,501 (+12.0%) | +6.04% |
| 10 | HK$2,608 | HK$2,608 | HK$2,738 (+5.0%) | HK$3,244 (+18.5%) | HK$3,244 | HK$3,503 (+8.0%) | HK$3,923 (+12.0%) | +5.85% |
| 15 | HK$2,608 | HK$2,608 | HK$2,738 (+5.0%) | HK$3,080 (+12.5%) | HK$3,080 | HK$3,326 (+8.0%) | HK$3,725 (+12.0%) | +5.09% |
| 20 | HK$2,648 | HK$2,648 | HK$2,780 (+5.0%) | HK$3,336 (+20.0%) | HK$3,336 | HK$3,602 (+8.0%) | HK$4,034 (+12.0%) | +6.04% |
| 25 | HK$2,850 | HK$2,850 | HK$2,992 (+5.0%) | HK$3,590 (+20.0%) | HK$3,590 | HK$3,877 (+8.0%) | HK$4,342 (+12.0%) | +6.04% |
| 30 | HK$3,142 | HK$3,142 | HK$3,299 (+5.0%) | HK$3,958 (+20.0%) | HK$3,958 | HK$4,274 (+8.0%) | HK$4,786 (+12.0%) | +6.04% |
| 35 | HK$3,525 | HK$3,525 | HK$3,701 (+5.0%) | HK$4,441 (+20.0%) | HK$4,441 | HK$4,796 (+8.0%) | HK$5,371 (+12.0%) | +6.04% |
| 40 | HK$4,160 | HK$4,160 | HK$4,368 (+5.0%) | HK$5,241 (+20.0%) | HK$5,241 | HK$5,660 (+8.0%) | HK$6,339 (+12.0%) | +6.04% |
| 45 | HK$5,228 | HK$5,228 | HK$5,489 (+5.0%) | HK$6,586 (+20.0%) | HK$6,586 | HK$7,112 (+8.0%) | HK$7,965 (+12.0%) | +6.04% |
| 50 | HK$6,639 | HK$6,639 | HK$6,970 (+5.0%) | HK$8,364 (+20.0%) | HK$8,364 | HK$9,033 (+8.0%) | HK$10,116 (+12.0%) | +6.04% |
| 55 | HK$8,362 | HK$8,362 | HK$8,780 (+5.0%) | HK$10,536 (+20.0%) | HK$10,536 | HK$11,378 (+8.0%) | HK$12,743 (+12.0%) | +6.04% |
| 60 | HK$10,136 | HK$10,136 | HK$10,642 (+5.0%) | HK$12,770 (+20.0%) | HK$12,770 | HK$13,791 (+8.0%) | HK$15,445 (+12.0%) | +6.04% |
| 65 | HK$12,061 | HK$12,061 | HK$12,664 (+5.0%) | HK$15,196 (+20.0%) | HK$15,196 | HK$16,411 (+8.0%) | HK$18,380 (+12.0%) | +6.04% |
| 70 | HK$14,742 | HK$14,742 | HK$15,479 (+5.0%) | HK$18,574 (+20.0%) | HK$18,574 | HK$20,059 (+8.0%) | HK$22,466 (+12.0%) | +6.04% |
| 75 | HK$18,128 | HK$18,128 | HK$19,034 (+5.0%) | HK$22,840 (+20.0%) | HK$22,840 | HK$24,667 (+8.0%) | HK$27,627 (+12.0%) | +6.04% |
| 80 | HK$21,584 | HK$21,584 | HK$22,663 (+5.0%) | HK$27,195 (+20.0%) | HK$27,195 | HK$29,370 (+8.0%) | HK$32,894 (+12.0%) | +6.04% |
| 85 | HK$24,920 | HK$24,920 | HK$26,166 (+5.0%) | HK$31,399 (+20.0%) | HK$31,399 | HK$33,910 (+8.0%) | HK$37,979 (+12.0%) | +6.05% |
| 90 | HK$28,316 | HK$28,316 | HK$29,731 (+5.0%) | HK$35,677 (+20.0%) | HK$35,677 | HK$38,531 (+8.0%) | HK$43,154 (+12.0%) | +6.05% |
