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「悅康保」醫療保障計劃 - 保障級別1 (港元)
''FlexiCare'' Medical Insurance Plan - Benefit Level 1 (HKD)
周大福人壽保險有限公司 · F00064-01-000 · 4 个版本 · 灵活计划 · 年均加幅 +3.80%
港元 (HKD)
男 Male
| 年龄 | F00064-01-000-01 2022-05-16 | F00064-01-000-02 2024-07-22 | F00064-01-000-02 2024-11-23 | F00064-01-000-02 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|
| 0 | HK$7,249 | HK$7,249 | HK$7,829 (+8.0%) | HK$8,455 (+8.0%) | +3.80% |
| 5 | HK$5,777 | HK$5,777 | HK$6,239 (+8.0%) | HK$6,738 (+8.0%) | +3.80% |
| 10 | HK$5,777 | HK$5,777 | HK$6,239 (+8.0%) | HK$6,738 (+8.0%) | +3.80% |
| 15 | HK$5,777 | HK$5,777 | HK$6,239 (+8.0%) | HK$6,738 (+8.0%) | +3.80% |
| 20 | HK$4,617 | HK$4,617 | HK$4,986 (+8.0%) | HK$5,385 (+8.0%) | +3.80% |
| 25 | HK$4,963 | HK$4,963 | HK$5,361 (+8.0%) | HK$5,789 (+8.0%) | +3.80% |
| 30 | HK$6,007 | HK$6,007 | HK$6,488 (+8.0%) | HK$7,007 (+8.0%) | +3.80% |
| 35 | HK$6,731 | HK$6,731 | HK$7,269 (+8.0%) | HK$7,850 (+8.0%) | +3.80% |
| 40 | HK$7,212 | HK$7,212 | HK$7,789 (+8.0%) | HK$8,412 (+8.0%) | +3.80% |
| 45 | HK$8,779 | HK$8,779 | HK$9,481 (+8.0%) | HK$10,239 (+8.0%) | +3.80% |
| 50 | HK$11,261 | HK$11,261 | HK$12,162 (+8.0%) | HK$13,135 (+8.0%) | +3.80% |
| 55 | HK$14,604 | HK$14,604 | HK$15,771 (+8.0%) | HK$17,033 (+8.0%) | +3.80% |
| 60 | HK$19,427 | HK$19,427 | HK$20,982 (+8.0%) | HK$22,661 (+8.0%) | +3.80% |
| 65 | HK$27,185 | HK$27,185 | HK$29,360 (+8.0%) | HK$31,708 (+8.0%) | +3.80% |
| 70 | HK$38,760 | HK$38,760 | HK$41,861 (+8.0%) | HK$45,210 (+8.0%) | +3.80% |
| 75 | HK$52,958 | HK$52,958 | HK$57,195 (+8.0%) | HK$61,771 (+8.0%) | +3.80% |
| 80 | HK$64,079 | HK$64,079 | HK$69,205 (+8.0%) | HK$74,742 (+8.0%) | +3.80% |
| 85 | HK$80,812 | HK$80,812 | HK$87,277 (+8.0%) | HK$94,260 (+8.0%) | +3.80% |
| 90 | HK$97,315 | HK$97,315 | HK$105,101 (+8.0%) | HK$113,510 (+8.0%) | +3.80% |
| 95 | HK$117,232 | HK$117,232 | HK$126,611 (+8.0%) | HK$136,739 (+8.0%) | +3.80% |
| 99 | HK$138,493 | HK$138,493 | HK$149,573 (+8.0%) | HK$161,538 (+8.0%) | +3.80% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | — |
0岁HK$7,249
5岁HK$5,777
10岁HK$5,777
15岁HK$5,777
20岁HK$4,617
25岁HK$4,963
30岁HK$6,007
35岁HK$6,731
40岁HK$7,212
45岁HK$8,779
50岁HK$11,261
55岁HK$14,604
60岁HK$19,427
65岁HK$27,185
70岁HK$38,760
75岁HK$52,958
80岁HK$64,079
85岁HK$80,812
90岁HK$97,315
95岁HK$117,232
99岁HK$138,493
