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「摯康保」醫療保障計劃 - 保障級別 1+超額醫療保障 (港元)
''TopCare'' Medical Insurance Plan - Benefit Level 1 with SMM (HKD)
周大福人壽保險有限公司 · F00037-01-000 · 7 个版本 · 灵活计划 · 年均加幅 +4.17%
男 Male
| 年龄 | F00037-01-000-01 2019-08-30 | F00037-01-000-02 2021-04-01 | F00037-01-000-02 2022-11-01 | F00037-01-000-02 2023-11-23 | F00037-01-000-03 2024-07-22 | F00037-01-000-03 2024-11-23 | F00037-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,075 | HK$5,075 | HK$5,481 (+8.0%) | HK$5,919 (+8.0%) | HK$5,919 | HK$6,511 (+10.0%) | HK$6,836 (+5.0%) | +4.42% |
| 5 | HK$2,963 | HK$2,963 | HK$3,200 (+8.0%) | HK$3,456 (+8.0%) | HK$3,456 | HK$3,801 (+10.0%) | HK$3,992 (+5.0%) | +4.43% |
| 10 | HK$2,869 | HK$2,869 | HK$3,099 (+8.0%) | HK$3,346 (+8.0%) | HK$3,346 | HK$3,681 (+10.0%) | HK$3,865 (+5.0%) | +4.42% |
| 15 | HK$2,933 | HK$2,933 | HK$3,168 (+8.0%) | HK$3,421 (+8.0%) | HK$3,421 | HK$3,763 (+10.0%) | HK$3,951 (+5.0%) | +4.42% |
| 20 | HK$3,329 | HK$3,329 | HK$3,595 (+8.0%) | HK$3,883 (+8.0%) | HK$3,883 | HK$4,271 (+10.0%) | HK$4,485 (+5.0%) | +4.43% |
| 25 | HK$3,667 | HK$3,667 | HK$3,960 (+8.0%) | HK$4,276 (+8.0%) | HK$4,276 | HK$4,704 (+10.0%) | HK$4,821 (+2.5%) | +4.06% |
| 30 | HK$4,049 | HK$4,049 | HK$4,373 (+8.0%) | HK$4,723 (+8.0%) | HK$4,723 | HK$5,195 (+10.0%) | HK$5,195 | +3.69% |
| 35 | HK$4,614 | HK$4,614 | HK$4,983 (+8.0%) | HK$5,382 (+8.0%) | HK$5,382 | HK$5,920 (+10.0%) | HK$5,950 (+0.5%) | +3.76% |
| 40 | HK$5,225 | HK$5,225 | HK$5,643 (+8.0%) | HK$6,094 (+8.0%) | HK$6,094 | HK$6,704 (+10.0%) | HK$6,770 (+1.0%) | +3.84% |
| 45 | HK$6,417 | HK$6,417 | HK$6,930 (+8.0%) | HK$7,485 (+8.0%) | HK$7,485 | HK$8,233 (+10.0%) | HK$8,295 (+0.8%) | +3.80% |
| 50 | HK$8,044 | HK$8,044 | HK$8,688 (+8.0%) | HK$9,383 (+8.0%) | HK$9,383 | HK$10,321 (+10.0%) | HK$10,373 (+0.5%) | +3.76% |
| 55 | HK$10,290 | HK$10,290 | HK$11,114 (+8.0%) | HK$12,004 (+8.0%) | HK$12,004 | HK$13,204 (+10.0%) | HK$13,302 (+0.7%) | +3.80% |
| 60 | HK$13,274 | HK$13,274 | HK$14,336 (+8.0%) | HK$15,482 (+8.0%) | HK$15,482 | HK$17,031 (+10.0%) | HK$17,201 (+1.0%) | +3.84% |
| 65 | HK$17,857 | HK$17,857 | HK$19,286 (+8.0%) | HK$20,829 (+8.0%) | HK$20,829 | HK$22,912 (+10.0%) | HK$23,599 (+3.0%) | +4.13% |
