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「樂康保」醫療保障計劃 - 保障級別 2+超額醫療保障 (港元)
仅供现有保单续保''BetterCare'' Medical Insurance Plan - Benefit Level 2 with SMM (HKD)
周大福人壽保險有限公司 · F00021-02-000 · 7 个版本 · 灵活计划 · 年均加幅 +5.62%
男 Male
| 年龄 | F00021-02-000-01 2019-04-01 | F00021-02-000-02 2021-04-01 | F00021-02-000-02 2022-11-01 | F00021-02-000-02 2023-11-23 | F00021-02-000-03 2024-07-22 | F00021-02-000-03 2024-11-23 | F00021-02-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$7,935 | HK$7,935 | HK$8,729 (+10.0%) | HK$9,601 (+10.0%) | HK$9,601 | HK$10,562 (+10.0%) | HK$11,830 (+12.0%) | +5.63% |
| 5 | HK$4,567 | HK$4,567 | HK$5,024 (+10.0%) | HK$5,526 (+10.0%) | HK$5,526 | HK$6,079 (+10.0%) | HK$6,808 (+12.0%) | +5.62% |
| 10 | HK$4,112 | HK$4,112 | HK$4,523 (+10.0%) | HK$4,975 (+10.0%) | HK$4,975 | HK$5,473 (+10.0%) | HK$6,130 (+12.0%) | +5.62% |
| 15 | HK$4,214 | HK$4,214 | HK$4,636 (+10.0%) | HK$5,099 (+10.0%) | HK$5,099 | HK$5,608 (+10.0%) | HK$6,281 (+12.0%) | +5.62% |
| 20 | HK$4,694 | HK$4,694 | HK$5,163 (+10.0%) | HK$5,680 (+10.0%) | HK$5,680 | HK$6,248 (+10.0%) | HK$6,998 (+12.0%) | +5.63% |
| 25 | HK$5,338 | HK$5,338 | HK$5,871 (+10.0%) | HK$6,458 (+10.0%) | HK$6,458 | HK$7,105 (+10.0%) | HK$7,957 (+12.0%) | +5.62% |
| 30 | HK$6,267 | HK$6,267 | HK$6,893 (+10.0%) | HK$7,582 (+10.0%) | HK$7,582 | HK$8,340 (+10.0%) | HK$9,342 (+12.0%) | +5.62% |
| 35 | HK$6,921 | HK$6,921 | HK$7,613 (+10.0%) | HK$8,375 (+10.0%) | HK$8,375 | HK$9,213 (+10.0%) | HK$10,319 (+12.0%) | +5.63% |
| 40 | HK$7,935 | HK$7,935 | HK$8,729 (+10.0%) | HK$9,601 (+10.0%) | HK$9,601 | HK$10,562 (+10.0%) | HK$11,830 (+12.0%) | +5.63% |
| 45 | HK$9,315 | HK$9,315 | HK$10,248 (+10.0%) | HK$11,273 (+10.0%) | HK$11,273 | HK$12,400 (+10.0%) | HK$13,888 (+12.0%) | +5.63% |
| 50 | HK$11,195 | HK$11,195 | HK$12,314 (+10.0%) | HK$13,545 (+10.0%) | HK$13,545 | HK$14,900 (+10.0%) | HK$16,688 (+12.0%) | +5.62% |
| 55 | HK$14,002 | HK$14,002 | HK$15,402 (+10.0%) | HK$16,943 (+10.0%) | HK$16,943 | HK$18,637 (+10.0%) | HK$20,874 (+12.0%) | +5.63% |
| 60 | HK$18,101 | HK$18,101 | HK$19,912 (+10.0%) | HK$21,904 (+10.0%) | HK$21,904 | HK$24,094 (+10.0%) | HK$26,986 (+12.0%) | +5.63% |
| 65 | HK$26,610 | HK$26,610 | HK$29,270 (+10.0%) | HK$32,198 (+10.0%) | HK$32,198 | HK$35,418 (+10.0%) | HK$39,668 (+12.0%) | +5.62% |
