← 返回 周大福人壽保險有限公司 计划系列
「摯康保」醫療保障計劃 - 保障級別 1+超額醫療保障 (港元)
''TopCare'' Medical Insurance Plan - Benefit Level 1 with SMM (HKD)
周大福人壽保險有限公司 · F00037-01-000 · 7 个版本 · 灵活计划 · 年均加幅 +4.19%
港元 (HKD)
男 Male
| 年龄 | F00037-01-000-01 2019-08-30 | F00037-01-000-02 2021-04-01 | F00037-01-000-02 2022-11-01 | F00037-01-000-02 2023-11-23 | F00037-01-000-03 2024-07-22 | F00037-01-000-03 2024-11-23 | F00037-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$5,075 | HK$5,075 | HK$5,481 (+8.0%) | HK$5,919 (+8.0%) | HK$5,919 | HK$6,511 (+10.0%) | HK$6,836 (+5.0%) | +4.45% |
| 5 | HK$2,963 | HK$2,963 | HK$3,200 (+8.0%) | HK$3,456 (+8.0%) | HK$3,456 | HK$3,801 (+10.0%) | HK$3,992 (+5.0%) | +4.45% |
| 10 | HK$2,869 | HK$2,869 | HK$3,099 (+8.0%) | HK$3,346 (+8.0%) | HK$3,346 | HK$3,681 (+10.0%) | HK$3,865 (+5.0%) | +4.45% |
| 15 | HK$2,933 | HK$2,933 | HK$3,168 (+8.0%) | HK$3,421 (+8.0%) | HK$3,421 | HK$3,763 (+10.0%) | HK$3,951 (+5.0%) | +4.45% |
| 20 | HK$3,329 | HK$3,329 | HK$3,595 (+8.0%) | HK$3,883 (+8.0%) | HK$3,883 | HK$4,271 (+10.0%) | HK$4,485 (+5.0%) | +4.45% |
| 25 | HK$3,667 | HK$3,667 | HK$3,960 (+8.0%) | HK$4,276 (+8.0%) | HK$4,276 | HK$4,704 (+10.0%) | HK$4,821 (+2.5%) | +4.08% |
| 30 | HK$4,049 | HK$4,049 | HK$4,373 (+8.0%) | HK$4,723 (+8.0%) | HK$4,723 | HK$5,195 (+10.0%) | HK$5,195 | +3.71% |
| 35 | HK$4,614 | HK$4,614 | HK$4,983 (+8.0%) | HK$5,382 (+8.0%) | HK$5,382 | HK$5,920 (+10.0%) | HK$5,950 (+0.5%) | +3.79% |
| 40 | HK$5,225 | HK$5,225 | HK$5,643 (+8.0%) | HK$6,094 (+8.0%) | HK$6,094 | HK$6,704 (+10.0%) | HK$6,770 (+1.0%) | +3.86% |
| 45 | HK$6,417 | HK$6,417 | HK$6,930 (+8.0%) | HK$7,485 (+8.0%) | HK$7,485 | HK$8,233 (+10.0%) | HK$8,295 (+0.8%) | +3.82% |
| 50 | HK$8,044 | HK$8,044 | HK$8,688 (+8.0%) | HK$9,383 (+8.0%) | HK$9,383 | HK$10,321 (+10.0%) | HK$10,373 (+0.5%) | +3.79% |
| 55 | HK$10,290 | HK$10,290 | HK$11,114 (+8.0%) | HK$12,004 (+8.0%) | HK$12,004 | HK$13,204 (+10.0%) | HK$13,302 (+0.7%) | +3.83% |
| 60 | HK$13,274 | HK$13,274 | HK$14,336 (+8.0%) | HK$15,482 (+8.0%) | HK$15,482 | HK$17,031 (+10.0%) | HK$17,201 (+1.0%) | +3.86% |
| 65 | HK$17,857 | HK$17,857 | HK$19,286 (+8.0%) | HK$20,829 (+8.0%) | HK$20,829 | HK$22,912 (+10.0%) | HK$23,599 (+3.0%) | +4.16% |
| 70 | HK$24,083 | HK$24,083 | HK$26,010 (+8.0%) | HK$28,090 (+8.0%) | HK$28,090 | HK$30,900 (+10.0%) | HK$32,445 (+5.0%) | +4.45% |
| 75 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.45% |
| 80 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.45% |
| 85 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.45% |
| 90 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.45% |
| 95 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.45% |
