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「樂康保」醫療保障計劃 - 保障級別 3+超額醫療保障 (港元)
仅供现有保单续保''BetterCare'' Medical Insurance Plan - Benefit Level 3 with SMM (HKD)
周大福人壽保險有限公司 · F00021-03-000 · 7 个版本 · 灵活计划 · 年均加幅 +5.62%
男 Male
| 年龄 | F00021-03-000-01 2019-04-01 | F00021-03-000-02 2021-04-01 | F00021-03-000-02 2022-11-01 | F00021-03-000-02 2023-11-23 | F00021-03-000-03 2024-07-22 | F00021-03-000-03 2024-11-23 | F00021-03-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$14,085 | HK$14,085 | HK$15,493 (+10.0%) | HK$17,042 (+10.0%) | HK$17,042 | HK$18,746 (+10.0%) | HK$20,996 (+12.0%) | +5.62% |
| 5 | HK$8,160 | HK$8,160 | HK$8,975 (+10.0%) | HK$9,873 (+10.0%) | HK$9,873 | HK$10,860 (+10.0%) | HK$12,163 (+12.0%) | +5.62% |
| 10 | HK$7,342 | HK$7,342 | HK$8,076 (+10.0%) | HK$8,883 (+10.0%) | HK$8,883 | HK$9,771 (+10.0%) | HK$10,944 (+12.0%) | +5.62% |
| 15 | HK$7,527 | HK$7,527 | HK$8,280 (+10.0%) | HK$9,108 (+10.0%) | HK$9,108 | HK$10,019 (+10.0%) | HK$11,221 (+12.0%) | +5.62% |
| 20 | HK$8,755 | HK$8,755 | HK$9,630 (+10.0%) | HK$10,593 (+10.0%) | HK$10,593 | HK$11,652 (+10.0%) | HK$13,051 (+12.0%) | +5.62% |
| 25 | HK$9,737 | HK$9,737 | HK$10,711 (+10.0%) | HK$11,782 (+10.0%) | HK$11,782 | HK$12,961 (+10.0%) | HK$14,515 (+12.0%) | +5.62% |
| 30 | HK$11,439 | HK$11,439 | HK$12,583 (+10.0%) | HK$13,842 (+10.0%) | HK$13,842 | HK$15,226 (+10.0%) | HK$17,054 (+12.0%) | +5.63% |
| 35 | HK$12,517 | HK$12,517 | HK$13,768 (+10.0%) | HK$15,145 (+10.0%) | HK$15,145 | HK$16,660 (+10.0%) | HK$18,658 (+12.0%) | +5.62% |
| 40 | HK$14,538 | HK$14,538 | HK$15,992 (+10.0%) | HK$17,590 (+10.0%) | HK$17,590 | HK$19,350 (+10.0%) | HK$21,671 (+12.0%) | +5.62% |
| 45 | HK$17,590 | HK$17,590 | HK$19,350 (+10.0%) | HK$21,285 (+10.0%) | HK$21,285 | HK$23,413 (+10.0%) | HK$26,223 (+12.0%) | +5.63% |
| 50 | HK$21,227 | HK$21,227 | HK$23,350 (+10.0%) | HK$25,685 (+10.0%) | HK$25,685 | HK$28,254 (+10.0%) | HK$31,644 (+12.0%) | +5.62% |
| 55 | HK$26,160 | HK$26,160 | HK$28,775 (+10.0%) | HK$31,652 (+10.0%) | HK$31,652 | HK$34,818 (+10.0%) | HK$38,996 (+12.0%) | +5.62% |
| 60 | HK$33,760 | HK$33,760 | HK$37,136 (+10.0%) | HK$40,849 (+10.0%) | HK$40,849 | HK$44,933 (+10.0%) | HK$50,325 (+12.0%) | +5.62% |
| 65 | HK$52,974 | HK$52,974 | HK$58,271 (+10.0%) | HK$64,099 (+10.0%) | HK$64,099 | HK$70,508 (+10.0%) | HK$78,969 (+12.0%) | +5.62% |