| 95 | HK$31,703 | HK$31,703 | HK$33,288 (+5.0%) | HK$39,945 (+20.0%) | HK$39,945 | HK$43,140 (+8.0%) | HK$48,316 (+12.0%) | +6.05% |
| 99 | HK$34,474 | HK$34,474 | HK$36,197 (+5.0%) | HK$43,436 (+20.0%) | HK$43,436 | HK$46,910 (+8.0%) | HK$52,539 (+12.0%) | +6.05% |
| 所有年龄平均 | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0岁HK$3,908
5岁HK$3,611
10岁HK$2,608
15岁HK$2,608
20岁HK$2,648
25岁HK$2,850
30岁HK$3,142
35岁HK$3,525
40岁HK$4,160
45岁HK$5,228
50岁HK$6,639
55岁HK$8,362
60岁HK$10,136
65岁HK$12,061
70岁HK$14,742
75岁HK$18,128
80岁HK$21,584
85岁HK$24,920
90岁HK$28,316
95岁HK$31,703
99岁HK$34,474
0岁HK$3,908
5岁HK$3,611
10岁HK$2,608
15岁HK$2,608
20岁HK$2,648
25岁HK$2,850
30岁HK$3,142
35岁HK$3,525
40岁HK$4,160
45岁HK$5,228
50岁HK$6,639
55岁HK$8,362
60岁HK$10,136
65岁HK$12,061
70岁HK$14,742
75岁HK$18,128
80岁HK$21,584
85岁HK$24,920
90岁HK$28,316
95岁HK$31,703
99岁HK$34,474
0岁HK$4,103 (+5.0%)
5岁HK$3,791 (+5.0%)
10岁HK$2,738 (+5.0%)
15岁HK$2,738 (+5.0%)
20岁HK$2,780 (+5.0%)
25岁HK$2,992 (+5.0%)
30岁HK$3,299 (+5.0%)
35岁HK$3,701 (+5.0%)
40岁HK$4,368 (+5.0%)
45岁HK$5,489 (+5.0%)
50岁HK$6,970 (+5.0%)
55岁HK$8,780 (+5.0%)
60岁HK$10,642 (+5.0%)
65岁HK$12,664 (+5.0%)
70岁HK$15,479 (+5.0%)
75岁HK$19,034 (+5.0%)
80岁HK$22,663 (+5.0%)
85岁HK$26,166 (+5.0%)
90岁HK$29,731 (+5.0%)
95岁HK$33,288 (+5.0%)
99岁HK$36,197 (+5.0%)
0岁HK$4,923 (+20.0%)
5岁HK$4,549 (+20.0%)
10岁HK$3,244 (+18.5%)
15岁HK$3,080 (+12.5%)
20岁HK$3,336 (+20.0%)
25岁HK$3,590 (+20.0%)
30岁HK$3,958 (+20.0%)
35岁HK$4,441 (+20.0%)
40岁HK$5,241 (+20.0%)
45岁HK$6,586 (+20.0%)
50岁HK$8,364 (+20.0%)
55岁HK$10,536 (+20.0%)
60岁HK$12,770 (+20.0%)
65岁HK$15,196 (+20.0%)
70岁HK$18,574 (+20.0%)
75岁HK$22,840 (+20.0%)
80岁HK$27,195 (+20.0%)
85岁HK$31,399 (+20.0%)
90岁HK$35,677 (+20.0%)
95岁HK$39,945 (+20.0%)
99岁HK$43,436 (+20.0%)
0岁HK$4,923
5岁HK$4,549
10岁HK$3,244
15岁HK$3,080
20岁HK$3,336
25岁HK$3,590
30岁HK$3,958
35岁HK$4,441
40岁HK$5,241
45岁HK$6,586
50岁HK$8,364
55岁HK$10,536
60岁HK$12,770
65岁HK$15,196
70岁HK$18,574
75岁HK$22,840
80岁HK$27,195
85岁HK$31,399
90岁HK$35,677
95岁HK$39,945
99岁HK$43,436
0岁HK$5,316 (+8.0%)
5岁HK$4,912 (+8.0%)
10岁HK$3,503 (+8.0%)
15岁HK$3,326 (+8.0%)
20岁HK$3,602 (+8.0%)
25岁HK$3,877 (+8.0%)
30岁HK$4,274 (+8.0%)
35岁HK$4,796 (+8.0%)
40岁HK$5,660 (+8.0%)
45岁HK$7,112 (+8.0%)
50岁HK$9,033 (+8.0%)
55岁HK$11,378 (+8.0%)
60岁HK$13,791 (+8.0%)
65岁HK$16,411 (+8.0%)