| 99 | HK$25,202 | HK$25,202 | HK$27,219 (+8.0%) | HK$29,396 (+8.0%) | HK$29,396 | HK$32,336 (+10.0%) | HK$33,952 (+5.0%) | +4.45% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0岁HK$5,075
5岁HK$2,963
10岁HK$2,869
15岁HK$2,933
20岁HK$3,329
25岁HK$3,667
30岁HK$4,049
35岁HK$4,614
40岁HK$5,225
45岁HK$6,417
50岁HK$8,044
55岁HK$10,290
60岁HK$13,274
65岁HK$17,857
70岁HK$24,083
75岁HK$25,202
80岁HK$25,202
85岁HK$25,202
90岁HK$25,202
95岁HK$25,202
99岁HK$25,202
0岁HK$5,075
5岁HK$2,963
10岁HK$2,869
15岁HK$2,933
20岁HK$3,329
25岁HK$3,667
30岁HK$4,049
35岁HK$4,614
40岁HK$5,225
45岁HK$6,417
50岁HK$8,044
55岁HK$10,290
60岁HK$13,274
65岁HK$17,857
70岁HK$24,083
75岁HK$25,202
80岁HK$25,202
85岁HK$25,202
90岁HK$25,202
95岁HK$25,202
99岁HK$25,202
0岁HK$5,481 (+8.0%)
5岁HK$3,200 (+8.0%)
10岁HK$3,099 (+8.0%)
15岁HK$3,168 (+8.0%)
20岁HK$3,595 (+8.0%)
25岁HK$3,960 (+8.0%)
30岁HK$4,373 (+8.0%)
35岁HK$4,983 (+8.0%)
40岁HK$5,643 (+8.0%)
45岁HK$6,930 (+8.0%)
50岁HK$8,688 (+8.0%)
55岁HK$11,114 (+8.0%)
60岁HK$14,336 (+8.0%)
65岁HK$19,286 (+8.0%)
70岁HK$26,010 (+8.0%)
75岁HK$27,219 (+8.0%)
80岁HK$27,219 (+8.0%)
85岁HK$27,219 (+8.0%)
90岁HK$27,219 (+8.0%)
95岁HK$27,219 (+8.0%)
99岁HK$27,219 (+8.0%)
0岁HK$5,919 (+8.0%)
5岁HK$3,456 (+8.0%)
10岁HK$3,346 (+8.0%)
15岁HK$3,421 (+8.0%)
20岁HK$3,883 (+8.0%)
25岁HK$4,276 (+8.0%)
30岁HK$4,723 (+8.0%)
35岁HK$5,382 (+8.0%)
40岁HK$6,094 (+8.0%)
45岁HK$7,485 (+8.0%)
50岁HK$9,383 (+8.0%)
55岁HK$12,004 (+8.0%)
60岁HK$15,482 (+8.0%)
65岁HK$20,829 (+8.0%)
70岁HK$28,090 (+8.0%)
75岁HK$29,396 (+8.0%)
80岁HK$29,396 (+8.0%)
85岁HK$29,396 (+8.0%)
90岁HK$29,396 (+8.0%)
95岁HK$29,396 (+8.0%)
99岁HK$29,396 (+8.0%)
0岁HK$5,919
5岁HK$3,456
10岁HK$3,346
15岁HK$3,421
20岁HK$3,883
25岁HK$4,276
30岁HK$4,723
35岁HK$5,382
40岁HK$6,094
45岁HK$7,485
50岁HK$9,383
55岁HK$12,004
60岁HK$15,482
65岁HK$20,829
70岁HK$28,090
75岁HK$29,396
80岁HK$29,396
85岁HK$29,396
90岁HK$29,396
95岁HK$29,396
99岁HK$29,396
0岁HK$6,511 (+10.0%)
5岁HK$3,801 (+10.0%)
10岁HK$3,681 (+10.0%)
15岁HK$3,763 (+10.0%)
20岁HK$4,271 (+10.0%)
25岁HK$4,704 (+10.0%)
30岁HK$5,195 (+10.0%)
35岁HK$5,920 (+10.0%)
40岁HK$6,704 (+10.0%)
45岁HK$8,233 (+10.0%)
50岁HK$10,321 (+10.0%)
55岁HK$13,204 (+10.0%)
60岁HK$17,031 (+10.0%)
65岁HK$22,912 (+10.0%)
70岁HK$30,900 (+10.0%)
75岁HK$32,336 (+10.0%)
80岁HK$32,336 (+10.0%)
85岁HK$32,336 (+10.0%)
90岁HK$32,336 (+10.0%)
95岁HK$32,336 (+10.0%)
99岁HK$32,336 (+10.0%)
0岁HK$6,836 (+5.0%)
5岁HK$3,992 (+5.0%)
10岁HK$3,865 (+5.0%)
15岁HK$3,951 (+5.0%)
20岁HK$4,485 (+5.0%)
25岁HK$4,821 (+2.5%)
30岁HK$5,195
35岁HK$5,950 (+0.5%)
40岁HK$6,770 (+1.0%)
45岁HK$8,295 (+0.8%)
50岁HK$10,373 (+0.5%)
55岁HK$13,302 (+0.7%)
60岁HK$17,201 (+1.0%)
65岁HK$23,599 (+3.0%)
70岁HK$32,445 (+5.0%)
75岁HK$33,952 (+5.0%)
80岁HK$33,952 (+5.0%)
85岁HK$33,952 (+5.0%)
90岁HK$33,952 (+5.0%)
95岁HK$33,952 (+5.0%)
99岁HK$33,952 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.45%
5岁+4.45%
10岁+4.45%
15岁+4.45%
20岁+4.45%
25岁+4.08%
30岁+3.71%
35岁+3.79%
40岁+3.86%
45岁+3.82%
50岁+3.79%