| 70 | HK$24,083 | HK$24,083 | HK$26,010 (+8.0%) | HK$28,090 (+8.0%) | HK$28,090 | HK$30,900 (+10.0%) | HK$32,445 (+5.0%) | +4.43% |
| 75 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 80 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 85 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 90 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 95 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 99 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.42% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0岁HK$5,075
5岁HK$2,963
10岁HK$2,869
15岁HK$2,933
20岁HK$3,329
25岁HK$3,667
30岁HK$4,049
35岁HK$4,614
40岁HK$5,225
45岁HK$6,417
50岁HK$8,044
55岁HK$10,290
60岁HK$13,274
65岁HK$17,857
70岁HK$24,083
75岁HK$25,202
80岁HK$25,202
85岁HK$25,202
90岁HK$25,202
95岁HK$25,202
99岁HK$25,202
0岁HK$5,075
5岁HK$2,963
10岁HK$2,869
15岁HK$2,933
20岁HK$3,329
25岁HK$3,667
30岁HK$4,049
35岁HK$4,614
40岁HK$5,225
45岁HK$6,417
50岁HK$8,044
55岁HK$10,290
60岁HK$13,274
65岁HK$17,857
70岁HK$24,083
75岁HK$25,202
80岁HK$25,202
85岁HK$25,202
90岁HK$25,202
95岁HK$25,202
99岁HK$25,202
0岁HK$5,481 (+8.0%)
5岁HK$3,200 (+8.0%)
10岁HK$3,099 (+8.0%)
15岁HK$3,168 (+8.0%)
20岁HK$3,595 (+8.0%)
25岁HK$3,960 (+8.0%)
30岁HK$4,373 (+8.0%)
35岁HK$4,983 (+8.0%)
40岁HK$5,643 (+8.0%)
45岁HK$6,930 (+8.0%)
50岁HK$8,688 (+8.0%)
55岁HK$11,114 (+8.0%)
60岁HK$14,336 (+8.0%)
65岁HK$19,286 (+8.0%)
70岁HK$26,010 (+8.0%)
75岁HK$27,219 (+8.0%)
80岁HK$27,219 (+8.0%)
85岁HK$27,219 (+8.0%)
90岁HK$27,219 (+8.0%)
95岁HK$27,219 (+8.0%)
99岁HK$27,219 (+8.0%)
0岁HK$5,919 (+8.0%)
5岁HK$3,456 (+8.0%)
10岁HK$3,346 (+8.0%)
15岁HK$3,421 (+8.0%)
20岁HK$3,883 (+8.0%)
25岁HK$4,276 (+8.0%)
30岁HK$4,723 (+8.0%)
35岁HK$5,382 (+8.0%)
40岁HK$6,094 (+8.0%)
45岁HK$7,485 (+8.0%)
50岁HK$9,383 (+8.0%)
55岁HK$12,004 (+8.0%)
60岁HK$15,482 (+8.0%)
65岁HK$20,829 (+8.0%)
70岁HK$28,090 (+8.0%)
75岁HK$29,396 (+8.0%)
80岁HK$29,396 (+8.0%)
85岁HK$29,396 (+8.0%)
90岁HK$29,396 (+8.0%)
95岁HK$29,396 (+8.0%)
99岁HK$29,396 (+8.0%)
0岁HK$5,919
5岁HK$3,456
10岁HK$3,346
15岁HK$3,421
20岁HK$3,883
25岁HK$4,276
30岁HK$4,723
35岁HK$5,382
40岁HK$6,094
45岁HK$7,485
50岁HK$9,383
55岁HK$12,004
60岁HK$15,482
65岁HK$20,829
70岁HK$28,090
75岁HK$29,396
80岁HK$29,396
85岁HK$29,396
90岁HK$29,396