0岁HK$7,249
5岁HK$5,777
10岁HK$5,777
15岁HK$5,777
20岁HK$4,617
25岁HK$4,963
30岁HK$6,007
35岁HK$6,731
40岁HK$7,212
45岁HK$8,779
50岁HK$11,261
55岁HK$14,604
60岁HK$19,427
65岁HK$27,185
70岁HK$38,760
75岁HK$52,958
80岁HK$64,079
85岁HK$80,812
90岁HK$97,315
95岁HK$117,232
99岁HK$138,493
0岁HK$7,829 (+8.0%)
5岁HK$6,239 (+8.0%)
10岁HK$6,239 (+8.0%)
15岁HK$6,239 (+8.0%)
20岁HK$4,986 (+8.0%)
25岁HK$5,361 (+8.0%)
30岁HK$6,488 (+8.0%)
35岁HK$7,269 (+8.0%)
40岁HK$7,789 (+8.0%)
45岁HK$9,481 (+8.0%)
50岁HK$12,162 (+8.0%)
55岁HK$15,771 (+8.0%)
60岁HK$20,982 (+8.0%)
65岁HK$29,360 (+8.0%)
70岁HK$41,861 (+8.0%)
75岁HK$57,195 (+8.0%)
80岁HK$69,205 (+8.0%)
85岁HK$87,277 (+8.0%)
90岁HK$105,101 (+8.0%)
95岁HK$126,611 (+8.0%)
99岁HK$149,573 (+8.0%)
0岁HK$8,455 (+8.0%)
5岁HK$6,738 (+8.0%)
10岁HK$6,738 (+8.0%)
15岁HK$6,738 (+8.0%)
20岁HK$5,385 (+8.0%)
25岁HK$5,789 (+8.0%)
30岁HK$7,007 (+8.0%)
35岁HK$7,850 (+8.0%)
40岁HK$8,412 (+8.0%)
45岁HK$10,239 (+8.0%)
50岁HK$13,135 (+8.0%)
55岁HK$17,033 (+8.0%)
60岁HK$22,661 (+8.0%)
65岁HK$31,708 (+8.0%)
70岁HK$45,210 (+8.0%)
75岁HK$61,771 (+8.0%)
80岁HK$74,742 (+8.0%)
85岁HK$94,260 (+8.0%)
90岁HK$113,510 (+8.0%)
95岁HK$136,739 (+8.0%)
99岁HK$161,538 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.80%
5岁+3.80%
10岁+3.80%
15岁+3.80%
20岁+3.80%
25岁+3.80%
30岁+3.80%
35岁+3.80%
40岁+3.80%
45岁+3.80%
50岁+3.80%
55岁+3.80%
60岁+3.80%
65岁+3.80%
70岁+3.80%
75岁+3.80%
80岁+3.80%
85岁+3.80%
90岁+3.80%
95岁+3.80%
99岁+3.80%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00064-01-000-01 2022-05-16 | F00064-01-000-02 2024-07-22 | F00064-01-000-02 2024-11-23 | F00064-01-000-02 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|
| 0 | HK$5,840 | HK$5,840 | HK$6,307 (+8.0%) | HK$6,812 (+8.0%) | +3.80% |
| 5 | HK$5,368 | HK$5,368 | HK$5,798 (+8.0%) | HK$6,262 (+8.0%) | +3.80% |
| 10 | HK$5,368 | HK$5,368 | HK$5,798 (+8.0%) | HK$6,262 (+8.0%) | +3.80% |
| 15 | HK$5,368 | HK$5,368 | HK$5,798 (+8.0%) | HK$6,262 (+8.0%) | +3.80% |
| 20 | HK$5,204 | HK$5,204 | HK$5,620 (+8.0%) | HK$6,070 (+8.0%) | +3.80% |
| 25 | HK$6,333 | HK$6,333 | HK$6,840 (+8.0%) | HK$7,388 (+8.0%) | +3.80% |
| 30 | HK$7,898 | HK$7,898 | HK$8,530 (+8.0%) | HK$9,212 (+8.0%) | +3.80% |
| 35 | HK$9,038 | HK$9,038 | HK$9,761 (+8.0%) | HK$10,542 (+8.0%) | +3.80% |
| 40 | HK$10,474 | HK$10,474 | HK$11,312 (+8.0%) | HK$12,217 (+8.0%) | +3.80% |
| 45 | HK$11,746 | HK$11,746 | HK$12,686 (+8.0%) | HK$13,700 (+8.0%) | +3.80% |
