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「摯康保」醫療保障計劃 - 保障級別 4+超額醫療保障 (港元)
''TopCare'' Medical Insurance Plan - Benefit Level 4 with SMM (HKD)
周大福人壽保險有限公司 · F00037-04-000 · 7 个版本 · 灵活计划 · 年均加幅 +4.07%
港元 (HKD)
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| 年龄 | 2019-08-30 | 2021-04-01 | 2022-11-01 | 2023-11-23 | 2024-07-22 | 2024-11-23 | 最新版本 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0岁 | HK$15,200 | HK$15,200 | HK$16,415 (+8.0%) | HK$17,729 (+8.0%) | HK$17,729 | HK$19,501 (+10.0%) | HK$20,476 (+5.0%) | +4.32% |
| 5岁 | HK$9,467 | HK$9,467 | HK$10,224 (+8.0%) | HK$11,042 (+8.0%) | HK$11,042 | HK$12,146 (+10.0%) | HK$12,754 (+5.0%) | +4.32% |
| 10岁 | HK$8,510 | HK$8,510 | HK$9,190 (+8.0%) | HK$9,926 (+8.0%) | HK$9,926 | HK$10,919 (+10.0%) | HK$11,465 (+5.0%) | +4.32% |
| 15岁 | HK$8,704 | HK$8,704 | HK$9,400 (+8.0%) | HK$10,152 (+8.0%) | HK$10,152 | HK$11,168 (+10.0%) | HK$11,726 (+5.0%) | +4.32% |
| 20岁 | HK$10,401 | HK$10,401 | HK$11,233 (+8.0%) | HK$12,132 (+8.0%) | HK$12,132 | HK$13,345 (+10.0%) | HK$14,013 (+5.0%) | +4.32% |
| 25岁 | HK$11,352 | HK$11,352 | HK$12,261 (+8.0%) | HK$13,242 (+8.0%) | HK$13,242 | HK$14,565 (+10.0%) | HK$14,930 (+2.5%) | +3.97% |
| 30岁 | HK$13,026 | HK$13,026 | HK$14,068 (+8.0%) | HK$15,193 (+8.0%) | HK$15,193 | HK$16,712 (+10.0%) | HK$16,712 | +3.60% |
| 35岁 | HK$14,287 | HK$14,287 | HK$15,430 (+8.0%) | HK$16,664 (+8.0%) | HK$16,664 | HK$18,331 (+10.0%) | HK$18,423 (+0.5%) | +3.68% |
| 40岁 | HK$16,593 | HK$16,593 | HK$17,920 (+8.0%) | HK$19,354 (+8.0%) | HK$19,354 | HK$21,289 (+10.0%) | HK$21,502 (+1.0%) | +3.75% |
| 45岁 | HK$20,688 | HK$20,688 | HK$22,343 (+8.0%) | HK$24,130 (+8.0%) | HK$24,130 | HK$26,543 (+10.0%) | HK$26,742 (+0.7%) | +3.71% |
| 50岁 | HK$26,889 | HK$26,889 | HK$29,040 (+8.0%) | HK$31,364 (+8.0%) | HK$31,364 | HK$34,501 (+10.0%) | HK$34,674 (+0.5%) | +3.68% |
| 55岁 | HK$33,289 | HK$33,289 | HK$35,952 (+8.0%) | HK$38,829 (+8.0%) | HK$38,829 | HK$42,712 (+10.0%) | HK$43,032 (+0.7%) | +3.71% |
| 60岁 | HK$44,707 | HK$44,707 | HK$48,283 (+8.0%) | HK$52,146 (+8.0%) | HK$52,146 | HK$57,361 (+10.0%) | HK$57,935 (+1.0%) | +3.75% |
| 65岁 | HK$61,825 | HK$61,825 | HK$66,771 (+8.0%) | HK$72,113 (+8.0%) | HK$72,113 | HK$79,325 (+10.0%) | HK$81,705 (+3.0%) | +4.04% |
| 70岁 | HK$80,512 | HK$80,512 | HK$86,952 (+8.0%) | HK$93,908 (+8.0%) | HK$93,908 | HK$103,299 (+10.0%) | HK$108,464 (+5.0%) | +4.32% |
| 75岁 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 80岁 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 85岁 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 90岁 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 95岁 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 99岁 | HK$85,045 | HK$85,045 | HK$91,849 (+8.0%) | HK$99,196 (+8.0%) | HK$99,196 | HK$109,117 (+10.0%) | HK$114,573 (+5.0%) | +4.32% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0岁HK$15,200
5岁HK$9,467
10岁HK$8,510
