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「摯康保」醫療保障計劃 - 保障級別 2+超額醫療保障 (港元)
''TopCare'' Medical Insurance Plan - Benefit Level 2 with SMM (HKD)
周大福人壽保險有限公司 · F00037-02-000 · 7 个版本 · 灵活计划 · 年均加幅 +4.17%
男 Male
| 年龄 | F00037-02-000-01 2019-08-30 | F00037-02-000-02 2021-04-01 | F00037-02-000-02 2022-11-01 | F00037-02-000-02 2023-11-23 | F00037-02-000-03 2024-07-22 | F00037-02-000-03 2024-11-23 | F00037-02-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,274 | HK$6,274 | HK$6,776 (+8.0%) | HK$7,318 (+8.0%) | HK$7,318 | HK$8,050 (+10.0%) | HK$8,452 (+5.0%) | +4.42% |
| 5 | HK$3,883 | HK$3,883 | HK$4,194 (+8.0%) | HK$4,530 (+8.0%) | HK$4,530 | HK$4,983 (+10.0%) | HK$5,232 (+5.0%) | +4.43% |
| 10 | HK$3,444 | HK$3,444 | HK$3,719 (+8.0%) | HK$4,017 (+8.0%) | HK$4,017 | HK$4,418 (+10.0%) | HK$4,639 (+5.0%) | +4.42% |
| 15 | HK$3,521 | HK$3,521 | HK$3,804 (+8.0%) | HK$4,108 (+8.0%) | HK$4,108 | HK$4,519 (+10.0%) | HK$4,745 (+5.0%) | +4.43% |
| 20 | HK$3,994 | HK$3,994 | HK$4,313 (+8.0%) | HK$4,658 (+8.0%) | HK$4,658 | HK$5,124 (+10.0%) | HK$5,380 (+5.0%) | +4.42% |
| 25 | HK$4,295 | HK$4,295 | HK$4,639 (+8.0%) | HK$5,011 (+8.0%) | HK$5,011 | HK$5,512 (+10.0%) | HK$5,650 (+2.5%) | +4.06% |
| 30 | HK$4,999 | HK$4,999 | HK$5,399 (+8.0%) | HK$5,831 (+8.0%) | HK$5,831 | HK$6,414 (+10.0%) | HK$6,414 | +3.69% |
| 35 | HK$5,577 | HK$5,577 | HK$6,024 (+8.0%) | HK$6,506 (+8.0%) | HK$6,506 | HK$7,157 (+10.0%) | HK$7,193 (+0.5%) | +3.77% |
| 40 | HK$6,242 | HK$6,242 | HK$6,740 (+8.0%) | HK$7,280 (+8.0%) | HK$7,280 | HK$8,008 (+10.0%) | HK$8,088 (+1.0%) | +3.84% |
| 45 | HK$7,596 | HK$7,596 | HK$8,204 (+8.0%) | HK$8,860 (+8.0%) | HK$8,860 | HK$9,745 (+10.0%) | HK$9,818 (+0.7%) | +3.80% |
| 50 | HK$9,744 | HK$9,744 | HK$10,524 (+8.0%) | HK$11,365 (+8.0%) | HK$11,365 | HK$12,502 (+10.0%) | HK$12,565 (+0.5%) | +3.76% |
| 55 | HK$12,638 | HK$12,638 | HK$13,649 (+8.0%) | HK$14,740 (+8.0%) | HK$14,740 | HK$16,214 (+10.0%) | HK$16,336 (+0.8%) | +3.80% |
| 60 | HK$16,813 | HK$16,813 | HK$18,158 (+8.0%) | HK$19,611 (+8.0%) | HK$19,611 | HK$21,571 (+10.0%) | HK$21,787 (+1.0%) | +3.84% |
| 65 | HK$22,915 | HK$22,915 | HK$24,749 (+8.0%) | HK$26,729 (+8.0%) | HK$26,729 | HK$29,401 (+10.0%) | HK$30,283 (+3.0%) | +4.13% |