| 70 | HK$34,368 | HK$34,368 | HK$37,805 (+10.0%) | HK$41,586 (+10.0%) | HK$41,586 | HK$45,744 (+10.0%) | HK$51,233 (+12.0%) | +5.62% |
| 75 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 80 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 85 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 90 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 95 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 99 | HK$35,226 | HK$35,226 | HK$38,749 (+10.0%) | HK$42,624 (+10.0%) | HK$42,624 | HK$46,886 (+10.0%) | HK$52,512 (+12.0%) | +5.62% |
| 所有年龄平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0岁HK$7,935
5岁HK$4,567
10岁HK$4,112
15岁HK$4,214
20岁HK$4,694
25岁HK$5,338
30岁HK$6,267
35岁HK$6,921
40岁HK$7,935
45岁HK$9,315
50岁HK$11,195
55岁HK$14,002
60岁HK$18,101
65岁HK$26,610
70岁HK$34,368
75岁HK$35,226
80岁HK$35,226
85岁HK$35,226
90岁HK$35,226
95岁HK$35,226
99岁HK$35,226
0岁HK$7,935
5岁HK$4,567
10岁HK$4,112
15岁HK$4,214
20岁HK$4,694
25岁HK$5,338
30岁HK$6,267
35岁HK$6,921
40岁HK$7,935
45岁HK$9,315
50岁HK$11,195
55岁HK$14,002
60岁HK$18,101
65岁HK$26,610
70岁HK$34,368
75岁HK$35,226
80岁HK$35,226
85岁HK$35,226
90岁HK$35,226
95岁HK$35,226
99岁HK$35,226
0岁HK$8,729 (+10.0%)
5岁HK$5,024 (+10.0%)
10岁HK$4,523 (+10.0%)
15岁HK$4,636 (+10.0%)
20岁HK$5,163 (+10.0%)
25岁HK$5,871 (+10.0%)
30岁HK$6,893 (+10.0%)
35岁HK$7,613 (+10.0%)
40岁HK$8,729 (+10.0%)
45岁HK$10,248 (+10.0%)
50岁HK$12,314 (+10.0%)
55岁HK$15,402 (+10.0%)
60岁HK$19,912 (+10.0%)
65岁HK$29,270 (+10.0%)
70岁HK$37,805 (+10.0%)
75岁HK$38,749 (+10.0%)
80岁HK$38,749 (+10.0%)
85岁HK$38,749 (+10.0%)
90岁HK$38,749 (+10.0%)
95岁HK$38,749 (+10.0%)
99岁HK$38,749 (+10.0%)
0岁HK$9,601 (+10.0%)
5岁HK$5,526 (+10.0%)
10岁HK$4,975 (+10.0%)
15岁HK$5,099 (+10.0%)
20岁HK$5,680 (+10.0%)
25岁HK$6,458 (+10.0%)
30岁HK$7,582 (+10.0%)
35岁HK$8,375 (+10.0%)
40岁HK$9,601 (+10.0%)
45岁HK$11,273 (+10.0%)
50岁HK$13,545 (+10.0%)
55岁HK$16,943 (+10.0%)
60岁HK$21,904 (+10.0%)
65岁HK$32,198 (+10.0%)
70岁HK$41,586 (+10.0%)
75岁HK$42,624 (+10.0%)
80岁HK$42,624 (+10.0%)
85岁HK$42,624 (+10.0%)
90岁HK$42,624 (+10.0%)
95岁HK$42,624 (+10.0%)
99岁HK$42,624 (+10.0%)
0岁HK$9,601
5岁HK$5,526
10岁HK$4,975
15岁HK$5,099
20岁HK$5,680
25岁HK$6,458
30岁HK$7,582
35岁HK$8,375
40岁HK$9,601
45岁HK$11,273
50岁HK$13,545
55岁HK$16,943
60岁HK$21,904
65岁HK$32,198
70岁HK$41,586
75岁HK$42,624
80岁HK$42,624
85岁HK$42,624
90岁HK$42,624
95岁HK$42,624
99岁HK$42,624
0岁HK$10,562 (+10.0%)
5岁HK$6,079 (+10.0%)
10岁HK$5,473 (+10.0%)