15岁HK$8,704
20岁HK$10,401
25岁HK$11,352
30岁HK$13,026
35岁HK$14,287
40岁HK$16,593
45岁HK$20,688
50岁HK$26,889
55岁HK$33,289
60岁HK$44,707
65岁HK$61,825
70岁HK$80,512
75岁HK$85,045
80岁HK$85,045
85岁HK$85,045
90岁HK$85,045
95岁HK$85,045
99岁HK$85,045
0岁HK$15,200
5岁HK$9,467
10岁HK$8,510
15岁HK$8,704
20岁HK$10,401
25岁HK$11,352
30岁HK$13,026
35岁HK$14,287
40岁HK$16,593
45岁HK$20,688
50岁HK$26,889
55岁HK$33,289
60岁HK$44,707
65岁HK$61,825
70岁HK$80,512
75岁HK$85,045
80岁HK$85,045
85岁HK$85,045
90岁HK$85,045
95岁HK$85,045
99岁HK$85,045
0岁HK$16,415 (+8.0%)
5岁HK$10,224 (+8.0%)
10岁HK$9,190 (+8.0%)
15岁HK$9,400 (+8.0%)
20岁HK$11,233 (+8.0%)
25岁HK$12,261 (+8.0%)
30岁HK$14,068 (+8.0%)
35岁HK$15,430 (+8.0%)
40岁HK$17,920 (+8.0%)
45岁HK$22,343 (+8.0%)
50岁HK$29,040 (+8.0%)
55岁HK$35,952 (+8.0%)
60岁HK$48,283 (+8.0%)
65岁HK$66,771 (+8.0%)
70岁HK$86,952 (+8.0%)
75岁HK$91,849 (+8.0%)
80岁HK$91,849 (+8.0%)
85岁HK$91,849 (+8.0%)
90岁HK$91,849 (+8.0%)
95岁HK$91,849 (+8.0%)
99岁HK$91,849 (+8.0%)
0岁HK$17,729 (+8.0%)
5岁HK$11,042 (+8.0%)
10岁HK$9,926 (+8.0%)
15岁HK$10,152 (+8.0%)
20岁HK$12,132 (+8.0%)
25岁HK$13,242 (+8.0%)
30岁HK$15,193 (+8.0%)
35岁HK$16,664 (+8.0%)
40岁HK$19,354 (+8.0%)
45岁HK$24,130 (+8.0%)
50岁HK$31,364 (+8.0%)
55岁HK$38,829 (+8.0%)
60岁HK$52,146 (+8.0%)
65岁HK$72,113 (+8.0%)
70岁HK$93,908 (+8.0%)
75岁HK$99,196 (+8.0%)
80岁HK$99,196 (+8.0%)
85岁HK$99,196 (+8.0%)
90岁HK$99,196 (+8.0%)
95岁HK$99,196 (+8.0%)
99岁HK$99,196 (+8.0%)
0岁HK$17,729
5岁HK$11,042
10岁HK$9,926
15岁HK$10,152
20岁HK$12,132
25岁HK$13,242
30岁HK$15,193
35岁HK$16,664
40岁HK$19,354
45岁HK$24,130
50岁HK$31,364
55岁HK$38,829
60岁HK$52,146
65岁HK$72,113
70岁HK$93,908
75岁HK$99,196
80岁HK$99,196
85岁HK$99,196
90岁HK$99,196
95岁HK$99,196
99岁HK$99,196
0岁HK$19,501 (+10.0%)
5岁HK$12,146 (+10.0%)
10岁HK$10,919 (+10.0%)
15岁HK$11,168 (+10.0%)
20岁HK$13,345 (+10.0%)
25岁HK$14,565 (+10.0%)
30岁HK$16,712 (+10.0%)
35岁HK$18,331 (+10.0%)
40岁HK$21,289 (+10.0%)
45岁HK$26,543 (+10.0%)
50岁HK$34,501 (+10.0%)
55岁HK$42,712 (+10.0%)
60岁HK$57,361 (+10.0%)
65岁HK$79,325 (+10.0%)
70岁HK$103,299 (+10.0%)
75岁HK$109,117 (+10.0%)
80岁HK$109,117 (+10.0%)
85岁HK$109,117 (+10.0%)
90岁HK$109,117 (+10.0%)
95岁HK$109,117 (+10.0%)
99岁HK$109,117 (+10.0%)
0岁HK$20,476 (+5.0%)
5岁HK$12,754 (+5.0%)
10岁HK$11,465 (+5.0%)
15岁HK$11,726 (+5.0%)
20岁HK$14,013 (+5.0%)
25岁HK$14,930 (+2.5%)
30岁HK$16,712
35岁HK$18,423 (+0.5%)
40岁HK$21,502 (+1.0%)
45岁HK$26,742 (+0.7%)
50岁HK$34,674 (+0.5%)
55岁HK$43,032 (+0.7%)
60岁HK$57,935 (+1.0%)
65岁HK$81,705 (+3.0%)
70岁HK$108,464 (+5.0%)
75岁HK$114,573 (+5.0%)
80岁HK$114,573 (+5.0%)
85岁HK$114,573 (+5.0%)
90岁HK$114,573 (+5.0%)
95岁HK$114,573 (+5.0%)
99岁HK$114,573 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-09-15
0岁+4.32%
5岁+4.32%
10岁+4.32%
15岁+4.32%
20岁+4.32%
25岁+3.97%
30岁+3.60%
35岁+3.68%
40岁+3.75%
45岁+3.71%
50岁+3.68%
55岁+3.71%
60岁+3.75%
65岁+4.04%
70岁+4.32%
75岁+4.32%
80岁+4.32%
85岁+4.32%
90岁+4.32%
95岁+4.32%
99岁+4.32%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-09-15
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。