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「摯康保」醫療保障計劃 - 保障級別 3+超額醫療保障 (港元)
''TopCare'' Medical Insurance Plan - Benefit Level 3 with SMM (HKD)
周大福人壽保險有限公司 · F00037-03-000 · 7 个版本 · 灵活计划 · 年均加幅 +4.17%
男 Male
| 年龄 | F00037-03-000-01 2019-08-30 | F00037-03-000-02 2021-04-01 | F00037-03-000-02 2022-11-01 | F00037-03-000-02 2023-11-23 | F00037-03-000-03 2024-07-22 | F00037-03-000-03 2024-11-23 | F00037-03-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$9,019 | HK$9,019 | HK$9,740 (+8.0%) | HK$10,520 (+8.0%) | HK$10,520 | HK$11,573 (+10.0%) | HK$12,151 (+5.0%) | +4.43% |
| 5 | HK$5,299 | HK$5,299 | HK$5,723 (+8.0%) | HK$6,181 (+8.0%) | HK$6,181 | HK$6,799 (+10.0%) | HK$7,139 (+5.0%) | +4.43% |
| 10 | HK$4,764 | HK$4,764 | HK$5,145 (+8.0%) | HK$5,557 (+8.0%) | HK$5,557 | HK$6,113 (+10.0%) | HK$6,419 (+5.0%) | +4.43% |
| 15 | HK$4,873 | HK$4,873 | HK$5,262 (+8.0%) | HK$5,683 (+8.0%) | HK$5,683 | HK$6,251 (+10.0%) | HK$6,564 (+5.0%) | +4.42% |
| 20 | HK$5,576 | HK$5,576 | HK$6,023 (+8.0%) | HK$6,505 (+8.0%) | HK$6,505 | HK$7,155 (+10.0%) | HK$7,513 (+5.0%) | +4.43% |
| 25 | HK$6,225 | HK$6,225 | HK$6,723 (+8.0%) | HK$7,261 (+8.0%) | HK$7,261 | HK$7,987 (+10.0%) | HK$8,187 (+2.5%) | +4.06% |
| 30 | HK$7,136 | HK$7,136 | HK$7,707 (+8.0%) | HK$8,324 (+8.0%) | HK$8,324 | HK$9,156 (+10.0%) | HK$9,156 | +3.69% |
| 35 | HK$7,901 | HK$7,901 | HK$8,533 (+8.0%) | HK$9,215 (+8.0%) | HK$9,215 | HK$10,137 (+10.0%) | HK$10,188 (+0.5%) | +3.76% |
| 40 | HK$8,968 | HK$8,968 | HK$9,686 (+8.0%) | HK$10,461 (+8.0%) | HK$10,461 | HK$11,507 (+10.0%) | HK$11,623 (+1.0%) | +3.84% |
| 45 | HK$10,956 | HK$10,956 | HK$11,832 (+8.0%) | HK$12,779 (+8.0%) | HK$12,779 | HK$14,056 (+10.0%) | HK$14,162 (+0.8%) | +3.80% |
| 50 | HK$14,181 | HK$14,181 | HK$15,315 (+8.0%) | HK$16,540 (+8.0%) | HK$16,540 | HK$18,194 (+10.0%) | HK$18,285 (+0.5%) | +3.76% |
| 55 | HK$17,818 | HK$17,818 | HK$19,243 (+8.0%) | HK$20,782 (+8.0%) | HK$20,782 | HK$22,861 (+10.0%) | HK$23,032 (+0.7%) | +3.80% |
| 60 | HK$23,970 | HK$23,970 | HK$25,888 (+8.0%) | HK$27,960 (+8.0%) | HK$27,960 | HK$30,756 (+10.0%) | HK$31,063 (+1.0%) | +3.84% |
| 65 | HK$31,551 | HK$31,551 | HK$34,075 (+8.0%) | HK$36,801 (+8.0%) | HK$36,801 | HK$40,481 (+10.0%) | HK$41,695 (+3.0%) | +4.13% |