55岁+3.83%
60岁+3.86%
65岁+4.16%
70岁+4.45%
75岁+4.45%
80岁+4.45%
85岁+4.45%
90岁+4.45%
95岁+4.45%
99岁+4.45%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00037-01-000-01 2019-08-30 | F00037-01-000-02 2021-04-01 | F00037-01-000-02 2022-11-01 | F00037-01-000-02 2023-11-23 | F00037-01-000-03 2024-07-22 | F00037-01-000-03 2024-11-23 | F00037-01-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$3,874 | HK$3,874 | HK$4,183 (+8.0%) | HK$4,518 (+8.0%) | HK$4,518 | HK$4,970 (+10.0%) | HK$5,219 (+5.0%) | +4.45% |
| 5 | HK$3,113 | HK$3,113 | HK$3,362 (+8.0%) | HK$3,631 (+8.0%) | HK$3,631 | HK$3,994 (+10.0%) | HK$4,194 (+5.0%) | +4.45% |
| 10 | HK$2,751 | HK$2,751 | HK$2,971 (+8.0%) | HK$3,210 (+8.0%) | HK$3,210 | HK$3,531 (+10.0%) | HK$3,707 (+5.0%) | +4.46% |
| 15 | HK$2,863 | HK$2,863 | HK$3,092 (+8.0%) | HK$3,339 (+8.0%) | HK$3,339 | HK$3,674 (+10.0%) | HK$3,857 (+5.0%) | +4.45% |
| 20 | HK$3,655 | HK$3,655 | HK$3,948 (+8.0%) | HK$4,263 (+8.0%) | HK$4,263 | HK$4,689 (+10.0%) | HK$4,924 (+5.0%) | +4.45% |
| 25 | HK$4,482 | HK$4,482 | HK$4,840 (+8.0%) | HK$5,227 (+8.0%) | HK$5,227 | HK$5,750 (+10.0%) | HK$5,894 (+2.5%) | +4.09% |
| 30 | HK$5,563 | HK$5,563 | HK$6,008 (+8.0%) | HK$6,489 (+8.0%) | HK$6,489 | HK$7,138 (+10.0%) | HK$7,138 | +3.71% |
| 35 | HK$6,673 | HK$6,673 | HK$7,206 (+8.0%) | HK$7,782 (+8.0%) | HK$7,782 | HK$8,561 (+10.0%) | HK$8,604 (+0.5%) | +3.79% |
| 40 | HK$7,806 | HK$7,806 | HK$8,431 (+8.0%) | HK$9,106 (+8.0%) | HK$9,106 | HK$10,017 (+10.0%) | HK$10,117 (+1.0%) | +3.86% |
| 45 | HK$8,919 | HK$8,919 | HK$9,632 (+8.0%) | HK$10,402 (+8.0%) | HK$10,402 | HK$11,443 (+10.0%) | HK$11,529 (+0.8%) | +3.82% |
| 50 | HK$9,879 | HK$9,879 | HK$10,669 (+8.0%) | HK$11,523 (+8.0%) | HK$11,523 | HK$12,675 (+10.0%) | HK$12,738 (+0.5%) | +3.79% |
| 55 | HK$11,279 | HK$11,279 | HK$12,181 (+8.0%) | HK$13,156 (+8.0%) | HK$13,156 | HK$14,471 (+10.0%) | HK$14,580 (+0.8%) | +3.82% |
| 60 | HK$12,714 | HK$12,714 | HK$13,731 (+8.0%) | HK$14,830 (+8.0%) | HK$14,830 | HK$16,313 (+10.0%) | HK$16,476 (+1.0%) | +3.86% |
| 65 | HK$16,719 | HK$16,719 | HK$18,057 (+8.0%) | HK$19,501 (+8.0%) | HK$19,501 | HK$21,451 (+10.0%) | HK$22,095 (+3.0%) | +4.16% |
| 70 | HK$22,554 | HK$22,554 | HK$24,358 (+8.0%) | HK$26,307 (+8.0%) | HK$26,307 | HK$28,938 (+10.0%) | HK$30,385 (+5.0%) | +4.45% |
| 75 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.45% |
| 80 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.45% |
| 85 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.45% |
| 90 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.45% |
| 95 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.45% |
| 99 | HK$23,596 | HK$23,596 | HK$25,485 (+8.0%) | HK$27,524 (+8.0%) | HK$27,524 | HK$30,276 (+10.0%) | HK$31,790 (+5.0%) | +4.45% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0岁HK$3,874