| 70 | HK$70,056 | HK$70,056 | HK$77,062 (+10.0%) | HK$84,768 (+10.0%) | HK$84,768 | HK$93,245 (+10.0%) | HK$104,435 (+12.0%) | +5.62% |
| 75 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 80 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 85 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 90 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 95 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 99 | HK$71,807 | HK$71,807 | HK$78,988 (+10.0%) | HK$86,887 (+10.0%) | HK$86,887 | HK$95,576 (+10.0%) | HK$107,045 (+12.0%) | +5.62% |
| 所有年龄平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0岁HK$14,085
5岁HK$8,160
10岁HK$7,342
15岁HK$7,527
20岁HK$8,755
25岁HK$9,737
30岁HK$11,439
35岁HK$12,517
40岁HK$14,538
45岁HK$17,590
50岁HK$21,227
55岁HK$26,160
60岁HK$33,760
65岁HK$52,974
70岁HK$70,056
75岁HK$71,807
80岁HK$71,807
85岁HK$71,807
90岁HK$71,807
95岁HK$71,807
99岁HK$71,807
0岁HK$14,085
5岁HK$8,160
10岁HK$7,342
15岁HK$7,527
20岁HK$8,755
25岁HK$9,737
30岁HK$11,439
35岁HK$12,517
40岁HK$14,538
45岁HK$17,590
50岁HK$21,227
55岁HK$26,160
60岁HK$33,760
65岁HK$52,974
70岁HK$70,056
75岁HK$71,807
80岁HK$71,807
85岁HK$71,807
90岁HK$71,807
95岁HK$71,807
99岁HK$71,807
0岁HK$15,493 (+10.0%)
5岁HK$8,975 (+10.0%)
10岁HK$8,076 (+10.0%)
15岁HK$8,280 (+10.0%)
20岁HK$9,630 (+10.0%)
25岁HK$10,711 (+10.0%)
30岁HK$12,583 (+10.0%)
35岁HK$13,768 (+10.0%)
40岁HK$15,992 (+10.0%)
45岁HK$19,350 (+10.0%)
50岁HK$23,350 (+10.0%)
55岁HK$28,775 (+10.0%)
60岁HK$37,136 (+10.0%)
65岁HK$58,271 (+10.0%)
70岁HK$77,062 (+10.0%)
75岁HK$78,988 (+10.0%)
80岁HK$78,988 (+10.0%)
85岁HK$78,988 (+10.0%)
90岁HK$78,988 (+10.0%)
95岁HK$78,988 (+10.0%)
99岁HK$78,988 (+10.0%)
0岁HK$17,042 (+10.0%)
5岁HK$9,873 (+10.0%)
10岁HK$8,883 (+10.0%)
15岁HK$9,108 (+10.0%)
20岁HK$10,593 (+10.0%)
25岁HK$11,782 (+10.0%)
30岁HK$13,842 (+10.0%)
35岁HK$15,145 (+10.0%)
40岁HK$17,590 (+10.0%)
45岁HK$21,285 (+10.0%)
50岁HK$25,685 (+10.0%)
55岁HK$31,652 (+10.0%)
60岁HK$40,849 (+10.0%)
65岁HK$64,099 (+10.0%)
70岁HK$84,768 (+10.0%)
75岁HK$86,887 (+10.0%)
80岁HK$86,887 (+10.0%)
85岁HK$86,887 (+10.0%)
90岁HK$86,887 (+10.0%)
95岁HK$86,887 (+10.0%)
99岁HK$86,887 (+10.0%)
0岁HK$17,042
5岁HK$9,873
10岁HK$8,883
15岁HK$9,108
20岁HK$10,593
25岁HK$11,782
30岁HK$13,842
35岁HK$15,145
40岁HK$17,590
45岁HK$21,285
50岁HK$25,685
55岁HK$31,652
60岁HK$40,849
65岁HK$64,099
70岁HK$84,768
75岁HK$86,887
80岁HK$86,887