| 70 | HK$29,811 | HK$29,811 | HK$32,195 (+8.0%) | HK$34,771 (+8.0%) | HK$34,771 | HK$38,249 (+10.0%) | HK$40,161 (+5.0%) | +4.42% |
| 75 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 80 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 85 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 90 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 95 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 99 | HK$31,208 | HK$31,208 | HK$33,705 (+8.0%) | HK$36,401 (+8.0%) | HK$36,401 | HK$40,042 (+10.0%) | HK$42,044 (+5.0%) | +4.43% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0岁HK$6,274
5岁HK$3,883
10岁HK$3,444
15岁HK$3,521
20岁HK$3,994
25岁HK$4,295
30岁HK$4,999
35岁HK$5,577
40岁HK$6,242
45岁HK$7,596
50岁HK$9,744
55岁HK$12,638
60岁HK$16,813
65岁HK$22,915
70岁HK$29,811
75岁HK$31,208
80岁HK$31,208
85岁HK$31,208
90岁HK$31,208
95岁HK$31,208
99岁HK$31,208
0岁HK$6,274
5岁HK$3,883
10岁HK$3,444
15岁HK$3,521
20岁HK$3,994
25岁HK$4,295
30岁HK$4,999
35岁HK$5,577
40岁HK$6,242
45岁HK$7,596
50岁HK$9,744
55岁HK$12,638
60岁HK$16,813
65岁HK$22,915
70岁HK$29,811
75岁HK$31,208
80岁HK$31,208
85岁HK$31,208
90岁HK$31,208
95岁HK$31,208
99岁HK$31,208
0岁HK$6,776 (+8.0%)
5岁HK$4,194 (+8.0%)
10岁HK$3,719 (+8.0%)
15岁HK$3,804 (+8.0%)
20岁HK$4,313 (+8.0%)
25岁HK$4,639 (+8.0%)
30岁HK$5,399 (+8.0%)
35岁HK$6,024 (+8.0%)
40岁HK$6,740 (+8.0%)
45岁HK$8,204 (+8.0%)
50岁HK$10,524 (+8.0%)
55岁HK$13,649 (+8.0%)
60岁HK$18,158 (+8.0%)
65岁HK$24,749 (+8.0%)
70岁HK$32,195 (+8.0%)
75岁HK$33,705 (+8.0%)
80岁HK$33,705 (+8.0%)
85岁HK$33,705 (+8.0%)
90岁HK$33,705 (+8.0%)
95岁HK$33,705 (+8.0%)
99岁HK$33,705 (+8.0%)
0岁HK$7,318 (+8.0%)
5岁HK$4,530 (+8.0%)
10岁HK$4,017 (+8.0%)
15岁HK$4,108 (+8.0%)
20岁HK$4,658 (+8.0%)
25岁HK$5,011 (+8.0%)
30岁HK$5,831 (+8.0%)
35岁HK$6,506 (+8.0%)
40岁HK$7,280 (+8.0%)
45岁HK$8,860 (+8.0%)
50岁HK$11,365 (+8.0%)
55岁HK$14,740 (+8.0%)
60岁HK$19,611 (+8.0%)
65岁HK$26,729 (+8.0%)
70岁HK$34,771 (+8.0%)
75岁HK$36,401 (+8.0%)
80岁HK$36,401 (+8.0%)
85岁HK$36,401 (+8.0%)
90岁HK$36,401 (+8.0%)
95岁HK$36,401 (+8.0%)
99岁HK$36,401 (+8.0%)
0岁HK$7,318
5岁HK$4,530
10岁HK$4,017
15岁HK$4,108
20岁HK$4,658
25岁HK$5,011
30岁HK$5,831
35岁HK$6,506
40岁HK$7,280
45岁HK$8,860
50岁HK$11,365
55岁HK$14,740
60岁HK$19,611
65岁HK$26,729
70岁HK$34,771
75岁HK$36,401
80岁HK$36,401
85岁HK$36,401