70岁HK$20,059 (+8.0%)
75岁HK$24,667 (+8.0%)
80岁HK$29,370 (+8.0%)
85岁HK$33,910 (+8.0%)
90岁HK$38,531 (+8.0%)
95岁HK$43,140 (+8.0%)
99岁HK$46,910 (+8.0%)
0岁HK$5,953 (+12.0%)
5岁HK$5,501 (+12.0%)
10岁HK$3,923 (+12.0%)
15岁HK$3,725 (+12.0%)
20岁HK$4,034 (+12.0%)
25岁HK$4,342 (+12.0%)
30岁HK$4,786 (+12.0%)
35岁HK$5,371 (+12.0%)
40岁HK$6,339 (+12.0%)
45岁HK$7,965 (+12.0%)
50岁HK$10,116 (+12.0%)
55岁HK$12,743 (+12.0%)
60岁HK$15,445 (+12.0%)
65岁HK$18,380 (+12.0%)
70岁HK$22,466 (+12.0%)
75岁HK$27,627 (+12.0%)
80岁HK$32,894 (+12.0%)
85岁HK$37,979 (+12.0%)
90岁HK$43,154 (+12.0%)
95岁HK$48,316 (+12.0%)
99岁HK$52,539 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+6.04%
5岁+6.04%
10岁+5.85%
15岁+5.09%
20岁+6.04%
25岁+6.04%
30岁+6.04%
35岁+6.04%
40岁+6.04%
45岁+6.04%
50岁+6.04%
55岁+6.04%
60岁+6.04%
65岁+6.04%
70岁+6.04%
75岁+6.04%
80岁+6.04%
85岁+6.05%
90岁+6.05%
95岁+6.05%
99岁+6.05%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00027-01-000-01 2019-05-14 | F00027-01-000-02 2021-04-01 | F00027-01-000-02 2021-10-01 | F00027-01-000-02 2022-10-01 | F00027-01-000-03 2023-07-01 | F00027-01-000-03 2024-04-01 | F00027-01-000-03 2025-04-01 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,298 | HK$3,298 | HK$3,462 (+5.0%) | HK$4,154 (+20.0%) | HK$4,154 | HK$4,486 (+8.0%) | HK$5,024 (+12.0%) | +6.04% |
| 5 | HK$3,092 | HK$3,092 | HK$3,246 (+5.0%) | HK$3,895 (+20.0%) | HK$3,895 | HK$4,206 (+8.0%) | HK$4,710 (+12.0%) | +6.04% |
| 10 | HK$2,334 | HK$2,334 | HK$2,450 (+5.0%) | HK$2,903 (+18.5%) | HK$2,903 | HK$3,135 (+8.0%) | HK$3,511 (+12.0%) | +5.85% |
| 15 | HK$2,334 | HK$2,334 | HK$2,450 (+5.0%) | HK$2,756 (+12.5%) | HK$2,756 | HK$2,976 (+8.0%) | HK$3,333 (+12.0%) | +5.09% |
| 20 | HK$2,751 | HK$2,751 | HK$2,888 (+5.0%) | HK$3,465 (+20.0%) | HK$3,465 | HK$3,742 (+8.0%) | HK$4,191 (+12.0%) | +6.04% |
| 25 | HK$3,316 | HK$3,316 | HK$3,481 (+5.0%) | HK$4,177 (+20.0%) | HK$4,177 | HK$4,511 (+8.0%) | HK$5,052 (+12.0%) | +6.04% |
| 30 | HK$3,957 | HK$3,957 | HK$4,154 (+5.0%) | HK$4,984 (+20.0%) | HK$4,984 | HK$5,382 (+8.0%) | HK$6,027 (+12.0%) | +6.04% |
| 35 | HK$4,597 | HK$4,597 | HK$4,826 (+5.0%) | HK$5,791 (+20.0%) | HK$5,791 | HK$6,254 (+8.0%) | HK$7,004 (+12.0%) | +6.04% |
| 40 | HK$5,332 | HK$5,332 | HK$5,598 (+5.0%) | HK$6,717 (+20.0%) | HK$6,717 | HK$7,254 (+8.0%) | HK$8,124 (+12.0%) | +6.04% |