5岁HK$3,113
10岁HK$2,751
15岁HK$2,863
20岁HK$3,655
25岁HK$4,482
30岁HK$5,563
35岁HK$6,673
40岁HK$7,806
45岁HK$8,919
50岁HK$9,879
55岁HK$11,279
60岁HK$12,714
65岁HK$16,719
70岁HK$22,554
75岁HK$23,596
80岁HK$23,596
85岁HK$23,596
90岁HK$23,596
95岁HK$23,596
99岁HK$23,596
0岁HK$3,874
5岁HK$3,113
10岁HK$2,751
15岁HK$2,863
20岁HK$3,655
25岁HK$4,482
30岁HK$5,563
35岁HK$6,673
40岁HK$7,806
45岁HK$8,919
50岁HK$9,879
55岁HK$11,279
60岁HK$12,714
65岁HK$16,719
70岁HK$22,554
75岁HK$23,596
80岁HK$23,596
85岁HK$23,596
90岁HK$23,596
95岁HK$23,596
99岁HK$23,596
0岁HK$4,183 (+8.0%)
5岁HK$3,362 (+8.0%)
10岁HK$2,971 (+8.0%)
15岁HK$3,092 (+8.0%)
20岁HK$3,948 (+8.0%)
25岁HK$4,840 (+8.0%)
30岁HK$6,008 (+8.0%)
35岁HK$7,206 (+8.0%)
40岁HK$8,431 (+8.0%)
45岁HK$9,632 (+8.0%)
50岁HK$10,669 (+8.0%)
55岁HK$12,181 (+8.0%)
60岁HK$13,731 (+8.0%)
65岁HK$18,057 (+8.0%)
70岁HK$24,358 (+8.0%)
75岁HK$25,485 (+8.0%)
80岁HK$25,485 (+8.0%)
85岁HK$25,485 (+8.0%)
90岁HK$25,485 (+8.0%)
95岁HK$25,485 (+8.0%)
99岁HK$25,485 (+8.0%)
0岁HK$4,518 (+8.0%)
5岁HK$3,631 (+8.0%)
10岁HK$3,210 (+8.0%)
15岁HK$3,339 (+8.0%)
20岁HK$4,263 (+8.0%)
25岁HK$5,227 (+8.0%)
30岁HK$6,489 (+8.0%)
35岁HK$7,782 (+8.0%)
40岁HK$9,106 (+8.0%)
45岁HK$10,402 (+8.0%)
50岁HK$11,523 (+8.0%)
55岁HK$13,156 (+8.0%)
60岁HK$14,830 (+8.0%)
65岁HK$19,501 (+8.0%)
70岁HK$26,307 (+8.0%)
75岁HK$27,524 (+8.0%)
80岁HK$27,524 (+8.0%)
85岁HK$27,524 (+8.0%)
90岁HK$27,524 (+8.0%)
95岁HK$27,524 (+8.0%)
99岁HK$27,524 (+8.0%)
0岁HK$4,518
5岁HK$3,631
10岁HK$3,210
15岁HK$3,339
20岁HK$4,263
25岁HK$5,227
30岁HK$6,489
35岁HK$7,782
40岁HK$9,106
45岁HK$10,402
50岁HK$11,523
55岁HK$13,156
60岁HK$14,830
65岁HK$19,501
70岁HK$26,307
75岁HK$27,524
80岁HK$27,524
85岁HK$27,524
90岁HK$27,524
95岁HK$27,524
99岁HK$27,524
0岁HK$4,970 (+10.0%)
5岁HK$3,994 (+10.0%)
10岁HK$3,531 (+10.0%)
15岁HK$3,674 (+10.0%)
20岁HK$4,689 (+10.0%)
25岁HK$5,750 (+10.0%)
30岁HK$7,138 (+10.0%)
35岁HK$8,561 (+10.0%)
40岁HK$10,017 (+10.0%)
45岁HK$11,443 (+10.0%)
50岁HK$12,675 (+10.0%)
55岁HK$14,471 (+10.0%)
60岁HK$16,313 (+10.0%)
65岁HK$21,451 (+10.0%)
70岁HK$28,938 (+10.0%)
75岁HK$30,276 (+10.0%)
80岁HK$30,276 (+10.0%)
85岁HK$30,276 (+10.0%)
90岁HK$30,276 (+10.0%)
95岁HK$30,276 (+10.0%)
99岁HK$30,276 (+10.0%)
0岁HK$5,219 (+5.0%)
5岁HK$4,194 (+5.0%)
10岁HK$3,707 (+5.0%)
15岁HK$3,857 (+5.0%)
20岁HK$4,924 (+5.0%)
25岁HK$5,894 (+2.5%)
30岁HK$7,138
35岁HK$8,604 (+0.5%)
40岁HK$10,117 (+1.0%)
45岁HK$11,529 (+0.8%)
50岁HK$12,738 (+0.5%)
55岁HK$14,580 (+0.8%)
60岁HK$16,476 (+1.0%)
65岁HK$22,095 (+3.0%)
70岁HK$30,385 (+5.0%)
75岁HK$31,790 (+5.0%)
80岁HK$31,790 (+5.0%)
85岁HK$31,790 (+5.0%)
90岁HK$31,790 (+5.0%)
95岁HK$31,790 (+5.0%)
99岁HK$31,790 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.45%
5岁+4.45%
10岁+4.46%
15岁+4.45%
20岁+4.45%
25岁+4.09%
30岁+3.71%
35岁+3.79%
40岁+3.86%
45岁+3.82%
50岁+3.79%
55岁+3.82%
60岁+3.86%
65岁+4.16%