| 50 | HK$13,567 | HK$13,567 | HK$14,652 (+8.0%) | HK$15,825 (+8.0%) | +3.80% |
| 55 | HK$15,348 | HK$15,348 | HK$16,575 (+8.0%) | HK$17,901 (+8.0%) | +3.80% |
| 60 | HK$17,849 | HK$17,849 | HK$19,276 (+8.0%) | HK$20,818 (+8.0%) | +3.80% |
| 65 | HK$24,576 | HK$24,576 | HK$26,543 (+8.0%) | HK$28,667 (+8.0%) | +3.80% |
| 70 | HK$32,673 | HK$32,673 | HK$35,287 (+8.0%) | HK$38,110 (+8.0%) | +3.80% |
| 75 | HK$40,398 | HK$40,398 | HK$43,630 (+8.0%) | HK$47,120 (+8.0%) | +3.80% |
| 80 | HK$48,986 | HK$48,986 | HK$52,905 (+8.0%) | HK$57,137 (+8.0%) | +3.80% |
| 85 | HK$59,505 | HK$59,505 | HK$64,265 (+8.0%) | HK$69,407 (+8.0%) | +3.80% |
| 90 | HK$69,518 | HK$69,518 | HK$75,080 (+8.0%) | HK$81,086 (+8.0%) | +3.80% |
| 95 | HK$82,660 | HK$82,660 | HK$89,273 (+8.0%) | HK$96,414 (+8.0%) | +3.80% |
| 99 | HK$97,148 | HK$97,148 | HK$104,919 (+8.0%) | HK$113,313 (+8.0%) | +3.80% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | — |
0岁HK$5,840
5岁HK$5,368
10岁HK$5,368
15岁HK$5,368
20岁HK$5,204
25岁HK$6,333
30岁HK$7,898
35岁HK$9,038
40岁HK$10,474
45岁HK$11,746
50岁HK$13,567
55岁HK$15,348
60岁HK$17,849
65岁HK$24,576
70岁HK$32,673
75岁HK$40,398
80岁HK$48,986
85岁HK$59,505
90岁HK$69,518
95岁HK$82,660
99岁HK$97,148
0岁HK$5,840
5岁HK$5,368
10岁HK$5,368
15岁HK$5,368
20岁HK$5,204
25岁HK$6,333
30岁HK$7,898
35岁HK$9,038
40岁HK$10,474
45岁HK$11,746
50岁HK$13,567
55岁HK$15,348
60岁HK$17,849
65岁HK$24,576
70岁HK$32,673
75岁HK$40,398
80岁HK$48,986
85岁HK$59,505
90岁HK$69,518
95岁HK$82,660
99岁HK$97,148
0岁HK$6,307 (+8.0%)
5岁HK$5,798 (+8.0%)
10岁HK$5,798 (+8.0%)
15岁HK$5,798 (+8.0%)
20岁HK$5,620 (+8.0%)
25岁HK$6,840 (+8.0%)
30岁HK$8,530 (+8.0%)
35岁HK$9,761 (+8.0%)
40岁HK$11,312 (+8.0%)
45岁HK$12,686 (+8.0%)
50岁HK$14,652 (+8.0%)
55岁HK$16,575 (+8.0%)
60岁HK$19,276 (+8.0%)
65岁HK$26,543 (+8.0%)
70岁HK$35,287 (+8.0%)
75岁HK$43,630 (+8.0%)
80岁HK$52,905 (+8.0%)
85岁HK$64,265 (+8.0%)
90岁HK$75,080 (+8.0%)
95岁HK$89,273 (+8.0%)
99岁HK$104,919 (+8.0%)
0岁HK$6,812 (+8.0%)
5岁HK$6,262 (+8.0%)
10岁HK$6,262 (+8.0%)
15岁HK$6,262 (+8.0%)
20岁HK$6,070 (+8.0%)
25岁HK$7,388 (+8.0%)
30岁HK$9,212 (+8.0%)
35岁HK$10,542 (+8.0%)
40岁HK$12,217 (+8.0%)
45岁HK$13,700 (+8.0%)
50岁HK$15,825 (+8.0%)
55岁HK$17,901 (+8.0%)
60岁HK$20,818 (+8.0%)
65岁HK$28,667 (+8.0%)
70岁HK$38,110 (+8.0%)
75岁HK$47,120 (+8.0%)
80岁HK$57,137 (+8.0%)
85岁HK$69,407 (+8.0%)
90岁HK$81,086 (+8.0%)
95岁HK$96,414 (+8.0%)