| 70 | HK$39,380 | HK$39,380 | HK$42,530 (+8.0%) | HK$45,932 (+8.0%) | HK$45,932 | HK$50,525 (+10.0%) | HK$53,051 (+5.0%) | +4.42% |
| 75 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 80 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 85 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 90 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 95 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 99 | HK$41,511 | HK$41,511 | HK$44,832 (+8.0%) | HK$48,419 (+8.0%) | HK$48,419 | HK$53,261 (+10.0%) | HK$55,924 (+5.0%) | +4.43% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0岁HK$9,019
5岁HK$5,299
10岁HK$4,764
15岁HK$4,873
20岁HK$5,576
25岁HK$6,225
30岁HK$7,136
35岁HK$7,901
40岁HK$8,968
45岁HK$10,956
50岁HK$14,181
55岁HK$17,818
60岁HK$23,970
65岁HK$31,551
70岁HK$39,380
75岁HK$41,511
80岁HK$41,511
85岁HK$41,511
90岁HK$41,511
95岁HK$41,511
99岁HK$41,511
0岁HK$9,019
5岁HK$5,299
10岁HK$4,764
15岁HK$4,873
20岁HK$5,576
25岁HK$6,225
30岁HK$7,136
35岁HK$7,901
40岁HK$8,968
45岁HK$10,956
50岁HK$14,181
55岁HK$17,818
60岁HK$23,970
65岁HK$31,551
70岁HK$39,380
75岁HK$41,511
80岁HK$41,511
85岁HK$41,511
90岁HK$41,511
95岁HK$41,511
99岁HK$41,511
0岁HK$9,740 (+8.0%)
5岁HK$5,723 (+8.0%)
10岁HK$5,145 (+8.0%)
15岁HK$5,262 (+8.0%)
20岁HK$6,023 (+8.0%)
25岁HK$6,723 (+8.0%)
30岁HK$7,707 (+8.0%)
35岁HK$8,533 (+8.0%)
40岁HK$9,686 (+8.0%)
45岁HK$11,832 (+8.0%)
50岁HK$15,315 (+8.0%)
55岁HK$19,243 (+8.0%)
60岁HK$25,888 (+8.0%)
65岁HK$34,075 (+8.0%)
70岁HK$42,530 (+8.0%)
75岁HK$44,832 (+8.0%)
80岁HK$44,832 (+8.0%)
85岁HK$44,832 (+8.0%)
90岁HK$44,832 (+8.0%)
95岁HK$44,832 (+8.0%)
99岁HK$44,832 (+8.0%)
0岁HK$10,520 (+8.0%)
5岁HK$6,181 (+8.0%)
10岁HK$5,557 (+8.0%)
15岁HK$5,683 (+8.0%)
20岁HK$6,505 (+8.0%)
25岁HK$7,261 (+8.0%)
30岁HK$8,324 (+8.0%)
35岁HK$9,215 (+8.0%)
40岁HK$10,461 (+8.0%)
45岁HK$12,779 (+8.0%)
50岁HK$16,540 (+8.0%)
55岁HK$20,782 (+8.0%)
60岁HK$27,960 (+8.0%)
65岁HK$36,801 (+8.0%)
70岁HK$45,932 (+8.0%)
75岁HK$48,419 (+8.0%)
80岁HK$48,419 (+8.0%)
85岁HK$48,419 (+8.0%)
90岁HK$48,419 (+8.0%)
95岁HK$48,419 (+8.0%)
99岁HK$48,419 (+8.0%)
0岁HK$10,520
5岁HK$6,181
10岁HK$5,557
15岁HK$5,683
20岁HK$6,505
25岁HK$7,261
30岁HK$8,324
35岁HK$9,215
40岁HK$10,461
45岁HK$12,779
50岁HK$16,540
55岁HK$20,782
60岁HK$27,960
65岁HK$36,801
70岁HK$45,932
75岁HK$48,419
80岁HK$48,419
85岁HK$48,419