70岁+4.45%
75岁+4.45%
80岁+4.45%
85岁+4.45%
90岁+4.45%
95岁+4.45%
99岁+4.45%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
美元 (USD)
男 Male
| 年龄 | F00037-05-000-01 2019-08-30 | F00037-05-000-02 2021-04-01 | F00037-05-000-02 2022-11-01 | F00037-05-000-02 2023-11-23 | F00037-05-000-03 2024-07-22 | F00037-05-000-03 2024-11-23 | F00037-05-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | US$655 | US$655 | US$707 (+7.9%) | US$764 (+8.1%) | US$764 | US$840 (+9.9%) | US$882 (+5.0%) | +4.45% |
| 5 | US$382 | US$382 | US$413 (+8.1%) | US$446 (+8.0%) | US$446 | US$490 (+9.9%) | US$515 (+5.1%) | +4.46% |
| 10 | US$370 | US$370 | US$400 (+8.1%) | US$432 (+8.0%) | US$432 | US$475 (+10.0%) | US$499 (+5.1%) | +4.47% |
| 15 | US$379 | US$379 | US$408 (+7.7%) | US$442 (+8.3%) | US$442 | US$486 (+10.0%) | US$510 (+4.9%) | +4.44% |
| 20 | US$430 | US$430 | US$464 (+7.9%) | US$501 (+8.0%) | US$501 | US$551 (+10.0%) | US$579 (+5.1%) | +4.45% |
| 25 | US$473 | US$473 | US$511 (+8.0%) | US$551 (+7.8%) | US$551 | US$607 (+10.2%) | US$623 (+2.6%) | +4.11% |
| 30 | US$523 | US$523 | US$564 (+7.8%) | US$610 (+8.2%) | US$610 | US$670 (+9.8%) | US$670 | +3.69% |
| 35 | US$595 | US$595 | US$643 (+8.1%) | US$694 (+7.9%) | US$694 | US$764 (+10.1%) | US$768 (+0.5%) | +3.80% |
| 40 | US$674 | US$674 | US$729 (+8.2%) | US$787 (+8.0%) | US$787 | US$865 (+9.9%) | US$874 (+1.0%) | +3.87% |
| 45 | US$827 | US$827 | US$894 (+8.1%) | US$965 (+7.9%) | US$965 | US$1,062 (+10.1%) | US$1,070 (+0.8%) | +3.84% |
| 50 | US$1,038 | US$1,038 | US$1,121 (+8.0%) | US$1,211 (+8.0%) | US$1,211 | US$1,332 (+10.0%) | US$1,338 (+0.5%) | +3.78% |
| 55 | US$1,327 | US$1,327 | US$1,435 (+8.1%) | US$1,549 (+7.9%) | US$1,549 | US$1,704 (+10.0%) | US$1,717 (+0.8%) | +3.84% |
| 60 | US$1,713 | US$1,713 | US$1,850 (+8.0%) | US$1,998 (+8.0%) | US$1,998 | US$2,198 (+10.0%) | US$2,219 (+1.0%) | +3.86% |
| 65 | US$2,304 | US$2,304 | US$2,488 (+8.0%) | US$2,688 (+8.0%) | US$2,688 | US$2,956 (+10.0%) | US$3,045 (+3.0%) | +4.16% |
| 70 | US$3,107 | US$3,107 | US$3,356 (+8.0%) | US$3,625 (+8.0%) | US$3,625 | US$3,987 (+10.0%) | US$4,187 (+5.0%) | +4.46% |
| 75 | US$3,252 | US$3,252 | US$3,512 (+8.0%) | US$3,793 (+8.0%) | US$3,793 | US$4,173 (+10.0%) | US$4,381 (+5.0%) | +4.45% |
| 80 | US$3,252 | US$3,252 | US$3,512 (+8.0%) | US$3,793 (+8.0%) | US$3,793 | US$4,173 (+10.0%) | US$4,381 (+5.0%) | +4.45% |
| 85 | US$3,252 | US$3,252 | US$3,512 (+8.0%) | US$3,793 (+8.0%) | US$3,793 | US$4,173 (+10.0%) | US$4,381 (+5.0%) | +4.45% |
| 90 | US$3,252 | US$3,252 | US$3,512 (+8.0%) | US$3,793 (+8.0%) | US$3,793 | US$4,173 (+10.0%) | US$4,381 (+5.0%) | +4.45% |
| 95 | US$3,252 | US$3,252 | US$3,512 (+8.0%) | US$3,793 (+8.0%) | US$3,793 | US$4,173 (+10.0%) | US$4,381 (+5.0%) | +4.45% |