99岁HK$113,313 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.80%
5岁+3.80%
10岁+3.80%
15岁+3.80%
20岁+3.80%
25岁+3.80%
30岁+3.80%
35岁+3.80%
40岁+3.80%
45岁+3.80%
50岁+3.80%
55岁+3.80%
60岁+3.80%
65岁+3.80%
70岁+3.80%
75岁+3.80%
80岁+3.80%
85岁+3.80%
90岁+3.80%
95岁+3.80%
99岁+3.80%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
美元 (USD)
男 Male
| 年龄 | F00064-03-000-01 2022-05-16 | F00064-03-000-02 2024-07-22 | F00064-03-000-02 2024-11-23 | F00064-03-000-02 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|
| 0 | US$936 | US$936 | US$1,011 (+8.0%) | US$1,090 (+7.8%) | +3.76% |
| 5 | US$745 | US$745 | US$805 (+8.1%) | US$869 (+8.0%) | +3.80% |
| 10 | US$745 | US$745 | US$805 (+8.1%) | US$869 (+8.0%) | +3.80% |
| 15 | US$745 | US$745 | US$805 (+8.1%) | US$869 (+8.0%) | +3.80% |
| 20 | US$595 | US$595 | US$643 (+8.1%) | US$695 (+8.1%) | +3.83% |
| 25 | US$640 | US$640 | US$692 (+8.1%) | US$746 (+7.8%) | +3.78% |
| 30 | US$775 | US$775 | US$837 (+8.0%) | US$904 (+8.0%) | +3.80% |
| 35 | US$869 | US$869 | US$938 (+7.9%) | US$1,013 (+8.0%) | +3.78% |
| 40 | US$931 | US$931 | US$1,005 (+7.9%) | US$1,086 (+8.1%) | +3.80% |
| 45 | US$1,132 | US$1,132 | US$1,224 (+8.1%) | US$1,321 (+7.9%) | +3.81% |
| 50 | US$1,454 | US$1,454 | US$1,569 (+7.9%) | US$1,695 (+8.0%) | +3.78% |
| 55 | US$1,885 | US$1,885 | US$2,035 (+8.0%) | US$2,198 (+8.0%) | +3.79% |
| 60 | US$2,507 | US$2,507 | US$2,707 (+8.0%) | US$2,924 (+8.0%) | +3.80% |
| 65 | US$3,507 | US$3,507 | US$3,788 (+8.0%) | US$4,092 (+8.0%) | +3.81% |
| 70 | US$5,001 | US$5,001 | US$5,401 (+8.0%) | US$5,833 (+8.0%) | +3.80% |
| 75 | US$6,833 | US$6,833 | US$7,380 (+8.0%) | US$7,970 (+8.0%) | +3.80% |
| 80 | US$8,268 | US$8,268 | US$8,930 (+8.0%) | US$9,644 (+8.0%) | +3.80% |
| 85 | US$10,427 | US$10,427 | US$11,262 (+8.0%) | US$12,163 (+8.0%) | +3.80% |
| 90 | US$12,557 | US$12,557 | US$13,562 (+8.0%) | US$14,646 (+8.0%) | +3.80% |
| 95 | US$15,126 | US$15,126 | US$16,337 (+8.0%) | US$17,644 (+8.0%) | +3.80% |
| 99 | US$17,870 | US$17,870 | US$19,300 (+8.0%) | US$20,844 (+8.0%) | +3.80% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | — |
0岁US$936
5岁US$745
10岁US$745
15岁US$745
20岁US$595
25岁US$640
30岁US$775
35岁US$869
40岁US$931
45岁US$1,132
50岁US$1,454
55岁US$1,885
60岁US$2,507
65岁US$3,507
70岁US$5,001
75岁US$6,833
80岁US$8,268
85岁US$10,427
90岁US$12,557
95岁US$15,126
99岁US$17,870
0岁US$936
5岁US$745
10岁US$745
15岁US$745