| 45 | HK$6,227 | HK$6,227 | HK$6,538 (+5.0%) | HK$7,845 (+20.0%) | HK$7,845 | HK$8,472 (+8.0%) | HK$9,488 (+12.0%) | +6.04% |
| 50 | HK$7,159 | HK$7,159 | HK$7,516 (+5.0%) | HK$9,019 (+20.0%) | HK$9,019 | HK$9,740 (+8.0%) | HK$10,908 (+12.0%) | +6.04% |
| 55 | HK$8,261 | HK$8,261 | HK$8,674 (+5.0%) | HK$10,408 (+20.0%) | HK$10,408 | HK$11,240 (+8.0%) | HK$12,588 (+12.0%) | +6.04% |
| 60 | HK$9,665 | HK$9,665 | HK$10,148 (+5.0%) | HK$12,177 (+20.0%) | HK$12,177 | HK$13,151 (+8.0%) | HK$14,729 (+12.0%) | +6.04% |
| 65 | HK$11,190 | HK$11,190 | HK$11,749 (+5.0%) | HK$14,098 (+20.0%) | HK$14,098 | HK$15,225 (+8.0%) | HK$17,052 (+12.0%) | +6.04% |
| 70 | HK$13,639 | HK$13,639 | HK$14,320 (+5.0%) | HK$17,184 (+20.0%) | HK$17,184 | HK$18,558 (+8.0%) | HK$20,784 (+12.0%) | +6.04% |
| 75 | HK$17,444 | HK$17,444 | HK$18,316 (+5.0%) | HK$21,979 (+20.0%) | HK$21,979 | HK$23,737 (+8.0%) | HK$26,585 (+12.0%) | +6.05% |
| 80 | HK$21,315 | HK$21,315 | HK$22,380 (+5.0%) | HK$26,856 (+20.0%) | HK$26,856 | HK$29,004 (+8.0%) | HK$32,484 (+12.0%) | +6.04% |
| 85 | HK$25,017 | HK$25,017 | HK$26,267 (+5.0%) | HK$31,520 (+20.0%) | HK$31,520 | HK$34,041 (+8.0%) | HK$38,125 (+12.0%) | +6.04% |
| 90 | HK$28,794 | HK$28,794 | HK$30,233 (+5.0%) | HK$36,279 (+20.0%) | HK$36,279 | HK$39,181 (+8.0%) | HK$43,882 (+12.0%) | +6.04% |
| 95 | HK$32,580 | HK$32,580 | HK$34,209 (+5.0%) | HK$41,050 (+20.0%) | HK$41,050 | HK$44,334 (+8.0%) | HK$49,654 (+12.0%) | +6.05% |
| 99 | HK$35,688 | HK$35,688 | HK$37,472 (+5.0%) | HK$44,966 (+20.0%) | HK$44,966 | HK$48,563 (+8.0%) | HK$54,390 (+12.0%) | +6.05% |
| 所有年龄平均 | — | 0.0% | +5.0% | +19.6% | 0.0% | +8.0% | +12.0% | — |
0岁HK$3,298
5岁HK$3,092
10岁HK$2,334
15岁HK$2,334
20岁HK$2,751
25岁HK$3,316
30岁HK$3,957
35岁HK$4,597
40岁HK$5,332
45岁HK$6,227
50岁HK$7,159
55岁HK$8,261
60岁HK$9,665
65岁HK$11,190
70岁HK$13,639
75岁HK$17,444
80岁HK$21,315
85岁HK$25,017
90岁HK$28,794
95岁HK$32,580
99岁HK$35,688
0岁HK$3,298
5岁HK$3,092
10岁HK$2,334
15岁HK$2,334
20岁HK$2,751
25岁HK$3,316
30岁HK$3,957
35岁HK$4,597
40岁HK$5,332
45岁HK$6,227
50岁HK$7,159
55岁HK$8,261
60岁HK$9,665
65岁HK$11,190
70岁HK$13,639
75岁HK$17,444
80岁HK$21,315
85岁HK$25,017
90岁HK$28,794
95岁HK$32,580
99岁HK$35,688
0岁HK$3,462 (+5.0%)
5岁HK$3,246 (+5.0%)
10岁HK$2,450 (+5.0%)