| 99 | US$3,252 | US$3,252 | US$3,512 (+8.0%) | US$3,793 (+8.0%) | US$3,793 | US$4,173 (+10.0%) | US$4,381 (+5.0%) | +4.45% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.3% | — |
0岁US$655
5岁US$382
10岁US$370
15岁US$379
20岁US$430
25岁US$473
30岁US$523
35岁US$595
40岁US$674
45岁US$827
50岁US$1,038
55岁US$1,327
60岁US$1,713
65岁US$2,304
70岁US$3,107
75岁US$3,252
80岁US$3,252
85岁US$3,252
90岁US$3,252
95岁US$3,252
99岁US$3,252
0岁US$655
5岁US$382
10岁US$370
15岁US$379
20岁US$430
25岁US$473
30岁US$523
35岁US$595
40岁US$674
45岁US$827
50岁US$1,038
55岁US$1,327
60岁US$1,713
65岁US$2,304
70岁US$3,107
75岁US$3,252
80岁US$3,252
85岁US$3,252
90岁US$3,252
95岁US$3,252
99岁US$3,252
0岁US$707 (+7.9%)
5岁US$413 (+8.1%)
10岁US$400 (+8.1%)
15岁US$408 (+7.7%)
20岁US$464 (+7.9%)
25岁US$511 (+8.0%)
30岁US$564 (+7.8%)
35岁US$643 (+8.1%)
40岁US$729 (+8.2%)
45岁US$894 (+8.1%)
50岁US$1,121 (+8.0%)
55岁US$1,435 (+8.1%)
60岁US$1,850 (+8.0%)
65岁US$2,488 (+8.0%)
70岁US$3,356 (+8.0%)
75岁US$3,512 (+8.0%)
80岁US$3,512 (+8.0%)
85岁US$3,512 (+8.0%)
90岁US$3,512 (+8.0%)
95岁US$3,512 (+8.0%)
99岁US$3,512 (+8.0%)
0岁US$764 (+8.1%)
5岁US$446 (+8.0%)
10岁US$432 (+8.0%)
15岁US$442 (+8.3%)
20岁US$501 (+8.0%)
25岁US$551 (+7.8%)
30岁US$610 (+8.2%)
35岁US$694 (+7.9%)
40岁US$787 (+8.0%)
45岁US$965 (+7.9%)
50岁US$1,211 (+8.0%)
55岁US$1,549 (+7.9%)
60岁US$1,998 (+8.0%)
65岁US$2,688 (+8.0%)
70岁US$3,625 (+8.0%)
75岁US$3,793 (+8.0%)
80岁US$3,793 (+8.0%)
85岁US$3,793 (+8.0%)
90岁US$3,793 (+8.0%)
95岁US$3,793 (+8.0%)
99岁US$3,793 (+8.0%)
0岁US$764
5岁US$446
10岁US$432
15岁US$442
20岁US$501
25岁US$551
30岁US$610
35岁US$694
40岁US$787
45岁US$965
50岁US$1,211
55岁US$1,549
60岁US$1,998
65岁US$2,688
70岁US$3,625
75岁US$3,793
80岁US$3,793
85岁US$3,793
90岁US$3,793
95岁US$3,793
99岁US$3,793
0岁US$840 (+9.9%)
5岁US$490 (+9.9%)
10岁US$475 (+10.0%)
15岁US$486 (+10.0%)
20岁US$551 (+10.0%)
25岁US$607 (+10.2%)
30岁US$670 (+9.8%)
35岁US$764 (+10.1%)
40岁US$865 (+9.9%)
45岁US$1,062 (+10.1%)
50岁US$1,332 (+10.0%)
55岁US$1,704 (+10.0%)
60岁US$2,198 (+10.0%)
65岁US$2,956 (+10.0%)
70岁US$3,987 (+10.0%)
75岁US$4,173 (+10.0%)
80岁US$4,173 (+10.0%)
85岁US$4,173 (+10.0%)
90岁US$4,173 (+10.0%)
95岁US$4,173 (+10.0%)
99岁US$4,173 (+10.0%)
0岁US$882 (+5.0%)
5岁US$515 (+5.1%)
10岁US$499 (+5.1%)
15岁US$510 (+4.9%)
20岁US$579 (+5.1%)
25岁US$623 (+2.6%)
30岁US$670
35岁US$768 (+0.5%)
40岁US$874 (+1.0%)
45岁US$1,070 (+0.8%)
50岁US$1,338 (+0.5%)
55岁US$1,717 (+0.8%)
60岁US$2,219 (+1.0%)
65岁US$3,045 (+3.0%)
70岁US$4,187 (+5.0%)
75岁US$4,381 (+5.0%)
80岁US$4,381 (+5.0%)
85岁US$4,381 (+5.0%)
90岁US$4,381 (+5.0%)
95岁US$4,381 (+5.0%)
99岁US$4,381 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.45%
5岁+4.46%
10岁+4.47%
15岁+4.44%
20岁+4.45%
25岁+4.11%
30岁+3.69%
35岁+3.80%
40岁+3.87%
45岁+3.84%
50岁+3.78%
55岁+3.84%
60岁+3.86%
65岁+4.16%
70岁+4.46%
75岁+4.45%
80岁+4.45%
85岁+4.45%
90岁+4.45%
95岁+4.45%