20岁US$595
25岁US$640
30岁US$775
35岁US$869
40岁US$931
45岁US$1,132
50岁US$1,454
55岁US$1,885
60岁US$2,507
65岁US$3,507
70岁US$5,001
75岁US$6,833
80岁US$8,268
85岁US$10,427
90岁US$12,557
95岁US$15,126
99岁US$17,870
0岁US$1,011 (+8.0%)
5岁US$805 (+8.1%)
10岁US$805 (+8.1%)
15岁US$805 (+8.1%)
20岁US$643 (+8.1%)
25岁US$692 (+8.1%)
30岁US$837 (+8.0%)
35岁US$938 (+7.9%)
40岁US$1,005 (+7.9%)
45岁US$1,224 (+8.1%)
50岁US$1,569 (+7.9%)
55岁US$2,035 (+8.0%)
60岁US$2,707 (+8.0%)
65岁US$3,788 (+8.0%)
70岁US$5,401 (+8.0%)
75岁US$7,380 (+8.0%)
80岁US$8,930 (+8.0%)
85岁US$11,262 (+8.0%)
90岁US$13,562 (+8.0%)
95岁US$16,337 (+8.0%)
99岁US$19,300 (+8.0%)
0岁US$1,090 (+7.8%)
5岁US$869 (+8.0%)
10岁US$869 (+8.0%)
15岁US$869 (+8.0%)
20岁US$695 (+8.1%)
25岁US$746 (+7.8%)
30岁US$904 (+8.0%)
35岁US$1,013 (+8.0%)
40岁US$1,086 (+8.1%)
45岁US$1,321 (+7.9%)
50岁US$1,695 (+8.0%)
55岁US$2,198 (+8.0%)
60岁US$2,924 (+8.0%)
65岁US$4,092 (+8.0%)
70岁US$5,833 (+8.0%)
75岁US$7,970 (+8.0%)
80岁US$9,644 (+8.0%)
85岁US$12,163 (+8.0%)
90岁US$14,646 (+8.0%)
95岁US$17,644 (+8.0%)
99岁US$20,844 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.76%
5岁+3.80%
10岁+3.80%
15岁+3.80%
20岁+3.83%
25岁+3.78%
30岁+3.80%
35岁+3.78%
40岁+3.80%
45岁+3.81%
50岁+3.78%
55岁+3.79%
60岁+3.80%
65岁+3.81%
70岁+3.80%
75岁+3.80%
80岁+3.80%
85岁+3.80%
90岁+3.80%
95岁+3.80%
99岁+3.80%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00064-03-000-01 2022-05-16 | F00064-03-000-02 2024-07-22 | F00064-03-000-02 2024-11-23 | F00064-03-000-02 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|
| 0 | US$754 | US$754 | US$814 (+8.0%) | US$879 (+8.0%) | +3.79% |
| 5 | US$693 | US$693 | US$748 (+7.9%) | US$808 (+8.0%) | +3.79% |
| 10 | US$693 | US$693 | US$748 (+7.9%) | US$808 (+8.0%) | +3.79% |
| 15 | US$693 | US$693 | US$748 (+7.9%) | US$808 (+8.0%) | +3.79% |
| 20 | US$671 | US$671 | US$725 (+8.0%) | US$783 (+8.0%) | +3.81% |
| 25 | US$817 | US$817 | US$882 (+8.0%) | US$954 (+8.2%) | +3.83% |
| 30 | US$1,019 | US$1,019 | US$1,101 (+8.0%) | US$1,188 (+7.9%) | +3.79% |
| 35 | US$1,167 | US$1,167 | US$1,260 (+8.0%) | US$1,361 (+8.0%) | +3.79% |
| 40 | US$1,351 | US$1,351 | US$1,460 (+8.1%) | US$1,576 (+7.9%) | +3.80% |
| 45 | US$1,515 | US$1,515 | US$1,637 (+8.1%) | US$1,768 (+8.0%) | +3.81% |
| 50 | US$1,750 | US$1,750 | US$1,890 (+8.0%) | US$2,042 (+8.0%) | +3.81% |
| 55 | US$1,980 | US$1,980 | US$2,139 (+8.0%) | US$2,310 (+8.0%) | +3.80% |