85岁HK$86,887
90岁HK$86,887
95岁HK$86,887
99岁HK$86,887
0岁HK$18,746 (+10.0%)
5岁HK$10,860 (+10.0%)
10岁HK$9,771 (+10.0%)
15岁HK$10,019 (+10.0%)
20岁HK$11,652 (+10.0%)
25岁HK$12,961 (+10.0%)
30岁HK$15,226 (+10.0%)
35岁HK$16,660 (+10.0%)
40岁HK$19,350 (+10.0%)
45岁HK$23,413 (+10.0%)
50岁HK$28,254 (+10.0%)
55岁HK$34,818 (+10.0%)
60岁HK$44,933 (+10.0%)
65岁HK$70,508 (+10.0%)
70岁HK$93,245 (+10.0%)
75岁HK$95,576 (+10.0%)
80岁HK$95,576 (+10.0%)
85岁HK$95,576 (+10.0%)
90岁HK$95,576 (+10.0%)
95岁HK$95,576 (+10.0%)
99岁HK$95,576 (+10.0%)
0岁HK$20,996 (+12.0%)
5岁HK$12,163 (+12.0%)
10岁HK$10,944 (+12.0%)
15岁HK$11,221 (+12.0%)
20岁HK$13,051 (+12.0%)
25岁HK$14,515 (+12.0%)
30岁HK$17,054 (+12.0%)
35岁HK$18,658 (+12.0%)
40岁HK$21,671 (+12.0%)
45岁HK$26,223 (+12.0%)
50岁HK$31,644 (+12.0%)
55岁HK$38,996 (+12.0%)
60岁HK$50,325 (+12.0%)
65岁HK$78,969 (+12.0%)
70岁HK$104,435 (+12.0%)
75岁HK$107,045 (+12.0%)
80岁HK$107,045 (+12.0%)
85岁HK$107,045 (+12.0%)
90岁HK$107,045 (+12.0%)
95岁HK$107,045 (+12.0%)
99岁HK$107,045 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+5.62%
5岁+5.62%
10岁+5.62%
15岁+5.62%
20岁+5.62%
25岁+5.62%
30岁+5.63%
35岁+5.62%
40岁+5.62%
45岁+5.63%
50岁+5.62%
55岁+5.62%
60岁+5.62%
65岁+5.62%
70岁+5.62%
75岁+5.62%
80岁+5.62%
85岁+5.62%
90岁+5.62%
95岁+5.62%
99岁+5.62%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00021-03-000-01 2019-04-01 | F00021-03-000-02 2021-04-01 | F00021-03-000-02 2022-11-01 | F00021-03-000-02 2023-11-23 | F00021-03-000-03 2024-07-22 | F00021-03-000-03 2024-11-23 | F00021-03-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$9,681 | HK$9,681 | HK$10,649 (+10.0%) | HK$11,714 (+10.0%) | HK$11,714 | HK$12,886 (+10.0%) | HK$14,432 (+12.0%) | +5.62% |
| 5 | HK$7,144 | HK$7,144 | HK$7,858 (+10.0%) | HK$8,644 (+10.0%) | HK$8,644 | HK$9,508 (+10.0%) | HK$10,649 (+12.0%) | +5.62% |
| 10 | HK$6,856 | HK$6,856 | HK$7,542 (+10.0%) | HK$8,296 (+10.0%) | HK$8,296 | HK$9,126 (+10.0%) | HK$10,221 (+12.0%) | +5.63% |
| 15 | HK$7,001 | HK$7,001 | HK$7,701 (+10.0%) | HK$8,471 (+10.0%) | HK$8,471 | HK$9,319 (+10.0%) | HK$10,437 (+12.0%) | +5.63% |
| 20 | HK$9,486 | HK$9,486 | HK$10,435 (+10.0%) | HK$11,479 (+10.0%) | HK$11,479 | HK$12,626 (+10.0%) | HK$14,142 (+12.0%) | +5.63% |
| 25 | HK$11,387 | HK$11,387 | HK$12,526 (+10.0%) | HK$13,779 (+10.0%) | HK$13,779 | HK$15,156 (+10.0%) | HK$16,975 (+12.0%) | +5.62% |