99岁+4.45%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00037-05-000-01 2019-08-30 | F00037-05-000-02 2021-04-01 | F00037-05-000-02 2022-11-01 | F00037-05-000-02 2023-11-23 | F00037-05-000-03 2024-07-22 | F00037-05-000-03 2024-11-23 | F00037-05-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | US$500 | US$500 | US$539 (+7.8%) | US$583 (+8.2%) | US$583 | US$642 (+10.1%) | US$674 (+5.0%) | +4.46% |
| 5 | US$401 | US$401 | US$433 (+8.0%) | US$469 (+8.3%) | US$469 | US$515 (+9.8%) | US$542 (+5.2%) | +4.50% |
| 10 | US$355 | US$355 | US$383 (+7.9%) | US$414 (+8.1%) | US$414 | US$456 (+10.1%) | US$479 (+5.0%) | +4.48% |
| 15 | US$369 | US$369 | US$399 (+8.1%) | US$431 (+8.0%) | US$431 | US$474 (+10.0%) | US$498 (+5.1%) | +4.48% |
| 20 | US$471 | US$471 | US$510 (+8.3%) | US$550 (+7.8%) | US$550 | US$605 (+10.0%) | US$636 (+5.1%) | +4.49% |
| 25 | US$579 | US$579 | US$625 (+7.9%) | US$675 (+8.0%) | US$675 | US$742 (+9.9%) | US$761 (+2.6%) | +4.08% |
| 30 | US$718 | US$718 | US$775 (+7.9%) | US$837 (+8.0%) | US$837 | US$921 (+10.0%) | US$921 | +3.71% |
| 35 | US$861 | US$861 | US$930 (+8.0%) | US$1,004 (+8.0%) | US$1,004 | US$1,105 (+10.1%) | US$1,111 (+0.5%) | +3.80% |
| 40 | US$1,007 | US$1,007 | US$1,088 (+8.0%) | US$1,175 (+8.0%) | US$1,175 | US$1,293 (+10.0%) | US$1,306 (+1.0%) | +3.87% |
| 45 | US$1,151 | US$1,151 | US$1,243 (+8.0%) | US$1,342 (+8.0%) | US$1,342 | US$1,476 (+10.0%) | US$1,488 (+0.8%) | +3.83% |
| 50 | US$1,275 | US$1,275 | US$1,376 (+7.9%) | US$1,487 (+8.1%) | US$1,487 | US$1,636 (+10.0%) | US$1,644 (+0.5%) | +3.79% |
| 55 | US$1,455 | US$1,455 | US$1,571 (+8.0%) | US$1,698 (+8.1%) | US$1,698 | US$1,868 (+10.0%) | US$1,881 (+0.7%) | +3.83% |
| 60 | US$1,640 | US$1,640 | US$1,771 (+8.0%) | US$1,913 (+8.0%) | US$1,913 | US$2,105 (+10.0%) | US$2,126 (+1.0%) | +3.87% |
| 65 | US$2,157 | US$2,157 | US$2,330 (+8.0%) | US$2,517 (+8.0%) | US$2,517 | US$2,768 (+10.0%) | US$2,851 (+3.0%) | +4.16% |
| 70 | US$2,911 | US$2,911 | US$3,143 (+8.0%) | US$3,394 (+8.0%) | US$3,394 | US$3,735 (+10.0%) | US$3,920 (+5.0%) | +4.45% |
| 75 | US$3,045 | US$3,045 | US$3,288 (+8.0%) | US$3,551 (+8.0%) | US$3,551 | US$3,907 (+10.0%) | US$4,102 (+5.0%) | +4.45% |
| 80 | US$3,045 | US$3,045 | US$3,288 (+8.0%) | US$3,551 (+8.0%) | US$3,551 | US$3,907 (+10.0%) | US$4,102 (+5.0%) | +4.45% |
| 85 | US$3,045 | US$3,045 | US$3,288 (+8.0%) | US$3,551 (+8.0%) | US$3,551 | US$3,907 (+10.0%) | US$4,102 (+5.0%) | +4.45% |
| 90 | US$3,045 | US$3,045 | US$3,288 (+8.0%) | US$3,551 (+8.0%) | US$3,551 | US$3,907 (+10.0%) | US$4,102 (+5.0%) | +4.45% |
| 95 | US$3,045 | US$3,045 | US$3,288 (+8.0%) | US$3,551 (+8.0%) | US$3,551 | US$3,907 (+10.0%) | US$4,102 (+5.0%) | +4.45% |
| 99 | US$3,045 | US$3,045 | US$3,288 (+8.0%) | US$3,551 (+8.0%) | US$3,551 | US$3,907 (+10.0%) | US$4,102 (+5.0%) | +4.45% |