95岁HK$29,396
99岁HK$29,396
0岁HK$6,511 (+10.0%)
5岁HK$3,801 (+10.0%)
10岁HK$3,681 (+10.0%)
15岁HK$3,763 (+10.0%)
20岁HK$4,271 (+10.0%)
25岁HK$4,704 (+10.0%)
30岁HK$5,195 (+10.0%)
35岁HK$5,920 (+10.0%)
40岁HK$6,704 (+10.0%)
45岁HK$8,233 (+10.0%)
50岁HK$10,321 (+10.0%)
55岁HK$13,204 (+10.0%)
60岁HK$17,031 (+10.0%)
65岁HK$22,912 (+10.0%)
70岁HK$30,900 (+10.0%)
75岁HK$32,336 (+10.0%)
80岁HK$32,336 (+10.0%)
85岁HK$32,336 (+10.0%)
90岁HK$32,336 (+10.0%)
95岁HK$32,336 (+10.0%)
99岁HK$32,336 (+10.0%)
0岁HK$6,836 (+5.0%)
5岁HK$3,992 (+5.0%)
10岁HK$3,865 (+5.0%)
15岁HK$3,951 (+5.0%)
20岁HK$4,485 (+5.0%)
25岁HK$4,821 (+2.5%)
30岁HK$5,195
35岁HK$5,950 (+0.5%)
40岁HK$6,770 (+1.0%)
45岁HK$8,295 (+0.8%)
50岁HK$10,373 (+0.5%)
55岁HK$13,302 (+0.7%)
60岁HK$17,201 (+1.0%)
65岁HK$23,599 (+3.0%)
70岁HK$32,445 (+5.0%)
75岁HK$33,952 (+5.0%)
80岁HK$33,952 (+5.0%)
85岁HK$33,952 (+5.0%)
90岁HK$33,952 (+5.0%)
95岁HK$33,952 (+5.0%)
99岁HK$33,952 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.42%
5岁+4.43%
10岁+4.42%
15岁+4.42%
20岁+4.43%
25岁+4.06%
30岁+3.69%
35岁+3.76%
40岁+3.84%
45岁+3.80%
50岁+3.76%
55岁+3.80%
60岁+3.84%
65岁+4.13%
70岁+4.43%
75岁+4.42%
80岁+4.42%
85岁+4.42%
90岁+4.42%
95岁+4.42%
99岁+4.42%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00037-01-000-01 2019-08-30 | F00037-01-000-02 2021-04-01 | F00037-01-000-02 2022-11-01 | F00037-01-000-02 2023-11-23 | F00037-01-000-03 2024-07-22 | F00037-01-000-03 2024-11-23 | F00037-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,874 | HK$3,874 | HK$4,183 (+8.0%) | HK$4,518 (+8.0%) | HK$4,518 | HK$4,970 (+10.0%) | HK$5,219 (+5.0%) | +4.42% |
| 5 | HK$3,113 | HK$3,113 | HK$3,362 (+8.0%) | HK$3,631 (+8.0%) | HK$3,631 | HK$3,994 (+10.0%) | HK$4,194 (+5.0%) | +4.43% |
| 10 | HK$2,751 | HK$2,751 | HK$2,971 (+8.0%) | HK$3,210 (+8.0%) | HK$3,210 | HK$3,531 (+10.0%) | HK$3,707 (+5.0%) | +4.43% |
| 15 | HK$2,863 | HK$2,863 | HK$3,092 (+8.0%) | HK$3,339 (+8.0%) | HK$3,339 | HK$3,674 (+10.0%) | HK$3,857 (+5.0%) | +4.42% |
| 20 | HK$3,655 | HK$3,655 | HK$3,948 (+8.0%) | HK$4,263 (+8.0%) | HK$4,263 | HK$4,689 (+10.0%) | HK$4,924 (+5.0%) | +4.43% |
| 25 | HK$4,482 | HK$4,482 | HK$4,840 (+8.0%) | HK$5,227 (+8.0%) | HK$5,227 | HK$5,750 (+10.0%) | HK$5,894 (+2.5%) | +4.06% |