| 30 | HK$14,117 | HK$14,117 | HK$15,529 (+10.0%) | HK$17,081 (+10.0%) | HK$17,081 | HK$18,789 (+10.0%) | HK$21,044 (+12.0%) | +5.62% |
| 35 | HK$16,935 | HK$16,935 | HK$18,629 (+10.0%) | HK$20,492 (+10.0%) | HK$20,492 | HK$22,540 (+10.0%) | HK$25,245 (+12.0%) | +5.62% |
| 40 | HK$19,670 | HK$19,670 | HK$21,637 (+10.0%) | HK$23,801 (+10.0%) | HK$23,801 | HK$26,181 (+10.0%) | HK$29,323 (+12.0%) | +5.62% |
| 45 | HK$22,682 | HK$22,682 | HK$24,950 (+10.0%) | HK$27,445 (+10.0%) | HK$27,445 | HK$30,189 (+10.0%) | HK$33,812 (+12.0%) | +5.62% |
| 50 | HK$26,163 | HK$26,163 | HK$28,780 (+10.0%) | HK$31,658 (+10.0%) | HK$31,658 | HK$34,824 (+10.0%) | HK$39,002 (+12.0%) | +5.62% |
| 55 | HK$30,019 | HK$30,019 | HK$33,021 (+10.0%) | HK$36,324 (+10.0%) | HK$36,324 | HK$39,956 (+10.0%) | HK$44,751 (+12.0%) | +5.62% |
| 60 | HK$34,912 | HK$34,912 | HK$38,404 (+10.0%) | HK$42,244 (+10.0%) | HK$42,244 | HK$46,469 (+10.0%) | HK$52,045 (+12.0%) | +5.62% |
| 65 | HK$48,675 | HK$48,675 | HK$53,543 (+10.0%) | HK$58,898 (+10.0%) | HK$58,898 | HK$64,787 (+10.0%) | HK$72,562 (+12.0%) | +5.62% |
| 70 | HK$63,170 | HK$63,170 | HK$69,487 (+10.0%) | HK$76,436 (+10.0%) | HK$76,436 | HK$84,080 (+10.0%) | HK$94,169 (+12.0%) | +5.62% |
| 75 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 80 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 85 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 90 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 95 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 99 | HK$64,750 | HK$64,750 | HK$71,225 (+10.0%) | HK$78,348 (+10.0%) | HK$78,348 | HK$86,182 (+10.0%) | HK$96,524 (+12.0%) | +5.62% |
| 所有年龄平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0岁HK$9,681
5岁HK$7,144
10岁HK$6,856
15岁HK$7,001
20岁HK$9,486
25岁HK$11,387
30岁HK$14,117
35岁HK$16,935
40岁HK$19,670
45岁HK$22,682
50岁HK$26,163
55岁HK$30,019
60岁HK$34,912
65岁HK$48,675
70岁HK$63,170
75岁HK$64,750
80岁HK$64,750
85岁HK$64,750
90岁HK$64,750
95岁HK$64,750
99岁HK$64,750
0岁HK$9,681
5岁HK$7,144
10岁HK$6,856
15岁HK$7,001
20岁HK$9,486
25岁HK$11,387
30岁HK$14,117
35岁HK$16,935
40岁HK$19,670
45岁HK$22,682
50岁HK$26,163
55岁HK$30,019
60岁HK$34,912
65岁HK$48,675
70岁HK$63,170
75岁HK$64,750
80岁HK$64,750
85岁HK$64,750
90岁HK$64,750
95岁HK$64,750
99岁HK$64,750
0岁HK$10,649 (+10.0%)
5岁HK$7,858 (+10.0%)
10岁HK$7,542 (+10.0%)
15岁HK$7,701 (+10.0%)