90岁HK$36,401
95岁HK$36,401
99岁HK$36,401
0岁HK$8,050 (+10.0%)
5岁HK$4,983 (+10.0%)
10岁HK$4,418 (+10.0%)
15岁HK$4,519 (+10.0%)
20岁HK$5,124 (+10.0%)
25岁HK$5,512 (+10.0%)
30岁HK$6,414 (+10.0%)
35岁HK$7,157 (+10.0%)
40岁HK$8,008 (+10.0%)
45岁HK$9,745 (+10.0%)
50岁HK$12,502 (+10.0%)
55岁HK$16,214 (+10.0%)
60岁HK$21,571 (+10.0%)
65岁HK$29,401 (+10.0%)
70岁HK$38,249 (+10.0%)
75岁HK$40,042 (+10.0%)
80岁HK$40,042 (+10.0%)
85岁HK$40,042 (+10.0%)
90岁HK$40,042 (+10.0%)
95岁HK$40,042 (+10.0%)
99岁HK$40,042 (+10.0%)
0岁HK$8,452 (+5.0%)
5岁HK$5,232 (+5.0%)
10岁HK$4,639 (+5.0%)
15岁HK$4,745 (+5.0%)
20岁HK$5,380 (+5.0%)
25岁HK$5,650 (+2.5%)
30岁HK$6,414
35岁HK$7,193 (+0.5%)
40岁HK$8,088 (+1.0%)
45岁HK$9,818 (+0.7%)
50岁HK$12,565 (+0.5%)
55岁HK$16,336 (+0.8%)
60岁HK$21,787 (+1.0%)
65岁HK$30,283 (+3.0%)
70岁HK$40,161 (+5.0%)
75岁HK$42,044 (+5.0%)
80岁HK$42,044 (+5.0%)
85岁HK$42,044 (+5.0%)
90岁HK$42,044 (+5.0%)
95岁HK$42,044 (+5.0%)
99岁HK$42,044 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.42%
5岁+4.43%
10岁+4.42%
15岁+4.43%
20岁+4.42%
25岁+4.06%
30岁+3.69%
35岁+3.77%
40岁+3.84%
45岁+3.80%
50岁+3.76%
55岁+3.80%
60岁+3.84%
65岁+4.13%
70岁+4.42%
75岁+4.43%
80岁+4.43%
85岁+4.43%
90岁+4.43%
95岁+4.43%
99岁+4.43%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00037-02-000-01 2019-08-30 | F00037-02-000-02 2021-04-01 | F00037-02-000-02 2022-11-01 | F00037-02-000-02 2023-11-23 | F00037-02-000-03 2024-07-22 | F00037-02-000-03 2024-11-23 | F00037-02-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$4,815 | HK$4,815 | HK$5,201 (+8.0%) | HK$5,618 (+8.0%) | HK$5,618 | HK$6,180 (+10.0%) | HK$6,489 (+5.0%) | +4.43% |
| 5 | HK$3,881 | HK$3,881 | HK$4,192 (+8.0%) | HK$4,527 (+8.0%) | HK$4,527 | HK$4,980 (+10.0%) | HK$5,229 (+5.0%) | +4.43% |
| 10 | HK$3,301 | HK$3,301 | HK$3,565 (+8.0%) | HK$3,851 (+8.0%) | HK$3,851 | HK$4,237 (+10.0%) | HK$4,449 (+5.0%) | +4.43% |
| 15 | HK$3,436 | HK$3,436 | HK$3,711 (+8.0%) | HK$4,007 (+8.0%) | HK$4,007 | HK$4,408 (+10.0%) | HK$4,629 (+5.0%) | +4.43% |
| 20 | HK$4,387 | HK$4,387 | HK$4,738 (+8.0%) | HK$5,117 (+8.0%) | HK$5,117 | HK$5,629 (+10.0%) | HK$5,910 (+5.0%) | +4.42% |
| 25 | HK$5,327 | HK$5,327 | HK$5,754 (+8.0%) | HK$6,214 (+8.0%) | HK$6,214 | HK$6,836 (+10.0%) | HK$7,007 (+2.5%) | +4.06% |