| 30 | HK$5,563 | HK$5,563 | HK$6,008 (+8.0%) | HK$6,489 (+8.0%) | HK$6,489 | HK$7,138 (+10.0%) | HK$7,138 | +3.69% |
| 35 | HK$6,673 | HK$6,673 | HK$7,206 (+8.0%) | HK$7,782 (+8.0%) | HK$7,782 | HK$8,561 (+10.0%) | HK$8,604 (+0.5%) | +3.76% |
| 40 | HK$7,806 | HK$7,806 | HK$8,431 (+8.0%) | HK$9,106 (+8.0%) | HK$9,106 | HK$10,017 (+10.0%) | HK$10,117 (+1.0%) | +3.84% |
| 45 | HK$8,919 | HK$8,919 | HK$9,632 (+8.0%) | HK$10,402 (+8.0%) | HK$10,402 | HK$11,443 (+10.0%) | HK$11,529 (+0.8%) | +3.80% |
| 50 | HK$9,879 | HK$9,879 | HK$10,669 (+8.0%) | HK$11,523 (+8.0%) | HK$11,523 | HK$12,675 (+10.0%) | HK$12,738 (+0.5%) | +3.76% |
| 55 | HK$11,279 | HK$11,279 | HK$12,181 (+8.0%) | HK$13,156 (+8.0%) | HK$13,156 | HK$14,471 (+10.0%) | HK$14,580 (+0.8%) | +3.80% |
| 60 | HK$12,714 | HK$12,714 | HK$13,731 (+8.0%) | HK$14,830 (+8.0%) | HK$14,830 | HK$16,313 (+10.0%) | HK$16,476 (+1.0%) | +3.84% |
| 65 | HK$16,719 | HK$16,719 | HK$18,057 (+8.0%) | HK$19,501 (+8.0%) | HK$19,501 | HK$21,451 (+10.0%) | HK$22,095 (+3.0%) | +4.13% |
| 70 | HK$22,554 | HK$22,554 | HK$24,358 (+8.0%) | HK$26,307 (+8.0%) | HK$26,307 | HK$28,938 (+10.0%) | HK$30,385 (+5.0%) | +4.43% |
| 75 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 80 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 85 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 90 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 95 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 99 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.43% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0岁HK$3,874
5岁HK$3,113
10岁HK$2,751
15岁HK$2,863
20岁HK$3,655
25岁HK$4,482
30岁HK$5,563
35岁HK$6,673
40岁HK$7,806
45岁HK$8,919
50岁HK$9,879
55岁HK$11,279
60岁HK$12,714
65岁HK$16,719
70岁HK$22,554
75岁HK$23,596
80岁HK$23,596
85岁HK$23,596
90岁HK$23,596
95岁HK$23,596
99岁HK$23,596
0岁HK$3,874
5岁HK$3,113
10岁HK$2,751
15岁HK$2,863
20岁HK$3,655
25岁HK$4,482
30岁HK$5,563
35岁HK$6,673
40岁HK$7,806
45岁HK$8,919
50岁HK$9,879
55岁HK$11,279
60岁HK$12,714
65岁HK$16,719
70岁HK$22,554
75岁HK$23,596
80岁HK$23,596
85岁HK$23,596
90岁HK$23,596
95岁HK$23,596
99岁HK$23,596
0岁HK$4,183 (+8.0%)
5岁HK$3,362 (+8.0%)
10岁HK$2,971 (+8.0%)
15岁HK$3,092 (+8.0%)
20岁HK$3,948 (+8.0%)
25岁HK$4,840 (+8.0%)