20岁HK$10,435 (+10.0%)
25岁HK$12,526 (+10.0%)
30岁HK$15,529 (+10.0%)
35岁HK$18,629 (+10.0%)
40岁HK$21,637 (+10.0%)
45岁HK$24,950 (+10.0%)
50岁HK$28,780 (+10.0%)
55岁HK$33,021 (+10.0%)
60岁HK$38,404 (+10.0%)
65岁HK$53,543 (+10.0%)
70岁HK$69,487 (+10.0%)
75岁HK$71,225 (+10.0%)
80岁HK$71,225 (+10.0%)
85岁HK$71,225 (+10.0%)
90岁HK$71,225 (+10.0%)
95岁HK$71,225 (+10.0%)
99岁HK$71,225 (+10.0%)
0岁HK$11,714 (+10.0%)
5岁HK$8,644 (+10.0%)
10岁HK$8,296 (+10.0%)
15岁HK$8,471 (+10.0%)
20岁HK$11,479 (+10.0%)
25岁HK$13,779 (+10.0%)
30岁HK$17,081 (+10.0%)
35岁HK$20,492 (+10.0%)
40岁HK$23,801 (+10.0%)
45岁HK$27,445 (+10.0%)
50岁HK$31,658 (+10.0%)
55岁HK$36,324 (+10.0%)
60岁HK$42,244 (+10.0%)
65岁HK$58,898 (+10.0%)
70岁HK$76,436 (+10.0%)
75岁HK$78,348 (+10.0%)
80岁HK$78,348 (+10.0%)
85岁HK$78,348 (+10.0%)
90岁HK$78,348 (+10.0%)
95岁HK$78,348 (+10.0%)
99岁HK$78,348 (+10.0%)
0岁HK$11,714
5岁HK$8,644
10岁HK$8,296
15岁HK$8,471
20岁HK$11,479
25岁HK$13,779
30岁HK$17,081
35岁HK$20,492
40岁HK$23,801
45岁HK$27,445
50岁HK$31,658
55岁HK$36,324
60岁HK$42,244
65岁HK$58,898
70岁HK$76,436
75岁HK$78,348
80岁HK$78,348
85岁HK$78,348
90岁HK$78,348
95岁HK$78,348
99岁HK$78,348
0岁HK$12,886 (+10.0%)
5岁HK$9,508 (+10.0%)
10岁HK$9,126 (+10.0%)
15岁HK$9,319 (+10.0%)
20岁HK$12,626 (+10.0%)
25岁HK$15,156 (+10.0%)
30岁HK$18,789 (+10.0%)
35岁HK$22,540 (+10.0%)
40岁HK$26,181 (+10.0%)
45岁HK$30,189 (+10.0%)
50岁HK$34,824 (+10.0%)
55岁HK$39,956 (+10.0%)
60岁HK$46,469 (+10.0%)
65岁HK$64,787 (+10.0%)
70岁HK$84,080 (+10.0%)
75岁HK$86,182 (+10.0%)
80岁HK$86,182 (+10.0%)
85岁HK$86,182 (+10.0%)
90岁HK$86,182 (+10.0%)
95岁HK$86,182 (+10.0%)
99岁HK$86,182 (+10.0%)
0岁HK$14,432 (+12.0%)
5岁HK$10,649 (+12.0%)
10岁HK$10,221 (+12.0%)
15岁HK$10,437 (+12.0%)
20岁HK$14,142 (+12.0%)
25岁HK$16,975 (+12.0%)
30岁HK$21,044 (+12.0%)
35岁HK$25,245 (+12.0%)
40岁HK$29,323 (+12.0%)
45岁HK$33,812 (+12.0%)
50岁HK$39,002 (+12.0%)
55岁HK$44,751 (+12.0%)
60岁HK$52,045 (+12.0%)
65岁HK$72,562 (+12.0%)
70岁HK$94,169 (+12.0%)
75岁HK$96,524 (+12.0%)
80岁HK$96,524 (+12.0%)
85岁HK$96,524 (+12.0%)
90岁HK$96,524 (+12.0%)
95岁HK$96,524 (+12.0%)
99岁HK$96,524 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+5.62%
5岁+5.62%
10岁+5.63%
15岁+5.63%
20岁+5.63%
25岁+5.62%
30岁+5.62%
35岁+5.62%
40岁+5.62%
45岁+5.62%
50岁+5.62%
55岁+5.62%
60岁+5.62%
65岁+5.62%
70岁+5.62%
75岁+5.62%
80岁+5.62%
85岁+5.62%
90岁+5.62%
95岁+5.62%
99岁+5.62%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。