90岁HK$48,419
95岁HK$48,419
99岁HK$48,419
0岁HK$11,573 (+10.0%)
5岁HK$6,799 (+10.0%)
10岁HK$6,113 (+10.0%)
15岁HK$6,251 (+10.0%)
20岁HK$7,155 (+10.0%)
25岁HK$7,987 (+10.0%)
30岁HK$9,156 (+10.0%)
35岁HK$10,137 (+10.0%)
40岁HK$11,507 (+10.0%)
45岁HK$14,056 (+10.0%)
50岁HK$18,194 (+10.0%)
55岁HK$22,861 (+10.0%)
60岁HK$30,756 (+10.0%)
65岁HK$40,481 (+10.0%)
70岁HK$50,525 (+10.0%)
75岁HK$53,261 (+10.0%)
80岁HK$53,261 (+10.0%)
85岁HK$53,261 (+10.0%)
90岁HK$53,261 (+10.0%)
95岁HK$53,261 (+10.0%)
99岁HK$53,261 (+10.0%)
0岁HK$12,151 (+5.0%)
5岁HK$7,139 (+5.0%)
10岁HK$6,419 (+5.0%)
15岁HK$6,564 (+5.0%)
20岁HK$7,513 (+5.0%)
25岁HK$8,187 (+2.5%)
30岁HK$9,156
35岁HK$10,188 (+0.5%)
40岁HK$11,623 (+1.0%)
45岁HK$14,162 (+0.8%)
50岁HK$18,285 (+0.5%)
55岁HK$23,032 (+0.7%)
60岁HK$31,063 (+1.0%)
65岁HK$41,695 (+3.0%)
70岁HK$53,051 (+5.0%)
75岁HK$55,924 (+5.0%)
80岁HK$55,924 (+5.0%)
85岁HK$55,924 (+5.0%)
90岁HK$55,924 (+5.0%)
95岁HK$55,924 (+5.0%)
99岁HK$55,924 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.43%
5岁+4.43%
10岁+4.43%
15岁+4.42%
20岁+4.43%
25岁+4.06%
30岁+3.69%
35岁+3.76%
40岁+3.84%
45岁+3.80%
50岁+3.76%
55岁+3.80%
60岁+3.84%
65岁+4.13%
70岁+4.42%
75岁+4.43%
80岁+4.43%
85岁+4.43%
90岁+4.43%
95岁+4.43%
99岁+4.43%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00037-03-000-01 2019-08-30 | F00037-03-000-02 2021-04-01 | F00037-03-000-02 2022-11-01 | F00037-03-000-02 2023-11-23 | F00037-03-000-03 2024-07-22 | F00037-03-000-03 2024-11-23 | F00037-03-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,123 | HK$7,123 | HK$7,693 (+8.0%) | HK$8,308 (+8.0%) | HK$8,308 | HK$9,139 (+10.0%) | HK$9,596 (+5.0%) | +4.42% |
| 5 | HK$5,043 | HK$5,043 | HK$5,446 (+8.0%) | HK$5,882 (+8.0%) | HK$5,882 | HK$6,470 (+10.0%) | HK$6,794 (+5.0%) | +4.43% |
| 10 | HK$4,357 | HK$4,357 | HK$4,706 (+8.0%) | HK$5,082 (+8.0%) | HK$5,082 | HK$5,590 (+10.0%) | HK$5,870 (+5.0%) | +4.43% |
| 15 | HK$4,530 | HK$4,530 | HK$4,892 (+8.0%) | HK$5,283 (+8.0%) | HK$5,283 | HK$5,812 (+10.0%) | HK$6,102 (+5.0%) | +4.42% |
| 20 | HK$5,762 | HK$5,762 | HK$6,223 (+8.0%) | HK$6,720 (+8.0%) | HK$6,720 | HK$7,393 (+10.0%) | HK$7,763 (+5.0%) | +4.43% |
| 25 | HK$7,181 | HK$7,181 | HK$7,756 (+8.0%) | HK$8,376 (+8.0%) | HK$8,376 | HK$9,214 (+10.0%) | HK$9,445 (+2.5%) | +4.06% |