15岁HK$2,450 (+5.0%)
20岁HK$2,888 (+5.0%)
25岁HK$3,481 (+5.0%)
30岁HK$4,154 (+5.0%)
35岁HK$4,826 (+5.0%)
40岁HK$5,598 (+5.0%)
45岁HK$6,538 (+5.0%)
50岁HK$7,516 (+5.0%)
55岁HK$8,674 (+5.0%)
60岁HK$10,148 (+5.0%)
65岁HK$11,749 (+5.0%)
70岁HK$14,320 (+5.0%)
75岁HK$18,316 (+5.0%)
80岁HK$22,380 (+5.0%)
85岁HK$26,267 (+5.0%)
90岁HK$30,233 (+5.0%)
95岁HK$34,209 (+5.0%)
99岁HK$37,472 (+5.0%)
0岁HK$4,154 (+20.0%)
5岁HK$3,895 (+20.0%)
10岁HK$2,903 (+18.5%)
15岁HK$2,756 (+12.5%)
20岁HK$3,465 (+20.0%)
25岁HK$4,177 (+20.0%)
30岁HK$4,984 (+20.0%)
35岁HK$5,791 (+20.0%)
40岁HK$6,717 (+20.0%)
45岁HK$7,845 (+20.0%)
50岁HK$9,019 (+20.0%)
55岁HK$10,408 (+20.0%)
60岁HK$12,177 (+20.0%)
65岁HK$14,098 (+20.0%)
70岁HK$17,184 (+20.0%)
75岁HK$21,979 (+20.0%)
80岁HK$26,856 (+20.0%)
85岁HK$31,520 (+20.0%)
90岁HK$36,279 (+20.0%)
95岁HK$41,050 (+20.0%)
99岁HK$44,966 (+20.0%)
0岁HK$4,154
5岁HK$3,895
10岁HK$2,903
15岁HK$2,756
20岁HK$3,465
25岁HK$4,177
30岁HK$4,984
35岁HK$5,791
40岁HK$6,717
45岁HK$7,845
50岁HK$9,019
55岁HK$10,408
60岁HK$12,177
65岁HK$14,098
70岁HK$17,184
75岁HK$21,979
80岁HK$26,856
85岁HK$31,520
90岁HK$36,279
95岁HK$41,050
99岁HK$44,966
0岁HK$4,486 (+8.0%)
5岁HK$4,206 (+8.0%)
10岁HK$3,135 (+8.0%)
15岁HK$2,976 (+8.0%)
20岁HK$3,742 (+8.0%)
25岁HK$4,511 (+8.0%)
30岁HK$5,382 (+8.0%)
35岁HK$6,254 (+8.0%)
40岁HK$7,254 (+8.0%)
45岁HK$8,472 (+8.0%)
50岁HK$9,740 (+8.0%)
55岁HK$11,240 (+8.0%)
60岁HK$13,151 (+8.0%)
65岁HK$15,225 (+8.0%)
70岁HK$18,558 (+8.0%)
75岁HK$23,737 (+8.0%)
80岁HK$29,004 (+8.0%)
85岁HK$34,041 (+8.0%)
90岁HK$39,181 (+8.0%)
95岁HK$44,334 (+8.0%)
99岁HK$48,563 (+8.0%)
0岁HK$5,024 (+12.0%)
5岁HK$4,710 (+12.0%)
10岁HK$3,511 (+12.0%)
15岁HK$3,333 (+12.0%)
20岁HK$4,191 (+12.0%)
25岁HK$5,052 (+12.0%)
30岁HK$6,027 (+12.0%)
35岁HK$7,004 (+12.0%)
40岁HK$8,124 (+12.0%)
45岁HK$9,488 (+12.0%)
50岁HK$10,908 (+12.0%)
55岁HK$12,588 (+12.0%)
60岁HK$14,729 (+12.0%)
65岁HK$17,052 (+12.0%)
70岁HK$20,784 (+12.0%)
75岁HK$26,585 (+12.0%)
80岁HK$32,484 (+12.0%)
85岁HK$38,125 (+12.0%)
90岁HK$43,882 (+12.0%)
95岁HK$49,654 (+12.0%)
99岁HK$54,390 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+6.04%
5岁+6.04%
10岁+5.85%
15岁+5.09%
20岁+6.04%
25岁+6.04%
30岁+6.04%
35岁+6.04%
40岁+6.04%
45岁+6.04%
50岁+6.04%
55岁+6.04%
60岁+6.04%
65岁+6.04%
70岁+6.04%
75岁+6.05%
80岁+6.04%
85岁+6.04%
90岁+6.04%
95岁+6.05%
99岁+6.05%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。