15岁HK$5,608 (+10.0%)
20岁HK$6,248 (+10.0%)
25岁HK$7,105 (+10.0%)
30岁HK$8,340 (+10.0%)
35岁HK$9,213 (+10.0%)
40岁HK$10,562 (+10.0%)
45岁HK$12,400 (+10.0%)
50岁HK$14,900 (+10.0%)
55岁HK$18,637 (+10.0%)
60岁HK$24,094 (+10.0%)
65岁HK$35,418 (+10.0%)
70岁HK$45,744 (+10.0%)
75岁HK$46,886 (+10.0%)
80岁HK$46,886 (+10.0%)
85岁HK$46,886 (+10.0%)
90岁HK$46,886 (+10.0%)
95岁HK$46,886 (+10.0%)
99岁HK$46,886 (+10.0%)
0岁HK$11,830 (+12.0%)
5岁HK$6,808 (+12.0%)
10岁HK$6,130 (+12.0%)
15岁HK$6,281 (+12.0%)
20岁HK$6,998 (+12.0%)
25岁HK$7,957 (+12.0%)
30岁HK$9,342 (+12.0%)
35岁HK$10,319 (+12.0%)
40岁HK$11,830 (+12.0%)
45岁HK$13,888 (+12.0%)
50岁HK$16,688 (+12.0%)
55岁HK$20,874 (+12.0%)
60岁HK$26,986 (+12.0%)
65岁HK$39,668 (+12.0%)
70岁HK$51,233 (+12.0%)
75岁HK$52,512 (+12.0%)
80岁HK$52,512 (+12.0%)
85岁HK$52,512 (+12.0%)
90岁HK$52,512 (+12.0%)
95岁HK$52,512 (+12.0%)
99岁HK$52,512 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+5.63%
5岁+5.62%
10岁+5.62%
15岁+5.62%
20岁+5.63%
25岁+5.62%
30岁+5.62%
35岁+5.63%
40岁+5.63%
45岁+5.63%
50岁+5.62%
55岁+5.63%
60岁+5.63%
65岁+5.62%
70岁+5.62%
75岁+5.62%
80岁+5.62%
85岁+5.62%
90岁+5.62%
95岁+5.62%
99岁+5.62%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。
女 Female
| 年龄 | F00021-02-000-01 2019-04-01 | F00021-02-000-02 2021-04-01 | F00021-02-000-02 2022-11-01 | F00021-02-000-02 2023-11-23 | F00021-02-000-03 2024-07-22 | F00021-02-000-03 2024-11-23 | F00021-02-000-03 2025-11-23 | 年均加幅 |
|---|---|---|---|---|---|---|---|---|
| 0 | HK$6,211 | HK$6,211 | HK$6,832 (+10.0%) | HK$7,515 (+10.0%) | HK$7,515 | HK$8,267 (+10.0%) | HK$9,258 (+12.0%) | +5.62% |
| 5 | HK$4,030 | HK$4,030 | HK$4,433 (+10.0%) | HK$4,876 (+10.0%) | HK$4,876 | HK$5,364 (+10.0%) | HK$6,008 (+12.0%) | +5.63% |
| 10 | HK$3,865 | HK$3,865 | HK$4,252 (+10.0%) | HK$4,677 (+10.0%) | HK$4,677 | HK$5,145 (+10.0%) | HK$5,763 (+12.0%) | +5.63% |
| 15 | HK$3,948 | HK$3,948 | HK$4,343 (+10.0%) | HK$4,777 (+10.0%) | HK$4,777 | HK$5,255 (+10.0%) | HK$5,886 (+12.0%) | +5.63% |
| 20 | HK$4,981 | HK$4,981 | HK$5,479 (+10.0%) | HK$6,026 (+10.0%) | HK$6,026 | HK$6,629 (+10.0%) | HK$7,424 (+12.0%) | +5.62% |
| 25 | HK$6,329 | HK$6,329 | HK$6,962 (+10.0%) | HK$7,658 (+10.0%) | HK$7,658 | HK$8,424 (+10.0%) | HK$9,435 (+12.0%) | +5.62% |
| 30 | HK$7,849 | HK$7,849 | HK$8,633 (+10.0%) | HK$9,496 (+10.0%) | HK$9,496 | HK$10,446 (+10.0%) | HK$11,700 (+12.0%) | +5.62% |