| 30 | HK$8,788 | HK$8,788 | HK$9,492 (+8.0%) | HK$10,251 (+8.0%) | HK$10,251 | HK$11,276 (+10.0%) | HK$11,276 | +3.69% |
| 35 | HK$10,187 | HK$10,187 | HK$11,002 (+8.0%) | HK$11,882 (+8.0%) | HK$11,882 | HK$13,070 (+10.0%) | HK$13,136 (+0.5%) | +3.76% |
| 40 | HK$12,019 | HK$12,019 | HK$12,981 (+8.0%) | HK$14,019 (+8.0%) | HK$14,019 | HK$15,421 (+10.0%) | HK$15,576 (+1.0%) | +3.84% |
| 45 | HK$13,458 | HK$13,458 | HK$14,535 (+8.0%) | HK$15,698 (+8.0%) | HK$15,698 | HK$17,268 (+10.0%) | HK$17,398 (+0.8%) | +3.80% |
| 50 | HK$15,767 | HK$15,767 | HK$17,029 (+8.0%) | HK$18,390 (+8.0%) | HK$18,390 | HK$20,230 (+10.0%) | HK$20,331 (+0.5%) | +3.76% |
| 55 | HK$17,826 | HK$17,826 | HK$19,252 (+8.0%) | HK$20,793 (+8.0%) | HK$20,793 | HK$22,873 (+10.0%) | HK$23,044 (+0.7%) | +3.80% |
| 60 | HK$21,968 | HK$21,968 | HK$23,725 (+8.0%) | HK$25,623 (+8.0%) | HK$25,623 | HK$28,185 (+10.0%) | HK$28,467 (+1.0%) | +3.84% |
| 65 | HK$28,276 | HK$28,276 | HK$30,538 (+8.0%) | HK$32,981 (+8.0%) | HK$32,981 | HK$36,279 (+10.0%) | HK$37,367 (+3.0%) | +4.13% |
| 70 | HK$36,055 | HK$36,055 | HK$38,939 (+8.0%) | HK$42,055 (+8.0%) | HK$42,055 | HK$46,261 (+10.0%) | HK$48,574 (+5.0%) | +4.43% |
| 75 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 80 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 85 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 90 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 95 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 99 | HK$38,261 | HK$38,261 | HK$41,321 (+8.0%) | HK$44,627 (+8.0%) | HK$44,627 | HK$49,090 (+10.0%) | HK$51,545 (+5.0%) | +4.42% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0岁HK$7,123
5岁HK$5,043
10岁HK$4,357
15岁HK$4,530
20岁HK$5,762
25岁HK$7,181
30岁HK$8,788
35岁HK$10,187
40岁HK$12,019
45岁HK$13,458
50岁HK$15,767
55岁HK$17,826
60岁HK$21,968
65岁HK$28,276
70岁HK$36,055
75岁HK$38,261
80岁HK$38,261
85岁HK$38,261
90岁HK$38,261
95岁HK$38,261
99岁HK$38,261
0岁HK$7,123
5岁HK$5,043
10岁HK$4,357
15岁HK$4,530
20岁HK$5,762
25岁HK$7,181
30岁HK$8,788
35岁HK$10,187
40岁HK$12,019
45岁HK$13,458
50岁HK$15,767
55岁HK$17,826
60岁HK$21,968
65岁HK$28,276
70岁HK$36,055
75岁HK$38,261
80岁HK$38,261
85岁HK$38,261
90岁HK$38,261
95岁HK$38,261
99岁HK$38,261
0岁HK$7,693 (+8.0%)
5岁HK$5,446 (+8.0%)
10岁HK$4,706 (+8.0%)
15岁HK$4,892 (+8.0%)