| 30 | HK$6,676 | HK$6,676 | HK$7,211 (+8.0%) | HK$7,788 (+8.0%) | HK$7,788 | HK$8,567 (+10.0%) | HK$8,567 | +3.69% |
| 35 | HK$7,971 | HK$7,971 | HK$8,610 (+8.0%) | HK$9,299 (+8.0%) | HK$9,299 | HK$10,229 (+10.0%) | HK$10,280 (+0.5%) | +3.77% |
| 40 | HK$9,408 | HK$9,408 | HK$10,161 (+8.0%) | HK$10,974 (+8.0%) | HK$10,974 | HK$12,071 (+10.0%) | HK$12,192 (+1.0%) | +3.84% |
| 45 | HK$10,655 | HK$10,655 | HK$11,507 (+8.0%) | HK$12,427 (+8.0%) | HK$12,427 | HK$13,670 (+10.0%) | HK$13,773 (+0.8%) | +3.80% |
| 50 | HK$11,965 | HK$11,965 | HK$12,923 (+8.0%) | HK$13,956 (+8.0%) | HK$13,956 | HK$15,351 (+10.0%) | HK$15,427 (+0.5%) | +3.76% |
| 55 | HK$13,535 | HK$13,535 | HK$14,618 (+8.0%) | HK$15,787 (+8.0%) | HK$15,787 | HK$17,365 (+10.0%) | HK$17,495 (+0.7%) | +3.80% |
| 60 | HK$15,740 | HK$15,740 | HK$17,000 (+8.0%) | HK$18,360 (+8.0%) | HK$18,360 | HK$20,195 (+10.0%) | HK$20,398 (+1.0%) | +3.84% |
| 65 | HK$21,144 | HK$21,144 | HK$22,836 (+8.0%) | HK$24,663 (+8.0%) | HK$24,663 | HK$27,130 (+10.0%) | HK$27,944 (+3.0%) | +4.13% |
| 70 | HK$27,912 | HK$27,912 | HK$30,145 (+8.0%) | HK$32,557 (+8.0%) | HK$32,557 | HK$35,813 (+10.0%) | HK$37,604 (+5.0%) | +4.43% |
| 75 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 80 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 85 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 90 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 95 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 99 | HK$29,218 | HK$29,218 | HK$31,555 (+8.0%) | HK$34,079 (+8.0%) | HK$34,079 | HK$37,487 (+10.0%) | HK$39,361 (+5.0%) | +4.42% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0岁HK$4,815
5岁HK$3,881
10岁HK$3,301
15岁HK$3,436
20岁HK$4,387
25岁HK$5,327
30岁HK$6,676
35岁HK$7,971
40岁HK$9,408
45岁HK$10,655
50岁HK$11,965
55岁HK$13,535
60岁HK$15,740
65岁HK$21,144
70岁HK$27,912
75岁HK$29,218
80岁HK$29,218
85岁HK$29,218
90岁HK$29,218
95岁HK$29,218
99岁HK$29,218
0岁HK$4,815
5岁HK$3,881
10岁HK$3,301
15岁HK$3,436
20岁HK$4,387
25岁HK$5,327
30岁HK$6,676
35岁HK$7,971
40岁HK$9,408
45岁HK$10,655
50岁HK$11,965
55岁HK$13,535
60岁HK$15,740
65岁HK$21,144
70岁HK$27,912
75岁HK$29,218
80岁HK$29,218
85岁HK$29,218
90岁HK$29,218
95岁HK$29,218
99岁HK$29,218
0岁HK$5,201 (+8.0%)
5岁HK$4,192 (+8.0%)
10岁HK$3,565 (+8.0%)
15岁HK$3,711 (+8.0%)