| 35 | HK$9,420 | HK$9,420 | HK$10,362 (+10.0%) | HK$11,398 (+10.0%) | HK$11,398 | HK$12,537 (+10.0%) | HK$14,042 (+12.0%) | +5.62% |
| 40 | HK$10,826 | HK$10,826 | HK$11,908 (+10.0%) | HK$13,099 (+10.0%) | HK$13,099 | HK$14,408 (+10.0%) | HK$16,137 (+12.0%) | +5.62% |
| 45 | HK$12,356 | HK$12,356 | HK$13,592 (+10.0%) | HK$14,951 (+10.0%) | HK$14,951 | HK$16,446 (+10.0%) | HK$18,420 (+12.0%) | +5.63% |
| 50 | HK$14,551 | HK$14,551 | HK$16,006 (+10.0%) | HK$17,607 (+10.0%) | HK$17,607 | HK$19,368 (+10.0%) | HK$21,692 (+12.0%) | +5.62% |
| 55 | HK$15,752 | HK$15,752 | HK$17,327 (+10.0%) | HK$19,061 (+10.0%) | HK$19,061 | HK$20,967 (+10.0%) | HK$23,482 (+12.0%) | +5.62% |
| 60 | HK$17,929 | HK$17,929 | HK$19,721 (+10.0%) | HK$21,694 (+10.0%) | HK$21,694 | HK$23,863 (+10.0%) | HK$26,726 (+12.0%) | +5.62% |
| 65 | HK$23,701 | HK$23,701 | HK$26,071 (+10.0%) | HK$28,679 (+10.0%) | HK$28,679 | HK$31,546 (+10.0%) | HK$35,332 (+12.0%) | +5.62% |
| 70 | HK$30,144 | HK$30,144 | HK$33,158 (+10.0%) | HK$36,474 (+10.0%) | HK$36,474 | HK$40,121 (+10.0%) | HK$44,936 (+12.0%) | +5.62% |
| 75 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 80 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 85 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 90 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 95 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 99 | HK$30,898 | HK$30,898 | HK$33,987 (+10.0%) | HK$37,386 (+10.0%) | HK$37,386 | HK$41,124 (+10.0%) | HK$46,058 (+12.0%) | +5.62% |
| 所有年龄平均 | — | 0.0% | +10.0% | +10.0% | 0.0% | +10.0% | +12.0% | — |
0岁HK$6,211
5岁HK$4,030
10岁HK$3,865
15岁HK$3,948
20岁HK$4,981
25岁HK$6,329
30岁HK$7,849
35岁HK$9,420
40岁HK$10,826
45岁HK$12,356
50岁HK$14,551
55岁HK$15,752
60岁HK$17,929
65岁HK$23,701
70岁HK$30,144
75岁HK$30,898
80岁HK$30,898
85岁HK$30,898
90岁HK$30,898
95岁HK$30,898
99岁HK$30,898
0岁HK$6,211
5岁HK$4,030
10岁HK$3,865
15岁HK$3,948
20岁HK$4,981
25岁HK$6,329
30岁HK$7,849
35岁HK$9,420
40岁HK$10,826
45岁HK$12,356
50岁HK$14,551
55岁HK$15,752
60岁HK$17,929
65岁HK$23,701
70岁HK$30,144
75岁HK$30,898
80岁HK$30,898
85岁HK$30,898
90岁HK$30,898
95岁HK$30,898
99岁HK$30,898
0岁HK$6,832 (+10.0%)
5岁HK$4,433 (+10.0%)
10岁HK$4,252 (+10.0%)
15岁HK$4,343 (+10.0%)
20岁HK$5,479 (+10.0%)
25岁HK$6,962 (+10.0%)
30岁HK$8,633 (+10.0%)
35岁HK$10,362 (+10.0%)
40岁HK$11,908 (+10.0%)
45岁HK$13,592 (+10.0%)
50岁HK$16,006 (+10.0%)