| 所有年龄平均 | — | 0.0% | +8.0% | +8.0% | 0.0% | +10.0% | +3.4% | — |
0岁US$500
5岁US$401
10岁US$355
15岁US$369
20岁US$471
25岁US$579
30岁US$718
35岁US$861
40岁US$1,007
45岁US$1,151
50岁US$1,275
55岁US$1,455
60岁US$1,640
65岁US$2,157
70岁US$2,911
75岁US$3,045
80岁US$3,045
85岁US$3,045
90岁US$3,045
95岁US$3,045
99岁US$3,045
0岁US$500
5岁US$401
10岁US$355
15岁US$369
20岁US$471
25岁US$579
30岁US$718
35岁US$861
40岁US$1,007
45岁US$1,151
50岁US$1,275
55岁US$1,455
60岁US$1,640
65岁US$2,157
70岁US$2,911
75岁US$3,045
80岁US$3,045
85岁US$3,045
90岁US$3,045
95岁US$3,045
99岁US$3,045
0岁US$539 (+7.8%)
5岁US$433 (+8.0%)
10岁US$383 (+7.9%)
15岁US$399 (+8.1%)
20岁US$510 (+8.3%)
25岁US$625 (+7.9%)
30岁US$775 (+7.9%)
35岁US$930 (+8.0%)
40岁US$1,088 (+8.0%)
45岁US$1,243 (+8.0%)
50岁US$1,376 (+7.9%)
55岁US$1,571 (+8.0%)
60岁US$1,771 (+8.0%)
65岁US$2,330 (+8.0%)
70岁US$3,143 (+8.0%)
75岁US$3,288 (+8.0%)
80岁US$3,288 (+8.0%)
85岁US$3,288 (+8.0%)
90岁US$3,288 (+8.0%)
95岁US$3,288 (+8.0%)
99岁US$3,288 (+8.0%)
0岁US$583 (+8.2%)
5岁US$469 (+8.3%)
10岁US$414 (+8.1%)
15岁US$431 (+8.0%)
20岁US$550 (+7.8%)
25岁US$675 (+8.0%)
30岁US$837 (+8.0%)
35岁US$1,004 (+8.0%)
40岁US$1,175 (+8.0%)
45岁US$1,342 (+8.0%)
50岁US$1,487 (+8.1%)
55岁US$1,698 (+8.1%)
60岁US$1,913 (+8.0%)
65岁US$2,517 (+8.0%)
70岁US$3,394 (+8.0%)
75岁US$3,551 (+8.0%)
80岁US$3,551 (+8.0%)
85岁US$3,551 (+8.0%)
90岁US$3,551 (+8.0%)
95岁US$3,551 (+8.0%)
99岁US$3,551 (+8.0%)
0岁US$583
5岁US$469
10岁US$414
15岁US$431
20岁US$550
25岁US$675
30岁US$837
35岁US$1,004
40岁US$1,175
45岁US$1,342
50岁US$1,487
55岁US$1,698
60岁US$1,913
65岁US$2,517
70岁US$3,394
75岁US$3,551
80岁US$3,551
85岁US$3,551
90岁US$3,551
95岁US$3,551
99岁US$3,551
0岁US$642 (+10.1%)
5岁US$515 (+9.8%)
10岁US$456 (+10.1%)
15岁US$474 (+10.0%)
20岁US$605 (+10.0%)
25岁US$742 (+9.9%)
30岁US$921 (+10.0%)
35岁US$1,105 (+10.1%)
40岁US$1,293 (+10.0%)
45岁US$1,476 (+10.0%)
50岁US$1,636 (+10.0%)
55岁US$1,868 (+10.0%)
60岁US$2,105 (+10.0%)
65岁US$2,768 (+10.0%)
70岁US$3,735 (+10.0%)
75岁US$3,907 (+10.0%)
80岁US$3,907 (+10.0%)
85岁US$3,907 (+10.0%)
90岁US$3,907 (+10.0%)
95岁US$3,907 (+10.0%)
99岁US$3,907 (+10.0%)
0岁US$674 (+5.0%)
5岁US$542 (+5.2%)
10岁US$479 (+5.0%)
15岁US$498 (+5.1%)
20岁US$636 (+5.1%)
25岁US$761 (+2.6%)
30岁US$921
35岁US$1,111 (+0.5%)
40岁US$1,306 (+1.0%)
45岁US$1,488 (+0.8%)
50岁US$1,644 (+0.5%)
55岁US$1,881 (+0.7%)
60岁US$2,126 (+1.0%)
65岁US$2,851 (+3.0%)
70岁US$3,920 (+5.0%)
75岁US$4,102 (+5.0%)
80岁US$4,102 (+5.0%)
85岁US$4,102 (+5.0%)
90岁US$4,102 (+5.0%)
95岁US$4,102 (+5.0%)
99岁US$4,102 (+5.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+4.46%
5岁+4.50%
10岁+4.48%
15岁+4.48%
20岁+4.49%
25岁+4.08%
30岁+3.71%
35岁+3.80%
40岁+3.87%
45岁+3.83%
50岁+3.79%
55岁+3.83%
60岁+3.87%
65岁+4.16%
70岁+4.45%
75岁+4.45%
80岁+4.45%
85岁+4.45%
90岁+4.45%
95岁+4.45%
99岁+4.45%
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。