20岁HK$4,738 (+8.0%)
25岁HK$5,754 (+8.0%)
30岁HK$7,211 (+8.0%)
35岁HK$8,610 (+8.0%)
40岁HK$10,161 (+8.0%)
45岁HK$11,507 (+8.0%)
50岁HK$12,923 (+8.0%)
55岁HK$14,618 (+8.0%)
60岁HK$17,000 (+8.0%)
65岁HK$22,836 (+8.0%)
70岁HK$30,145 (+8.0%)
75岁HK$31,555 (+8.0%)
80岁HK$31,555 (+8.0%)
85岁HK$31,555 (+8.0%)
90岁HK$31,555 (+8.0%)
95岁HK$31,555 (+8.0%)
99岁HK$31,555 (+8.0%)
0岁HK$5,618 (+8.0%)
5岁HK$4,527 (+8.0%)
10岁HK$3,851 (+8.0%)
15岁HK$4,007 (+8.0%)
20岁HK$5,117 (+8.0%)
25岁HK$6,214 (+8.0%)
30岁HK$7,788 (+8.0%)
35岁HK$9,299 (+8.0%)
40岁HK$10,974 (+8.0%)
45岁HK$12,427 (+8.0%)
50岁HK$13,956 (+8.0%)
55岁HK$15,787 (+8.0%)
60岁HK$18,360 (+8.0%)
65岁HK$24,663 (+8.0%)
70岁HK$32,557 (+8.0%)
75岁HK$34,079 (+8.0%)
80岁HK$34,079 (+8.0%)
85岁HK$34,079 (+8.0%)
90岁HK$34,079 (+8.0%)
95岁HK$34,079 (+8.0%)
99岁HK$34,079 (+8.0%)
0岁HK$5,618
5岁HK$4,527
10岁HK$3,851
15岁HK$4,007
20岁HK$5,117
25岁HK$6,214
30岁HK$7,788
35岁HK$9,299
40岁HK$10,974
45岁HK$12,427
50岁HK$13,956
55岁HK$15,787
60岁HK$18,360
65岁HK$24,663
70岁HK$32,557
75岁HK$34,079
80岁HK$34,079
85岁HK$34,079
90岁HK$34,079
95岁HK$34,079
99岁HK$34,079
0岁HK$6,180 (+10.0%)
5岁HK$4,980 (+10.0%)
10岁HK$4,237 (+10.0%)
15岁HK$4,408 (+10.0%)
20岁HK$5,629 (+10.0%)
25岁HK$6,836 (+10.0%)
30岁HK$8,567 (+10.0%)
35岁HK$10,229 (+10.0%)
40岁HK$12,071 (+10.0%)
45岁HK$13,670 (+10.0%)
50岁HK$15,351 (+10.0%)
55岁HK$17,365 (+10.0%)
60岁HK$20,195 (+10.0%)
65岁HK$27,130 (+10.0%)
70岁HK$35,813 (+10.0%)
75岁HK$37,487 (+10.0%)
80岁HK$37,487 (+10.0%)
85岁HK$37,487 (+10.0%)
90岁HK$37,487 (+10.0%)
95岁HK$37,487 (+10.0%)
99岁HK$37,487 (+10.0%)
0岁HK$6,489 (+5.0%)
5岁HK$5,229 (+5.0%)
10岁HK$4,449 (+5.0%)
15岁HK$4,629 (+5.0%)
20岁HK$5,910 (+5.0%)
25岁HK$7,007 (+2.5%)
30岁HK$8,567
35岁HK$10,280 (+0.5%)
40岁HK$12,192 (+1.0%)
45岁HK$13,773 (+0.8%)
50岁HK$15,427 (+0.5%)
55岁HK$17,495 (+0.7%)
60岁HK$20,398 (+1.0%)
65岁HK$27,944 (+3.0%)
70岁HK$37,604 (+5.0%)
75岁HK$39,361 (+5.0%)
80岁HK$39,361 (+5.0%)
85岁HK$39,361 (+5.0%)
90岁HK$39,361 (+5.0%)
95岁HK$39,361 (+5.0%)
99岁HK$39,361 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.43%
5岁+4.43%
10岁+4.43%
15岁+4.43%
20岁+4.42%
25岁+4.06%
30岁+3.69%
35岁+3.77%
40岁+3.84%
45岁+3.80%
50岁+3.76%
55岁+3.80%
60岁+3.84%
65岁+4.13%
70岁+4.43%
75岁+4.42%
80岁+4.42%
85岁+4.42%
90岁+4.42%
95岁+4.42%
99岁+4.42%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。