| 60 | US$2,304 | US$2,304 | US$2,487 (+7.9%) | US$2,686 (+8.0%) | +3.79% |
| 65 | US$3,171 | US$3,171 | US$3,425 (+8.0%) | US$3,699 (+8.0%) | +3.80% |
| 70 | US$4,215 | US$4,215 | US$4,554 (+8.0%) | US$4,918 (+8.0%) | +3.81% |
| 75 | US$5,213 | US$5,213 | US$5,630 (+8.0%) | US$6,080 (+8.0%) | +3.80% |
| 80 | US$6,320 | US$6,320 | US$6,826 (+8.0%) | US$7,373 (+8.0%) | +3.80% |
| 85 | US$7,679 | US$7,679 | US$8,293 (+8.0%) | US$8,956 (+8.0%) | +3.80% |
| 90 | US$8,970 | US$8,970 | US$9,688 (+8.0%) | US$10,463 (+8.0%) | +3.80% |
| 95 | US$10,665 | US$10,665 | US$11,519 (+8.0%) | US$12,440 (+8.0%) | +3.80% |
| 99 | US$12,536 | US$12,536 | US$13,538 (+8.0%) | US$14,621 (+8.0%) | +3.80% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | — |
0岁US$754
5岁US$693
10岁US$693
15岁US$693
20岁US$671
25岁US$817
30岁US$1,019
35岁US$1,167
40岁US$1,351
45岁US$1,515
50岁US$1,750
55岁US$1,980
60岁US$2,304
65岁US$3,171
70岁US$4,215
75岁US$5,213
80岁US$6,320
85岁US$7,679
90岁US$8,970
95岁US$10,665
99岁US$12,536
0岁US$754
5岁US$693
10岁US$693
15岁US$693
20岁US$671
25岁US$817
30岁US$1,019
35岁US$1,167
40岁US$1,351
45岁US$1,515
50岁US$1,750
55岁US$1,980
60岁US$2,304
65岁US$3,171
70岁US$4,215
75岁US$5,213
80岁US$6,320
85岁US$7,679
90岁US$8,970
95岁US$10,665
99岁US$12,536
0岁US$814 (+8.0%)
5岁US$748 (+7.9%)
10岁US$748 (+7.9%)
15岁US$748 (+7.9%)
20岁US$725 (+8.0%)
25岁US$882 (+8.0%)
30岁US$1,101 (+8.0%)
35岁US$1,260 (+8.0%)
40岁US$1,460 (+8.1%)
45岁US$1,637 (+8.1%)
50岁US$1,890 (+8.0%)
55岁US$2,139 (+8.0%)
60岁US$2,487 (+7.9%)
65岁US$3,425 (+8.0%)
70岁US$4,554 (+8.0%)
75岁US$5,630 (+8.0%)
80岁US$6,826 (+8.0%)
85岁US$8,293 (+8.0%)
90岁US$9,688 (+8.0%)
95岁US$11,519 (+8.0%)
99岁US$13,538 (+8.0%)
0岁US$879 (+8.0%)
5岁US$808 (+8.0%)
10岁US$808 (+8.0%)
15岁US$808 (+8.0%)
20岁US$783 (+8.0%)
25岁US$954 (+8.2%)
30岁US$1,188 (+7.9%)
35岁US$1,361 (+8.0%)
40岁US$1,576 (+7.9%)
45岁US$1,768 (+8.0%)
50岁US$2,042 (+8.0%)
55岁US$2,310 (+8.0%)
60岁US$2,686 (+8.0%)
65岁US$3,699 (+8.0%)
70岁US$4,918 (+8.0%)
75岁US$6,080 (+8.0%)
80岁US$7,373 (+8.0%)
85岁US$8,956 (+8.0%)
90岁US$10,463 (+8.0%)
95岁US$12,440 (+8.0%)
99岁US$14,621 (+8.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+3.79%
5岁+3.79%
10岁+3.79%
15岁+3.79%
20岁+3.81%
25岁+3.83%
30岁+3.79%
35岁+3.79%
40岁+3.80%
45岁+3.81%
50岁+3.81%
55岁+3.80%
60岁+3.79%
65岁+3.80%
70岁+3.81%
75岁+3.80%
80岁+3.80%
85岁+3.80%
90岁+3.80%
95岁+3.80%
99岁+3.80%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。