55岁HK$17,327 (+10.0%)
60岁HK$19,721 (+10.0%)
65岁HK$26,071 (+10.0%)
70岁HK$33,158 (+10.0%)
75岁HK$33,987 (+10.0%)
80岁HK$33,987 (+10.0%)
85岁HK$33,987 (+10.0%)
90岁HK$33,987 (+10.0%)
95岁HK$33,987 (+10.0%)
99岁HK$33,987 (+10.0%)
0岁HK$7,515 (+10.0%)
5岁HK$4,876 (+10.0%)
10岁HK$4,677 (+10.0%)
15岁HK$4,777 (+10.0%)
20岁HK$6,026 (+10.0%)
25岁HK$7,658 (+10.0%)
30岁HK$9,496 (+10.0%)
35岁HK$11,398 (+10.0%)
40岁HK$13,099 (+10.0%)
45岁HK$14,951 (+10.0%)
50岁HK$17,607 (+10.0%)
55岁HK$19,061 (+10.0%)
60岁HK$21,694 (+10.0%)
65岁HK$28,679 (+10.0%)
70岁HK$36,474 (+10.0%)
75岁HK$37,386 (+10.0%)
80岁HK$37,386 (+10.0%)
85岁HK$37,386 (+10.0%)
90岁HK$37,386 (+10.0%)
95岁HK$37,386 (+10.0%)
99岁HK$37,386 (+10.0%)
0岁HK$7,515
5岁HK$4,876
10岁HK$4,677
15岁HK$4,777
20岁HK$6,026
25岁HK$7,658
30岁HK$9,496
35岁HK$11,398
40岁HK$13,099
45岁HK$14,951
50岁HK$17,607
55岁HK$19,061
60岁HK$21,694
65岁HK$28,679
70岁HK$36,474
75岁HK$37,386
80岁HK$37,386
85岁HK$37,386
90岁HK$37,386
95岁HK$37,386
99岁HK$37,386
0岁HK$8,267 (+10.0%)
5岁HK$5,364 (+10.0%)
10岁HK$5,145 (+10.0%)
15岁HK$5,255 (+10.0%)
20岁HK$6,629 (+10.0%)
25岁HK$8,424 (+10.0%)
30岁HK$10,446 (+10.0%)
35岁HK$12,537 (+10.0%)
40岁HK$14,408 (+10.0%)
45岁HK$16,446 (+10.0%)
50岁HK$19,368 (+10.0%)
55岁HK$20,967 (+10.0%)
60岁HK$23,863 (+10.0%)
65岁HK$31,546 (+10.0%)
70岁HK$40,121 (+10.0%)
75岁HK$41,124 (+10.0%)
80岁HK$41,124 (+10.0%)
85岁HK$41,124 (+10.0%)
90岁HK$41,124 (+10.0%)
95岁HK$41,124 (+10.0%)
99岁HK$41,124 (+10.0%)
0岁HK$9,258 (+12.0%)
5岁HK$6,008 (+12.0%)
10岁HK$5,763 (+12.0%)
15岁HK$5,886 (+12.0%)
20岁HK$7,424 (+12.0%)
25岁HK$9,435 (+12.0%)
30岁HK$11,700 (+12.0%)
35岁HK$14,042 (+12.0%)
40岁HK$16,137 (+12.0%)
45岁HK$18,420 (+12.0%)
50岁HK$21,692 (+12.0%)
55岁HK$23,482 (+12.0%)
60岁HK$26,726 (+12.0%)
65岁HK$35,332 (+12.0%)
70岁HK$44,936 (+12.0%)
75岁HK$46,058 (+12.0%)
80岁HK$46,058 (+12.0%)
85岁HK$46,058 (+12.0%)
90岁HK$46,058 (+12.0%)
95岁HK$46,058 (+12.0%)
99岁HK$46,058 (+12.0%)
年均加幅（复息，年期＝今日−最早版本日期）· 计算至 2026-07-02
0岁+5.62%
5岁+5.63%
10岁+5.63%
15岁+5.63%
20岁+5.62%
25岁+5.62%
30岁+5.62%
35岁+5.62%
40岁+5.62%
45岁+5.63%
50岁+5.62%
55岁+5.62%
60岁+5.62%
65岁+5.62%
70岁+5.62%
75岁+5.62%
80岁+5.62%
85岁+5.62%
90岁+5.62%
95岁+5.62%
99岁+5.62%
注・资料来源
格子显示保费金额，括号内为相对上一个版本的百分比变化。首个版本只显示基准保费。年均加幅使用复息公式（最新/最早 ^ (1/years) − 1），年期＝今日减最早版本日期。男性／女性矩阵的年均加幅按该性别自身的保费轨迹计算；计划总览显示的年均加幅则为男女两者的平均值。· 计算至 2026-07-02
默认显示 21 个锚点年龄（每 5 岁一格，加上 0 与 99 两端），方便快速浏览整条走势曲线。 右侧「年均加幅」列无论切换与否，均基于全部 100 个年龄计算 — 不会因显示密度而改变。