20岁HK$6,223 (+8.0%)
25岁HK$7,756 (+8.0%)
30岁HK$9,492 (+8.0%)
35岁HK$11,002 (+8.0%)
40岁HK$12,981 (+8.0%)
45岁HK$14,535 (+8.0%)
50岁HK$17,029 (+8.0%)
55岁HK$19,252 (+8.0%)
60岁HK$23,725 (+8.0%)
65岁HK$30,538 (+8.0%)
70岁HK$38,939 (+8.0%)
75岁HK$41,321 (+8.0%)
80岁HK$41,321 (+8.0%)
85岁HK$41,321 (+8.0%)
90岁HK$41,321 (+8.0%)
95岁HK$41,321 (+8.0%)
99岁HK$41,321 (+8.0%)
0岁HK$8,308 (+8.0%)
5岁HK$5,882 (+8.0%)
10岁HK$5,082 (+8.0%)
15岁HK$5,283 (+8.0%)
20岁HK$6,720 (+8.0%)
25岁HK$8,376 (+8.0%)
30岁HK$10,251 (+8.0%)
35岁HK$11,882 (+8.0%)
40岁HK$14,019 (+8.0%)
45岁HK$15,698 (+8.0%)
50岁HK$18,390 (+8.0%)
55岁HK$20,793 (+8.0%)
60岁HK$25,623 (+8.0%)
65岁HK$32,981 (+8.0%)
70岁HK$42,055 (+8.0%)
75岁HK$44,627 (+8.0%)
80岁HK$44,627 (+8.0%)
85岁HK$44,627 (+8.0%)
90岁HK$44,627 (+8.0%)
95岁HK$44,627 (+8.0%)
99岁HK$44,627 (+8.0%)
0岁HK$8,308
5岁HK$5,882
10岁HK$5,082
15岁HK$5,283
20岁HK$6,720
25岁HK$8,376
30岁HK$10,251
35岁HK$11,882
40岁HK$14,019
45岁HK$15,698
50岁HK$18,390
55岁HK$20,793
60岁HK$25,623
65岁HK$32,981
70岁HK$42,055
75岁HK$44,627
80岁HK$44,627
85岁HK$44,627
90岁HK$44,627
95岁HK$44,627
99岁HK$44,627
0岁HK$9,139 (+10.0%)
5岁HK$6,470 (+10.0%)
10岁HK$5,590 (+10.0%)
15岁HK$5,812 (+10.0%)
20岁HK$7,393 (+10.0%)
25岁HK$9,214 (+10.0%)
30岁HK$11,276 (+10.0%)
35岁HK$13,070 (+10.0%)
40岁HK$15,421 (+10.0%)
45岁HK$17,268 (+10.0%)
50岁HK$20,230 (+10.0%)
55岁HK$22,873 (+10.0%)
60岁HK$28,185 (+10.0%)
65岁HK$36,279 (+10.0%)
70岁HK$46,261 (+10.0%)
75岁HK$49,090 (+10.0%)
80岁HK$49,090 (+10.0%)
85岁HK$49,090 (+10.0%)
90岁HK$49,090 (+10.0%)
95岁HK$49,090 (+10.0%)
99岁HK$49,090 (+10.0%)
0岁HK$9,596 (+5.0%)
5岁HK$6,794 (+5.0%)
10岁HK$5,870 (+5.0%)
15岁HK$6,102 (+5.0%)
20岁HK$7,763 (+5.0%)
25岁HK$9,445 (+2.5%)
30岁HK$11,276
35岁HK$13,136 (+0.5%)
40岁HK$15,576 (+1.0%)
45岁HK$17,398 (+0.8%)
50岁HK$20,331 (+0.5%)
55岁HK$23,044 (+0.7%)
60岁HK$28,467 (+1.0%)
65岁HK$37,367 (+3.0%)
70岁HK$48,574 (+5.0%)
75岁HK$51,545 (+5.0%)
80岁HK$51,545 (+5.0%)
85岁HK$51,545 (+5.0%)
90岁HK$51,545 (+5.0%)
95岁HK$51,545 (+5.0%)
99岁HK$51,545 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.42%
5岁+4.43%
10岁+4.43%
15岁+4.42%
20岁+4.43%
25岁+4.06%
30岁+3.69%
35岁+3.76%
40岁+3.84%
45岁+3.80%
50岁+3.76%
55岁+3.80%
60岁+3.84%
65岁+4.13%
70岁+4.43%
75岁+4.42%
80岁+4.42%
85岁+4.42%
90岁+4.42%
95岁+4.42%
99岁+4.42%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。