30岁HK$6,008 (+8.0%)
35岁HK$7,206 (+8.0%)
40岁HK$8,431 (+8.0%)
45岁HK$9,632 (+8.0%)
50岁HK$10,669 (+8.0%)
55岁HK$12,181 (+8.0%)
60岁HK$13,731 (+8.0%)
65岁HK$18,057 (+8.0%)
70岁HK$24,358 (+8.0%)
75岁HK$25,485 (+8.0%)
80岁HK$25,485 (+8.0%)
85岁HK$25,485 (+8.0%)
90岁HK$25,485 (+8.0%)
95岁HK$25,485 (+8.0%)
99岁HK$25,485 (+8.0%)
0岁HK$4,518 (+8.0%)
5岁HK$3,631 (+8.0%)
10岁HK$3,210 (+8.0%)
15岁HK$3,339 (+8.0%)
20岁HK$4,263 (+8.0%)
25岁HK$5,227 (+8.0%)
30岁HK$6,489 (+8.0%)
35岁HK$7,782 (+8.0%)
40岁HK$9,106 (+8.0%)
45岁HK$10,402 (+8.0%)
50岁HK$11,523 (+8.0%)
55岁HK$13,156 (+8.0%)
60岁HK$14,830 (+8.0%)
65岁HK$19,501 (+8.0%)
70岁HK$26,307 (+8.0%)
75岁HK$27,524 (+8.0%)
80岁HK$27,524 (+8.0%)
85岁HK$27,524 (+8.0%)
90岁HK$27,524 (+8.0%)
95岁HK$27,524 (+8.0%)
99岁HK$27,524 (+8.0%)
0岁HK$4,518
5岁HK$3,631
10岁HK$3,210
15岁HK$3,339
20岁HK$4,263
25岁HK$5,227
30岁HK$6,489
35岁HK$7,782
40岁HK$9,106
45岁HK$10,402
50岁HK$11,523
55岁HK$13,156
60岁HK$14,830
65岁HK$19,501
70岁HK$26,307
75岁HK$27,524
80岁HK$27,524
85岁HK$27,524
90岁HK$27,524
95岁HK$27,524
99岁HK$27,524
0岁HK$4,970 (+10.0%)
5岁HK$3,994 (+10.0%)
10岁HK$3,531 (+10.0%)
15岁HK$3,674 (+10.0%)
20岁HK$4,689 (+10.0%)
25岁HK$5,750 (+10.0%)
30岁HK$7,138 (+10.0%)
35岁HK$8,561 (+10.0%)
40岁HK$10,017 (+10.0%)
45岁HK$11,443 (+10.0%)
50岁HK$12,675 (+10.0%)
55岁HK$14,471 (+10.0%)
60岁HK$16,313 (+10.0%)
65岁HK$21,451 (+10.0%)
70岁HK$28,938 (+10.0%)
75岁HK$30,276 (+10.0%)
80岁HK$30,276 (+10.0%)
85岁HK$30,276 (+10.0%)
90岁HK$30,276 (+10.0%)
95岁HK$30,276 (+10.0%)
99岁HK$30,276 (+10.0%)
0岁HK$5,219 (+5.0%)
5岁HK$4,194 (+5.0%)
10岁HK$3,707 (+5.0%)
15岁HK$3,857 (+5.0%)
20岁HK$4,924 (+5.0%)
25岁HK$5,894 (+2.5%)
30岁HK$7,138
35岁HK$8,604 (+0.5%)
40岁HK$10,117 (+1.0%)
45岁HK$11,529 (+0.8%)
50岁HK$12,738 (+0.5%)
55岁HK$14,580 (+0.8%)
60岁HK$16,476 (+1.0%)
65岁HK$22,095 (+3.0%)
70岁HK$30,385 (+5.0%)
75岁HK$31,790 (+5.0%)
80岁HK$31,790 (+5.0%)
85岁HK$31,790 (+5.0%)
90岁HK$31,790 (+5.0%)
95岁HK$31,790 (+5.0%)
99岁HK$31,790 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.42%
5岁+4.43%
10岁+4.43%
15岁+4.42%
20岁+4.43%
25岁+4.06%
30岁+3.69%
35岁+3.76%
40岁+3.84%
45岁+3.80%
50岁+3.76%
55岁+3.80%
60岁+3.84%
65岁+4.13%
70岁+4.43%
75岁+4.43%
80岁+4.43%
85岁+4.43%
90岁+4.43%
95岁+4.43%
99岁+4.43%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。